103. Chapter 103 No approval? Then I'll pay full price for it


Chapter 103 No approval? Then I'll pay the full price

"The new office building is located in Sangam-dong. The whole building has a total of twelve floors, each floor is 1,000 square meters, and has a two-story underground garage. It is a new building built at the beginning of this year.

The original plan was to rent out the entire building on a long-term basis without selling it. However, the building owner has a good relationship with Youlin's father, so he is willing to sign a contract with you. In the short term, the other party is willing to rent it to you on a yearly basis.

No security deposit is required. If you rent it, it will cost about 200 million won per month, which is about the same as the price of 22,000 won per square meter of office space. It is considered cheap.

When buying a building, because the land price of this building was relatively expensive, the other party was only willing to sell it for a minimum of 85 billion. ”

(PS: American Blackstone will spend 120 billion to acquire the office building in Gangnam Business District in 2024. The total square meters are about 3,000 square meters larger than this. I think the price should be reasonable. I haven’t found the specific house price in Sangam-dong, so this price is My own estimate)

When Han Zhe heard this, he felt inexplicably that it was really cheap. Is the price of the flat floor where he lives now a bit too high? Sure enough, the premium for this kind of top-floor apartment building is high.

After some conversion, the 85 billion Korean won converted into just over 400 million RMB, but this is a house bought with the land, and it is still a new building!

After Zhao Meilian finished speaking, Han Zhe made a quick decision and said: "Can I go and have a look?"

"No problem, how about around 9:30 or 10 o'clock tomorrow morning? Auntie will accompany you to see it. Then, whether it is a down payment or a loan, Auntie can help you with it, even if it is a private guarantee for you."

Zhao Meilian's attitude was extremely friendly. Although Han Zhe felt that it would not be a big problem to apply for a loan by using his own current assets as collateral, he still said to her very solemnly: "Aunt Zhao, thank you very much for helping me so quickly. It was really helpful to find a new building.”

"It's good if I can help you. Recently, Youlin visits her every day thanks to you. She can still smile every day, but she has a sullen face with us and refuses to say anything. Alas."

Zhao Meilian sighed, then smiled and said: "Then it's settled, aunt will drive to pick you up tomorrow morning?"

"Just give me the address. I'll go with my secretary, but there may be someone who can shoot a video with me. Is that okay?" Han Zhe said.

Zhao Meilian then smiled and agreed:

"No problem, but Auntie won't appear on camera. Her voice doesn't matter, just her face.

I will send you the meeting place in a moment. The basic decoration of that building has been completed. You only need to move office equipment and the like there. I have seen the decoration and it is really beautiful. I I think you might like it. ”

"I know~Thank you! Auntie~" Han Zhe smiled and chatted with her for a few words. After hanging up the phone, he didn't leave the office in a hurry. Instead, he sat on a chair and thought about his future plans.

The reason why he considered buying a building was because Han Zhe suddenly thought that if the valuation of this building was calculated based on the company's assets, it would almost directly upgrade the company level in his system!

And the company that increases its valuation will also feed back to his upgrade speed!

He has always been quite cautious in managing funds. This can be seen from his debt ratio. He has no debt at all and only assets. Perhaps it is because he has just become a rich man, so he is not interested in carrying debts. Things have always been very cautious.

But now that YouTube videos are released, he has to throw most of his money into YouTube for fame and fortune. Now, his current income is actually a bit stretched.

Not to mention anything else, just to satisfy the fan's wish and buy him a home to live in, it will cost at least 700 to 800 million, and this can be financed with the Archangel Fund, but other than that, other shooting projects are Angel funds may not be available.

Even if he only shoots a few episodes of such a high-cost program this month, Han Zhe's money is completely insufficient. Now the system will send him more than 50 million won a day based on the company's experience value. This amount is for ordinary people. It was an astronomical figure, but for him, it was far from enough.

If it weren't for the employees' salaries and so on, they could currently be affiliated with the company, and the company's revenue could sustain itself without him having to invest any more money. He really couldn't put any money out of his pocket.

The figure of ten to two billion won, which originally seemed to be a lot, suddenly became very insufficient from today's perspective.

Han Zhe must find a way to increase his income as soon as possible to meet his expenditure needs.

Now, for him, if he wants to obtain money quickly and stably, he must use the system to distribute personal funds daily according to the company's experience level - this requires increasing the company's valuation, profits, and staff size as soon as possible.

But now this building is in front of him. If he can buy it and merge it into the company's assets, it can at least provide him with more than 80 experience points. If converted, it can give him a full income of 80 million won per day

Done!

And I just might be able to shoot a video.

Han Zhe made a decisive decision.

After he got up, he went directly to the secretary's office and knocked on the door. As expected, Jin Youzhen was still inside. Seeing him now, he stood up and bowed slightly, and then sat down and looked at him with some surprise.

"President nim hasn't gone back to rest today?"

