Chapter 623: Pay off the husband’s debt
In the car, Chen Feng was speechless for a while after listening to Ni Yuhua’s narration.
It can only be said that Chen Guoxiang is too lack of vigilance and self-control to fall into such a simple pig-killing game.
However, if you really want to say it, you can’t blame him entirely.
Such a pig-killing game may seem simple, but many people are still fooled, including some with high IQs, high education, and even dignitaries in high positions.
It took advantage of people's greed. In the lively casino atmosphere at that time, watching others win tens of thousands, hundreds of thousands, or millions was too tempting for people who didn't have much money. Yeah, it's hard not to be tempted.
"Who was the friend who took him to the underground gambling house?" Chen Feng was a little curious about the friend who brought him into the game.
Ni Yuhua said with a face of hatred: "He is a friend of his who has been playing since childhood, and is somewhat related. After losing the bet, Guoxiang also asked him if he deliberately dragged him into the trap. But The other party repeatedly denied it and swore that Guoxiang could not take it. How is he?"
"Do you know the people in the underground casino?"
"I only know that the boss of the casino is called Ma Laoliu, and he has a group of thugs under his command. They are ex-convicts.”
"So he is a member of the Black Society. They should call the police and arrest them."
Ni Yuhua said with a bitter smile: "If it were that simple, those who lost their bets and owe a lot of debt wouldn't have to pay back the money. When those people borrow money to gamble, they all have formal loan contracts and IOUs. This is private lending and is protected by law. We have consulted on this. I have a lawyer.
In addition, even if the police report that they gather to gamble, there is no evidence. Every time they gather to gamble, their location is not fixed, and they are searched in advance to prevent secret photos. It is impossible to give them. You photographed evidence that they opened a casino. Also, Ma Laoliu and his gang are very cunning and vicious. Some people called the police before after losing a bet and not paying back their debts. Naturally, there is no evidence to prove that Ma Laoliu and the others opened a casino. Then the man who called the police suddenly had a conflict with someone when he went out, and his legs were broken by that person."
Chen Feng said with a smile: "It's just that. If you break both legs, don't you just kill them?"
Ni Yuhua looked at him speechlessly, and then said after a while: "So they are very cunning. It was a real murder. The police would definitely get to the bottom of it and maybe find them. But they just asked the man to break the two legs of the caller, and it was caused by a fight. As long as it didn't cause any injuries, they could examine the injuries. It’s just a minor injury. Find a good lawyer and it will be out in a year or two at most. In addition, they can also sue the person and recover the money lent to him.”
Chen Feng smiled and said: "It's really a good method. You can also be principled in doing things. You only seek wealth and not life. Did your husband also sign a loan contract or write an IOU?"
Ni Yuhua nodded: " There is a loan contract signed with the loan company, one million, and there are two IOUs, both Five hundred thousand was borrowed from someone. It was actually a group of them."
Chen Feng was very experienced. The other party had a set of rules and formal loan contracts and IOUs. If you go to court and file a lawsuit, you will definitely get it, not to mention Wu's, and the other party is a group of people who have been released from prison and are re-employed.
Ordinary ordinary people would have no choice but to sell their houses and cars and borrow money to pay off debts when faced with a group of people like the other party.
After Chen Feng thought for a while, he said: "It's impossible for me to borrow two million to pay off my gambling debt, but I can find someone to negotiate with Ma Laoliu to see if I can waive part of the interest for your husband. , let you pay it back slowly.”
Ni Yuhua was disappointed and pleaded: "We know that you are very rich now. Your car costs more than a million. I heard that you also have a villa here in Xiuzhou. Two million is certainly not much for you."< br>
Chen Fengxin said that two million is not much to me, but do I have to lend it to you?
If the other party was seriously ill and needed it urgently, Chen Feng might have borrowed it, but the other party took it to pay off gambling debts. How could Chen Feng borrow it?
"You really asked the wrong person to borrow money from me. Even if I have some money, it is impossible for me to lend it to you to pay off your gambling debts. Also, let me give you a piece of advice. The disaster this time is Guoxiang is the one who caused this. There is no need for you to sacrifice this for him. So big. If you help him pass the test safely this time, he might have a second time."
Chen Feng said this from the bottom of his heart, and it was because she planned to sacrifice herself to lend money to him. For the sake of my husband paying off his gambling debts.
Ni Yuhua smiled bitterly and said: "Guoxiang has always been very kind to me, good to me, good to my parents, and good to the children. He has already regretted what happened this time, and I can't let it go."
