In the cell, Prince Zhu Biao put down his chopsticks and sat here, looking a little nervous now. He looked at Mei Yin, his second brother-in-law, and said.
Although these days, he has already seen the skills of his second brother-in-law.
I know that every time my second brother-in-law gives advice, he will give corresponding solutions to the problems he advises.
But now, what we are facing seems a bit too important.
It can be said that it is related to the foundation of Ming Dynasty!
Moreover, in the eyes of many people, no matter how they deal with it, it is a dead end that cannot be resolved.
Under such circumstances, how could Zhu Biao not be nervous?
Mei Yin didn't let Zhu Biao wait any longer, deliberately trying to pass it off.
At the same time, he was already used to Zhu Biao coming to ask him this question.
Not surprising.
Immediately he said: "Brother, I do have some thoughts on this."
Hearing what Mei Yin said, Zhu Biao couldn't help but breathed a sigh of relief.
Very good!
This was the news he wanted to hear most.
My second brother-in-law did not disappoint, he was as reliable as ever!
Although he hasn't heard what Mei Yin said next.
However, I feel at ease in my heart.
He knew very well about his second brother-in-law.
Very reliable in dealing with people.
As long as the second brother-in-law says there is a way, then the methods he gives will definitely be very useful.
I was very confused at the moment. I took out pen, ink, paper and inkstone from a box on the side and put it on the table.
Seeing Zhu Biao's actions, Mei Yin seemed a little confused about what to say for a moment.
My uncle, this act was too solemn and too exaggerated.
"Brother, let's talk while eating, it doesn't have to be like this."
Zhu Biao shook his head and said: "No, second brother-in-law only needs to eat and drink. I can just listen here."
After hearing what Prince Zhu Biao said, Mei Yin thought for a moment and put down the chopsticks in her hand.
Seeing this, Zhu Biao hurriedly waved his hand and said: "Second brother-in-law, don't pay attention to those false things.
Just eat and drink and talk, I won't think too much about it.
On the contrary, you will make yourself awkward and reserved.
If you don’t eat or drink, I would be too embarrassed to record it. ”
After hearing what Zhu Biao said, Mei Yin picked up the chopsticks again.
"In this case, I will continue to eat.
Brother, the food you brought this time tastes really good. ”
Zhu Biao suddenly became happy when he saw that Mei Yin was not too pretentious.
That's right. A family doesn't need to be so polite and care about so many false courtesy.
You should treat people with such sincerity.
Mei Yin said: "Brother, the most fundamental thing about this treasure banknote is that it cannot be printed more than once.
The number of banknotes printed and issued needs to be strictly controlled within a relatively reasonable range.
The treasure note looks very good.
When making it, you only need to make the mold and other aspects, and then just print it, and you can quickly turn the paper into money worth real money, which can be used to buy things.
It couldn't be better.
However, everything in this world has a price.
It's just that some have clearly marked prices, and many more don't.
If you want to get something, you have to give something.
Treasure notes seem to be made of paper and can be printed at will.
Print as much as you need. It is like a treasure house, inexhaustible and inexhaustible.
But this is not the case.
If you really do this, you will inevitably face endless disasters!
Among them, the most important point is that treasure banknotes will quickly become worthless due to excessive issuance.
Within the same period of time, the world needs a certain amount of money.
Too little is not good, as it will cause a shortage of money and restrict the development of the court and the prosperity of industry in all aspects.
Affecting the national economy and people's livelihood.
But having too much money doesn’t work either.
It will cause a series of particularly serious problems.
I have already mentioned the dangers of devaluation of treasure banknotes before.
I won’t go into details here, brother,
Now that we know a major reason for the depreciation of treasure banknotes, it is because too many treasure banknotes are issued.
It has seriously exceeded the amount of treasure money needed in this world.
In this case, it is necessary to strictly control the distribution of packaging..."
Zhu Biao quickly held the pen and started recording here.
He wrote down everything Mei Yin said, and his attitude was very correct.
"Second brother-in-law, how much of this treasure banknote should be issued to be considered appropriate?
After so many copies were issued, they will not be released again in the future.
Or will it be released every year in the future?
If so, how many should be issued? ”
Prince Zhu Biao looked at Mei Yin and asked a series of questions.
