Chapter 1120 The Financial Owner
Even Northern Xinjiang, which is far inland and not considered a hot spot for investment these days, is still not immune.
Therefore, the local government and businessmen are very welcoming to "big sheep" like Zhou Zhi who are willing to spend millions of real money and silver to hoard jade.
Now there are only three primitive ways for inter-bank transfers, one is wire transfer, the second is cash check, and the third is credit card merchant POS clearing which is still half-dead.
Don't worry about credit cards. Because of the characteristic of "spend first and pay later", banks are very careful and set an upper limit of overdraft limit of 10,000 yuan, turning credit cards into debit cards all the time.
The only advantage is that the two clearing channels of VISA and MasterCard make inter-bank transfers possible. No matter which bank's POS terminal the merchant installs, any bank's credit card can be swiped.
Although the clearing time often takes about three days, that is the risk of the merchant, not the cardholder.
Only the largest department stores in Urumqi are equipped with credit card POS machines. The jade merchants are still small Kalami and are not even qualified to find banks to install POS machines.
The second is the cash check. What Zhou Zhi holds is the cash check from the account set up by AXA Fund in Shudu Branch. The amount can be filled to a huge amount, but I can’t even think of the Bank of China in Urumqi for a young person like Zhou Zhi. There will be natural distrust in large-denomination cash checks filled out by people. It is also very troublesome to ask Shu University to issue faxes such as work contact letters and explain them specifically for this purpose.
The best way is to wire transfer. Just open an account here, and then call Guan Ma and Liu Yushu respectively to confirm the rights. Guan Ma will go to Shuda Branch to go through the wire transfer procedures, and the money will be there. I can remit it.
Zhou Zhi is a super big customer of Shudu Branch. Wire transfers can go through the fastest channel, which is also the fastest speed that funds can flow across the country today - two hours.
Because this is an agreement between banks, in fact, after Urumqi collects the information, it will advance the payment for the Shudu branch. In the evening, it will be settled through the People's Bank of China's wire transfer clearing system to balance the accounts.
However, these details are incomprehensible to customers. What Xu’s father can see is that after Zhou Zhi opened an account in Urumqi, everyone went out to visit the bazaar together, and returned to Urumqi with Bank of China The manager of the personal finance department came out to greet them personally, invited everyone to drink tea in the VIP room, told them that the two million had been credited, and asked if there was anything the bank needed to cooperate with.
In Northern Xinjiang in 1994, where "thousand-yuan households" were still synonymous with the rich, people like Zhou Zhi were indeed worthy of such serious treatment.
The total population of Urumqi in 1994 was only over one million, while the population of Manzhou was over four million.
Therefore, the population size of Urumqi is only as large as two Jiachuan rivers, and the interpersonal relationship of "lowering your head but not meeting your head" still exists here.
After the money arrived, Xu's father contacted the director of the Economic Association Office, and he came forward to look for jade materials in the Urumqi market.
Theoretically, all mineral deposits after the founding of the People's Republic of China belong to the state, which is expressly stipulated by law.
However, Hotan jade now mainly exists in the form of sub-materials. The famous Ninth Five-year Yutian material, which is the "mountain flow water" that is second only to sub-materials, will not be mined until next year.
The seed material exists in two rivers. People can sometimes pick it up when they go to the river to play. Unless the river is sealed and it is forbidden to enter the river, it will be impossible to manage it at all.
Not only did they ignore it, but the local people also encouraged such behavior and specially built a market for jade trading to facilitate everyone's jade trading. And it has indeed brought a lot of benefits to the local area.
The friend of Xu’s father who is the director of the Economic Association Office is responsible for attracting investment. Every year he sends letters to the jade carving factories in Suzhou, Hangzhou and the capital to let them choose materials. This is also an investment attraction. Within the area, we naturally became familiar with the way here when we welcomed and sent to the room.
Urumqi also organized a jade carving factory earlier, but the workmanship was very poor and the products made were also very bad. The material was worth a thousand yuan before carving, but only worth eight hundred after carving.
But what should the jade carving factory workers do if they need to eat? The director of the factory simply mobilized everyone to start collecting the materials, and then directly sold them at a higher price. Over the years, he has continued to "recycle old materials and incorporate new ones". As the value of jade materials continues to appreciate, the factory's profits are actually pretty good.
But Factory Manager Qin is also very worried. There are a few pieces of aniseed in the factory that cannot be sold because they are too heavy and too valuable!
The largest piece of gold-sprinkled first-grade white material weighs more than 300 kilograms. It was dug out of the Yulong River in Kashgar more than 20 years ago. Even after 20 years, it is still the same. The "Hetian Jade King" of the autonomous region ranks first in both quality and quantity.
But the jade carving factories in Suzhou and Hangzhou are all ghosts. They like to buy more than ten grams of small materials. The cost is more than ten yuan. If they carve an Arhat, they can sell it for two hundred. Of course they are very happy.
Except for the occasional mission in the capital, or the special luck of encountering a big customer customization, and then using aniseed, no jade carving factory would be stupid enough to spend hundreds of thousands to buy aniseed. Is it so? Let’s not talk about how much it costs. Even if you buy it, just changing it into suitable small pieces will cost you a lot of labor and loss.
Nowadays, the commodity society is responsible for its own profits and losses, and pays attention to the laws of the market. Even if hundreds of thousands of materials are carved, it is difficult to sell them. Once the pressure is in the hands, the factory will not be able to operate.
Therefore, as soon as he heard that there was a fool who bought aniseed from the Economic Co-ordination Office, Director Qin immediately ran over.
On weekdays, Lao Zhang carries a lot of cigarettes and wine, but at critical moments, Lao Zhang thinks of himself first, and it’s really not in vain!
When I rushed into the Economic Co-ordination Office with my purse, I found that there were only Lao Zhang and an acquaintance, Lao Xu from the Finance Committee. There was also a child beside Lao Xu, but he was not the tall and powerful Xu Gang. Probably someone's nephew or nephew.
"Lao Zhang, where are the big customers you mentioned?" Director Qin took out the Hongta Mountain and sent it to Director Zhang: "Lao Xu doesn't smoke, huh? You're lucky, your son is so proud that he's going to college. The one in my family who is in his second year of high school has really turned his hair gray..."
Father Xu is very embarrassed. , this person has not yet arrived, so he started chatting mode: "Old Qin, please pay attention, let's get down to business first. This is the big customer you mentioned, and he is also my son's classmate in the same dormitory. His name is Zhou Zhi. Elbow , this is the director Qin of our city’s jade carving factory that I told you on the way.”
"Then I'd better follow Xu Gang and call him uncle, Uncle Qin, hello." Zhou Zhi smiled and extended his hand to Director Qin.
"Ah? Ah, hello, hello..." Director Qin instinctively stretched out his hand to shake Zhou Zhi's hand, but he couldn't believe that the delicate and handsome young man in front of him seemed to be able to afford hundreds of thousands. The big benefactor of jade materials.
At this time, it’s time for Director Zhang to take action: "Does Xu Anxin, the general manager of Jinan Group, know? A few days ago, Ms. Xu Anxin paid New Year greetings to the people of the country at the Spring Festival Gala. Ms. Xu Anxin is also the daughter-in-law of Mr. Li Qiyan of Hong Kong Island. At the same time, she is Xiao Zhou’s cousin.”
“At that time, I was also sitting next to Ms. Xu. Do you remember that he was wearing black-rimmed glasses?” Information obtained from Gu Li.
Director Qin was immediately impressed. It is true that people cannot be judged by their appearance. This person in front of him is a sponsor of the Spring Festival Gala. What a big name!
(End of this chapter)