Chapter 118 Options for acquiring 350,000 square feet of land and banks
In the afternoon, Wei Zetao brought good news: "Yang Sheng, the Hong Kong government has made final confirmation of the land price and agreed to us The price is HK$2.85 per foot, a total of 996,000. As long as we pay, we can buy the land directly."
Yang Wendong was overjoyed and said: "Then get the land first."< br>
The land purchase this time was not an auction, so there was no fixed price. Instead, the two parties were haggling over the price. And because there were no large factories nearby, the land price was difficult to refer to, so there was a lot of wrangling. time.
Although the need for capacity expansion is urgent, because the loan did not come out so quickly, it still took some time to negotiate with the Hong Kong government.
Wei Zetao nodded and said: "Okay, I have also negotiated with the construction company to build a building. We will use our funds to build the industrial building first. The loan from Liao Chuangxing Bank is a little slow, but there is no rush.
The construction of the foundation leveling and processing industry building will take almost 2 months no matter how fast it is.”
“Two months?” Yang Wendong still feels that it is a bit slow.
Wei Zetao said: "Yang Sheng, this time is already the limit. Generally, the construction cycle of industrial buildings like ours is basically half a year.
The most important thing is that our second Equipment needs to be placed above the floor. Although the equipment for sticky notes is not very large, the construction quality requirements are still much higher than those for industrial buildings used for assembly.”
"Well, okay, if several construction suppliers say so, then that's all it can do, safety first." Yang Wendong nodded and asked: "What about equipment? The amount of funds is not small."
Wei Zetao said: "Dongsheng promised to build an emergency workshop for our orders and recruit people separately, so as not to crowd out their other production tasks.
In this case, they We need to place a sufficient order at once and pay half of the payment first, otherwise they can only produce in the normal way. At most, they can speed up the production for us, which will be too slow."
"Can you? Find someone else to do it?" Yang Wendong asked again.
Wei Zetao replied: "It is possible, but there are not many equipment manufacturing factories in Hong Kong. I have contacted them before, and they are happy to make equipment for us;
Just to produce so many units in such a short time, they also put forward similar requirements to Dongsheng. If this is the case, it is better to find Dongsheng. At least they are familiar with it and can guarantee the quality. ”
“That’s right, if we urgently increase production capacity, only we can use the equipment. They definitely need certain guarantees. "Yang Wendong also thinks this is normal.
It is impossible for these equipment factories to know their future potential, and they will not believe it. When it comes to investing a lot of money in building new factories, they must be conservative and put it aside. It’s the same for everyone.
Now, the factory where I am currently working has a total of 86 Dongsheng equipment, each one costs almost HK$5,000. Half of the 800,000 yuan from the previous loan was spent on equipment, but because In the past few months of production, we have paid back almost 20,000 to 300,000 yuan in profit. Including other operational expenses, we still have about 500,000 yuan in capital.
But the future area of the new factory will be 20% of the area here. times, although it will not be fully installed immediately, according to the production capacity plan, about 300 units will be purchased in the early stage, and even if there is a discount for so much equipment, it will require almost 13.4 million in funds.
About half of the US$500,000 in hand is needed to pay for the purchase of large tracts of land, plus land leveling and infrastructure costs, and the other half is also needed to prepare a glue factory, etc.
The equipment of the new factory, as well as future material purchases and normal operating expenses, will need to rely on new loans, at least in the initial stage.
But if the loan is really slow or insufficient, then you can only slow down the progress, which will not affect the life or death of the company, but you will make a lot less
and you will have enough funds. , expansion will be faster.
Wei Zetao breathed a sigh of relief and said: "I urged Liao Chuang Hing Bank again yesterday. It should be stuck with Liao Baoshan. Liao Liewen promised to ask again."
"Liao Liewen also said before that Liao Baoshan was also optimistic about our company, but now it is stuck. What does it mean?" Yang Wendong frowned and said: "Even if you think 4 million Hong Kong dollars is too much, we can still negotiate, or reduce the amount. , or increase the interest, this matter cannot be delayed forever.”
Wei Zetao paused and said, "Could it be because Liao Baoshan spent all the funds in his bank on his own real estate company and couldn't turn over money in a short time?"
"You put it like that, it's really a possibility." Yang Wendong thought for a while and felt that it was a possibility.
Liao Baoshan used savers' money to speculate in land and open a real estate company. Many people in the Hong Kong business community know that, but how much was used is less clear.
If you use it too hard, it is possible that you will not be able to get the 4 million Hong Kong dollars you want in a short time. In this era, 4 million is really not a small amount of money. Go to Central and buy a similar piece of land. All is enough.
Wei Zetao continued: "If this is the case, it may take some time. Liao Chong Hing Bank will either recover part of the funds from its own investment, or it will continue to desperately absorb savings.
4 million Hong Kong dollars is not a small amount. , it can’t be raised so quickly.”
“ I have also heard that Liao Chuangxing Bank has begun to absorb funds from small depositors during this period." Yang Wendong nodded and said, "It seems that this may be the case."
