Chapter 268 Second period settlement, third period dividend
“The third interest rate hike on Christmas Eve is not going to let people have a good holiday.”
Lu Liang put on shorts and pajamas and came Go to the study and record the future messages I heard just in the early morning.
[On December 23, the Federal Reserve raised interest rates for the eighth cycle, from 1.25% to 1.50%]
Since the beginning of the millennium, the Federal Reserve has conducted a total of three interest rate reduction cycles, and Two interest rate hike cycles.
We are currently in the midst of a rate hike cycle. Counting the previous two, this is the third rate hike.
"Is this to cooperate with the businessman, or is it a meeting gift for him?"
Lu Liang looked thoughtful. The Fed's interest rate hike means that the interest on deposits has increased.
The supply of US dollar funds in the market is reduced, interest rates and fund yields are expected to rise, and some cross-border flowing funds will return.
It also coincides with the businessman's governing philosophy, which is to allow funds, factories, and more jobs to return to the homeland of the United States.
"But why is there a sudden increase in interest rates?"
Lu Liang frowned. He always felt that businessmen and the shadow government should not go together.
After all, people who are elected based on political donations can only be controlled if they go up. The president is just a job.
After eight years, or four years, after abdicating the throne, he will publish a book, give speeches everywhere, and spend the rest of his life leisurely.
Just like black people, they graduated in 1991 and entered politics in 1996. They have been in politics for 12 years and only paid off their student loans the year they were elected.
The interest rates on student loans in the United States are very high. They really regard this kind of student loan program as a profitable business. Unlike in China, the key is the word "student aid."
The top three mainstream loans in the United States are mortgage loans, student loans, and various credit cards.
Student loans have a minimum annual interest rate of 6%, while private student loans are as high as 15% or more.
It is normal to take on high-interest debt after graduation and take ten or even twenty years to pay it off.
For someone who is short of money for a long time, it is obviously unrealistic to expect him to focus on serving the country without any selfish interests.
What's more, black people are still typical mangosteens, with black skin and white heart.
On the other hand, the businessman is not short of money. He published an autobiography very early and gave speeches at universities in various places. If his election manifesto is true, it is probably about being loyal to the country.
If a loyal and good general from the United States truly serves the country and the people, his targets should be the institutions on Wall Street.
Liquidation will definitely not be possible. After all, it is the foundation of the country, but it can be restricted and some benefits returned to the people.
But the third interest rate hike is a certainty.
"I can't understand."
Lu Liang shook his head, not bothering to think about any deeper reasons.
If you are not in your position, you will not seek your government.
He should think carefully about how to profit from it.
Suddenly, there was a gentle knock on the door, and Li Manli said in a low voice: "Brother Liang, the midnight snack is ready~"
"Got it."
Lu Liang grunted, erased the message on the paper, tore it into pieces and flushed it into the toilet.
When he walked out of the study, he smelled a strong aroma of sauce and a faint smell of white wine.
“Wait for me.”
Li Manli ran to the dining table first and opened the lid of the casserole: “Dang dang dang~ Guangdong’s famous dish, oyster and chicken stew, before starting the pot, I The lid of the pot is drizzled with white wine, which is the finishing touch.”
Lu Liang chuckled, touched her head, pushed down the dull hair on it, tasted an oversized oyster, and sincerely praised: "Your cooking skills are getting better and better now."
In the past, the food cooked by Li Manli was more for viewing than for eating. It was often just a flower stand, but now it is delicious and delicious.
Lu Liang usually doesn’t eat carbohydrates at night, but when he saw this dish, he felt that it would be a shame if it didn’t go with rice.
Li Manli raised her chin with an arrogant look on her face: "Hmph~~ I was nicknamed the number one little cook at station B."
She smiled and narrowed her eyes and brought out another dish. After a bowl of bitter melon and clam soup with minced meat, he said proudly: "Normal bitter melon and clam soup does not need to be minced meat, but after my improvement, adding some minced meat will make the soup thicker and whiter, and the taste will be very delicious."
Lu Liang looked at the kitchen. He didn't know when it started. There was an extra aquarium fish box. Others raised goldfish and arowana. Li Manli raised a lot of seafood and shells.
“If you want to eat something, I’ll help you catch it now.”
Li Manli smiled, rolled up her sleeves, and pointed at a big lobster: “Would you like to steam one more?”< br>
Lu Liang laughed and shook his head: "No, one dish and one soup is enough. Don't you want to eat?"
"I'm almost 100."
Li Manli held her chin in her hands, with a sad look on her face. She was not tall, only 163. The other girls weighed 90 pounds or over 80, but she was the only one who was aiming for 100.
Su Wanyu's tall and thin figure was what she envied the most. She couldn't change her height, so she could only work on her weight.
“You can’t tell at all, just eat something if you’re hungry.”
Lu Liang smiled, like a devil whispering, there was no obvious difference in body shape between Li Manli and when they first met.
The seven or eight pounds of fat have gone to the places where they should go, such as the buttocks and chest.
Normally for a girl of her age, the buttocks are destined not to be too full, but since she started practicing dance and yoga, her figure has become more and more standard.
