Chapter 108 Double Happiness
"That's good." Liao Liewen smiled and said: "Now the major banks in Hong Kong, whether they are British or Chinese, are also working with many factories and even shipping and trade. Company cooperation.
But what our bank is most optimistic about is the real estate industry. , when Yang Sheng gets bigger in the future, has funds on hand, or is interested in investing in real estate, he can also enter the real estate industry, and we can have more cooperation."
"No problem. Yang Wendong nodded and said without saying anything more. He just gave the bank a hope.
Liao Liewen continued: "Well, I am very happy to meet with Yang Sheng today. I hope we can have more cooperation in the future."
"Same." Yang Wendong smiled.
Afterwards, Yang Wendong took Liao Liewen for a walk around his factory. He will definitely need bank funds to build his own "super factory" in the future, otherwise even 500,000 US dollars may not be enough. Enough, after all, the cost of a large factory is not just the infrastructure.
Not to mention the glue factory plan, the more funds he has on hand, the better.
As for cooperative banks, generally speaking, the core secrets will not be disclosed, but the company’s development status, future trends, market planning, etc. must be made clear and even blown in the general direction. Otherwise, they won’t lend you a loan.
Of course, for Changxing Industrial, there is nothing to keep secrets now. Several invention patents are the foundation of Changxing Industrial today, and the others are just auxiliary
At noon that day, Yang Wendong naturally treated Liao Liewen to a light meal and a little wine at the table. This is also a necessary operation in the business society of this era, and it is somewhat inevitable even after 70 years.
In the afternoon, Liao Liewen said goodbye and left, driving his Mercedes-Benz towards Hong Kong Island; Yang Wendong asked his bodyguard to drive. Naturally, there is no concept of drunk driving in this era, but Yang Wendong still cherishes himself a little Damn it, he won’t drive drunk.
In the afternoon, Liao Liewen returned to the headquarters building of Liao Chong Hing Bank. After washing himself to get rid of the smell of alcohol, he went to the top floor to meet his old man.
Liao Baoshan was looking at a "ding"-shaped antique in her hand. After seeing her son, she smiled and said, "Aying just sent me an antique, saying it was from the Song Dynasty. Can you take a look?"
< br>"Daddy, if you like this antique, it doesn't matter if you buy a little, but if you buy too much, it's not necessary, right?" Liao Liewen said after taking the antique.
Liao Baoshan said with a smile: "There is a reason for gold and antiques in the prosperous times. I don't just like it, it is also an investment. Many wealthy businessmen in Hong Kong also have the habit of hoarding antiques. They think like me In the same way, it can be considered an investment.”
“Can this antique be compared with the real estate market in Hong Kong?” Liao Liwen asked.
"Maybe it's possible, maybe it's not, it's hard to say." Liao Baoshan stretched and said: "Antiques are becoming more and more valuable, because the quantity of these things is fixed, even if a country discovers a large It is impossible to sell the antiques inside the ancient tomb, so one can maintain its scarcity, but its value is not high
< br>"Essentially they are all the same." Liao Liewen nodded. He has been involved in the Hong Kong business community for several years and naturally knows some basic business logic.
"But real estate is much more complicated, not as simple as antiques." Liao Baoshan smiled, and then asked: "Have you met Yang Wendong?"
"Yes, I have met." Liao Liewen nodded and said: "This person is really interesting, absolutely It's not just as simple as inventing two things."
Liao Baoshan became interested and asked: "Why is it not simple?"
"He is very eloquent and knowledgeable. High, very confident and disciplined about their plans He was also very good at planning, and he was even a little funny when he spoke." Liao Liewen thought carefully for a while and then said: "I only chatted with him for half an hour and had a meal together, but I feel that it is natural to get along with someone like him. ."
"This This is really the highest level of business." Liao Baoshan turned the two big walnuts in her hand twice and said, "Generally, those who can do this are basically veterans in the business world. This guy is so young, and he actually has it. This ability.”
"Maybe it's talent." Liao Liewen thought for a while and said.
Liao Baoshan asked again: "You have been drinking, how much did you two drink?"
"Not much, about half a bottle of white wine per person." Liao Liewen replied.
Liao Baoshan said: "Drinking depends on temperament and self-control. We in the Chinese business world often like to let people drink. In addition to this being a common etiquette, it also tests a person's true temperament and self-control;
If you can maintain a normal state and control your inner thoughts after drinking, you will at least have the basic ability to make good friends. ”
"Yes, I drank too much. I always had the urge to reveal some important things, but I just controlled myself." Liao Liewen nodded and said.
Liao Baoshan said: "It's normal, but whether you can control it or not depends on your willpower. You also need to practice more in this area.
Sooner or later you will have to take over the bank. , you also need to get along with many business elites, so you must pay attention to your control after drinking."
"Dad, do you need to drink a lot of wine when you are in our position?" Liao Liewen asked a little confused. road.
Liao Baoshan said with a smile: "Generally speaking, no, but on many occasions you still have to drink a little. You will not be drunk, but you will be tipsy. This is when you are at your weakest;
Many people, whether friends, competitors, people who want to get some important information from you, or even just a reporter who wants to get breaking news, will ask you.
These people are also very shrewd. Even if you are completely normal, let alone drinking a little bit, you may be involved in some problems without realizing it. ”
“Yes. "Liao Liewen nodded. He didn't have enough experience in the business world, and his father had always been the one to take care of him. He had never experienced such a thing. But he had also seen many interviews with news media on TV. That question was simply It’s so tricky that many celebrities in the business or political circles have been tricked into it while they were awake.