"Ah~ can't I be more diligent occasionally?" Han Zhe said funny, looking at the office. Of course Pei Yanzhu and Yin Xiuna had already gotten off work. Except for the employees in charge of his account, others in the company generally did not work overtime until evening. It's almost ten o'clock so late.

"Of course~" Jin Youzhen curled his lips slightly. After sitting down, he just moved his shoulders slightly tiredly: "What can I do for you?"

"I plan to buy a building for the company." Han Zhe said straight to the point, but then walked behind her.

Jin You was really a little stiff for no reason, but his hand just gently rested on her shoulder: "I told you not to work overtime too often. Let's make some arrangements for work tomorrow morning. You go to see the new building with me. Just treat it like this. It’s been half a day’s rest.”

Jin Youzhen only felt that his hand was pressed on her neck. It was a little itchy for no reason at first, but then it felt really comfortable. She did not refuse Han Zhe to squeeze her shoulders, and just said softly: " The three projects have been progressing very quickly recently, and I have to keep a close eye on them. This is related to whether we can get off to a good start. If we fail, the prestige of the president and I will be affected."

Han Zhe was silent for a moment and thought about it carefully. To him, the advancement of these orders was nothing more than a progress bar on the system that spread forward on time and a gradually decreasing countdown. But for Jin Youzhen, he wanted to make things go according to his system panel. If the progress is coming, he has to work hard to shorten the completion time of his order as calculated by the system.

He gently squeezed Jin Youzhen's shoulders and neck to help her relax, and said in a gentle voice: "I know, but I also know that with your ability, even if you relax a little, there will be no problem.

We are already making rapid progress. ”

"Well" she couldn't help but narrow her eyes. The hard muscles on her shoulders were pinched by his fingers. It hurt a little now, but it was also quite comfortable.

"Secretary Kim's shoulders are so thin. Don't forget to exercise and eat normally. I expect you to work for me for another fifty years. If your body can't bear it, won't you lose everything?"


Han Zhe only felt that she was really thin. She seemed to be the tallest woman he knew, but her shoulders were just bones when pinched.

"I also exercise, but I've neglected it a little lately."

After being silent for a moment, Jin Youzhen said: "Your reminder is correct. I should not neglect health management for work."

Han Zhe smiled and moved his hand away. For some reason, he suddenly wanted to touch her head. It was a bit exciting like touching a tiger's head in the zoo. He hesitated, and suddenly reached out his hand and touched her gently. She had long straight black hair. As expected, the next moment, Jin Youzhen suddenly turned her head and avoided his hand. Her eyes stared at him with some inexplicable disgust: "President nim"

He coughed, put his hand away, and looked at the somewhat disgusting expression on her cold and arrogant face. For a moment, he felt that it was quite interesting, and he felt a sense of stimulating pleasure.

"Is Xiuyanxi not having time to accompany you recently, or are you too busy at work and not having time to meet new girls? Do you need me to give you some advice?"

Jin Youzhen spoke unceremoniously in a rapid-fire tone, but Han Zhe just suppressed his laughter. After she finished speaking, he burst into laughter: "It's just that I haven't seen Secretary Jin like this for a long time. I miss him inexplicably. .”

Jin Youzhen closed his mouth, pushed up his glasses, raised his chin slightly, and looked at him with a slight frown. Then, he just shook his head helplessly: "You are really hopeless. In short, this is what you came here for today. ?”

"That's about it. Stop working overtime and get off work. We have to get up early to go look at the building tomorrow morning."

After Han Zhe finished speaking, he smiled and raised his eyebrows at her: "Aren't you curious about the appearance of the building you want to buy?"

"I only care about the area and location. The price of the new building should not be cheap, and the size should be very sufficient. Then I shouldn't have to think too much

As for capital consumption, the money on the company's account is definitely not enough anyway. Now because your studio suddenly has so many high-paid employees, our company's annual profit may drop a lot. ”

After Jin Youzhen finished speaking, he paused and said: "Now you only own all the shares in the company, which is not bad, but if there are other shareholders in the future, you'd better not do this."

"I know~ Don't worry, by the time you get the shares, our company will have already become a large group. I don't plan to accept any external financing. Apart from the exchange of interests, the equity will only be reserved for my own people."
< br>

Han Zhe said confidently.

Jin Youzhen doesn't doubt this - for today's company, he alone has more money than ten investors, so there is no need for external financing.

She pushed up her glasses gently, and then said: "You go ahead. I still have some documents here. After processing them, I will go home. Where will I pick you up tomorrow?"

"Let me pick you up. Today I will drive the Maybach directly to the Korean house. After sending Sister Haewon to work tomorrow morning, I will pick you up by the way."

Han Zhe said with concern by the way: "Buy all the other cars as soon as possible, and install a few more official commuter cars in the company."

"I know, I'm already buying it." Jin Youzhen still likes his generosity. Although Han Zhe has some shortcomings as a boss or a man, he is really inhumane when it comes to money. , impeccable.