It's a bit fleshy and comfortable to hold.
“Really?”
“Really!”
“Then I will eat less.”
Li Manli was so happy that she added half a bowl of rice and ate even more enthusiastically than Lu Liang. She just couldn't control her mouth, otherwise she wouldn't have gained seven or eight pounds. "Eat more." Lu Liang smiled and served her some vegetables.
……
The next day, Wen Chao called all fund investors to inform them of the settlement and dividends on December 1.
“What is supposed to come has come.”
"What is the charm of public funds?"
"The management fee of private equity is 3+25, what else can Lu Liang be dissatisfied with."
"Is it really like the rumors? Lu Liang cherishes feathers and wants to rely on public funds for retirement? "
The biggest difference between public and private funds is, in addition to investment restrictions, the management fee.
No one cares about how much the private equity fund wants to charge, or even the tiered fees, as long as both parties A and B agree.
However, there are restrictions on public offerings, and the product management fee cannot exceed 1.2%. Even if the annual rate exceeds 13%, the cap is only 2%.
In other words, even if the public offering scale initiated by Lu Liang exceeds 100 billion and the annual profit is 100%, the final annual income will not exceed 2 billion.
A management fee of 2 billion yuan may be a lot for other fund companies, because they are all gnawing at customers’ principal, with an average annual return of less than 8%, and many even lose money. The main profit is from fund customers. money.
But Lu Liang is different. Even as of the first of this month, his net worth is only 1.31, which means that the half-year rate has reached 31%.
Based on $6 billion, it made $1.86 billion.
Take 25% of it, which is US$372 million, as management fees.
Tianxing also admitted that it would participate in the US election in the middle of the month and earn over one billion US dollars in market fluctuations.
With the current charging model, the company's management fee income will directly reach 780 million US dollars.
In half a year, it collected 5 billion yuan in management fees. Even Tianhong Fund, which has assets worth trillions, could only do this.
“I don’t understand, I really don’t understand. I lost the watermelon and picked up the sesame seeds. Is it just for fame?”
"Maybe so. I think the private equity management has changed hands, and it will probably be cool in the future. I have some spare money recently, and I can help redeem the three-phase subscription shares. If you are interested, please contact me."
"...Mom Yes, this is a good plan. I heard it all in the capital. It’s here.”
“You don’t have to love it, but don’t hurt me. If you want to redeem it, please contact me. After dividends, there will be a 5% premium.”
It’s one thing for investors to curse. , but when it comes to redeeming the principal, it is another matter.
Lu Liang just wants to withdraw from private equity management, but it does not mean that he will give up private equity completely.
His past results can give them at least two or three months of confidence.
Even next month, the net value is updated and shows a loss.
As long as they don’t lose too much, they will still wait patiently for another two or three months.
After two or three months, if they cannot hand over an answer sheet that satisfies them, they will force Gong Luliang.
Either come back or redeem.
On December 1, exclusive license plates for new energy vehicles were issued on a pilot basis in six key cities including Shenzhen Town, the capital of Shanghai.
The public's aesthetics are the same. New energy car owners who just got their license plates today have posted complaints online and complained.
To all car owners, there is only one meaning behind the words. My new car is not clean. The white letters on the blue background are getting better and better, and the black letters on the green background are getting uglier.
“Who is the smart one who designed it?”
“That’s it, you still want to promote new energy?”
“If the license plate is not changed, I will never buy one in my life.”
“It’s embarrassing for an electric car to begin with, but with a green plate, it looks more like an electric car.”
The most unacceptable thing Even Tesla owners are shouting that the green license will devalue their cars by at least 20%.
“Is there a possibility that Tesla’s big price reduction is not because of the green card, but because the first phase of the super factory in Shanghai is completed, and the cost will be significantly reduced in the coming year.”
“Only 20% , just laugh, this time next year, the price of Edamame 3 will definitely drop to 300,000, which will be cut in half.”
“When buying new energy vehicles now, don’t think about whether they will depreciate. For details, you can refer to mobile phones in the early years.” Victory. ”
The new energy green card is officially launched, and there is a lot of discussion on the Internet. After all, many people have tasted the benefits of trams.
As the RMB rises, inflation gradually appears, the most obvious being the price of oil, which rose from 6.35 yuan to 6.65 yuan.
Trams, on the other hand, only cost 10 yuan per 100 kilometers. There are various discounts for large first charges at charging stations, purchase tax is waived, and registration is free.
The tram only loses face, but these are genuine discounts that can keep their wallets from looking so dry.
If there was no idea of buying a tram or a green new energy license plate, I’m afraid there wouldn’t be so many people online criticizing it.
The scolding is also because I care.
At the same time, big guys from the north and south of Tianhai also received invitations and came to the New International Building in Shanghai.
No matter how busy people are, such as Lei Jun, Guo Changguang, Hengtai Lao Xu, and Baidu Lao Li, they will still take time to come and have a look.
After all, this time it is not just the second phase of settlement, the third phase of dividends, but also Lu Liang is suspected of launching a private placement. It is one thing to say online, but it has not been confirmed by himself or the company.
So they all came over to see what was going on.
It’s still after two o’clock.
(End of this chapter)