Liao Baoshan was also the first to start the business with funds, which helped Yang Wendong in his early stages of entrepreneurship.
Although this method is a bit cumbersome, it does bring a lot of funds to Liao Chong Hing Bank.
Wei Zetao also agreed: "It's just that we don't know when we will get the funds, which will make us very passive. If we get it earlier, I can build the entire super factory at once.
It's okay. Place an order with Dongsheng now, so that the first batch of equipment can arrive after the new factory is completed, and it can be ready for production immediately. Otherwise, any further delay will affect our production capacity plan.”
< br>Super Factory is the name given by the boss Yang Wendong to the next large factory. The purpose of building this factory is to ensure that it can meet the production capacity of sticky notes in the Americas, and to initially explore markets such as Europe and Asia.
Currently, due to insufficient production capacity, we can only wait.
After Yang Wendong thought for a moment, he said: "It doesn't matter what caused Liao Chuangxing's failure to get the loan. What matters is that we can't wait any longer;
In this way, if you sort out our basic information, the flow between 3M and us, and the general market analysis of sticky notes in the global market, and then give it to Hang Seng Bank or several other banks, we can't put all our hopes in it. Liu Chong Hing Bank. "
Wei Zetao reminded: "Yang Sheng, our mortgage is at most the industrial land we are about to buy. The value of the mortgage is not high. Even if it is given to several other banks, it will be difficult to obtain such a mortgage. Many unsecured loans.
Then you have to go through the unsecured loan application again like Liao Chong Hing Bank, and this time is probably not short. ”
At the beginning, they all liked to cooperate with Liao Chong Hing Bank. Could it be because this company played a relatively wild role. As long as the risk was not particularly high, they would dare to lend for profit.
But Although other banks also have problems of this kind, relatively speaking, the review is definitely much stricter. Even if they can get a loan in the end, they will probably reduce the amount.
Yang Wendong said: "It's okay. We'll apply first. Anyway, we are planning to change the funds to banks. Sooner or later, these information will have to be given to them."
If you just change banks, you don't have to give the information, but Now that I have changed the bank, there will definitely be cooperation, otherwise wouldn’t it be giving the bank money in vain? It wouldn't hurt to give the relevant information to the bank as soon as possible.
"Yes, okay." Wei Zetao nodded in agreement, and then asked: "Our own information is easy to tell, but the capital flow with 3M needs to be provided by Liao Chong Hing Bank.
If we apply, it is equivalent to telling them that we are going to other places "The bank has borrowed money."
Yang Wendong said with a smile: "It's best to let them know. Maybe we can urge them to hurry up. Even if they don't have funds, it's not difficult to borrow money from other banks. I guess it is." Not wanting to spend more money is delaying us.”
Wei Zetao nodded and said, "Yes, it's time to remind them that we are not where we were a few months ago. Even if we still need to find bank loans now, there are many options." A few months ago, Changxing Industrial did not have much production capacity. , it really relies too much on banks, and can only rely on Liao Chong Hing Bank; but now, it cannot be said that it is stronger than banks, but it can straighten its waist a little, and at least it can put some pressure on banks.
Yang Wendong asked again: "Liao Chuangxing Bank won't refuse to give you the running water, right?"
"That's not the case." Wei Zetao said with a smile: "The bank will provide the running water. It is also one of the obligations of the bank itself. Although if he really does not provide such a thing, it will be difficult for us to go to court.
But this approach will exclude all other customers and any customer will know about it. If a bank that has deposited its own deposits does something like this, it will probably carefully consider whether to continue to cooperate.”
"That's true." Yang Wendong nodded and said.
In fact, large companies are often afraid of lawsuits. In fact, they are not really afraid of lawsuits, but the impact caused by something being spread, especially if it affects other customers. The impact may be that the gain outweighs the loss. .
Therefore, what limits capitalists is not conscience, but interests; if a customer has no influence on the capitalist, then he will not care, on the contrary, he will attach great importance to it; the simplest example is the customer in the community Shops and shops at the train station.
Wei Zetao continued: "Then I will call Liao Chong Hing Bank later and ask them to prepare the statement. I will pick it up tomorrow, and then go to Hang Seng Bank to open an account. , It’s a plan anyway.”
“Okay.” Yang Wendong nodded.
In the short term, the business of sticky notes and even sticky mouse boards and fly boards will need to wait until the new factory is built and the glue factory is built before further development can be done.
During this period, relatively speaking, he was quite free.
The next day, Wei Zetao went to Liao Chong Hing Bank to get the statement. He would probably be entertained by Liao Chong Hing Bank. After all, he was considered a big customer; and he was going to the University of Hong Kong.
The Rubik's Cube is also his first product to enter the toy industry in the future. He still attaches great importance to it. When Hong Kong can succeed, it also affects when it can start planning to export, and the number one in the Hong Kong market The station is the University of Hong Kong.
