After hearing Yu Baoning's words, Fang Jun and Li Tai, who had been silent, both laughed out loud.
Fang Jun shook his head and said: "Uncle Shi, are you joking? There is no such good thing in the world."
Yu Baoning disagreed: "The current matter involves almost all the aristocratic families in the world. As the saying goes, the law does not punish everyone. Once all the families unite to resist, what can the central government do? At this time, we need an opportunity to break through this hard problem. The Yu family is willing to take this opportunity to disintegrate the alliance."
A solid barrier is as hard as a rock. If you hit it from the outside, you will definitely get a bloody head. The best way is to break it down from the inside.
The center needs an "internal agent" who can dismantle the family's clan from within. Yu Shi of Luoyang is willing to be an internal agent, but he must receive preferential treatment or rewards accordingly.
Fang Jun didn't seem to be keen on this. He just thought about it for a moment and then rejected Yu Baoning's conditions again: "It is absolutely impossible to get 80,000 acres of fertile land without paying a cent."
Yu Baoning said: "But if no one abandons the Henan family to break this situation, it is impossible for the center to sell these lands at market prices."
As long as everyone sticks together and advances and retreats in unison, what can the center do?
Are you sending troops to Henan to attack these wealthy families?
Fang Jun laughed and poured tea for Yu Baoning: "If it hadn't been for Uncle Shi's reminder, I wouldn't have thought of this method. But now that we have a strategy, we just need to implement it. Breaking the Henan family's alliance is not just about the Yu family. Yes, it can be done by someone else. As long as I spread the word now, many people will respond positively and even rush to the front, and the conditions will naturally be determined by me.”
Li Tai, who was drinking tea, couldn't hold back his laughter. He didn't know what Yu Baoning was thinking. Did he really think that Fang Er was a gentleman who wouldn't bully the darkroom?
Yu Baoning was shocked and angry. He stared at Fang Jun and said, "You, you, you, why are you so shameless?"
The way I thought of it, I stood up to support you, but in the end you used my spear and attacked my shield?
How shameless!
Fang Jun waved his hands repeatedly: "Uncle Shi, don't be upset. Isn't there nothing I can do about it? I have to fulfill His Majesty's entrustment and stabilize the situation in Henan. It's hard to have both. It just so happens that Uncle Shi is smarter than Zhuge and came up with such a perfect idea." Naturally, we should learn from this method.”
Yu Baoning knew that he had no way out. As Fang Jun said, as long as he said this, there would be people who would act as "faith betrayers". With more people, the conditions would naturally be at Fang Jun's discretion.
No one wants to fight the Center, and that won't end well.
He had to say: "At most 20% of the market price, not even one more copper plate!"
Fang Jun was so busy: "The minimum is 80%, otherwise there will be no discussion."
Yu Baoning was furious: "Only 30%, otherwise wouldn't my Yu family be a traitor for nothing?"
"Seventy percent, believe it or not, I'm going to let the news out now?"
"50%! Is 50% enough?" Yu Baoning blushed: "This is the bottom line!"
Fang Jun turned to look at Li Tai, who was watching the excitement: "What do you think, Your Highness?"
Li Tai rolled his eyes: "I'm not stupid, who wants to get involved in this kind of thing? Don't ask me!"
Fang Jun then smiled and said to Baoning: "Just 50% to give Uncle Shi some face. But how much can the family give out?"
Yu Baoning blew his beard and stared: "What's the hair? I can't pay a penny, I borrow it all from the company!"
The Yu family is willing to be a traitor who betrays the Henan family. Not only will his reputation be ruined, he will definitely suffer retaliation from other families in the future. How can he spend real money on it? First borrow from the business, and then slowly repay it with the output of the land.
Fang Jun nodded: "Now the average price of land in Luoyang is around 20 guan, and 50% is 800,000 guan. The company will lend it to you, so there is not much pressure. You and I are family friends, and the interest will be low. Some are calculated based on an annual profit of five cents and a period of three years.”
"What?!"
Yu Baoning was stunned: "You want interest?"
Fang Junqi said: "Look what you said, since it is a loan, interest must be paid. The money belongs to the company and not to me. I can't lend it to you for three years in vain, right?"
Yu Baoning shook his head: "It's absolutely impossible to be so heavy on profits!"
Private lending was very popular in the Tang Dynasty, and the law had many regulations on this.
In the early Tang Dynasty, the law stipulated that the maximum interest rate for borrowing money could not exceed six cents per month. However, in fact, the minimum monthly interest rate for private loans was maintained at around ten cents, one tenth of which was chosen. "Wen", calculated in this way, the annual profit reaches a terrifying 120%!
Fang Jun allowed the firm to lend the Yu family 800,000 yuan, and the monthly interest was only five cents, which was indeed kind...
But the Yu family can’t stand it!
800,000 guan will require an interest payment of 40,000 guan per month, 480,000 guan a year, 1.44 million guan in three years...
This money has legs and runs faster and faster!
Fang Jun didn't care: "It's up to you whether you want to borrow it or not. I just want to remind Uncle Shi not to hesitate. The money in the company is not unlimited. In the end, some people will not be able to borrow it."
Yu Baoning was full of tangles and had a ferocious look on his face.
The interest for three years is 1.44 million yuan...
