Chapter 143 Banks have their own hidden rules
Yin Lianyi was holding a pile of documents at this time and was about to vomit blood in the industrial area.
She originally thought that working in a bank would be like the workplace elites shown in TV series. She would wear high-end work clothes, hold coffee in her hand, and chat about financial news with her colleagues Agatha, Becky, and Charles.
Then I can earn a monthly salary of tens of thousands a month casually. If I am transferred to some key departments, an annual salary of one million yuan is nothing.
After entering the bank, she discovered that the uniforms were all custom-made, but the sizes did not necessarily fit, and she had to change them herself.
A senior office job has nothing to do with a new employee like her.
When small employees enter the bank, they either sit at the counter or go out to do business, such as deposit tasks, loan tasks, credit card tasks, financial management recommendation tasks, insurance recommendation tasks, etc.
Anyway, there are KPIs that can never be completed every day.
If the task is not completed, the money will be ruthlessly deducted. After receiving three to four thousand yuan, the clerk can hardly even rent a house and eat in Huadu.
The biggest headache for Yin Lianyi is not the unfulfilled KPIs and the low salary. What troubles Yin Lianyi the most is the unspoken rules in the workplace.
Originally, she thought that there was a group of male classmates with excessive hormones in the school. After working, she could stay away from this group of bullies and live quietly.
Only after arriving at the bank did she realize that there were just as many dogs as there were, but there were also more intentional or unintentional hints or even explicit statements from male leaders.
If a beautiful female employee asks to accompany her boss to the bar today and you agree, tomorrow her boss will dare to ask you to go on a business trip with her, and the day after tomorrow she may ask you to go to the office for a heart-to-heart talk.
Yin Lianyi has been known as "Little Liu Yifei" since she was a child. Naturally, she is a key target of male colleagues and a key target of male leaders.
Yes, it's hunting.
Male leaders regard the beautiful female employees in the bank as their harem.
Otherwise, the president of a bank in Shanghai was arrested and had more than 30 lovers inside the bank? This was just the tip of the iceberg, and he was later caught because of power-for-money transactions.
There are also many female employees who were forced and coerced and could only endure it for the sake of their reputation, without being exposed. This is not an isolated phenomenon, it is a universal unspoken rule.
Of course, there are also innocent ones, such as you are ugly, your father is...
There are also some female employees who cannot understand the situation and think they are aloof and will never compromise. For example, Yin Lianyi is one of them.
Yin Lianyi, who has just graduated, certainly has a career ambition, but her family is not short of money and her desire for money is not serious. This also gives her the confidence to say NO when faced with harassment in the workplace.
I have enough confidence, but unfortunately my career cannot be smooth sailing, so today I was assigned a task by the leader to go on-site to verify whether the address of the factory where I opened the account is true.
This kind of assessment has no technical content at all. It means that the company opens an account and has a registered address. The bank employee goes to look at it and says, oh, this is a factory and this is an office. If it is sure that it is not a company, then it is OK.
But even such a job with no technical content and no additional performance appraisal is now assigned to a beautiful woman like Didi Yin Lianyi. Anyone with a discerning eye can tell at a glance that some leaders have bad intentions.
A nice way of saying it is to "test" you, but a bit of a bad way of saying it is to ask you to "be more knowledgeable" and obediently climb up to the leadership position as soon as possible...
Yin Lianyi received the call and was hiding in a corner of the factory to enjoy the cool air while drawing a circle in her mind and cursing the section chief.
"Thirteen o'clock, you move very quickly, okay, I know about this, I will call the president."
Lin Sanqi was very happy to see that the order had not been pried yet:
"Tell your president that we will meet at Caihongfang at 6pm, and I will be the host tonight."
Yin Lianyi curled her lips: "Thirteen o'clock, you have only been out of school for a few days, and you have learned the ropes of society very well, hum hum hum."
Lin Sanqi thought that with my tens of millions of profits, let alone treating guests to dinner, it would be no problem for me to call him daddy a few times. What do you little girl know?
"Stop humming. Be careful of nasal membrane rupture and nasal bleeding. Make an appointment with your president as soon as possible. I think he must be impatient."
President Zheng was indeed impatient.
The fourth quarter is coming soon, and this is the time when major banks are at bay. If anyone falls behind in business in the fourth quarter, it will be equivalent to a year of work in vain.
Therefore, in addition to normal market competition, there is also a lot of competition that cannot be brought to the table.
For example, treating guests and giving gifts to win over big customers, such as the bank girl inviting the boss to "eat", such as spending money to buy deposits, etc. Anyway, all kinds of skills are used.
The Tianhe branch of XX Bank where Yin Lianyi works has always been the second-largest bank in a thousand years, and every time it is controlled by another bank.
The bank is a typical "result theory". Leaders focus on performance. Who is number one in the year, what honors are advanced, promotion and wealth are all available, while the second best can only stare at them.
The newly appointed Governor Zheng is young and aggressive, and wants to compete for the top spot. So I waved my hand and prepared to spend huge sums of money to purchase a batch of Cordyceps Sinensis, the favorite of the Huadu boss, for gift giving.
