Linlang's guess was good. The storefront is still selling well now. No, the storefront was sold out a month later. Fang Yinuo received a large amount of income and, like Linlang, had a fixed deposit with monthly dividends.
The interest rate one year later is already a little lower than Linlang's original interest rate.
In conversion, one month's interest is a little less than the rent - this is why people are reluctant to sell for the time being, because they think it is not cost-effective to deposit in the bank and get interest, and ordinary people have no other good options. investment channels, so she would rather rent it out with the facade——But Linlang You know, next time, the rent won’t be that high. Gradually, it will be less than the interest. In addition, house prices will fall soon, and the money lost will not be less than the rent. In other words, if the store is not sold, it will be put aside. There, the rent earned by renting it out is not as much as the loss, so the rent is completely in vain.
Moreover, it is not troublesome to let the bank earn interest, but it is much more troublesome to rent out the storefront. No matter how you look at it, it is a good deal to sell it now.
But Fang Yinuo didn’t know. He put the money in his hands after seeing it was sold, and he was a little worried that he had sold it wrong. If his parents found out, he would be scolded.
Until three months later, he said to Linlang with a complicated expression: "Not only did the rent of that storefront fall, but the house price also fell. Fortunately, I sold it, otherwise I would have lost a year's rent."
Now it's better. Not only has the house price been preserved, but the interest deposited in the bank is also more than the rent. I've made money no matter what.
Linlang said: "As long as we did not sell it wrong, by the way, you should ask your parents to sell the other storefront as soon as possible. Although bank interest rates have also fallen now, the house price has fallen even more. If you keep the facade in your hands, you will suffer more and more losses. "
It has just started to fall. If you sell it, you can stop the loss. If you don't sell it, you will continue to lose money.
Fang Yinuo listened, nodded, and told his parents when he went back.
I don’t know how he persuaded his parents. Anyway, Fang Yinuo’s parents later sold the store and exchanged it for money.
But they are like most ordinary people. When they have money, they don’t know what to do. In the past, they only knew how to buy real estate and invest, but they didn’t understand anything else. Now that they have the money, they just do it. I don’t understand how to invest, so in the end I can only deposit it in the bank and earn interest.
They are conservative people and they don’t dare to invest in random projects. As for stocks and funds, they don’t even dare, so they can only deposit money in the bank.
This is good. After all, not only housing prices are not good recently, but the stock market is also not good. They don't know anything. If they go in recklessly, they will lose all their money.
Like Fang Yinuo, they were also worried about whether they would make a loss if they sold it. After all, if the store's popularity increased in the future, they would lose money if they sold it.
Unexpectedly, the price of the storefront fell all the way after that, and they couldn't help but secretly rejoice, secretly saying that they were lucky to listen to their son and sell the storefront, otherwise they would have suffered a huge loss.
——Fang Yinuo didn’t tell his parents that it was Linlang who suggested this. He was afraid that if the store suffered a loss, his parents shouldn’t blame Linlang. In the end, the store really kept falling, so he told her at this time His parents said that it was Linlang's idea to sell the store. He sold it earlier, it was more expensive than they sold it, and he lost less.
After hearing this, Fang Yinuo's parents couldn't help but like Linlang more and more. They felt that Linlang was a lucky star. After all, they wouldn't have sold it if Linlang hadn't reminded them.
Seeing that they agreed to sell, Linlang told them that she thought the price of the house would also fall, and asked them to sell all the houses.
If you don’t want to live in a big city, but still want to live in this city, just buy it when it hits the bottom later.
But this time Fang Yinuo's parents didn't plan to sell.
"We have lived in this old house for a long time. We really don't want to move it. Let it fall. Anyway, we have saved the money for the two facades, so that's fine." Fang Yinuo also said Said he didn't want to move.
Seeing what they said, Linlang had no choice but to forget it. Even if this happened, the two houses together might lose millions in the future, but since they didn't want to move, she didn't want to move. It’s not good to continue to persuade.
Fortunately, the money for the facade was finally saved, so that was okay.
In addition, her money has been saved, and the loss is much smaller than in the original world. This is enough.
Furthermore, she repeatedly persuaded them to sell their house. They already had the expectation that the house would fall, and they would not feel too uncomfortable if it did fall in the future.
Unlike in the previous life, housing prices continued to fall, and they still suffered.
Based on how much Fang Yinuo and his parents care about the house they live in, it is estimated that the two facades will be uncomfortable. After all, even if the house they live in falls, they don't want to move.
Soon, after the facade fell, the housing also began to fall.
Sure enough, because Linlang suggested selling the house first, they didn't feel too uncomfortable when the house price dropped. After all, they had already made plans. They didn't want to sell their house, they wanted to live in it, so let it fall.
Some people may say, what is so good about such a small city? Why not sell the houses here and buy houses in first-tier cities. At least the houses there are not easy to fall. Even if they fall, they will still be able to do so in the future. It's rising, but in small cities, it falls when it falls. It's impossible to rise back.
The reason is also very simple. Fang Yinuo's parents both work in this city. When they get old, they will definitely stay in this city. After all, they are used to staying here and will not live in other cities.
As for Fang Yinuo, since he had no job before, it would be most convenient for him to live with his parents, so Fang Yinuo's parents did not buy him a house in a big city.
As for the extra money at that time, why not go to big cities to buy a house, but buy a storefront locally? The reason is also very simple. Some big cities have restricted purchases early, while provincial capitals have restricted purchases later. They feel that compared with There is not much difference if you buy a house in this city, and if you buy a house in this city, it is convenient to rent it out. If you go to the provincial capital to buy a house, it is not convenient to rent it out, so you can just leave it there, which is not cost-effective.
At that time, housing prices in various places were rising. They felt that buying in this city would be the same and they could get an extra rent. Why not? So it's not wrong for them to buy a storefront in this city.
Now that my family has sold two storefronts, I have some money, so I can go to big cities to buy a house. After all, big cities have relaxed purchase restrictions, so if I can afford it, plus the money is in the bank, I will always be able to buy a house. Not a good deal.
But... houses in big cities are also falling now. Fang Yinuo's parents want to buy, but they don't dare to buy. They are afraid that it will be too expensive and if the price falls again, they will continue to lose money. alright.
Remembering that Linlang’s vision of the house was quite accurate before, they asked Linlang for her opinion.
“You can buy it, but only in first-tier cities. Even first-tier cities are not insured.” Lin Lang said.
Super first-tier cities, although they have fallen temporarily, they will slowly rise back up later. If you buy some properties at low prices, they will appreciate in value in the future.