Chapter 549 Pour Cold Water
According to Gu Wenxuan's estimate, it was far more than this amount, otherwise he could have purchased properties and expanded his workshop like a nouveau riche.
If you don't spend the money as soon as possible, it will give the illusion that the dowry has been used, and if you don't separate the paper mills, sooner or later there will be conflicts with the Gaofu.
It was only the husband who had given her timely help. Otherwise, no matter how much his wife falsified the accounts, the source of her assets would not be clear, and the young lady in the Gao Mansion would not be able to avoid suspicion.
Unless no matter how much money you earn, you never buy property and don't show it in the open, you can hide the total income of several workshops in a year.
At this point, Gu Wenxuan had to pour cold water on Zhou Banxia again. In his opinion, it was still too much for the young lady in Gaofu, and it would be more appropriate to reduce it.
Still less?
This is basically the monthly net profit of three to four thousand taels of silver in the first half of the year, and the two-part dividend of six to seven thousand taels of silver in the second half of the year.
In addition, December last year was exactly one year, which means that this year's 20% dividend of the Yizi Workshop was only 15,000 taels of silver.
You must know that even before May in the first half of the year, the pancake workshop had not moved into this workshop, and the average monthly net profit was seven to eight thousand taels of silver.
Zhou Banxia looked at Gu Wenxuan uncertainly, "Fifteen thousand taels (silver) is still more, do you want to reduce it to less than ten thousand taels?"
"Yes! Just like spices, this is a crucial link. The quality of spices depends on the spice extraction technology.
Don't forget that Gaofu has been purchasing goods this year. The quantity purchased is not much less than that of Zhao Laosan and Mrs. Qian, and their market prices are not low either.
Putting aside the low profit of ordinary soybeans, just counting the fragrant soybeans, what if we estimate based on the number they took away from us? ”
As he said that, Gu Wenxuan did his mental calculation again, and after making sure it was correct, he reported a total amount, "So far, the Gao Mansion has almost earned one hundred thousand taels of silver."
almost.
The purchase amount is basically ten thousand taels of silver every month, especially in the past six months, the purchase volume has increased dramatically. The largest purchase was more than 20,000 taels of spiced rice.
Based on the market price positioned by the three of them, it is basically three or four times the purchase price. Even after deducting expenses such as freight, shop rent, labor, etc., there should be at least twice the profit.
Especially those in Gaofu, Beijing and Jiangnan are rich and have strong backgrounds. The fragrant peppers are easy to sell, and they rank first among the three in terms of purchase volume.
Second is Mr. Zhao, but Mr. Zhao, according to father-in-law's calculations, this year Mr. Zhao has made at least 70,000 to 80,000 taels of silver just from her business of selling spices.
By analogy, Gaofu's income of one hundred thousand taels of silver so far is really not an exaggeration. It's no wonder that his uncle filed a discount with Jinjin early.
"Listen to me first."
Gu Wenxuan could tell by looking at Zhou Banxia's expression that her mind was wandering off again. After waiting and waiting until Zhou Banxia listened carefully, he started to continue talking.
"For example, spices are a crucial skill in the whole process of making spicy rice. It can be said that the spices on the market are almost priced based on their fragrance.
Here comes the key, listen carefully. You have to know that you have a golden finger. Not every workshop that develops a new type of spice will be able to produce finished products immediately. Even if it were you, after successfully refining and formulating it with chemical equipment, did you let the fragrance making room try it? The losses here can be greatly increased.
Precious spices such as agarwood, musk, etc. can significantly increase losses and costs. Who else can find this out except you?
It’s not that I’m a bad person, it’s unjustifiable that you don’t do it. Which fragrance is not a crucial recipe, otherwise it will greatly increase the loss, which is definitely a good thing.
First, a 20% dividend equals 15,000 taels of silver. So what is your 80%? Sixty thousand taels of silver, hush, you don’t need to explain, I know you’ve settled the account.
As for the accounts, even if I don't open them and check them, I know that in terms of accounting, you have a way to spread the 60,000 taels of silver evenly among the stockpiled raw materials.
You also made the young lady in the Gao Mansion feel that you were kind and gave her a lot of your cash flow, while your own income was spent on hoarding raw materials——"
"No, it's not all about hoarding raw materials. There are also expenses such as buying land to build a workshop, buying people and equipment to store grain, and other workshop expenses."
"Don't worry." Gu Wenxuan patted Zhou Banxia comfortingly, "That's not the point. The point is that no matter how you balance the accounts, you made 60,000 taels of silver this year from the Yizi Workshop alone.
This is scary. The three of them have to triple or four times the market price on the purchase price. They also need transportation, store manpower, and background. How much do they earn?
Based on the annual income of the Gaofu family of 100,000 taels of silver, you alone will earn a net profit of 60,000 taels of silver. What would you think if you were the young lady of the Gaofu family?
Even if she doesn't dare to offend you now because of her husband's face, will she be grateful that you gave her two percent of your money for free, but now she has no gratitude at all?
Maybe I still feel that you are using the three of them as a backer, and I feel resentful and resentful. To a certain extent, I will not be able to use your strength to fight or kill people with a knife.
After all, 60,000 taels of silver a year is not a small amount. No matter how you balance the account, as long as the young lady of the Gaofu family gets 15,000 taels of silver?
What's the use? Even if you spend it all this year and have nothing left, there will be an endless stream of money next year and the year after that. Where can I find such a good money bag like yours?
Mrs. Gao once wanted to give you to that sick young cousin. How do you ensure that her eldest grandson-in-law doesn't betray you to someone who will gain greater benefits?
When the time comes, let your husband fight with the grandson and the prince? Gu Wenxuan imitated Zhou Banxia and blinked, "Do I seem to be alarmist?" ”
Zhou Banxia let out a long sigh and slumped his shoulders: "That's why Aunt Lian Lan asked me how much money I wanted to give to the Gaofu for free, and I said I haven't calculated it yet.
In good conscience, this fifteen thousand is actually very little. It seems like it's still too much. Forget it, let's just follow another account. ”
Gu Wenxuan raised his eyebrows.
Zhou Banxia smiled and let go of the pillow he was holding. He groped inside and took out a large thread-bound book and offered it with both hands, "Help me take a look."
"One copy?"
"This is the general ledger." Zhou Banxia explained after thinking about it, "I originally thought that earning 60,000 taels of silver a year was quite a lot. After all, I spent the first half of the year working in my backyard.
At that time, the manpower was small, the output was low, and the profits were low. It is reasonable to say that, but next year, judging from the momentum of the three of them, the purchase volume will definitely increase next year.
Our oil pressing workshop and other workshops have been moved out, and the space is larger. Next, we need to expand the scale, and the outsourced female workshop here will start to recruit people.
As a result, there is no objection that the shipment volume has increased. Even if the three of them cannot take it, more people want to cooperate, and naturally the profits will be greater.
In addition, my annual income is too much, so I am not worthy enough to use my master's dowry, but in my heart, I always feel that it is too harsh. ”