"Then I'm leaving. See you tomorrow."

Han Zhe waved to her and turned around to leave. Jin Youzhen watched him go away, and then shook his head: "Just to come and see me. Really."

Although she felt that this kind of thing was unnecessary - Han Zhe would be in an inexplicably good mood every time he talked to her, which made her feel a little bit subtle. Han Zhe never concealed his affection for her. But don't cross the line casually. This somewhat ambiguous feeling is actually a novel experience for Kim Yoo Jin.

Before leaving the company, Han Zhe ran back to the conference room and said lightly: "I am going to buy an office building tomorrow. Do you think it is necessary to take pictures?"

Then, Jiang Xiuyan just chuckled, but Jin Longchen suddenly backed up tactically, and immediately began to nod his head: "Shoot! Must shoot!"

Other employees looked at each other in shock.

What does it mean to buy a building tomorrow? If this was planned in advance, it would definitely have been mentioned in the previous meeting, so looking at Han Zhe's current situation, it is probably a last-minute idea.

Want to buy a building on a whim?

Han Zhe just smiled and told the other party the place and time to meet tomorrow, and drove away in the Maybach.

Tomorrow, he will first drive to pick up Jin Youzhen, and then let Jin Youzhen drive to pick up the company's photographer and PD. After a simple opening in the car, a photographer will follow to complete tomorrow's shooting content.

The answer to whether it can support one episode of the program is unknown, but even if it cannot support one episode, it can still be kept as material - filming is like this, no one can guarantee that what is shot after a busy day will be usable in the end How many.

When Han Zhe drove the Maybach to the Korean house where Zhao Haewon was, she was a little surprised. Then she hugged Han Zhe very happily and stayed close to him for a while, and then asked him softly whether he was hungry or something.

Han Zhe said he was a little hungry, so she diligently made him some late-night snacks. The two had dinner together, had two drinks, hugged each other and went to watch a movie in a private theater, and then they The tacit experimentation and exploration started other ways of playing except the last step.

Although Zhao Haiyuan is still shy when doing things with him now, she has gotten used to it and even enjoys it more and more. This makes Han Zhe look forward to what she will show to him when the lockdown is fully lifted.

After taking a bath, the two hugged each other and said many sweet words. Until she was too sleepy to open her eyes, Han Zhe hugged her and fell asleep together.

Early the next morning, the beauty around him disappeared, but Han Zhe was accustomed to it. After simply cleaning up and washing up, he walked to the living room and saw Zhao Haiyuan in pajamas and an apron, preparing breakfast for him.

When she saw him coming out, she asked him to sit down with a gentle smile. How could Han Zhe listen? When he ran behind her to cause trouble, she blushed and let him kiss and touch her. After the meal was ready, she gave him a somewhat coquettish look and asked him to go and eat.

After setting the food, he just let him eat first, while he hurried to clean himself up, changed his clothes, put on his makeup, and then sat down opposite Han Zhe and ate in small bites.

After eating and drinking, she put everything in the sink first, and did not allow Han Zhe to help clean it up. She happily took his arm and asked Han Zhe to drive her to the company.

Of course, for the sake of 'secret love', she only allowed Han Zhe to take her near the company, and then she got out of the car and walked to the company without telling anyone.

Han Zhe could only smile and shake his head to agree to her. After watching her walk away with three turns, he drove the Maybach to pick up Jin Youzhen, and then went to the company to pick up the photographer and new PD who had been waiting for a long time. Go up and meet Zhao Meilian.

The new PD is a girl in her late twenties and early twenties, with an average appearance. I heard that she used to be a young deputy PD filming a romance drama. She was successfully recruited by Kang Soo-yeon last night. Now she is responsible for filming some of Han Zhe's daily VLOGs. He interacted with Han Zhe by asking some simple questions, and then directed the photographer to take a good picture.

What she is best at is shooting daily scenes and finding content in the interactions between people, so she is basically responsible for shooting this kind of daily VLOG.

A simple Vlog does not require too many people to follow, after all, Han Zhe is the only one who appears in the photo.

After getting in the car, Jin Youzhen was responsible for being the driver. After the photographer set up several fixed cameras, the PD put the recording equipment on Han Zhe and sat next to Han Zhe.

"President Han nim~ The shooting has started now~ Please count down by three, clap your hands, and we will check the time of the camera~"

PD's words made Han Zhe slightly stunned, but then he followed the instructions obediently, counting down to three counts before the camera, and then clapped his hands.

"President Han nim, did you check the number of your fans when you woke up this morning?"

PD smiled and took out his notebook and started asking questions according to the prepared content.

Han Zhe looked very relaxed in front of the camera, huddled in the chair, enjoying the massage while squinting and said: "No, I haven't bothered to watch it today."

"As of now, your number of YouTube fans has reached 2.7 million fans, INS fans have reached 3.1 million, and TIKTOK fans have reached 4.2 million! Congratulations~"

PD laughed and clapped, and Han Zhe also took out his mobile phone in surprise: "So many!?"

