Chapter 118 The bank wants to purchase Cordyceps sinensis


Chapter 118 The bank wants to purchase Cordyceps

In a coffee bar in the Automobile City, Lin Sanqi and Yin Lianyi were sitting face to face chatting in the shade, while Lin Musen was sitting not far away, leisurely scrolling through his mobile phone.

"That's the thing. I have to complete my bank performance and I have been running outside this month. This Dong Xuanming has been using the excuse to open the Toyota 4S store's public account in our bank, and then kept hanging on me. He didn't agree or say anything. I don’t agree, why do you always want to ask me out...”

Lin Sanqi thought of some negative comments about banks that she had seen on the Internet and asked curiously:

"Isn't the banking system in chaos? Last time in the Shanghai stock market, a bank president was arrested, and there were more than 30 female employees in the bank who were definitely related to that. It's really an exaggeration. And there are, I heard that pretty young girls in banks have to serve big customers full-time, and then..."

Yin Lianyi rolled her eyes at Lin Sanqi: "Oh, man, I pay attention to this kind of thing all day long."

Someone is very gossipy: "Ah, just tell me if you have it."

"Of course I do. After get off work, I have to eat with the boss and customers. I don't know what happened after eating and drinking. In short, I didn't know until I entered the bank that if a girl wants to succeed in her career, personal efforts are useless. , might as well risk it!”

Lin Sanqi looked Yin Lianyi up and down and asked curiously:

"Then you..."

"Go away, am I like this? It's because I keep myself clean, so I was sent out to run business. Even a small 4S store manager wants to take advantage of me."

Yin Lianyi said a little angry, but Lin Sanqi nodded:

"I believe you on this, otherwise the male classmate from your university would not have been kicked to death by you. You are really a straight woman, but you are so beautiful. Beauty is a disaster~~~"

Yin Lianyi was so angry that she pinched Lin Sanqi again:

"Can't you spit out some ivory from your dog's mouth? Now I understand, what Zhang Xuefeng said, people who don't have a strong background in the family should not take the finance major. Opportunities are prepared for people with backgrounds."

Lin Sanqi was a little puzzled: "That's not right. Your Pingle Village also has a village-level group. With so many clan members, isn't it easy to get some resources?"

Yin Lianyi laughed at herself: "Oh, there are resources, but it's a pity that I am a girl. If the family has resources, it will give priority to men. When will it be our turn to have women?"

Regardless of the economic development and openness of Dongguang Province, the clan power in Dongguang Province is actually very large, and they are actually a fairly conservative group of people.

In the eyes of conservatives, the most important thing for a girl is to support her husband and raise her children. How can a girl go out to make a living? How many of the girls out there are serious? It will be difficult to find my husband's family in the future.

A good girl is always a good girl who listens to her parents and parents-in-law.

Suddenly Yin Lianyi seemed to remember something: "Oh, by the way, Lin Sanqi, I just wanted to ask you for a favor."

Lin Sanqi made a stop gesture: "No, no, no, we don't know each other that well, you want me to help, make trouble!!!"

Lin Sanqi tapped her cheek, obviously asking Yin Lianyi to kiss her again like before.

Yin Lianyi pinched Lin Sanqi's face fiercely and cursed: "Bah, you little pervert, you still want to take advantage of my sister, I'll tell your father to go!"

"Oh, yes, it hurts. It's so bad. How can I get married in the future? Tell me, is there anything I can do for you?"

"That's not bad, hum!"

Lin Musen raised his head and glanced at his son and female classmate, smiled, and then sighed, thinking that it was a pity that it was the daughter of the Yin family.

"Lin Sanqi, isn't your family a practitioner of traditional Chinese medicine? Do you have any way to help get a batch of Cordyceps sinensis? I want it to be of special or first-class quality."

If you want to talk about Cordyceps sinensis, then Lin Sanqi won't be sleepy anymore. This is not Xiaoqiao's mother opening the door for Xiaoqiao, Qiao is home.

"Cordyceps sinensis? Does your president want it? If he buys it half a catty, there are a lot of them on the market now. Why do you let your employees think of a solution? Doesn't it mean that he doesn't want to pay?"

"It is not for our president to eat for himself, but for gifts, such as to big customers, superior leaders, etc. It requires a lot. The bank allocates a public relations fund every year for this purpose."

Lin Sanqi's eyes rolled: "Approximately how much is needed?"

Yin Lianyi blurted out: "At least 50 pounds."

"Hey~~~ Your bank is really rich. Others buy winter grass and summer grass by the gram, but you buy them by the pound."

"As a gift to a big customer, why don't you take a few Cordyceps cordyceps, but you can't even get a whole box."

Lin Sanqi thought to himself, it just so happened that he was also planning to go to Qinghai in 1959 to do something. This was because the goods had not been obtained, but the market had already been established.

"Okay, since it's Miss Yin's request, I will definitely help you get it. Don't worry, but you have to give me a few days to prepare."

Yin Lianyi suddenly lowered her voice and said:

"Don't be too happy too early. Let me tell you, our president in charge of purchasing is famously gangster, and he will get a kickback. At least 10% will start. Calculate your profit and see if you can afford it. I found him yesterday. A friend refused when he heard about the 10% rebate.”

