Chapter 135: Endless fun
Gao Yuan smiled for a moment, noticed Jiang Wenmin’s gaze, and suddenly looked at him.
Jiang Wenmin avoided the other party's eyes with some guilt, and tried his best to show a look of shock and confusion.
“That shouldn’t be the case. President Lu from the bank has a good relationship with us. Usually when we need loans, the bank is very happy to lend money.
Why did it suddenly stop this time? It’s a loan, what’s the reason?”
"The reason given there is that there is something wrong with the approval process due to policy changes, and it is being verified. During the verification period, new loan applications will be temporarily suspended.
They also said that our operating situation is unclear, and next year's Loan qualifications also need to be re-examined
Isn’t this going to kill people? Our funding gap in the second half of the year will be directed at the bank.”
After hearing the explanation from the financial director, Jiang Wenmin said to himself. The Xu Group has a big tree and deep roots, and its influence is really all-pervasive.
But the play still has to be played.
"It's impossible? In this case, you make an appointment with President Lu, and I'll go find out what's going on."
"I tried, but President Lu didn't give me a chance at all, saying that he was going on a business trip recently. The schedule is already full.
I was very polite and said that I would come and apologize to Director Gao in person when I had time, but I refused to come and apologize to me in person.”
?
Gao Yuan could not help but sneer in her heart.
This is obviously ironic. The implication is that I need to go to the door in person to ask for a loan?
"This...how could this happen?" Jiang Wenmin looked puzzled and looked at Gao Yuan.
"Director Gao, I think there may be some misunderstanding. I will go to the bank immediately and ask President Lu in person!"
Seeing Jiang Wenmin preparing to go out, Gao Yuan Smiling and waving his hands.
“No need, I’ve been asked by name to come to the door in person. I’m afraid I won’t see you if you go there.”
"Ah? This..."
Gao Yuan looked at the finance department, "If the bank stops lending, how big will our funding gap be?"
"The company's current debt is about 50 million, of which The 20 million is about to expire, and the rest is easier to handle. They are all long-term debts, but the principal and interest are also It's a huge amount of money.
In addition, combined with the company's expenses and raw material procurement, it will cost at least 60 to 70 million to maintain the normal operation of the company.
However. , if the company cuts production expenses, it should be able to survive for another quarter.”
Gao Yuan thought for a moment and shook her head. "Cannot cut production expenses!"
Cutting production expenses is tantamount to continuing to hand over the already shrinking market share to others. It will be difficult to regain the market if we want to expand production in the future.
This is tantamount to abolishing martial arts.
Moreover, the company is already unstable. Now that we are cutting expenses, others may think too much, which is not conducive to the stability of the company.
“What about loans from other banks?” Gao Yuan asked.
"I have arranged for people to contact other banks. This will take some time, but... banks that we have not cooperated with may not be able to give us such a large loan at once.
We don't have much collateral in our hands. ."
"Okay! You go out first and try to contact other banks."
" Director Gao hurried out.
This is really one wave after another.
Gao Yuan couldn't help but fell into deep thought, tapping her fingers gently on the armrest of the seat.
The working capital of 60 to 70 million yuan, if the losses of more than 20 million yuan are also included, this will suddenly increase the funding gap of 100 million yuan...
She wonders whether she can use other methods There is not much hope that the bank will get the loan.
The other party deliberately tried to cut off her loan. If it was so easy to get the loan, then the other party would be too stupid.
Even if I can finally find a connection to get through the bank, the other party must have a backup plan, what is it... A comprehensive financial containment is not realistic...
Yes! If this mine of cold storage failure is poked out... it will be a fatal blow!
Once Evergreen Bio suffers a huge unexpected loss, it is leaked that the capital chain is about to break...
Not only will no bank dare to continue lending to Evergreen Bio, but also many upstream and downstream companies will Companies from all over the world will come to collect money and default on debts, and the situation will probably only get worse.
At this time, with internal and external troubles, I may have no other option except selling my shares at a low price in exchange for funds.
And the other party must have already prepared a suitable "buyer".
When the time comes to take advantage of the situation, the other party can easily recover the equity of Evergreen Biotech at the minimum cost... The other party can completely eat up the equity in his hand bit by bit.
What a good plan!
No wonder! No wonder the agreement only included shares and fixed assets, but no cash at all.
Even if I want to sell the villa now, it is impossible to get the payment back in a short time, not to mention that the transfer procedures have not been completed yet.
It seems that the other party has long made up his mind to cut off his capital chain.
This is completely a series of links!
In just a short moment, Gao Yuan had already guessed Xu Jinsong's entire plan.
It has to be said that this set of combos directly hits the seven inches of the evergreen creature. Even if you know it is a trick, there is no good way to break it.
After all, Gao Yuan entered the mall alone, while Xu Group has a huge first-mover advantage.