"Guilty! Your video spread very quickly, and fans who follow you come from all over the world! So what we have to do next is a fan Q&A!"

After the PD finished speaking, Han Zhe froze, then put down his mobile phone, and said with a helpless smile: "It turns out that this is for this purpose, didn't you agree to shoot alone later?"

"PD Jin Longchen will say it will happen sooner or later, so why not, in short, the first question."

PD asked directly: "Some foreign fans asked us whether the long-term plan to realize wishes is only carried out on the peninsula?"

"No, even fans on the other side of the earth may receive surprises from us. The wishes of any fan in Africa, South America, and North America may be fulfilled by me.

Just considering the production time, and the need to coordinate with the local area after arriving, including my own daily work to be busy with, the proportion will be smaller, but it will definitely be there. ”

Han Zhe gave an affirmative answer.

PD asked again: "Some fans from Dongda asked you why you chose the peninsula as the starting point of your career instead of returning to your hometown?"

"This question is quite pointed. But the simple answer is that because there are many people I like here, I choose to stay here. The starting point of my career does not mean the end of my career. One day you will meet at Dongda to mine.”

Han Zhe said with a smile.

"How many girlfriends do you have now, including those you are romantically involved with? How many girlfriends do you plan to have in the future?" PD suppressed a smile: "This is a question from a fan from Tokyo."

"Yeah~ Tokyo fans, please take note, I am a pure love party person, as I said in the video, I am just easier to be soft-hearted and don't want girls to be sad! Next question!" Han Zhe waved his hand, and a burst of cheers rang out in the car. bursts of laughter.

The meeting place with Zhao Meilian was of course in front of the office building in Sangamdong.

Sangam-dong is actually most famous for some studios, including MBC, TVN, CJE&M, SBS and other well-known companies, which are basically gathered in Sangam-dong.

Relatively speaking, the streets in this part of the peninsula are actually spacious, and after all, this place symbolizes ‘KPOP’ in a sense. Generally speaking, the streets are relatively clean, and the facades look quite bright.

Moreover, in recent years, the middle class has also tended to gather here. There are many new buildings and there is a vague trend of becoming a new wealthy area.

Of course, this so-called wealthy area is completely different from the wealthy area that Han Zhe now thinks of.

When the car arrived in front of the building, George Han got out of the car with Kim Yoo Jin and the camera team.

Unexpectedly, Zhao Meilian got out of a somewhat ordinary Hyundai Equus and waved to Han Zhe with a smile.

Han Zhe politely bowed slightly - this is the etiquette for elders in the peninsula. Although he is rich now, he still needs to be polite.

After Jin Youzhen bowed deeply, he stood behind him, wearing a neat women's suit and carrying a large briefcase that he never left his hand. He looked no different from an ordinary secretary. He was very low-key, except for his appearance. Not too ordinary, too cool, with outstanding temperament.

Zhao Meilian looked at Han Zhe first.

Today Han Zhe came to discuss business, but he was not too formal. He just wore a black casual suit and asked Zhao Haiyuan to do a simple parting of his hair. He looked better than what Zhao Meilian often saw wearing casual clothes. He looks a little more calm.

"We haven't seen each other for a few days. Han Zhe seems to be looking more handsome today."

"You look a lot better." Han Zhe also praised politely, and then Zhao Meilian looked at Jin Youzhen.

She smiled at Han Zhe and said: "Sure enough, good-looking children will gather together. Your secretary is also really good-looking."

"Really? Haha, actually when I first selected someone, the first criterion I chose was appearance. This is Jin Yoo Jin, the secretary I rely on very much. In fact, I leave most of the company's affairs to her. He is a very capable person.”

As Han Zhe said, Jin Youzhen bowed to Zhao Meilian again: "Hello, I am Jin Youzhen."

"Okay, to be praised like this by Han Zhe, Secretary Jin's ability will definitely shine brighter than his appearance. But I immediately judge people by their appearance. Let's go? Let's go in and chat? My friend said that he would let the real estate agent know early in the morning. The person in charge is waiting at the door, over there.”

Zhao Meilian first smiled and nodded at Jin Youzhen, because of Han Zhe's special introduction to her, which raised her status in her heart, and then she reached out very kindly and pulled Han Zhe's arm to go in together.

Only then did Han Zhe have time to look at the building in front of him that was about to belong to him. His current thinking was that even if he was not so satisfied with the building, he would just buy it first. At worst, he would change it later and just leave it here anyway. This building won't lose value in a few years, unless the missiles come from the north.

It seemed that this was not the first time for Zhao Meilian to face the camera. Although she was not used to being filmed all the time, she quickly adapted to it.

The person in charge of the property is a middle-aged man in his forties, wearing a suit. Although his hair looks a little sparse and his face is a bit fierce, his tone of voice is still respectful.

Han Zhe looked at the new building while listening to his explanation.

