Chapter 321 Oh, there are so many more
Chen Feng’s worries were indeed justified. In the afternoon, he received a message from Jin Xinyan, formally inviting him to have dinner at her house the day after tomorrow to celebrate her birthday. .
Chen Feng immediately said that he would not go the day after tomorrow if he had something to do, and that he would treat her to a big meal alone the day after tomorrow to make up for her.
Of course Chen Feng didn’t want to meet her parents again.
Jin Xinyan sent a voice message and acted coquettishly for a while. Seeing that Chen Feng was unmoved, she didn't force Chen Feng anymore. In this regard, she was quite good and measured.
Then, she asked about his relationship with President Li. Obviously she didn't believe that Chen Feng and President Li had only met briefly.
Chen Feng was too lazy to reply.
After a while, Jin Xinyan sent another message, telling her dad about his loan at Xiuzhou Bank. She said that her dad’s loan application had been handed in, but he didn’t wait to come to the bank for more than half a month. Bian's reply was that if he had a good relationship with President Li, he hoped that Chen Feng could help talk to President Li.
Chen Feng was not too surprised when he saw the news. He could guess the general idea by looking at Jin Yongnian's fawning attitude towards President Li at noon.
Jin Xinyan’s message was about serious matters. Chen Feng didn’t want to reply. He first asked his father about the loan, how much and why.
Jin Xinyan had already said it, and when Chen Feng heard that her father had taken out a loan from the bank for a foreign trade order, it was used to advance the cost of purchasing goods.
When he heard this, he felt it was very unreliable, so he told her: [Why do I feel that your father’s foreign trade list is a bit unreliable? The other party only gave a deposit of US$200,000, but your father Here, at least 10 million, or even more, must be spent to purchase goods. The difference is still quite large. I think you should advise your dad that this order is too risky. If you are not completely sure, it is best not to do it. It would be tragic if you can't get the balance back in the end. ]
Jin Xinyan also said with some worry: [I think so too, but my dad is very stubborn. Moreover, in the past two years, my father's company has become increasingly difficult to do business, and it has not made a big order for a long time. Now that he finally had a big deal, of course he didn't want to let it go. 】
【Then you still have to remind him that it is best to send the goods in batches, or it is best to bring someone over to look at the goods yourself, and then pay and deliver the goods. 】
After all, Jin Yongnian is Jin Xinyan’s biological father. For Jin Xinyan’s sake, Chen Feng must persuade him appropriately when he finds out about this kind of foreign trade business that looks like a scam.
[Well, you are right. I have discussed this matter with my dad in detail before. After all, my dad has been doing foreign trade for more than ten years, so he still has some caution. He had also thought about taking someone there for a special trip before. It's just that over there is Western Europe. You know, the security is not very good. It really takes courage to go over there. So, he has been hesitating. 】
【The security in Western Europe should be okay. Except for some special areas. There's no war there now, and there's an embassy there, so as long as you're careful, you should be fine. 】
Chen Feng traveled to Europe last time. To be honest, although the public security in these European countries cannot be compared with that of their own countries, it is generally relatively good.
Of course, if it hadn’t been for the terrorist bombings that occurred in Gentleman’s Country later, their group’s trip to Europe would have been a very good memory.
But no matter what, there are good and bad people in every country and every nation. When you go out, there is nothing wrong with keeping your belongings and being vigilant no matter where you are.
[My dad’s buyer for this big deal is from the Red Devils. According to the information my dad inquired about, the security there is very bad, with guns abound and all kinds of crimes. It is a base camp for terrorists, and I don’t know anyone there. 】
Chen Feng could understand when he heard that it was the Red Devil Country. During their last trip to Europe, they deliberately did not go to this country because they were afraid of the country's public security situation.