Lin Sanqi was a little strange: "Isn't this kind of large-scale purchase routine just to raise the price first before placing the order, and the price increase is the rebate money?"

Yin Lianyi shook her head: "Audits are very powerful now. The purchase price must be based on the market price. You cannot increase the price at will like in the past. Otherwise, it will be a violation and will be investigated, so you can't manipulate the price." As a luxury health care product. , the profit of winter grass and summer grass is very high, because this thing is hyped, but in fact the medicinal value is not that high.

Some readers may ask, since profits are exaggerated, why don’t retailers want to agree to a 10% rebate?

That's because Cordyceps is so profitable that it has become a complete industrial chain. Only a few capitals control the supply of goods, and these people account for the bulk of the profits.

There are also first-level distributors such as provincial agents, municipal agents, county agents, etc., and everyone has to participate in dividing the cake.

After peeling off the skin layer by layer, the price will naturally get higher and higher, but when it comes to the end retailer, the profit is actually not that much.

If the 10% rebate is removed and labor costs, rent fees, advertising fees, etc. are added, then the retailer will make a lonely profit and will naturally refuse to agree.

After all, this group of people have not been open for three years and have been open for three years. Their profits are usually not very high.

Others are not high, but Lin Sanqi is confident enough. He is planning to buy Cordyceps sinensis for "zero yuan" in 1959, and he is not afraid of the 10% rebate at all.

So the confident Lin Sanqi lowered her voice and almost met Yin Lianyi:

"You go back and tell your president that the 10% rebate is no problem. Besides, I won't let you suffer. Then I will give you another 2% rebate. How about that?"

The price of super-grade Cordyceps sinensis is around 1,000 yuan to 1,500 yuan per gram. If a pound is 500 grams and 1.6 roots/gram, then there are about 320 cords per pound.

The price of first-grade cordyceps is about 800 yuan to 1,000 yuan per gram, usually 2 cords/gram, which is about 1,000 cords per pound.

Even if we take an intermediate figure, one pound of special-grade Cordyceps would cost more than 500,000 yuan, and first-grade cordyceps would cost 450,000 yuan.

Calculated based on 50 kilograms, the purchase price of special-grade cordyceps is 30 million yuan, while the total price of first-grade cordyceps is about 22.5 million yuan.

In other words, the president will take away 2 to 3 million from this purchase...

Lin Sanqi was actually vomiting in her heart: "This bank is really making money. It only buys expensive things, not good ones. Poverty limits everyone's imagination."

Yin Lianyi was shocked, because even with a 2% rebate, she could still get hundreds of thousands from this business? ? ?

It's not like Yin Lianyi has never seen so much money before. In fact, she belongs to a middle-class family and has no worries about money.

If there is no money, ordinary bank girls will not be able to resist the temptation of money, and they will be directly taken over by Mr. Chen and Mr. Li.

But getting hundreds of thousands of yuan in kickbacks for introducing a purchase would have a huge impact on a little girl like Yin Lianyi who just left school.

"Wow, Lin Sanqi, is the profit from your cordyceps so high? As for giving me money, forget it. Don't pretend to be fat and keep some money to beg a wife later, haha."

Yin Lianyi's words made Lin Sanqi think highly of her. Not everyone has the courage to refuse 50,000 to 600,000 yuan, which also shows her character.

Lin Sanqi was in a happy mood after negotiating a business deal:

"Then it's settled. Let's discuss some things after the transaction is over. You see, I couldn't even buy a new car because of you today. I have to go to other Toyota 4S stores with my dad to check it out."

Yin Lianyi was a little embarrassed when he heard it, and then stood up:

"Come on, the flowers are so big. There are at least seven or eight Toyota 4S stores. If you don't buy them here in the Automobile City, we can't buy them anymore? I will accompany you for a day of shopping today. I also thank you for your help."< br>


"This, this, thank you. Don't just say it without practicing it. Come on, let me kiss you. This is how you are sincere."

"Get out of here, hit the street!"

At the end of the day, Lin Sanqi not only bought a Land Cruiser, but also bought an off-road motorcycle and a mountain bike. The means of transportation were fully prepared.

I went to the gas station and bought a lot of spare oil barrels, which were all filled with gasoline, so everything was ready.

The next day, Lin Sanqi went to the wholesale market and bought several tons of salt and sugar.

I also bought a lot of clearance tea bricks from Taobao at a price of 10 yuan per piece (250 grams).

When Lin Sanqi and his son were checking information on the computer the night before, they learned that the most lacking supplies in the northwest region, including the Inner Mongolia prairie, in the 1950s were salt, sugar, tea, and various daily necessities.

As for money and food stamps, they are of little use to herders.

Before liberation, or until the 1950s and 1960s, herdsmen's transactions were mainly "barter," that is, I would exchange a sheep for something with you, and cash was rarely involved.

This is also related to the geographical environment of the northwest. Qinghai alone covers more than 700,000 square kilometers and has a population of only 2.6 million. It is really desolate that you can drive for a long time without meeting anyone.

This also makes it very difficult for herders to obtain supplies, which gives Lin Sanqi room to operate.

(End of chapter)

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