Chapter 178 Bought
Actually, An Rusong has a lot of cash in his hands now. It is not as difficult as he thought to pay for this villa. After all, he has a lot of cash in his hands. An underground fire plug-in continued to provide him with cash. In addition, there was also the windfall he had made from Apple stocks.
In the past, because he had to continuously invest funds in the NGN company, An Rusong did not dare to invest too much in his personal life, because no one knew how much blood was needed to promote NGN software. We don’t even know when the first round of financing, which can alleviate NGN’s thirst for funds, will come. Therefore, An Rusong must always ensure that his “wallet” is full enough.
As of now, NGN Company has completed the first round of financing, and a large amount of generous funds has entered the company's account. With such a sum of money, NGN Company will at least be in the future for a long time. There will be no shortage of operating funds for some time.
The most important thing is that today's NGN company is no longer An Rusong's own. It already has four shareholders. In this case, An Rusong certainly cannot use his own money to subsidize the company. If it works, even if the company spends all the money in the first round of financing, the company can only carry out the second round of financing, instead of having him, the president of the company, pay for the shortfall out of his own pocket.
Therefore, it's not that An Rusong can't come up with the money now. The main reason is whether it is really cost-effective to spend such a large sum of money to buy this mansion covering an area of more than 1,000 square meters.
In the garden behind the main building of the villa, An Rusong stood next to the swimming pool cover, carefully looking at the garden in front of him that had been carefully maintained. He had just heard the introduction from the middle-aged man. He was indeed not the owner of this villa, but just a gardener hired by the owner. As for the owner's family, they had immigrated to the United States three years ago.
In the past three years, the owner's family only came back occasionally, and every time they came back, they would stay in this villa. As for why the house should be sold now, according to the middle-aged people, the old owner is old and there will definitely be few opportunities to come back in the future, and the children do not have that deep affection for Korea, so, Considering that it would be a waste to have the house idle, I decided to sell it.
An Rusong naturally didn't believe the middle-aged man's statement. In his opinion, the original owner of this villa should have felt the fundamental direction of the economy and knew that in the future For a period of time, the real estate market in major economies around the world will be in a downward trend. Therefore, people want to take advantage of the time when the real estate winter has not yet arrived to sell their houses as soon as possible.
Such a big mansion is worth a lot of money. Instead of letting it grow moldy here, it is better to sell it for cash. When the economic crisis hits, no matter how much property you invest in, it is better to have cash. benefits.
Therefore, if we are more conservative, An Rusong should be listed for a while, at least until February or March next year. By that time, the selling price of this villa should be reduced a lot. Of course, this does not mean that Well, maybe the owner would rather keep the house than lower the price.
But having said that, An Rusong can also choose a more radical investment strategy, that is, to buy the villa with a loan, and then buy the villa in the next one to two years. A loan is paid off.
Similar to the suggestion made to him by DFJ’s financial supervisor, the exchange rate of Korean won against the U.S. dollar is still at a high level of about 1,000 to 1. In the next four to five months, the exchange rate will be It will plummet to a low of around 1,500 to 1. In An Rusong's memory of his previous life, the exchange rate of the Korean won against the U.S. dollar seemed to have been hovering around the level of 1,300-1,500 to 1, and the high of 1,000 to 1 had never been reached.
It can be seen that if he buys this villa with a loan now, An Rusong will actually make a profit, and a lot of it.
An Rusong did not accept the advice of Financial Supervisor DFJ and did not invest in NGN Company in the form of loans because this kind of investment fell into the category of "official business" to a certain extent. He No matter how much money is saved for the company, the beneficiary will not be himself, but DFJ and Apple, which hold preferred dividend shares. Therefore, An Rusong is not so stupid as to use his reputation to help the company's shareholders save money.
But buying a villa is different. Every penny he saves from the loan belongs to him, so of course he has to make more plans.
The most important thing is that An Rusong knows very well that in the next few years, although the exchange rate of the Korean won will continue to fall and it will be difficult to return to the high line of 1,000 to 1, Seoul’s real estate market will It will not fall in the short term. On the contrary, it will continue to rise in the next ten years or so, until Koreans can no longer afford to buy houses.
So, at this time, it is obviously a very reasonable investment decision to use the Korean won that is destined to depreciate to buy real estate that is destined to appreciate.