From the appearance, there is nothing special about this office building. There is no exaggerated special design. It is a standard office building sample. However, after entering the building, it is still obvious from the decoration that it looks like a new building. .

As soon as you enter the door on the first floor, there is a leisure area with sofas, coffee tables, and set-up vending machines, which is a bit like a tea room in a coffee shop.

This area does not require swiping cards, and outsiders can also enter the resting area. It is generally used for meetings between some employees and people outside the company, including an area used for company brand introduction.

The remaining floors are standard office areas, with about 150 workstations on each floor, as well as several offices, tea rooms, lounges, small conference rooms and other spaces. There is a large conference room on the seventh floor, and a high-level conference room on the twelfth floor.

The twelfth floor is the president's office. There are relatively few desks. There is a special tea room with a small wine cabinet and other furnishings. The overall environment does not have too many walls, and the landscape design of the floor-to-ceiling windows is given priority. , fully equipped, a president's office of more than 100 square meters with a bedroom, shower room, and cloakroom. There is even a private elevator in the office that can directly lead to the parking lot downstairs and the private rooftop space.

The rooftop is greened, and a fence is used to separate the rooftop used by the president from the area used by ordinary employees.

Han Zhe can go directly from his office to his exclusive rooftop rest area. There is a small open-air bar, sofa coffee table, and electric rain curtain. The entire area with the rooftop connected to the president's office is like a small villa. That way.

Moreover, the furniture and furnishings are all luxury-level decoration. The sofas placed on the rooftop that can dry quickly even if it rains are all custom-made.

The office area alone is almost fifty square meters, with desks, sofas, coffee tables, bookcases, and wine cabinets. The curtains and lights of the large floor-to-ceiling windows are also the latest customized smart furniture.

The street view outside the floor-to-ceiling window is a quiet pedestrian area. Looking down, there are many coffee shops and bookstores. The passers-by are also smartly dressed white-collar workers or young people wearing fashionable clothes. The streets are neat, clean and open. To be honest, Han Zhe feels... The streets here in the cave are much more comfortable than those in Jiangnan District.

All I can say is, new is good.

The obvious age differences can be seen in the street design.

Han Zhe was very satisfied with this, especially the fact that his office was equipped with a special bedroom - don't get me wrong, he was simply kind-hearted and felt that in the office, like Zhao Haewon and Jiang Xiuyan, Bae Yanzhu could have a complement. It’s really a good place to rest. He doesn’t use it much anyway

Right?

Check out the 16-9 book bar and see the correct version!

As soon as Zhao Meilian saw Han Zhe's look, she knew that he was actually quite satisfied with the new building, even when he mentioned the value of the building.

"Han Zhe, judging from the current market situation, in three years at most, the price of this building may rise to more than 100 billion, and considering the development trend of Sangam-dong, the surrounding supporting buildings and shops will only increase in price. It's getting better and better, and there are still many new properties under development. After those properties are completed and a large number of middle-class people move in, the land prices here will rise again.

The price given by the other party is really a friendly price. There is basically no cheaper property of the same level. ”

Han Zhe also agreed with Zhao Meilian's words. He looked left and right, and then simply nodded and said: "That's it. My aunt will contact me, sign the contract and buy it as soon as possible, and let my people move in." People in both offices can hardly sit down.”

"Got it."

Zhao Meilian smiled and waved to the property manager. The property manager who had been responsible for guiding Han Zhe turned around and left without worrying about any damage they would cause. She left Zhao Meilian, Han Zhe and others in the president's office on the top floor.

"Then my aunt called the builder? However, the builder requires that if you apply for a loan, you need to pay a down payment of 30 billion, or directly negotiate with the bank, and the bank will provide you with the loan. He will transfer the ownership after paying the full amount. Is there any pressure on the down payment?”

As Zhao Meilian said, Han Zhe thought for a while and said, "I now rely on the mortgage of my personal assets to lend money from the bank. It shouldn't be a big problem."

"Is that so? Let me ask you first."

After Zhao Meilian finished speaking, she dialed the phone and communicated with the man on the other end of the phone for a while. She shook her head and hung up the phone and said: "The other party said that the price can't be lowered. The down payment is three hundred, and the most is left. We can only accept five-year loans, so you need to negotiate with the bank yourself.”

Han Zhe smiled: "Then I will contact the bank?"

"Okay." Zhao Meilian said with a smile: "The other party will send their secretary and lawyer to complete the contract signing, or they may come back in two days and come to sign the contract with you in person. Anyway, the loan process will take several days. .”

"I know, then I'll ask the bank." Han Zhe took out his mobile phone and dialed the number of Manager Jin Xuan at the bank who had been in charge of him before.

It only rang twice before the phone was picked up.

"President Han nim~" Jin Xuan's voice was extremely friendly.

Han Zhe said with a smile: "Manager Jin, I would like to ask a little about the loan issue."