The car arrived at the back door of the University of Hong Kong. Yang Wendong got off the car alone and walked into the campus as a "student". At his age, he could only be considered a junior in the school
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The campus of the University of Hong Kong is obviously very beautiful in spring. All kinds of unnamed flowers are refreshing, and the fragrance of spring is also floating in the air.
The appointment was naturally in the cafeteria, but when Yang Wendong entered, he quickly found his target.
"Why are you still wearing school uniform?" Yang Wendong came to the seat, sat down unceremoniously, and said: "Wouldn't it be better to wear your own beautiful clothes? It seems that others are not wearing school uniforms, right?" ”
Although I don’t quite understand the current rules on the HKU campus, along the way Yang Wendong has been walking, probably only a small half of the people are wearing school uniforms. Obviously, it is not mandatory in the school.
"I just like wearing school uniforms, and they are also very beautiful, blue and white, don't they look good?" Bai Yujie said with a smile after seeing Yang Wendong, and pushed a bottle of Coke over.
Yang Wendong took the iced Coke. It was indeed a bit hot outside just now. After opening it, he took a sip and said, "This school uniform is just so-so, but it looks pretty when you wear it."
"Yang Sheng is really cool. Can talk." Bai Yujie smiled and said, "Whatever you want to eat, we can go to the front and get it. It's mine."
"You're welcome. You can go to HKU. Generally speaking, family conditions are not bad either.
In this era, or earlier in ancient times, those who had the opportunity to study formally were at least from decent families; and university was the last stop, unless it was the kind that had government support. Extremely poor families.
It's just that Hong Kong doesn't have this policy at all now. The Hong Kong government absolutely respects "free market principles" and doesn't even care about banks investing in real estate, let alone spend money to support poor people. Even if it's just for political show, it's not Will give it to some ghost guys.
The main theme is "just make money, don't spend money".
The food at HKU is quite good, a bit like the fast food model in the previous life. Students paid with stamped meal tickets. Yang Wendong even tried it specially I wanted to spend money to buy groceries, but was rejected and had to buy meal tickets.
Bai Yujie saw what Yang Wendong was thinking and said with a smile: "The canteen is not allowed to accept cash. If you are found out, you will be fined. I heard that the economics professor of our school came up with the rules."
"It makes sense. If you give cash, the person who collects the money will stuff it into his pocket. Who knows?" Yang Wendong nodded and said.
He followed Bai Yujie with a rice plate in his hands, and seemed to attract the attention of several nearby classmates.
Yang Wendong said again: "It seems that you are very famous in school? Many people are looking at you."
Bai Yujie turned back with a strange expression: "No, it's my sister who is more famous because of her grades." Very good, even the professors at the University of Hong Kong suggested that she go to the UK or the United States to further study economics."
"Study abroad?" Yang Wendong suddenly thought of something and asked: "You. We are twins, the same age, but aren't you just a freshman?"
Bai Yujie seemed a little helpless and said, "My sister had very good grades when she was a child, much better than me, so she jumped. Level one, she is a sophomore this year, so she can consider taking postgraduate entrance examinations in Europe and the United States. "
"Oh, that's great." Yang Wendong smiled. Those who can skip a grade in school are generally really good.
Hong Kong now has two universities, the University of Hong Kong is a three-year institution and the Chinese University of Hong Kong is a four-year institution.
After studying at the University of Hong Kong for two years, you can apply to go to Europe and the United States for further studies, but the prerequisite is that your family is rich.
The economy of Hong Kong in this era is far behind that of Europe and the United States. Coupled with the fees charged by European and American universities, it is a financial burden for the locals that is comparable to the financial burden of buying a house for the Chinese in previous lives.
After sitting down at the same place, Bai Yujie said again: "Actually, the one I mentioned on the phone that she has recovered is also my sister."
"Really?. "Yang Wendong was really surprised. It's pretty good to be able to recover in such a short period of time.
"It's just that she's a little obsessed now." Bai Yujie shook her head and said: "She has only restored one side of the Rubik's Cube many times, but she has not figured out the rules for how to restore one side each time."
Yang Wendong nodded and said: "It is indeed difficult. It is good to be able to recover by chance."
Accidental recovery is one thing, but being able to recover multiple times is another. , but it is very difficult to find a way to ensure recovery every time.
Even if it is just one aspect, in the original history, after the Rubik's Cube became somewhat famous, it took a long time for some mathematicians to find a method.
Bai Yujie asked again: "Yang Sheng, being able to recover this Rubik's Cube must be a very complex mathematical technique, right? Just like cracking many passwords?"
"Somewhat similar." Yang Wendong nodded and said.
"Sure enough, my sister guessed it right." Bai Yujie said with a smile: "Forget it, let's ignore my sister for now. As a student of the journalism department, I want to interview the person who invented this Rubik's Cube, Yang Sheng Do you think it will work? "
Regarding the title of the book, I know there is controversy, but this is the editor's suggestion. The previous name was too literary and no longer suitable for the market.
The data of the past two days can also prove this. It is much better after changing the name.
(End of this chapter)