"Mr. Huang," An Rusong withdrew his gaze from the garden and said to the middle-aged man following him, "If it is convenient, I hope you can help me contact the homeowner. I hope to buy this property, but I want to talk to the owner about some specific details.”
The “Mr. Huang” he refers to is the middle-aged man who accompanied him to look at the house. His name is Mr. Huang. Huang Shengxun, when he was looking at the house just now, the other party had already introduced himself.
"Are you sure?" The middle-aged man looked at him in surprise and asked.
"Yes, I'm very sure," An Rusong smiled,
"Then I'll contact Mr. Luo," the middle-aged man said, "However, if Mr. Luo wants to come back, I'm afraid." "It doesn't matter, I can leave a contact information." An Rusong took out his business card holder from his pocket, took out one of his own business cards and handed it to the other party, saying, "This is my business card. I believe if the homeowner sees it, If I get this business card, he should not have any doubts about my intention to buy this villa.”
The middle-aged man took the business card and looked at it. I muttered the above information silently, and then said to An Rusong: "Okay, Mr. An, I will contact Mr. Luo as soon as possible and ask him to call you as soon as possible."
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An Rusong nodded to the other party, thanked him again, and then left.
To be honest, An Rusong really likes this villa. He likes it not only because of the large area of the villa, but mainly because the taste of the original owner is very close to his, including the decoration of the courtyard. The layout, including the decoration style in the villa, etc., and most importantly, the observation deck on the third floor and top floor of the villa overlooks the Frost Grass Park behind the garden, and the view is very good.
After coming out of the villa, An Rusong got into the car. He turned around in front of the courtyard door of the villa, and while driving the car onto the road, he was thinking about buying a house.
As he thought before, if he wants to buy this villa now, he definitely cannot pay for it from his own pocket, at least not all of it. The best way is to choose a bank. Got a loan.
With his current worth, it is not difficult to find a loan from any bank, and the amount will definitely not be low. However, considering the personal relationship, he still prefers Busan Bank and Shen Wuguo. After all, the other party has asked him about a loan. He can make the decision for less than 10 billion won, but An Rusong remembers it clearly. Clearly.
The car drove out of Dongguang Road, and An Rusong went all the way to Songquan Cave. Just as he drove the car downstairs of the Songquan Cave mansion, the mobile phone on the center console rang. Looking at the caller ID, the call turned out to be It's Macaulay calling.
Without thinking much, An Rusong directly pressed the answer button and clicked on the speakerphone.
"An, are you planning to buy a villa?" The phone had just been connected, and Macaulay's voice came from inside, "The location is in Fangbei Cave, next to Shuangcao Park. "
"How do you know?" An Rusong asked curiously, "Yes, I just saw the house and I am very satisfied with it. "
"Oh, my friend, now is not a good time to buy property," Macaulay said on the phone. "You have to know that the subprime mortgage crisis can no longer be contained, and the whole world is going crazy. Real estate is depreciating. It is not a smart choice for you to buy such a property at this time. ”
"Of course I know," An Rusong said with a smile, "But, Macaulay, I didn't buy this house for investment. I really like it, so I plan to buy it. In the future, no matter what Whether it appreciates or depreciates, I won’t sell it, so you can’t look at it from an investment perspective.”
“OK, even if you really like it, you should at least wait for it. Buy it after the price drops a bit,” McCauley said.
“I’m worried that it will be bought by someone else,” An Rusong said with a smile, then changed the subject and asked, “But, Macaulay, how did you know that I was planning to buy such a thing? A villa? Did you arrange for someone to monitor me?"
"Haha, this is a coincidence," As expected, Macaulay's attention was diverted. He smiled and said, "The villa you are interested in belongs to a friend of mine. His name is Luo Quanyi. This guy knows that we are cooperating. Therefore, after learning that you are planning to When I bought his house, he contacted me. "What a coincidence?" An Rusong was quite surprised.
"It's such a coincidence," Macaulay said, "Well, since you have decided to buy that house, then I will help you contact Luo and ask him to give you a cheaper price. Well, that guy is very rich. You should kill him hard."
" No problem, please contact me in advance when this Mr. Luo comes," An Rusong said with a smile, "I will be the host then, entertain him well, and let him give me hundreds of millions."
(End of this chapter)