Chen Feng said seriously: "Actually, you can ignore it completely. You can divorce him. Those who want to collect debts also come to him and go to the court. If you sue, you can only sue her. You don't have to pay off the debt with him."
Ni Yuhua shook her head and said, "Even if I want to get divorced, it will only be after the debt is paid off. Besides, I don't want my child to be intact. Home. "
What else can Chen Feng say, except that he is envious that this guy Chen Guoxiang really has a good wife.
Generally, in this case, most women will choose to divorce their husbands. One possibility is to prevent themselves and their families from being involved, and the other is that "husband and wife are like birds in the same forest, and they fly separately when disaster strikes."
Besides, the husband owes a lot of debt due to gambling, so it is reasonable and reasonable for the wife to propose a divorce, and everyone can understand it.
"I have no choice. My family and Guoxiang's family are not rich. Even if there are a few relatives and friends we know who have some money, it is impossible to lend us too much money. The people we know now The only rich person you can contact is you Yes. I keep my word. As long as you lend me money, I can stay with you for two months."
Ni Yuhua's face felt a little hot, and she could only exert herself with a wave of shame. He endured it and looked at Chen Feng with expectant and pleading eyes.
"If you stay with me for two months, will your husband agree?" Chen Feng shook his head and looked at her with some humor.
"I...I can convince him." Ni Yuhua could only say this. It cannot be said that Chen Guoxiang had already agreed.
Chen Feng shook his head again: "Forget it, you are a married woman, I can't do such immoral things."
Ni Yuhua argued: "This is what the three of us are willing to do, and it has nothing to do with morality. "
"You are a married woman. Even if Guoxiang acquiesces to this matter, it is against ethics and morals. I can't do it," Chen Feng said insistently.
Ni Yuhua was angry, ashamed and confused about his attitude. She didn't know if Chen Feng meant what he said, or if he was just pretending to ask her to continue to beg him on the pole.
This is very annoying!
"Chen Feng, are you really not interested in me?" Ni Yuhua asked directly with an ugly expression.
"Stop talking." Chen Feng waved his hand, "You are a good wife, so you must stick to it and don't do anything you may regret in the future. Two million in gambling debt is actually not a lot, you You can sell the house first to pay off the debt, and then continue the hardware store business, and it will be paid off in a few years."
Ni Yuhua couldn't help but look dark after hearing what he said. The reason why she wanted to borrow money was that she didn't want to sell the house. Without the house, the home she had worked so hard to manage would be gone.
Can the house you rent be the same as the house you buy? This is a very simple concept for modern women. Only when you have a house can you have a family. If you don’t have a house, how will you get married and have a family?
Not to mention that most of the money earned from the hardware store business in the future will be used to pay off debts.
The interest on this gambling debt is very high. The money they earn from the hard work of opening a store and doing business in a year can only be repaid with interest. Therefore, it is necessary to borrow money to pay off the gambling debt at once, otherwise they will never be able to pay it off in their lifetime due to compound interest.
"What do you want before you are willing to lend me money?" Ni Yuhua obviously refused to give up and stared at Chen Feng firmly, "As long as I can do it, I will satisfy you. "
Chen Feng looked at her serious expression and was tempted for a moment, but his innate moral values quickly suppressed the unhealthy thoughts.
"What is your education level? Have you ever attended university?" Chen Feng suddenly asked.
Ni Yuhua was stunned for a moment, and then her face turned red again, with embarrassment and shame, but she still answered truthfully: "I went to high school, but I didn't pass the college entrance examination."
She knew that Chen Feng was from Donghai Institute of Technology. She is a top student in the university, and she just graduated from high school. Now that Chen Feng is asking her this, she naturally feels a little embarrassed.
After Chen Feng nodded, he asked again: "Then what job did you do after graduating from high school?"
Although Ni Yuhua was a little strange, he continued to answer: "First I went to a clothing factory Then I worked for a relative, selling mobile phones, and then I ran a hardware store with Guoxiang for five or six years."
"What are your specialties or skills?" Chen Feng asked again.
Ni Yuhua felt strange in her heart, but after thinking about it, she said: "My spoken English is not bad. I have been self-study since high school, and I have been persisting in it since then. I thought that I might do foreign trade business in the future. I have communicated with foreigners, but I have not communicated in daily conversations." Question.
I can also play the dongxiao. I am in junior high school and have been playing it all these years. I can also sew and can make my own clothes. I make clothes and often make them for myself and my family to wear.
