Chapter 80 The End of the World and Card Drawing 20
Sister Zhang is in a bad mood, and brother-in-law Zhang is naturally in a bad mood too.
Although in the Zhang family, the two sons of sister Zhang’s aunt’s family are doing better than him, but only those two are better, and the others are worse than their husband and wife, so every time during the New Year During the holidays, when the couple visited the Zhang family as guests, they were always favored by others.
Now, Zhang Linlang, a person with only a rubbish job, actually bought a villa, and a person with a stable job like him is still living in a staircase house far away from the city center. This rumor How will people see him when he goes out? I am afraid that others will not pursue him, but will chase Linlang and ask her about the villa.
When I think about being no longer the focus of others during the holidays, Brother-in-law Zhang, like Sister Zhang, naturally cannot accept such a change, so it is normal for him to be in a bad mood at the same time. .
Brother-in-law Zhang cleared his throat and said to Sister Zhang, "Now that my parents are getting older, it's really hard to follow us up and down the stairs every day. How about we buy a villa too."
Sister Zhang is naturally willing After all, she doesn't want to be doing better than Linlang all the time and suddenly become worse than Linlang, but...
"We don't have that much money. Borrowing money is another favor."
And favors are the hardest to return in the world.
Before the apocalypse, in addition to expenses, they could save about 100,000 a year. After the apocalypse, before the sign-in system appeared, they would not be able to save much money a year, because they are different from the original ones, Zhang My brother-in-law and his family are all people who cannot live a hard life, but they must maintain their In the living conditions before the apocalypse, one hundred thousand a year is actually not enough, because they spend almost all the money every year, so after buying the previous house, they have not saved any money in the past two years. Now let alone buying a house, even the down payment is I can't afford it, because making money through the sign-in system has just begun.
As an aside, they are actually right to live a hard life. Look at the original person, he was too frugal, and eventually his body collapsed and was gone. Even if he saved the money, what's the use? The person is gone. , so frugality is necessary, but it can only be frugal on the premise of not damaging the body. It cannot be overly frugal, otherwise the body will be damaged, and it is not cost-effective.
“I can still afford the down payment by asking my parents to pool it together. The rest of the loan will be paid off in less than two years if we make so much money in a month.”
< br>Although their family currently makes a lot of money from the sign-in system, they also use it a lot, and Moreover, their parents' pension and the money earned through the sign-in system may not be given to them, so they will have even less money left every month. Therefore, even if they earn a lot, it will take at least two years to pay off the loan. It can only be achieved with the help of parents. If they rely solely on the couple, I'm afraid they won't be able to save that much.
“Our provident fund has been used. If we want to borrow another loan, we will have to use a commercial loan. The interest rate will be very high.”
“It’s okay. If we only pay it back for two or three years, It won’t cost much interest.”
"I don't know if the price of villas in the county will fall."
After all, if you buy it with a commercial loan and there is interest, you will suffer a loss if it does not rise. If it does fall, you will suffer even more.
Brother-in-law Zhang said: "Don't worry, I think house prices in the county have fallen to the bottom and will not fall again. Besides, so what if they fall, we buy villas to live in, not to sell. If it falls, it will fall.”
When Sister Zhang heard what her husband said, she supported it and said, "Okay, let's buy it then!"
At that moment, Sister Zhang and Brother Zhang were not in the mood to play here because they had something on their minds. , packed up my things and prepared to go back.
Originally they planned to wait until lunch before checking out, but now they don't plan to eat here. They just plan to eat some bread. They will go back now and look for a house. However, Brother-in-law Zhang's parents heard that they had a new idea and wanted to buy a villa, but they were reluctant because they did not want to compete with Linlang or the Zhang family. They only thought about the loss of the previous two houses. After doing that, if you buy again, if you lose again, wouldn't it mean that the money they earned was lost by investing again and again? So what's the use of making more money? It's just nice words.
However, the son and daughter-in-law had already made up their minds. Even though they tried to persuade her, they did not persuade her, so they had no choice but to forget about it unhappily.
Since Sister Zhang and his wife want to buy a villa, it is naturally easy to buy it. After all, although there are not many villas listed, there are some, and the price is 700,000 to 800,000 yuan.
Because they still have a loan for their first house, the down payment for this second house will be 40%, 700,000 to 800,000 yuan, plus transaction and other expenses, it will be more than 300,000 yuan.
And they currently don’t have any money at all, and their parents don’t have much money. After all, they spent a lot of money in the last three years of the apocalypse. In addition, like brother-in-law Zhang, they are not the kind of people who will suffer for themselves. They didn't save much money before the end of the world, so they didn't have much money on hand. They could only provide 200,000 yuan, and there was still a shortfall of more than 100,000 yuan. The end result was that they still had to find someone to borrow and owed favors.
Fortunately, they are all people with an iron job, and others are not afraid that they will not be able to repay them. Moreover, now that you can sell things drawn through the sign-in system, there are still people who are willing to lend them money.
In this way, Sister Zhang and his wife took the money they saved from their parents, plus borrowed more than 100,000, and successfully bought a villa.
Because their jobs were stable, the loan came out quickly, which allowed them to find a day and move into the villa more than a month after they bought it in Linlang.
Linlang couldn't help but sigh when she saw that she had bought a villa. Sister Zhang actually followed her and bought a villa too.
But as a result, their finances were depleted - Linlang found out through casual investigation that they had borrowed money - and she still wanted to continue eating, drinking and having fun. Do they still... follow?
You must know that they have no money now. Although the sign-in system can make money, they cannot save much because they have to live a hard life and consume it.
With the money that can’t be saved, she still has to pay off loans and foreign debts. Well, she doesn’t think they can keep up.
But these are not what Linlang cares about, she just lives her own little life.
But after moving into the villa, Xingxing became even happier.
The previous elevator room, Xingxing thought, was good enough. After all, it was better than the one-bedroom, one-living house they rented before. At that time, the house was small and dilapidated, and they had to climb stairs to go upstairs, which was very hard.
As for the elevator room, it was not only big, but also brand new, and there was no need to climb the stairs. At that time, Xingxing felt that it would be great to live in such a beautiful house.
I didn’t expect it to be even better. Within a few months, they lived in a big villa again. It was very beautiful and they didn’t have to go downstairs. They could enjoy the sunshine and green space in their own yard. She loves it every day now. Running wild in the yard is something that you couldn't do in the elevator room before. After all, although the previous house was nice, it didn't have a yard, so you couldn't run around as much as you wanted in the sun. Now you can do it, so Xingxing can't be happy. ?
(End of this chapter)