After briefly explaining the matter, Jin Xuan said with a very enthusiastic attitude: "No problem, please wait a moment, I will go and talk to the president immediately. Based on your current property situation, you should be on the loan." No problems! ”

Han Zhe thinks this should be the case - not to mention anything else, the company and real estate under his name are now no less expensive than this building, and they can be seen from the bank. He has stable fund transfers coming in every day. Moreover, he has a stable cash of tens of millions of won every day. How difficult is it to get a mortgage loan with such qualifications?

So, he smiled and chatted with Zhao Meilian in the office with a very relaxed attitude.

But what he didn't expect was that after Jin Xuan called just half an hour later, what he said made Han Zhe frown.

"Well, I'm sorry, President Han nim, after talking with the president just now, this loan may be a little difficult"

Jin Xuan's voice was full of apologies, and then he asked cautiously: "Have you encountered any trouble recently?"

"What do you mean?" Han Zhe's voice was calm and there was no emotion audible, but Jin Youzhen and Zhao Meilian sitting next to him could both see his current emotions.

The cameraman in charge of the photography gestured to the PD whether to cut off the filming. The PD thought for a moment and shook his head - at worst, he would just edit it out later.

"Originally, I thought it would be very easy to approve this loan for you, but Ke Chang gave me the feeling that he just wanted to delay it anyway. During the meeting, he had a phone call with someone from the headquarters. Judging from his expression, it probably wasn't OK. Develop your own ideas”

Han Zhe was silent for a moment, and then said with a calm expression: "Then I will change the bank. Is it difficult to transfer the money? If it is difficult, I will let my lawyer handle it."

As soon as these words came out, Jin Xuan's voice became more urgent: "Of course there will be no problem, but I think we"

Han Zhe just interrupted him rudely: "Then please give me an accurate explanation now. If you encounter any difficulties, speak directly. I know that being able to tell the truth to me is already what Manager Jin can do." Even if I can’t help it, I won’t blame you.”

"Got it! I'm going to ask you now!" Jin Xuan hung up the phone. It could be heard that he was the most difficult one.

After hanging up the phone, Zhao Meilian asked with concern: "What's wrong? Did you encounter any problems with the loan?"

"I'm not sure, but the manager who has been in charge of my account said that maybe because of some opinions from people above me, my loan process might be deliberately delayed for a long time."

After Han Zhe finished speaking, Zhao Meilian also frowned slightly: "Have you had any conflicts with anyone recently?"

"Ah" Han Zhe suddenly had a flash of inspiration, and a name popped into his head: "Cui Chenghuan!"

According to what Han Zhe knows about the shareholders behind Woori Bank, the largest shareholder is the Peninsula Deposit Insurance Corporation, the second and third groups are also the National Corporation, and official forces such as KDIC (National Debt)—— Such a behemoth and a group with complex interests cannot be easily influenced by ordinary people.

But if it is LG’s Choi Seung-hwan, it seems that he may not have this connection!

He had almost forgotten about this guy who had humiliated himself in front of him!

Zhao Meilian was stunned when she heard the name. After thinking for a long time, she had heard of that guy's name: "Is it the guy from LG?"

"Yes." Han Zhe said softly: "Can I ask my aunt to help me ask about the situation?"

"Okay, you don't have to worry about this matter. My aunt will help you solve it. Cui Chenghuan can probably only affect a few shareholders. Through those few shareholders, he can say a few words to the following, and the people below will not dare to act rashly. There is a small problem with your appropriation.”

Zhao Meilian smiled with a relaxed expression, and obviously did not take Cui Chenghuan seriously. She just said: "Even if there is a problem at the bank, I can also call the wife of the president of LG. They are all businessmen, and LG has always It is a relatively low-key, pragmatic style. This matter should be Cui Chenghuan's own decision.

I think there's a high probability that someone just wanted to do a favor and didn't even know who you were, so they just said a few words casually. ”

"I'm not sure if my guess is right. Let's confirm who it is first."

After Han Zhe finished speaking, Zhao Meilian picked up her phone and looked for the number, but before she could dial it out, there was a call from Jin Xuan.

"President Han Nim, as far as I know, this matter is the opinion of a director on our board of directors, who is the major shareholder of our bank"

Jin Xuan sounded a little frustrated and worried when he said: "The person who called me asked the president to investigate your situation clearly and hinted at it. I don't know what he said specifically. The president just told me , this is what the director means. I asked which director it was, but he refused to say."

Han Zhe just said: "I know, let's leave it like this for now."

"President Han nim" Jin Xuan's voice was pleading: "This matter may not be what I heard. The president said that he would personally report the investigation to the superiors again. You just need to wait for a while."


"I understand. I'll figure out what's going on myself. Thank you for your hard work." Han Zhe hung up the phone directly.

What can you talk about with Jin Xuan, a small bank manager? He could risk offending the president by telling him the truth, and finally asked the president for his opinion, which was considered his best effort.

