Chapter 379: Liquid money is money!
Huang Zicheng and others looked at each other, and they all looked at each other.
They didn't think about this problem.
After Xia Zhibai made this point, he suddenly realized that the world may not have much money. The Ming Dynasty minted very few copper coins every year, and the silver smelted was also in short supply. The world was short of money, even if some were buried in the ground. , but those who are willing to take it out are destined to be in the minority.
At least for now, no one will take the risk.
The people have no money.
How can the court borrow money?
You can't force cows to remove tiles and force people to sell their sons and daughters to the court, right?
Isn’t that going to cause chaos in the world?
immediately.
Zhao Mian's eyes moved, as if he had guessed Xia Zhibai's thoughts, and said: "That's why you boldly want to use paper money. The current situation of the world's lack of money cannot be solved in a short time, and the imperial court is in urgent need of expanding its finances, so you can only Find another way to make more money among the people.”
"The speed of coining money is too slow, and the effect is difficult to see. Only the speed of coining banknotes is the fastest."
"Once paper money is accepted by the people, the imperial court sends a large amount of paper money to the world through borrowing, making the world rich all at once, and then takes back these paper money to control the currency circulation in the world, and then keeps the world economy in an effective state. Control?”
"Is there something wrong with what I said?"
Xia Zhibai looked at Zhao Mian and couldn't help but glance at him.
He just said a few words briefly, and Zhao Mian understood immediately. He was indeed one of the most talented people of this era. Even though he did not understand the economics of later generations, he only understood it from some relevant books and his own experience in handling political affairs. The truth can be seen at a glance.
Xia Zhibai said: "That's exactly it."
Zhao Mian touched his chin and said uncertainly: "There should be a problem, right?"
Xia Zhibai nodded and said: "Indeed, money will become less and less valuable, so the court needs to effectively control it to prevent money from depreciating too quickly. Of course, the most important thing is that the money must be used for practical purposes, such as building repairs. roads, do some basic water conservancy construction, and improve people’s livelihood.”
"Appropriate inflation is beneficial to the world economy."
"After all, money has always been so rich. People who have money will hold on to their money bags and will not let go of their money."
"The only way is to let money gradually depreciate. These people see their money shrinking. In order to prevent themselves from becoming more and more 'poor', they have no choice but to try to take out the money, or lend it to the court to do some people's livelihood construction, or Or use it for your own business, investment, etc. Money is only money when it flows. ”
"Otherwise it's just a pile of waste paper."
"As the central court, what we have to do is to make money flow."
"Under this system, the Ministry of Household Affairs will be responsible for more and heavier tasks than now, and it will focus more on the economic aspect, especially increasing the speed of economic development. The money printed by the imperial court will flow into the local government through the Ministry of Household Affairs. , then flow into the corresponding merchants, and then into the hands of the people. ”
"The common people use this money for consumption, thereby promoting the prosperity of the private economy, and then promoting the prosperity of industry and commerce in the Ming Dynasty. The court can use this to collect more taxes to repay the borrowed money and interest, and the remaining balance It is the reserve fund of the imperial court.”
"If the local area encounters another natural or man-made disaster, the government will be able to provide better relief if the treasury has money."
"I won't be so strapped for money that I have to worry about rescuing a disaster."
"If the court is generous, the people will also benefit. If the people benefit, they will naturally turn to the court."
“It goes hand in hand.”
"In this system, there are those who distribute money, those who earn money, those who print money, and those who collect money. Naturally, such a huge operating system cannot all be attributed to the Ministry of Household Affairs. It must be divided into at least three agencies, or even more Much.”
"Otherwise, the power will be too great and difficult to control."
Xia Zhibai did not say those words in the scene, but directly said what was in his heart.
He will not allow wealth and power to be put in one basket.
This is too dangerous.
Put more baskets. For the sake of your own official position and to avoid taking responsibility, the corresponding government agencies must pay attention to it to avoid printing money as soon as the emperor opens his mouth. At least he must have the qualifications to 'bargain', and It's multiple departments holding each other hostage. If too much money is printed, those in charge of the economy will complain. After all, the money is worthless. The resentment of the people will rush towards them. They will go to the government agencies that print money to complain. If too much money is borrowed, those who pay back the money will be dissatisfied. , to achieve relative balance.
But this is just a prototype.
It will take some time to really establish it.
But the changes he wanted to make to the Ministry of Household Affairs have been successively communicated to the officials of the Ministry of Household Affairs.
The whole place was silent.
Zhu Tong frowned and thought about the feasibility of what Xia Zhibai said.
Zhu Biao was a little stunned by Xia Zhibai's "decentralization of power" in public. It was a bit too sudden. All the officials from the Ministry of Household Affairs, big and small, were here, but Xia Zhibai didn't hide it at all. He just said that he would improve the officials from the Ministry of Household Affairs. of power, and then came a head-on blow.
But
He admitted it too.
Printing money makes money too fast.
If it is not controlled, it is easy to go astray and follow the old path of the Song and Yuan Dynasties, which will be very costly. Through the form of multiple official offices, the corresponding money and power are restricted, and most importantly, the emperor's power is secretly restricted. 'The right to speak'.
In the past, no one dared to question what the emperor had decided directly, and they could only act accordingly.
But in this way, even if the government office that prints the money agrees, the person who repays the money may not agree, and the person who repays the money agrees, but the person who earns the money may not agree. In this roundabout way, telling the emperor in turns about the dangers and negative situations will also be to a certain extent. Reduce the possibility of emperors making mistakes.
If the emperor insists on having his own way, he will ultimately have to bear the consequences.
Zhu Biao nodded.
He still approves of this approach.
He was also worried that printing money would be too crazy, causing the Ming Dynasty to repeat the mistakes of the Song and Yuan Dynasties.
It's good to have restrictions.
Xia Zhibai was very comprehensive and thoughtful.
Huang Zicheng froze on the spot.
His expression changed again and again. He didn't understand it clearly before, especially when he heard Yang Jing say 'borrow the new and repay the old', he was even more confused. However, in the subsequent conversation between Xia Zhibai and Zhao Mian, he gradually understood Got it.
My heart was even more horrified.
Because this mode of operation is indeed more effective than now.
And the court will also be richer.
What made Huang Zicheng even more uncomfortable was that Xia Zhibai seemed to be very thoughtful. He not only considered the hidden worries, but also thought of a solution. At least on the surface, there was nothing wrong with it, and it even seemed very complete.
Huang Zicheng snorted coldly and turned his head to the side.
Yang Jing and Zhao Mian looked at each other, their eyes full of bitterness. In fact, they had always been reluctant to think that they were inferior to Xia Zhibai, but now they had to admit that Xia Zhibai was better than them. Although his ideas were very unreasonable, they There are indeed merits.
At least in their opinion.
The money and power system proposed by Xia Zhibai is obviously better than what Ming Dynasty has now.
And much smarter.
(End of chapter)