“How much more will you learn in the future? This business world is full of hungry wolves. "Liao Baoshan sighed, and then said: "Describe to me everything you said to Yang Wendong. ”
"Okay, that's it." Liao Liewen then recounted today's conversation with Yang Wendong.
Liao Baoshan listened quietly to her son's words, then opened the drawer next to her, took out a sticky note, held it in front of her eyes, and said, "Is there really such a huge market for this thing?"
< br>"Yes." Liao Liewen said seriously: "Before, we thought that this post-it note would definitely sell well, but we didn't have any contact with it ourselves and didn't understand its value at all.
We just learned from Changxing Industrial After I came back, I I immediately asked several staff around me, and every one of them liked this thing, and some people used it very quickly. A 100-page post-it note was used up in less than a month, and then they had to apply for purchase again.
I checked and found that there are more than 300 people in our bank headquarters and we have bought almost 1,000 sticky notes in the past few months. Although there is still some inventory, the purchasing department is already preparing to buy another batch. ”
Liao Baoshan murmured: "Even if a person needs one sticky note for three months, how many office workers are there in the world?"
Looking at his father's shocked eyes, Liao Liewen said: "One hundred million, maybe it is conservative. data; and this is an office supply. Like a ballpoint pen, it is most easily lost. Yes, the market for sticky notes can be said to be infinite.”
“It’s amazing.” Liao Baoshan said with a smile: “I didn’t expect that such a person would appear in Hong Kong, and now such a person is with us. If you join an international giant like 3M, your future will be unlimited. You must cooperate with him in the future. It’s done.”
“Yes, Daddy, I have already thought of it,” Liao Liewen said again: “Yang Wendong has the patent, and as long as it is used well, from an industrial point of view, the future is bright. It is unlikely that it will be short of funds, that is, it needs to rapidly expand its production capacity before it will have demand from banks. .
So I specifically asked him about his attitude towards real estate. Obviously, he is also interested in real estate, but he can judge that he needs to make sticky notes more at the moment, so he doesn't take any action, but once it is done, If the goal is achieved in industry, it will inevitably enter the real estate industry.”
"Haha, well done." Liao Baoshan said with a smile: "The real estate industry has endless demand for funds. As long as we can cooperate with him for a long time, it will be a good thing for our bank."
" Yes, this is what I think too." Liao Liewen nodded and asked again: "Dad, I asked about it, he may need more than 3 to 5 million Hong Kong dollars to expand the factory. I feel that he also seems to have some money. "
"Isn't that better?" Liao Baoshan smiled and said: "Of course we are willing to fully support him. In terms of interest, you can also give it a lower rate than other banks. This way we can maintain a long-term cooperative relationship."
"It seems that Daddy really wants to win over this person," Liao Liewen said with a smile. Their bank is doing high-risk business, and the interest rates are naturally high. Isn't it just to plan for the future if you actively ask for lower interest rates?
Liao Baoshan nodded and said: "It is rare to encounter such a powerful business rookie, so we naturally have to seize the opportunity. Although banks say there is no shortage of customers, it is still very important to have long-term, stable and risk-free large customers. , which can significantly reduce our costs.”
"Understood." Liao Liewen nodded and said: "Daddy, we have used a lot of savers' funds to do real estate business recently. Isn't this too risky?"
" What are you afraid of? The banking industry must do well, and the real estate industry must also do well. There will be no problems in the current real estate market." Liao Baoshan's face changed, obviously this was not the first time she heard this opinion.
"Yes" Liao Liewen saw his father's face and shut up what he was about to say.
Liao Chuang Hing Bank used depositors' funds to speculate in land and houses, which has seriously violated normal banking laws.
In Hong Kong, the Hong Kong government has always advocated the principle of "free market" and does not interfere in anything, including no banking laws. However, as an economics graduate from the University of London, he knows that if banks operate this way, problems will arise. , will die miserably.
However, in the entire Liao family, it is obvious that even the eldest son who went to study in the UK is unable to interfere with the family business. After all, this is the country that Liao Baoshan has worked hard for, and no one can control it.
It is too difficult for a rich man to get rid of his father's halo.
At the same time, Yang Wendong and Wei Zetao were still discussing the situation of the new factory. In the end, they set a goal, that is Close to the seaside but still far away from the port, there is almost 350,000 square feet of land. This is an industrial land that the Hong Kong government intends to sell. However, Hong Kong is full of small industries, and few companies have the demand to acquire such a large piece of land.
"Yang Sheng, the land price for this piece of land is not expensive, but with the cost of leveling the land, it is not cheap." Wei Zetao said with a smile.
"It's okay." Yang Wendong shrugged and said: "We can't use such a large area at once, we can just divide it into several steps."
.
In the morning, Liao Chuangxing didn’t make it clear that he wanted to cooperate with us. When the time comes, we can just borrow his funds. "
Wei Zetao nodded and asked: "That's true. Then, will all the production of sticky notes and mouse sticky pads be placed here? "
"There is this idea, but it is an increase and we will move the new production capacity there. Yang Wendong thought for a while and said: "The existing two factories remain unchanged. Depending on the situation in the future, we might as well set up a branch factory." ”
When the production capacity expands too fast, it is naturally impossible to find a larger factory. Just move the old factory there and divide the production into several production bases, especially for simple products such as sticky mouse boards. merchandise.
"Okay, no problem." Wei Zetao smiled, and then said: "Yang Sheng, it's a happy event that we solved the production capacity problem, but you have another happy event."
"What?" Yang Wendong asked.
Wei Zetao said with a smile: "Your house in Yifu Garden has been almost decorated. You will be able to move in after a while. It can be said to be a double happiness."
(End of this chapter) )