Originally, such a huge purchase of tens of millions was like a delicious cake, and many people wanted to take a bite. But President Zheng is a greedy person, and one person wants to take away 10% of the cake.
The key is that other positions in the bank also need to be managed. If you scatter coins in a circle, if you don't scatter more than ten or twenty points, you won't be able to get this order.
Banks have their own rules, banks have their own unspoken rules, and Cordyceps also has its own unspoken rules. That is, second-level dealers cannot bypass the local third-level dealers in Huadu and directly cooperate with banks.
Otherwise, what do third-level dealers earn?
But the profits of third-level dealers are less than 20 points. They have to pay taxes, rent and other costs. If they are all spread out at once, what will the dealers earn? Could it be that they have made selfless contributions to President Zheng and others?
In addition, first-grade Cordyceps and special-grade Cordyceps are scarce goods, and there is no need to worry about no one buying them. Therefore, the purchase order of Cordyceps from Tianhe Branch suddenly reached a deadlock.
President Zheng is already considering it. If it doesn't work, it's not impossible to switch to other health supplements, such as bird's nest, ginseng, fish maw, etc.
At this time, President Zheng received a call from Yin Lianyi.
When the bell rang, President Zheng smiled slightly. This female subordinate was very beautiful, but very disobedient. Even if she explicitly hinted at it several times, she would not take the bait.
This aroused great interest in Governor Zheng.
For men, the less attractive the fish, the more attractive and challenging it is. If they can't eat it, they will scratch their heads and scratch their heads.
Therefore, President Zheng has been testing Yin Lianyi, arranging many additional tasks for her, and even entrusted her with the task of purchasing valuable gifts such as cordyceps. This is what he calls "boiling the eagle".
Some people may say, is President Zheng so courageous? Yin Lianyi is not his confidant, how dare he let his subordinates know about such a private matter as receiving kickbacks? Not afraid to report?
President Zheng is really not afraid.
Putting aside the fact that taking rebates is an unspoken rule in the industry, which purchase at the bank is not tricky? Can your superiors check it out?
So what if I get reported? He is into finance, so he naturally has ways to make money.
At that time, the money was not given to him, but was transferred to an inexplicable account. Once it was transferred, it would be automatically dispersed into countless small accounts. If it was transferred from abroad or to Hong Kong, no one would be able to find out.
Those who play finance are brave enough and dirty-minded.
"Hey, it's Xiao Yin, what's the matter?"
Yin Lianyi felt a chill when she heard the greasy man's voice, but she still said respectfully:
"President Zheng, there is already a candidate for the Cordyceps procurement task you assigned last time. The other party is Huadu Lingnan Hall, and they happen to have a batch of first-class Cordyceps."
"Lingnan Hall?" President Zheng thought for a moment and seemed to have no impression, but he didn't care.
"Okay, let them come to the bank when. I have to see how the quality of Cordyceps is. We are going to give it to big customers, so we must not be careless."
Yin Lianyi took a deep breath and continued to whisper:
"Xiao Lin from Lingnan Hall said that he would like to treat you to dinner at Caihongfang tonight. I wonder if President Zheng has time in the evening."
Manager Zheng thought to himself that Yin Lianyi never attended dinner parties and drinks. This time she was the one who set the line, so she had to attend, right? What a great opportunity to pull the water.
"Okay, let's meet at 6pm, Xiao Yin. You, the middleman, can't be absent then."
Yin Lianyi rolled her eyes and replied in a respectful tone: "Okay, no problem."
The little girl thought that if Lin Sanqi, an old classmate, acted as hostess in the evening, she would definitely not have any accidents. Although the two of them had been fighting in school for more than ten years, they actually still trusted each other on major matters.
6pm, Rainbow Square.
This is a famous seafood restaurant in Huadu. It is magnificently decorated. The crystal lamp in the lobby alone blinded Lin Sanqi.
Lin Sanqi had already circled the crystal chandelier several times, making tut-tut sounds.
Seeing Lin Sanqi's expression of having never seen the world, Yin Lianyi felt that her face had been completely humiliated, and she quickly grabbed her old classmate:
"Okay, okay, it's really thirteen o'clock, what's so good about a lamp? I'm telling you, President Zheng will be here soon, and you have to cover for me."
Lin Sanqi's mind was filled with questions and she turned back to look at Yin Lianyi:
"No, shouldn't you be the one covering for me? Your president will be coming soon. You have to put in a few nice words for me to get the order."
"Idiot, it's because our bank president is here that I asked you to cover for me. At the critical moment, you had to pretend to be my boyfriend to prevent that guy from always trying to trick me."
Lin Sanqi thought to herself, as expected, beautiful women are troubles and can easily cause trouble wherever they go. If my classmates of more than ten years had not known that she was a chaste and fierce woman, she would have been easily misunderstood as a green tea watch.
"I'm pretending to be your boyfriend, hmm, then what's in it for me? Why don't I kiss my brother first and pay for it as interest."
Yin Lianyi stepped on Lin Sanqi's instep: "Little thief, do you want to die?"
"Oh, it hurts, it hurts, so many people are watching, you idiot..."
At this time, a voice came from behind: "Xiao Yin, what are you doing?"
(End of chapter)