When people dig traps for you when you start running, you really can't jump over them. You have no other choice but to break through.
Su City, after all, is the home court of the Xu family...
Seeing Gao Yuan being silent for a long time, seeming to have a frown and worrying about money, Jiang Wenmin on the side was secretly happy, knowing that The opportunity has come!
"Director Gao, I didn't expect that so many things would happen one after another, especially in the cold storage. This is the dereliction of duty of the relevant departments!" He looked slightly angry.
“I think the warehousing department has an unshirkable responsibility in this matter! We must find out the truth, hold the relevant responsible persons accountable, and recover the company’s losses!”
Accountability? recover?
Everyone has run away. Even if they are captured, how many tens of thousands can they get back 20 million?
"Ha! The person must be arrested, but that is a matter for the police.
I am just curious. That night, the UPS was being inspected and there was a power outage. It just so happened that our internal Something went wrong at the same time... Manager Jiang, do you think there is such a coincidence in the world? "
Gao Yuan looked at him with a half-smile.
Jiang Wenmin was trembling in his heart, but he didn't dare to show it at all.
He pretended to think for a moment, and then suddenly looked astonished, and then carefully guessed.
"Director Gao, I also think these things are too strange.
If this is not a coincidence, but a conspiracy against our company, do you think it could be... …What are you doing behind the scenes?”
So what if you know? This is a conspiracy!
But what can you do to the other party without evidence?
He silently observed Gao Yuan's expression, but saw that she just nodded lightly.
"Yes! Manager Jiang's analysis is good."
Not bad?
That’s it?
At least give me a look of shock and anger!
"Uh... Director Gao, although the matter at the bank is not small, if the cold storage matter is not handled well, I'm afraid the trouble will be even greater!"
Although I think Gao Yuan's reaction is a little bit It was too cold, but at this time, the arrow was on the string and had to be fired, so he could only continue according to the plan.
"Well! Tell me what you think." Gao Yuan looked at him lightly.
“I think this matter must be kept strictly confidential first. If the outside world knows that we have suffered such a huge unexpected loss, not only will banks dare not continue to lend us loans, but even those suppliers may come to run on us.< br>
By then our funding problem will be even more serious! "
"Well! What about after keeping it secret? "Gao Yuan looked like she was asking for advice humbly.
"This..." Jiang Wenmin looked like he was hesitant to speak.
"It's okay, but it doesn't matter. "
"Well...Director Gao, in fact, the problem of drug deterioration, such as improper storage or imminent expiration, is not uncommon in the industry..." Jiang Wenmin looked a little obscure and said in a low voice.
"Oh?" Gao Yuan understood the other party's implication. "Then how do they deal with it?"
"Generally, those with poor results can be treated as unknowing, and there is no problem even if they are sold as qualified products.
For example, we will sell qualified products Mixed with substandard drugs, the probability of being detected is almost zero."
Gao Yuan raised her eyebrows slightly.
When Jiang Wenmin saw this, he waved his hands repeatedly.
"Hey, Director Gao, don't get me wrong. This is not my idea. This method is not uncommon in the industry. It is almost an unwritten secret.
There are even darker ones, directly forging a batch of production records. That’s completely hiding the truth!”
Fake production records? !
This is really a devilishly tempting suggestion...
Gao Yuan was silent for a moment and suddenly smiled.
She looked at Jiang Wenmin.
"Manager Jiang, do you think that if I go in, you can still be alone, or even...take over Evergreen Biotech again?"
Jiang Wenmin suddenly felt a thump in his heart, and he waved his hands repeatedly, "No no no! Director Gao , I am just telling you some unspoken rules in the industry.
In fact, I deeply hate these things that ruin the reputation of the industry!"
"Haha!" Yuan shook her head and smiled. “Do you know what the ‘Four Laws’ are that can’t be escaped in the entrepreneurial partnership process in history, both ancient and modern?”
"This... I am ignorant." Jiang Wenmin had some sweat on his forehead.
"The so-called 'Four Laws of the Same' means that we are in the same boat, work together, fight in the same room, and in the end... perish together!"
Jiang Wenmin's face was stiff.
Gao Yuan said lightly, "I deeply believe that if this world doesn't have me, Gao Yuan, then what's the use of this world?"
At this time, Jiang Wenmin was already full of people behind his back. In a cold sweat, he realized that after he wrote that letter of repentance, there was actually no way out.
It's ridiculous that I still have a sense of luck, I'm simply a fool!
"Then do you know why I want to keep you?"
"Because...because I sincerely repent?" Jiang Wenmin said sarcastically.
The corners of Gao Yuan's mouth curled up slightly with enjoyment.
“Because fighting with others is endless fun.”
Jiang Wenmin: "..."
This guy... is a devil, right? (End of this chapter)