Many can directly ask the key points.
It can be seen from here that Prince Zhu Biao has done enough homework on this matter and listened very seriously.
My mind moves very quickly.
Compared with Zhu Biao, Zhu Yunwen, this brainless idiot, is simply far behind!
From now on, Ming Dynasty would definitely be very different if his eldest brother had not died young and he had taken over the country from Zhu Yuanzhang.
Mei Yin said: "This specific circulation volume needs to be investigated and evaluated in various aspects before we can get a rough estimate.
This does not mean that we will no longer print new banknotes in the future.
We still need to print, but we must have a certain degree.
I think the total value of newly printed treasure banknotes every year is about one-tenth of the previous year.
After all, in general, all walks of life need development.
As long as there is no major turmoil, under normal circumstances, the economy will grow every year.
There will be various valuable things produced..."
Mei Yin naturally knows how to accurately evaluate and calculate and control the circulation of currency. He has a set of strict evaluation and calculation methods.
There are many things to pay attention to.
But what to say.
In today's era, too many indicators are not good.
It is difficult to make various assessments.
The various assessments of later generations are based on the great development in communication, information acquisition and processing, etc.
Today's Ming Dynasty obviously does not have such ability.
In this case, just get a tenth of it.
As long as we can strictly guard against this, even if there are still certain problems with Hongwu Dynasty's treasure banknotes in the future, it won't be too serious...
Zhu Biao heard this and quickly wrote these down.
After Mei Yin saw Zhu Biao memorizing all these, he continued: "Except for a few, it is the circulation of treasure banknotes.
It cannot be circulated only in the hands of the people, but must be allowed to circulate between the people and the government.
In the future, when the government collects taxes and other aspects, it can allow the people to pay with treasure money.
Only in this way can people admit that this is money.
Treasure money will not become a rootless tree or a sourceless water.
Let the treasure money form a cycle.
In this cycle, more values are created.
This is crucial.
Because if we really talk about it, there is a big difference between banknotes like treasure banknotes and money made from metals like gold, silver, and copper, which have value in themselves.
It can be used as money, relying on the court's credit and the court's force to force it into money.
This is a kind of credit certificate.
If this is the case, then the father must use various methods to maintain his credibility.
Let everyone in the world agree that treasure money is money.
Among them, the important thing is that the government must also recognize it.
This treasure banknote was originally produced by the government. If even the government itself despises the treasure banknote and does not approve of the treasure banknote, how can the common people use the treasure banknote with peace of mind in the future?
Nowadays, Baobao has only been implemented for less than a year, and it has already experienced a certain depreciation.
The biggest reason is not that there are too many treasures.
It's the people's distrust of treasure money.
In such a short time, it is difficult to issue more treasures..."
Zhu Biao nodded repeatedly, wrote quickly, and wrote down all this.
Like a good and obedient student.
Mei Yin took a chopstick of vegetables, chewed them slowly, and took another sip of hot soup.
After seeing Zhu Biao finish recording, Mei Yin then said:
"The imperial court should set up special institutions in various places to replace damaged treasure banknotes for free for the people, and to remove the damaged treasure banknotes from circulation..."
Speaking of this, Mei Yin especially wanted to complain about Boss Zhu.
What he did was really rough,
His petty temperament, which he likes to care about some things and is reluctant to part with money, was completely exposed.
Because Zhu Yuanzhang issued a special order when he issued the treasure banknote.
For example, damaged banknotes cannot be used in transactions and need to be replaced with new banknotes.
This is a good rule. If the banknotes are damaged, the appearance will be less affected.
The most important thing is that damaged treasure banknotes are more likely to be counterfeited.
Not a very good thing.
Normally, his rule is quite good, but at the same time as this rule is introduced, there is another rule.
That means not giving people free exchange of treasure banknotes.
After ordinary people go to a special place to replace their banknotes with new ones after their banknotes are damaged, they need to pay a certain fee.
Only then can the exchange be successful.
Exchanging old banknotes for new ones costs the usual twenty cash.
This is a particularly tricky rule.
"Brother, this matter must be changed.
From now on, people will be able to replace new banknotes for free. Not only will they be replaced for free, but they will also be replaced at more locations. Convenient for people to replace.