In addition, my sales ability is pretty good. Most of the customers in the hardware store, especially the big orders, come from me. ”< br>
Chen Feng couldn't help but smile after hearing what she said: "You are really versatile."
Ni Yuhua smiled a little proudly.
After Chen Feng thought for a while, he said: "I can lend you one million, but you must work for me for at least five years until I repay the money I borrowed. Can you do it?"
"Work for you?" Ni Yuhua looked puzzled, "What kind of job do I do?"
Chen Feng said seriously: "I plan to open a gold store in Lin Nan's hometown. You can join a chain brand store and you can be the sales manager."
Ni Yuhua couldn't help but be stunned, she had never dreamed of it. I thought that Chen Feng would open a gold store and then ask her to be the sales manager.
This turn of events was so fast that she couldn't accept it.
Chen Feng's plan to open a gold shop in his hometown was not a sudden idea, but an idea he had a few days ago.
The reason is that he has too much cash now. It is obviously not a problem to keep it in the bank without circulation, and he is afraid that people will remember it. Therefore, if you plan to spend some money to start a business, you are not afraid of losing money.
In addition, Chen Feng also wanted to find a new job for his parents. He went to work in the supermarket every day, and his father often had to move and carry goods to the supermarket, which was not easy.
In this way, opening a gold store is undoubtedly a very good idea. Parents only need to watch in the store. The nature of the gold store means that the business cannot be very busy.
It’s just that the two elders don’t have much education, and they definitely don’t understand the business process of opening a gold shop, so they need a younger person to take care of it.
At the same time, Chen Feng does not want the two elders to have to worry about store operations. The store manager must find someone else, and he must be someone in the industry.
As for the two elders, Chen Feng plans to give his mother the title of deputy manager and his father the title of security captain.
“Are you serious?”
After being stunned for a while, Ni Yuhua still couldn’t believe it.
Chen Feng said seriously: "Of course it is true. I will go back to my hometown tomorrow, and then I plan to open this gold shop along the way."
"Do you just trust me so much? This is a gold store. Do you really feel relieved if you let me be the sales manager?"
Ni Yuhua looked at Chen Feng with a complex expression.
Chen Feng smiled slightly and said: "There is nothing to worry about. I opened this shop mainly to find something easy for my parents to do. When the time comes, my mother will be the owner of this gold shop. Deputy manager, my dad is the security captain. In addition, I will recruit someone knowledgeable in the industry with a high salary. Shen Store Manager (Manager). As a sales manager, your main business is sales, and you get a commission. If you do a good job, you will probably be able to pay back the money you owe me in two to three years or even less. "< br>
After Ni Yuhua hesitated for a while, he still said bravely: "Since you You are willing to lend me one million, and I believe I can pay it off in two or three years. Why don’t you just lend me another million? I’m a good person and I don’t want to sell the house.”
Chen Feng. He couldn't help but become cold and said rudely: "In my eyes, you are worth at most one million now. I'll lend it to you." , it all depends on your willingness to go out of your way and your commitment to your family and husband. In addition, of course, you also want to find a good employee for the gold store you want to open. I believe you are qualified for the job of sales manager. So, you’d better stop pushing your limits.”
Ni Yuhua couldn't help feeling ashamed, and said with a blushing face: "It's my fault. You have done your best to lend me one million. I shouldn't ask for more. If the house is sold, just sell it."
"Okay, let's put it like this. You go back and discuss it with your husband Measure it, and then contact me tomorrow afternoon. I should have arrived in my hometown of Linnan by then."
"Ah, well, let me... accompany you first..." Ni Yuhua's tongue was a little knotted. After saying that, he lowered his head with a red face, not daring to look at Chen Feng.
When she risked her life before, she didn't have to be so shy, but now that Chen Feng agreed to lend her money, she felt ashamed.
Of course Chen Feng understood what she meant. He resisted the urge to eat the big pineapple, shook his head decisively, and said with a serious face: "I have made it very clear just now. Although I am not a He's a good person, but he won't do anything shameless. If you don't want to accompany me, don't say anything. Okay, get out of the car."
When Ni Yuhua saw that Chen Feng wanted to get off the bus, he hesitated again. It was not that he was reluctant to leave Chen Feng, but he was worried that Chen Feng would turn around and regret it.
Chen Feng saw what she was thinking and said with a smile: "What? Are you worried that I will regret it?"
"No, no." Ni Yuhua quickly denied it, and then said, "There is no need to go to the country for this matter. Xiang discussed it and I can make up my mind, I agreed. Otherwise, I will write an IOU to you now.”
(End of this chapter)