【The security situation in this country is indeed not very good. But if people can’t get there, it’s best to deliver the goods in batches to minimize possible losses. 】
【Batch delivery is definitely not possible. The other party came to my dad's company because they urgently needed to purchase a batch of light industrial products, so they agreed on the delivery time of the goods from the beginning. Now there are only a few days left until the time agreed upon by both parties. It’s been a month, we must hurry up]
[Listening to what you said, I feel more and more that there is something wrong with this business. You'd better advise your dad not to do this list at all. After all, safety comes first. 】
[The contract has been signed. If the contract is broken, the other party must pay US$300,000. Late delivery will also be subject to a certain percentage of liquidated damages. 】
Chen Feng felt a little emotional when he saw this: [Your dad’s business is really difficult]
[Who says it’s not? It’s hard to do business now. well! 】
【The amount involved in this business is too large. Without full protection, the risk is too high. If the other party refuses to pay after receiving the goods, it will be very troublesome. 】
【Yes, my dad is worried about this now. There is also a lack of funds for purchasing goods and an urgent need for bank loans. Therefore, if you have the means, please help me to intercede. 】
After talking about this, Chen Feng couldn't refuse anymore: [Okay, I will definitely help you if you can]
Seeing Chen Feng's words, Jin Xinyan was very happy and immediately sent a voice message: [Thank you, I love you]
After ending this contact, Chen Feng thought about it and called Ning Wei.
She is his exclusive customer service, and she answers the call immediately.
“Hello, Mr. Chen, may I help you with anything?”
Chen Feng felt a little uncomfortable when he heard her speak so politely, even though it was not the first time. The reason is that she is the ex-girlfriend of his good friend Qin Zhen, and they both know each other.
“Well, this is how it is, please help me send a message to your president, saying that I will guarantee Jin Yongnian’s loan, and I hope your bank will approve it as soon as possible.”
Chen Feng did not have the contact information of President Li. He seemed to have received his business card when they first met, but he didn't know where he had thrown it and he didn't save it on his mobile phone.
So, I simply called Ning Wei.
"Okay, Mr. Chen, I will help you convey the news. The person you are talking about is named Jin Yongnian, right?"
"Yes, he applied for a 10 million loan from your bank. It has been more than half a month and it has not been approved yet."
"Okay. I will report it to the president. What else do you have? Order?"
"Oh, by the way, how much deposit do I have in your bank now?" Chen Feng suddenly remembered to ask, he really doesn't care much about money now. Anyway, it will last him a lifetime, and he has no particular motivation to make money, so he doesn't care much about how much money he has now and doesn't check it often.
I thought Ning Wei was going to check, but she immediately said: "As of two o'clock this afternoon, your total deposits in our bank are 78,358,692 yuan."
"Oh, are there so many more?"
Chen Feng was a little surprised. He had probably estimated it before and thought it would only be 50 to 60 million.
"Yes, Mr. Chen, I just refreshed it at two o'clock in the afternoon and saw it. It can't be wrong."
"Okay, you can do your work. I'm hanging up." "Okay, Mr. Chen. If you have anything, you can contact me anytime."
After hanging up the phone, Chen Feng no longer paid special attention to this matter.
But only ten minutes later, a strange phone call came through. Chen Feng picked up the phone and answered it. The caller was none other than President Li.
President Li is also a busy man. After just a brief exchange of greetings, he immediately got to the point and took the initiative to talk about Jin Yongnian's loan.
He said that he had asked the manager of the loan department below to speed up the review. As expected, the loan would be approved to Jin Yongnian tomorrow.
This is not because President Li is specifically giving Chen Feng face, but because the other party’s loan does have collateral, and that is his company. Jin Yongnian’s company has been open for more than ten years, and the total assets of the company are About 10 million, including two luxury cars in the company's name, worth more than 2 million.
The other is his company's office building, which is more than 300 square meters. It was originally bought by Jin Yongnian in the name of the company and is now worth more than 8 million.
The two add up to almost 10,000.
According to their bank loan review process and rules, a loan can be granted or not in a situation like this.
In the past, Jin Yongnian had no problem communicating with their bank. It was normal for the loan manager to have a card.
It’s not like Jin Yongnian never thought about inviting Manager Guo to dinner and corruption in order to smoothen the relationship, but the other party kept teasing Qiao, and Jin Yongnian had no choice.
Now that President Li has spoken, and Chen Feng, a super customer of the bank, has provided an additional guarantee, the money will of course be released.
After ending the call with President Li, Chen Feng sent the good news to Jin Xinyan.
After Jin Xinyan found out, she was of course overjoyed and immediately called her father.
Jin Yongnian was even more happy when he heard this. After hearing that his daughter said that it was Chen Feng who helped, he was even more satisfied with Chen Feng, his future son-in-law.
In fact, he had thought in the afternoon that if the bank refused to lend or was unable to lend, then he would find a way to borrow money from Chen Feng.
He himself said that he had deposited 20 to 30 million in Xiuzhou Bank before, so it wouldn't be too much to borrow 10 million from him to make a turnover, right?