This will make it more convenient and faster for people to replace their new banknotes.
Think about it, the common people are not very receptive to treasure money.
It can only be run if His Majesty uses his imperial power to implement it forcefully.
At this time, if the banknote is broken, you have to spend your own money to replace the banknote.
To change it once, a regular note would cost you twenty cash.
I have conducted a survey and found that overall, it will not work in about three years.
Many of the treasure banknotes in circulation are easily worn and need to be replaced.
Compared with gold, silver and copper, treasure banknotes themselves are less easy to preserve.
Easily bitten by insects and rats.
Once the fire burns, it can also disappear.
Copper coins and other metal currencies are really wear-resistant and not easily damaged.
The same copper coin, held in the hand, will remain the same after a few years, even a hundred years.
However, the old banknotes need to be replaced because they are easily damaged.
Not to mention the depreciation problem of treasure banknotes during this process, just the replacement problem is very serious.
Assuming that it is replaced every three years, after a few years, if it is left there without moving, it will be reduced by 20 cents.
If you take into account the depreciation of the banknotes themselves, the loss will be even greater.
It is really hard for people to make money, and every penny is soaked in blood and sweat.
How could you not care about this!
How could Baochao be recognized by them from the bottom of their hearts?
This is something based on credit.
Nowadays, there are so many shortcomings. In this case, the treasure banknotes will inevitably depreciate faster..."
After what Mei Yin said, Prince Zhu Biao couldn't help but turn red.
He also felt that what his father did was very unethical.
It’s not like no one has put forward similar opinions before, but they were all strongly rejected by the father.
Now it seems that this matter needs to be resolved as soon as possible.
Immediately he said: "Okay, I will tell my father next.
We must let him abolish this matter! ”
In addition to these, Mei Yin also gave Zhu Biao some other relevant suggestions.
Prince Zhu Biao nodded repeatedly.
Although some of them don't quite understand it at this time, they feel that if they really follow what the second brother-in-law said, they should do it.
It will definitely achieve great success in the future.
The issue of treasure banknotes will definitely be solved in a good way.
My second brother-in-law is indeed worthy of being a second brother-in-law, and he never disappoints!
He actually has a solution for this matter! ”
There were so many people who couldn't solve the problem, but when it came to the second brother-in-law, the second brother-in-law gave a particularly good solution in a few words.
After a while, Zhu Biao looked at the paper with many words written on it, put down the pen, rubbed his wrist, looked at Han Cheng and said: "Second brother-in-law, since this treasure banknote has so many dangers. < br>
Then...what do you think of abolishing the treasure banknotes? ”
At this moment, Zhu Biao really had such an idea in his heart.
Mei Yin shook his head when he heard this and said: "Brother, we can't waste it.
Although Baochao has many problems, there are also many problems.
But the money panic that Ming Dynasty is facing now is real.
Although Baochao has many problems, so far, the overall advantages outweigh the disadvantages.
Especially in the future, after certain regulations and restrictions are imposed on treasure banknotes.
The benefits of this treasure banknote will be revealed more and the disadvantages will be reduced.
Don't give up eating because of choking. ”
Hearing what Mei Yin said, Prince Zhu Biao nodded and gave up on his strong thoughts.
I think what my second brother-in-law said is quite right.
Mei Yin thought for a moment, looked at Zhu Biao and spoke again: "Brother, in fact, in addition to these, there is a better way to solve the problem of treasure banknotes becoming worthless."
Zhu Biao suddenly became particularly energetic after hearing this.
The body is sitting very upright.
"That's silver!
If our Ming Dynasty can obtain a lot of silver, then the problem of treasure notes can be solved most effectively in the future. ”
Zhu Biao was stunned for a moment.
It's not that he hasn't thought about this matter, everyone in the court has also thought about it.
Compared with money made of paper such as treasure notes, gold, silver and copper are more valuable.
But the question is, where can we find so much silver?
The Ming Dynasty is now short of silver, not to mention copper coins!
If it weren't for lack of money, his father wouldn't be able to issue treasure banknotes.
As a result, now that the second brother-in-law is saying these things, doesn't it mean that he has gone around the problem again?