After hanging up the phone, he looked at Zhao Meilian and said: "It seems that I still have to trouble Auntie."

Zhao Meilian laughed: "What's the trouble? Just ask a few questions. You have only been in the peninsula for a short time and your reputation is not good. Many people don't know your energy. I heard that you are a young man from outside. , I didn’t take you seriously.

Don't worry, Auntie will give you a call. ”

Zhao Meilian took out her mobile phone and made two calls. She received an exact reply in more than 20 minutes. After confirming the news, she smiled and said to Han Zhe: "It seems that there is no need to change banks. That's true." He said hello to Cui Chenghuan. After all, in financial business, he had said hello to some related people, and the other party thought it was just a matter of words

Now the other party says that they will investigate the situation and give you an explanation later. If you talk about the loan now, there should be no problem. Maybe they will expedite the process as an apology. ”

In just a few phone calls, the loan problem was solved. There was no telling whether there would be a few people working underneath in the bank who would be reprimanded and blamed by the senior executive Zhao Meilian contacted for this matter.

Although Feng Qingyun nodded and said thank you to Zhao Meilian with a calm smile, Han Zhe was still a little unhappy in his heart.

He probably understood this matter - Cui Chenghuan probably knew a major shareholder of Woori Bank and told his story, and hoped that if the other party knew about Han Zhe's situation, he would help investigate and find out, so that he could easily disgust him. It's perfect in one go.

And the major shareholder didn't take Cui Chenghuan's matter to heart. He casually gave instructions to the people below, and the people below made their own decisions. After figuring out what they wanted, they worked for the superior. It was estimated that when Zhao Meilian called, , the other party couldn't remember Han Zhe's name for a while.

Not long after Zhao Meilian gave the correct answer, Han Zhe's phone rang again.

Han Zhe glanced at it and picked it up casually. It was the bank manager again, Jin Xuan.

"President Han nim~ Our president is by my side now. He wants to say a few words to you. Look"

Han Zhe just refused in a calm tone: "No need."

Then, I heard a somewhat noisy voice on the other side of the phone, followed by another middle-aged man's eager apology: "President Han, nim! Misunderstanding, it's all a misunderstanding that we didn't ask for your loan. What I meant before That is to say, it may need to be investigated and reviewed by the above before we can give you an accurate letter.

Jin Xuan! What nonsense did you and President Han Nim talk about? ”

Listening to the words on the other side, Han Zhe just chuckled a little contemptuously, and then took the initiative to say: "Manager Jin never said anything that shouldn't be said"

"Nei~I'm sorry! President Han nim! Why don't you come to the bank now and I'll go and apologize to you in person? There is really a misunderstanding! We will approve your loan as quickly as possible, tomorrow! The day after tomorrow at most I can lend money! I’m really sorry.”

The president's attitude immediately became respectful and even flattering.

Han Zhe was a little embarrassed.

Jin Xuan secretly told him the truth, obviously because he was worried that if he was careless and Han Zhe later found out that the loan could not be approved, he would be the first to offend Han Zhe.

But behind this, there is definitely another important factor - that is, Jin Xuan dared to tell him the truth, and there was definitely a hint from the president behind it.

But what the president said to Jin Xuan just now made Han Zhe feel inexplicably like he was threatened.

What's going on? If I don’t apply for this loan, I’ll have to get Jinxuan surgery, right?

If the other party didn't want Jin Xuan to tip him off, Han Zhe firmly believed that Jin Xuan would never call him and tell him so many details. But now that he saw something was wrong, he immediately took Jin Xuan out to take action. Obviously, Even if Han Zhe chooses to change banks later, the president will naturally let Jin Xuan bear his responsibilities.

For example, as mentioned above, it was Jin Xuan who secretly told customers internal information, which led to Han Zhe's departure and other reasons.

But if Han Zhe doesn't leave and continues to apply for loans from Woori Bank, then the president's goal will be achieved. Anyway, nothing happens in the end. He also completes the bank's loan goal. At most, it is necessary. He humbly apologized to Han Zhe and smiled, and everyone was happy in the end.

In the future, when Han Zhe changes banks, it will be because of the decisions made by his superiors that made Han Zhe feel uncomfortable. He also has a way of saying that he will not immediately bear the responsibility of running away as a big customer.

Han Zhe could understand the reason why the other party did this, but he didn't like the feeling that he was being calculated.

"No, this matter has nothing to do with the president. I will reconsider the loan."

After Han Zhe finished speaking, Jin Xuan's urgent voice sounded: "President Han nim"

At this moment, as Han Zhe's mood worsened, a line of text suddenly appeared in front of him.

[You triggered the skill: Batman's money ability. 】

[Please say: 'i'mrich' next to activate the skill. After the skill is activated, your Woori Bank account will receive a cash transfer of 85 billion won for purchasing real estate in thirty seconds. The funds Can only be used to purchase a twelve-story office building in Sangam-dong. 】

"I said, I don't need a loan."

