Chapter 47 Why do you want a loan from me again
The filming of "She Disappeared" has come to an end, so Yang Chen accelerated the script writing of "I'm Not the God of Medicine", and rarely came to the company before nine o'clock to start working.
When it was almost half past nine, five bank presidents came to Yang Chen.
ICBC President Li Jun said with a smile: "Director Yang, you released this weight-loss drug at the right time. I see that many people on the Internet are looking to buy it. Why don't you put more products out there?"
Yang Chen replied with a smile: "The production capacity at Jiangte Pharmaceutical Factory is limited, and I also need to create an atmosphere where it is hard to find a medicine. The auction on Friday night may fetch a high price, so naturally I can't release more goods now. ”
Chen Tao, a commercial banker, laughed loudly and said: "Look, I just said that the production capacity of Jiangte Pharmaceutical Factory cannot keep up."
"Director Yang, of course you must seize the opportunity if there are profitable projects. Jiangte Pharmaceutical Factory has insufficient production capacity. Sihai Health can build its own factory to expand productivity." Li Jun said with a smile.
Yang Chen replied: "There is no money to build a factory, and now we are building a new pharmaceutical factory. I don't know when it will be put into use. It is not cost-effective."
CCB Zhang Qiuming immediately said: "Haha... As long as Director Yang nods, these are not problems. This is also what Deputy Mayor Wang means. Several of our banks will provide you with loans to buy Jiangte Pharmaceutical Factory. Based on the expansion, it will definitely be put into use within a month. Don’t you still want to sell the medicine abroad? If you don’t solve the problem of insufficient production capacity in advance, what will you do with foreign agents in the future?”
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Yang Chen could tell that they were here to seduce him for a loan again.
"I just paid off the loan I signed, and you want another loan from me? I've been busy all day long, but my debt hasn't been reduced. When can I reduce my debt ratio to less than 50%? No, no, I Just stick to the current basic market, complete the gambling agreement, and fully obtain 67% of the equity before talking about other things." Yang Chen said.
Wang Baoguo of Agricultural Bank of China analyzed: "Director Yang, if you want to reduce the debt ratio to less than 50%, you don't have to reduce the debt. You can also increase the total asset value. Let's take Sihai Health as an example. Before the weight loss pill came out, , it is worthless, given to others for nothing, and others still despise it because it has too much debt. But what about now? Once this weight-loss drug is released, it will be worth at least 5 billion. Isn't this an exaggeration? As long as the total assets of Sihai Group increase, even if the debt is still 3 trillion, the debt ratio can be controlled. Below 50%. Are you right?”
Why?
Don't say it yet, don't say it yet.
There seems to be nothing wrong with this idea. If liabilities remain unchanged, total assets will increase, and even liabilities will increase. However, as long as total assets increase, the debt ratio can indeed be reduced to less than 50%.
Yang Chen laughed loudly and said: "Aren't you afraid that I will become the second Wang Sihai, make the stall too big, and eventually collapse?"
The five bank presidents laughed.
"Wang Sihai is not qualified to compete with you. Does he have your investment ability? Does he have your scientific research ability? None!" Li Jun said with a smile.
Zhang Qiuming of China Construction Bank followed up and said: "Director Yang, you don't have to think too much about anything. Just focus on investment and research and development. You just need to nod. You don't have to come forward. We will work with the municipal government to handle the rest." You can do it. But you have to pay a little interest on this loan, but we will give you a huge discount, based on the 3-year deposit interest rate. ”
Generally, when enterprises apply for unsecured loans from banks, the annual interest rate is about 10%. The current three-year deposit interest rate is 1.95%, which is indeed a very large discount.
Nowadays, there is a surplus of deposits in various banks. If you can get a stable interest rate of 1.95%, it is absolutely a dream. After all, this loan is more than one billion, and the total interest income is quite considerable. It is better than putting the money in the bank and paying interest to the depositors. Be strong.
In fact, what several presidents said is correct. Once the international market opens up, the current production capacity of Yijiangte Pharmaceutical Factory will definitely not be able to meet market demand.
Moreover, breast enhancement drugs will soon be put into production, which requires higher production capacity. It is expected that the current Jiangte Pharmaceutical Factory will not be able to meet the production capacity requirements.
The technologies rewarded by the system are relatively mysterious and advanced. There is a risk of leaking secrets if you just cooperate with an unfamiliar pharmaceutical factory.
Therefore, after some consideration, Yang Chen nodded and accepted the suggestions of several bank presidents.
"Haha... Okay! Director Yang can just wait for our news. We will join hands with the city government to negotiate with Huang Wenbiao and try to help you negotiate the acquisition as soon as possible. Let's just go and don't disturb Director Yang's work." Li Jun said with a smile. Several presidents nodded and stood up to say goodbye to Yang Chen.
Chen Xi walked in and asked: "Director Yang, Manager Chen called us to ask if we want to operate today?"
Yang Chen shook his head and said: "There will be no A-share operations today. I will liquidate all Bald Eagle's stocks in the evening. Tomorrow I will talk to several bankers. We will transfer the money from foreign accounts to them, and they will transfer it to us domestically according to the exchange rate. Immediately It’s time to harvest foreign capital. If there is too much movement, it will be troublesome for our account to be supervised. It is safer to keep it safe.”
Chen Xi nodded and immediately returned to the office to make a phone call to convey Yang Chen's operating instructions to Chen Chao.
At half past eleven, Chang Sheng came over and asked Yang Chen to go to the State Guesthouse for an appointment.
When the two came to the box, the 12 academicians had been waiting for a long time.
After some pleasantries, everyone sat down to eat and chat.
"Does Director Yang have any new projects now? Is there any chance to collaborate?" Li Rende said with a smile.
"Dean Li, stop joking. How can we be qualified to cooperate with the Dragon Academy of Sciences?" Yang Chen said with a smile.
"Hahaha...Don't be humble, Mr. Yang. You can come up with something that we can't research. Your strength should not be underestimated. That's what I think. If we cooperate, if you come up with the results, we will be responsible for applying for domestic and foreign awards, and also Wouldn’t it be nice to use resources to commercialize scientific research results?” Li Rende said with a smile.
Check out the 16-9 book bar to see the correct version!
Yang Chen put down his chopsticks with a smile and said seriously: "Can I understand that you are using our research results for free?"
Chemistry expert Wang Dawei immediately said: "Every day, many people want to name our name with their scientific research results, but we are not willing to take a look at them. If Director Yang can cooperate with our Longke Academy, consumers will be more trustworthy The quality of your products. We are helping Mr. Yang make money to pay off his debts.”
Although this may not sound very pleasant to say, it is indeed true.
The status of an academician is a symbol of authority. If you can write your name after the name of a certain academician, it will be cost-effective even if you give away your scientific research results for free.
This is the same as the effect of an ordinary person's resume stating that he has worked for a company ranked first in the industry. The employer will take a high look at it.
Yang Chen smiled and said: "Thank you, I don't have any special ideas about reputation. If academicians want to cooperate fairly with our research team, I will welcome it. I will only say this much, what should you understand? Meaning.”
It would be impolite to say any more, and I wouldn't be able to finish my meal.
Li Rende said with a smile: "What a pity, your achievement could have won the Nobel Prize. Without our recommendation, you would not be qualified for the selection at all."
At this moment, a woman's voice suddenly came from the door.
"Who said you are not qualified for selection? If you don't recommend it, I do!"
(End of chapter)