Not to mention the amount of money, the most important thing is whether the Yu family will be able to repay the principal and interest with more than 2 million yuan in three years' time? After all, this is cash, and it is really difficult to take it out at once. But if you can't take it out, you may end up with interest compounding and interest compounding, which could be fatal.
After weighing for a moment, Yu Baoning said: "Erlang still needs to give me a promise. No one else can offer a lower price than mine. If so, they must give me the same price!"
This guarantee is very necessary, otherwise Fang Jun is very likely to "eat more than one fish with one fish" and use the Yu family's contract as a model to negotiate with others and use a lower price to get through the entire Henan family. In the end, the Yu family will be burdened with The reputation of "betrayal" has yet to be fully compensated.
Fang Jun nodded cheerfully: "That's natural. Although I dare not compare myself to a gentleman who always speaks out, I am not one of those villains who get fat by breaking their promises."
Yu Baoning nodded, recognizing this.
Nowadays, there are people who are jealous of Fang Jun, there are people who hate him, and there are people who abuse him, but few people slander Fang Jun for "breaking his word". Like his father Fang Xuanling, at least he is recognized as a strong character. .
Li Tai personally held the pot and poured tea for the two of them, and said with a smile: "In that case, why not strike while the iron is hot and sign the contract to implement it as soon as possible? The Yu family can seize this opportunity and get a compensation, and no one else will come to fight for it, and Erlang can also Wouldn’t it be nice to open up the situation and fulfill His Majesty’s entrustment as soon as possible, killing two birds with one stone?”
Fang Jun asked Yu Baoning: "Uncle Shi, can you think about it again?"
Yu Baoning was a decisive person, and said flatly: "There is no need to think about it, I will make the decision on this matter. With His Highness the King of Wei as a witness, there is no need to find anyone else. After drafting the contract, we will sign it."
After a while, Fang Jun asked someone to call Xu Jingzong, and first signed a contract with Yu Baoning for the Yu family to "purchase" the 80,000 acres of land they had occupied and annexed for 800,000 guan, and then Yu Baoning signed a contract with Yu Baoning. Fang Jun signed a contract to borrow 500,000 yuan from the "firm" to purchase land.
After all, the amount of 800,000 guan was too huge, and the annual interest was simply terrifying. Yu Baoning still took out 300,000 guan from his own family and only borrowed 500,000 guan.
However, according to normal borrowing, the interest for the year will be deducted when the first payment is made, but Fang Jun did not do this and paid it in full, which made Yu Baoning say several words of thanks...
……
When Yu Baoning left, Xu Jingzong looked at Fang Jun in admiration and expressed sincere admiration: "I have been so worried that my hair has almost turned gray these past two days. I am afraid that if the Henan family refuses to give in and resist to the end, it will be difficult to complete the tasks entrusted by His Majesty. Who would have expected The Duke of Guo frightened him immediately. He not only agreed to cooperate in measuring the land, but even allowed the Yu family to act as a traitor and stab the Henan family in the back, spending money to redeem the occupied and annexed land. He was truly a man of genius."
As an official in the Tang Dynasty, who wouldn't know how powerful the powerful families are?
That is to say, after two mutinies, the family members are now in a relatively weak state. However, when Emperor Taizong was still alive, he had to stay away from the Guanlong family members and show favor to them again and again. The court was filled with Guanlong disciples, but there was nothing they could do.
The world is the world of aristocratic families, not the world of emperors.
Without the support of aristocratic families, even the emperor would have to sleep restlessly at night and issue orders without leaving the court, let alone the prime ministers and officials?
But now it seems that things have probably changed...
Li Tai was also convinced: "Erlang turned his hands to make clouds and rain, and opened up an excellent situation in Henan, which may indirectly affect the whole country. The merits will be in the country and the future."
This is not an exaggeration.
Whether it is the forced takeover of the Hedong Yanchi, or the current measurement of acres in Henan, and the sale of those acres that have been occupied and annexed by the aristocratic families, the ultimate goal is to suppress and weaken the foundation and influence of the aristocratic families.
The influence of the aristocratic families is getting weaker and weaker, and the imperial power is naturally getting stronger and stronger.
Such meritorious service is enough to deserve even the title of "King with a Different Surname"...
Fang Jun was very humble: "It's just taking advantage of the situation. Nowadays, the aristocratic family is weak but the center is strong. These people will naturally avoid disaster and avoid disaster. But if one day they regain their strength, Your Highness, can you still let us scheme? After all, , all conspiracies and tricks are false, only strength is the benchmark.”
Then, he said to Xu Jingzong: "Let the news get out. We should also let the Henan aristocratic families quarrel and fight. Otherwise, they will always stick together to pursue profit and be as strong as a rock. Who can do anything to them?"
Thinking of the reactions of other Henan aristocratic families after learning that Yu Baoning had signed the contract, Xu Jingzong couldn't help but laugh: "I'll do it now!"
Why have aristocratic families been able to dominate the world since the Han Dynasty and even steal artifacts?
In addition to their own strength, what is more important is that they unite with each other through marriage, interests, etc., to form one after another huge interest groups. When they unite for a certain goal, they can explode with unparalleled power. It is easy to "build up a country and destroy a country" or "depose and establish an emperor". But once cracks appear from within, they will restrict and fear each other, especially when the foundation of trust is no longer there, and the so-called alliance will disappear in an instant...