Now, the southwest side has not been recovered yet.
A large amount of Yunnan copper cannot be mined.
If you can capture the southwest and get a lot of copper coins.
Then the problem of money panic in the founding of the Ming Dynasty was not a problem...
“Silver is hard to get!”
Zhu Biao sighed.
Mei Yin shook his head and said: "Brother, it's not that it's hard to get, but there are some ways to get it that haven't been popularized yet."
When Zhu Biao heard this, his eyes suddenly brightened.
He knew that such a smart person as his second brother-in-law would not make random mistakes.
At this time, saying such words to yourself must have other meanings.
Now it seems that it is indeed the case.
At that moment, he sat up straight again and held the pen he had put down in his hand, waiting to hear his second brother-in-law continue to speak.
And he must quickly write down everything his second brother-in-law said.
Mei Yin said: "Improving the maritime ban and re-establishing the Shipping Department are a key to obtaining silver.
In the future, after the opening of the Shipping Division, a lot of wealth will be obtained from overseas.
Overseas, many places are very wealthy. ”
As he said that, he took a cup and a plate and placed them here.
"For example. This is me, Daming."
Mei Yin pointed at the plate and said.
Then he pointed to the small cup: "This is the Japanese country.
It seems to be a tiny place filled with alien people.
But in fact, the output of silver in this place is absolutely astonishing.
There are a lot of silver mines! ”
After Mei Yin had said so much, he finally revealed an important piece of news.
This news is not only important, it can solve the problem of money shortage in Ming Dynasty.
At the same time, it can also satisfy Mei Yin's emotions very well!
He has come to this era, if he doesn't take good care of his little life, how can he succeed?
Mei Yin really didn't like this little life.
Before, he had thought about how he could encourage Lao Zhu and the others to bring warmth to Xiaoli.
With the silver mine, all these things will be easy to talk about!
Just take a look at Prince Zhu Biao, whose ears stood up like a rabbit after hearing such news. His whole temperament changed a lot.
Mei Yin knew that this matter was definitely safe!
Prince Zhu Biao, if such a person is like this, then you can imagine what kind of choice Lao Zhu, who is extremely short of money, will make after knowing this news!
From now on, let the little days tremble!
Perhaps, it will become a province of Ming Dynasty in the future.
"Second brother-in-law, are you... telling the truth?"
Zhu Biao looked at Mei Yin with a somewhat excited expression and spoke out.
There was also a lot of solemnity in the voice.
Mei Yin said: "Of course it is true. I will never lie about such an important matter.
I'm very interested in overseas.
These days, I have been using some methods to understand things overseas.
I also learned some information through Mr. Qingtian.
Found an interesting phenomenon?
Those were those who smuggled goods to other countries, some of whom specialized in Japanese business.
You can get a lot of silver and gold from there.
There are other signs that indicate there are a lot of silver mines there.
There are even many gold mines.
According to the Japanese country, it was possible to obtain so much gold and silver with its inferior and crude gold and silver mining technology.
If I, the Ming Dynasty, could occupy those places, I would then send specialized people to mine there.
You can imagine how much gold and silver you will get in the future! ”
Zhu Biao was very happy.
"Second brother-in-law, this is a good idea!
This method is really good! ”
After confirming from Mei Yin that there was indeed a large amount of gold and silver in Japan, Zhu Biao couldn't sit still.
If we can really obtain a large amount of gold and silver from the Japanese country, we will make a lot of money!
Many problems will be solved easily!
"With a large amount of gold and silver, treasure banknotes can be abolished in the future!
In this way, you no longer have to worry about the treasure banknotes harming the Ming Dynasty! ”
Zhu Biao said excitedly.
But something happened next that surprised Zhu Biao.
Mei Yin shook his head and said: "Brother, treasure banknotes cannot be abolished, they must continue to exist."
Zhu Biao was stunned.
Isn’t it said that Baoqian has many problems?
If we can get a lot of gold and silver in the future, why should we let the treasure banknotes continue to exist?
Doesn't this seem very redundant?
Zhu Biao really couldn't understand why his second brother-in-law said such a thing at this time.
But he also knew that when his brother-in-law said this, there must be some reasons that he couldn't figure out. (End of chapter)