Who asked you to date my daughter? If you don't lend me money, it means you don't take my daughter seriously. Isn't my daughter worth ten million? This is also a test for you.
Jin Yongnian had already thought of the excuses and reasons. Who would have thought that the bank would be so quick, so he didn't have to ask Chen Feng to borrow money.
Chen Feng didn't know that Jin Yongnian planned to borrow money from him. If he knew, he would definitely not lend it to him easily.
After all, this is ten million yuan, not one thousand yuan, not to mention that the two are not very close. Even because of Jin Xinyan’s relationship, in Chen Feng’s view, Jin Yongnian is not worth a thousand yuan. Ten thousand.
Of course, if Jin Xinyan begs him hard, coupled with the bed offensive and pillow wind, he may relent, but not necessarily.
It depends on her true skill at that time.
Now, Chen Feng doesn’t know, but he has escaped a disaster. Otherwise, if Jin Yongnian really borrows money from him, there will inevitably be a fuss. And his relationship with Jin Xinyan will obviously face tests.
In a blink of an eye, the next day came Jin Xinyan’s birthday. On this day, Xiuzhou Bank also happily provided a loan to Jin Yongnian, which was a double happiness for the Jin family.
Early in the morning, Jin Yongnian asked his wife to go to the vegetable market and buy a lot of vegetables. While celebrating his daughter's birthday, the family also had a good celebration.
Unfortunately, Chen Feng, the "future son-in-law" whom Jin Yongnian valued, was unable to come because of something, but several of Jin Xinyan's friends came over to enjoy the meal with their birthday gifts.
After Jin Yongnian received the money from the bank in the morning, he immediately got busy in the company and did not come home until after twelve o'clock. While celebrating his daughter's birthday, he also celebrated that their company was about to complete this large foreign trade order.
During the dinner, everyone couldn't help but talk about Song Zhi, who was still in the detention center.
This guy Song Zi can only say that he has been having bad luck recently. Fortunately, he will be released from the detention center in a few days. At that time, everyone will help him clean up his dust.
After talking about Song Zi, the young people naturally talked about Chen Feng.
Jin Yongnian also actively participated in this topic and showed his satisfaction with Chen Feng, the "future son-in-law".
"I'm quite satisfied with Xiao Chen. Although he is a little older, after all, older men know how to care for women."
As Huang Xiaolu, who has always had some objections to Chen Feng, Huang Xiaolu heard this After Jin Yongnian said this, he couldn't help but remind him: "Uncle, Chen Feng is divorced."
Jin Yongnian watched He glanced at her and said with a smile: "What's the point? There are so many divorced people now. Besides, he is only divorced and has no children, so this is no problem. And divorced men generally cherish them more. A relationship and a family. I won’t make any mistakes again.”
Huang Xiaolu was speechless. After all, she was an elder, so it was hard for her to refute.
Duo'er said with a bit of loneliness and envy: "Chen Feng is handsome and rich, and he seems to be quite attentive and considerate at first glance. It is really good for Xinyan to find a boyfriend like him. ”
She had contacted Chen Feng several times in private before, but Chen Feng never responded. The only good thing is that I haven't blocked her yet.
The less you get, the more you think he is good, not to mention that all boyfriends are best friends, Duoer has this kind of mentality.
One of the two male best friends, named Xu Zhangbao, couldn't help but feel a little bit amused when he saw Duo'er admire Chen Feng so much. He said half-jokingly: "I went shopping last time, and I don't know if I saw it wrong. I happened to see Chen Feng walking hand in hand with a woman. Xinyan, I didn’t want to say it at first, but I am your friend after all, so I think I should say it.”
Jin Xinyan. I gave him a straight look. , said angrily: "I think you are just as jealous of Chen Feng as Song Zhi, and you are deliberately targeting him. If you continue to do this, we will no longer be friends in the future."
Duo'er was also not angry. Di agreed: "That's right. You said you didn't know if you were wrong. You couldn't be sure yourself, and you still told Xinyan about it. Isn't it too irresponsible? I think you obviously want to Break them up.”
When Jin Yongnian heard this, he suddenly lost his good expression towards Xu Zhangbao, and said with a slightly sullen face: "Xiao Xu, don't talk nonsense about things that you can't be sure of in the future. This is very unstable. You are such an adult, you should know Do you understand what you should say and what you shouldn't say? "
What else could Xu Zhangbao say, he could only nod his head in embarrassment, yes.
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(End of this chapter)