Han Zhe said calmly: "Since it was not approved before, I don't need it now. Don't worry. I haven't considered changing banks in a short period of time."

"This" Jin Xuan also heard the meaning of Han Zhe's words. At this moment, he could only try in a somewhat desperate tone: "But 80 billion is not a small amount after all. You can go to other banks to handle it, just for review. It will take several days to qualify”

"No, I don't mean to find another place to get a loan. Anyway, let's leave it like this for now."

Han Zhe hung up the phone directly.

Zhao Meilian looked at him with concern: "Then what are you going to do? If you deal with the down payment installment directly with the builder, the price may be much higher than taking a bank loan. If you can't pay the whole amount directly with the bank in one go, this building The price of the building is probably over 90 billion.”

"Thank you for your concern, aunt, but I'm rich."

Han Zhe just smiled, pretending to be indifferent, and spoke in a relaxed tone, pretending to send a text message on his mobile phone, and then just said: "If the bank doesn't approve it, I will just pay the full amount, please." Let your friend prepare, and then I will ask my secretary and lawyer to contact him. I will directly pay the full price to buy the building myself, without the need for a bank to participate - this is faster, and it is not possible to say two or three I can move here within a few days.”

Zhao Meilian didn't find it strange that Han Zhe suddenly said a word in English. She just felt that he was pretending to be relaxed and joking to liven up the atmosphere. She hesitated for a moment: "Eighty-five billion won is not a small amount. Will this be harmful to you?" Too much cash flow pressure? ”

One moment I was considering borrowing directly from the bank with zero down payment, and the next moment I was thinking of paying the full amount myself. Isn’t it too big a step?

And Han Zhe just smiled: "There must be many people watching behind this matter - that's good, just let them see my strength. I believe that from today on, many people will know about me ”

Zhao Meilian also wanted to persuade him a few words so that he would not be upset about such things and strain his financial chain, but Han Zhe's cell phone suddenly rang.

【Your Woori Bank.】

He just picked it up and took a look at it, but the sight of the large number of zeros made him dazzled.

So, he simply turned the phone around, pointed it at Zhao Meilian and said: "My money has arrived, and I can finalize the contract at any time now. For the rest, I will ask my aunt to help me contact the other party. If it is only 85 billion , I can transfer it to him today, and I hope the signing can be completed as soon as possible.”

". Got it."

Even Zhao Meilian couldn't help but widen her eyes slightly at this moment, and the photographer couldn't help but stand on tiptoes, use the camera to zoom in and look at the picture on the mobile phone displayed by Han Zhe, and then sucked in a breath of air.

Even Jin Youzhen couldn't help but push up her glasses and pursed her lips slightly at this moment - she had seen Han Zhe like this more than once, but every time, she still felt the same shock as the first time.

85 billion. If you send out a text message, it will be credited in tens of seconds?

What level is this?

How rich is the capital behind him! ?

And Han Zhe's original intention was exactly the same. When he saw Zhao Meilian unable to hide his surprise, he knew that this time, his name of Peninsula Batman might not only be spread among the so-called rich second generation circles. .

From the time Zhao Meilian started calling to inquire about the situation, many people must have started to investigate Han Zhe's situation and the whole incident. When they learned about this incident, they would inevitably be involved in the sudden 85 billion transfer. And learned about the strength behind Han Zhe.

News from the top circulates very quickly. Han Zhe believes that it won't be long before many so-called 'big shots' will know his name. By then, things like today will become much less common.

On the mobile phone, after receiving the transfer information, he immediately received an apology text message from another unknown account. When he saw the content, he knew it was the president, but Han Zhe was too lazy to reply.

As for Jin Xuan - he is a smart man and has the ability to take responsibility for his own choices. Han Zhe was too lazy to guess what was going on in his heart and did not immediately transfer the money to another bank. He had already given Jin Xuan enough face and favor. What happens after that has nothing to do with him.

After that, Han Zhe just had a brief chat with Zhao Meilian and left everything to Seo Inhou and Jin Youzhen. The money was already prepared, so why bother negotiating a contract?

As a result, everything went smoothly and surprisingly quickly, but early the next morning, Han Zhe had already completed the acquisition of the building.

And just after he completed the acquisition in the name of the company, the company's level exceeded B level, and the daily experience increase in personal money level also reached an astonishing figure of one hundred and eighty-six points.

On the next Wednesday, May 25th, Han Zhe's long-awaited improvement in personal money level and research order were finally unlocked.

Moreover, on the day when his personal money level was raised to LV5, Han Zhe's main mission finally completed the first stage.

[You have completed the main mission: First Appearance. 】

【First appearance:

Please upgrade your soon-to-be company to Level: B (Completed).

Please upgrade your personal money level to: Lv5 (completed).

You have received the mission reward: King of Money private customized grade random vehicle (car type)*1, epic order random scroll*1 (B level), personal news collector (special)*1. 】

(End of chapter)

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