Chapter 826: Did you say thank you? !
The stock market collapses, the real estate market collapses, and the foreign exchange collapses. The company of the stick is like leeks, falling down batch by batch.
Chaebols like Daewoo borrowed from overseas banks, but more local companies in Bangzi borrowed from Bangzi Youli, National Bank, Xinhan Bank, etc.
These local companies in Bangzi fell and became bad debts of local banks such as Youli. After all, the company went bankrupt. The legal person and founder either became homeless people or jumped off the building. How could they collect the money they borrowed? ?
In addition to bankrupt companies, there are many people who buy houses in Bangzi. For example, the Jiangnan District, where the housing prices in Bangzi Seoul have fallen by more than 30%. This is still the area where chaebols, rich people and powerful people gather in Seoul. .
In areas outside Seoul, the housing prices in Bangzi have almost been halved. In this case, those who buy houses with loans cannot say that the valuation of houses is not as high as the mortgage loan, and their mentality has collapsed directly, and they still have a big mortgage loan.
Some people who were laid off employees and lost their source of income, and they saw that they would never be able to repay the mortgage in their entire life, so they simply gave up and started to set up a tent in the park and became a homeless man.
These have become bad debts of banks such as Youli, and they cannot collect the loans at all. If the exchange rate cannot be stabilized, major chaebols will continue to lay off employees, the unemployment rate will not drop, and the bad debt rate will continue to increase. All the banks of the bastard will be all You can declare bankruptcy directly.
But just today, the employee of Youli Bank, headquartered in Seoul, suddenly saw the CEO Kim Jong-Luo, hurriedly brought a group of senior executives to the gate of the headquarters building, as if he was welcoming the arrival of some big shots.
If it were before, someone told Kim Jong-Luo that the one who owed money was the old man, Kim Jong-Luo would definitely sneer, but now he believes it!
Now, as long as you can pay back the money from Youli Bank, he can just pay the people. If you are willing to repay it in US dollars, he will be the benefactor of Youli Bank!
But this great benefactor appeared like this. He borrowed a loan of 800 million US dollars from Youli Bank, but was willing to repay the loan from Youli Bank, and it was repaid in US dollars.
Now that the foreign exchange of the Korean won has collapsed, the US dollar will be used to repay the Korean won. If we count it, the loan will shrink greatly, which seems to be a big loss for Youli Bank.
But the account is not calculated like this. The whole stick is short of US dollars, and it is almost crazy. Without hundreds of billions of dollars, it cannot save the current stick.
But that is for the entire Bangzi, every extra dollar reserve can make Youli Bank have a higher hope of surviving the crisis.
"Manager Hu!"
A convoy arrived in front of the Youli Bank headquarters building. Kim Jong-Luo came forward in person and said to Hu Zixian who got off the car, with a little respect. He really responded to the words, the person who borrowed money became a grandson and owed money. He became an old man.
"President Jin!"
Hu Zixian shook hands with Kim Jong-Luo and looked at Kim Jong-Luo in front of him. Hu Zixian also sighed a lot. In the past, people with status as Kim Jong-Luo were definitely big shots in Bangzi. They didn't want to see him, but What I could see was now welcomed in person. You can imagine how far the whole stick has reached.
The group came to Kim Jong-Luo's presidential office. Kim Jong-Luo asked someone to give Hu Zixian a cup of ginseng tea.
The diets in Bangzi, Riben, Jiaozhi and other places are basically in line with the domestic industry. After all, they are places that have been dependent on domestic dynasties for thousands of years.
Although Bangzi is unwilling to admit that the place next to him that has been its sect leader for thousands of years is its relatives, Bangzi, Japanese benzene, or even Jiaozhi and other places have all been passed down from the mainland. .
The so-called Western Rome has disappeared, but East Asia Rome has always existed. Even if they try their best to separate themselves from each other, it is impossible to deny that they have a living father on their heads.
If Rome in East Asia suddenly disappears one day, believe it or not, a large number of countries that regard themselves as the orthodox Romans of East Asia suddenly appear...
"President Jin, the most important thing I came on behalf of Dongling Hi-Tech Port City Company this time is to repay the loan from Youli Bank!" Hu Zixian said to Kim Jong-Luo.
But before Kim Jong-Luo was happy, Hu Zixian continued, "However, Dongling Hi-Tech will pay the corresponding US dollars to Youli at the current Korean won exchange rate to repay the loan!"
Kim Jong-Luo's smile froze on his face. Although he had known this result for a long time, hearing Hu Zixian say this, Kim Jong-Luo's heart hurts, which means that Youli Bank Xiangdong The loan provided by Ling Hi-Tech has shrunk by more than 80% or more, which is a deficit of hundreds of millions of dollars!
Back then, Ah San also used the same method to cheat the split bear. Back then, Ah San borrowed more than 100 billion rubles from the bear. At that time, it was the peak period of the bear. The exchange rate between the ruble and the US dollar. Basically one to one.
After the bear fell down, the ruble quickly dived and turned into one dollar for three thousand rubles. For more than one billion rubles, Ah San spent more than three million dollars to pay off the loan for the bear, and almost failed to get it. The bear was killed by a pit.
Of course, at that time, it was not only Ah San who cheated the hair bear, but Wall Street institutions and Britain, and they were cheating very well and almost hollowed out the hair bear.
But now, when Dongling Hi-Tech used the same method to pay back the money to Youli Bank, Kim Jong-Luo really felt the pain!
"Manager Hu, if you use the current Korean won exchange rate to repay, the loss of Youli Bank will be really..."
Kim Jong-Luo looked helpless and a bit humble. The president of the big bank in Bangzi is now like this, and Kim Jong-Luo was also quite helpless. But Hu Zixian did not give Kim Jong-Luo a chance to bargain. If the positions on both sides were exchanged today, then with the character of Kanzi, he would probably be more domineering and more aggressive!
In his previous life, after Xiaomi's supply chain executive offended Samsung, Lei Jun went to Samsung to apologize four times before asking Samsung to re-supply.
There is also the Chrysanthemum Factory purchasing screens from Samsung, and it was also choked every few days. When the stick man was in power, he was very domineering!
"Dongling Hi-Tech repaid US dollars!"
Hu Zixian looked at Kim Jong-Luo and said this, "If Youli Bank is not satisfied, Dongling Hi-Tech can also exchange the US dollar for Korean won at the exchange rate and repay it to Youli Bank!"
Kim Jong-Luo's face turned blue and red. Youli Bank wanted to depreciate the Korean won every day, so there was a bird for it.
If it is really reported that Dongling Hi-Tech wants to exchange US dollars for Korean won, I am afraid that Bangzi National Bank, Xinhan Bank, etc. will be willing to make this transaction, and even use a lower exchange rate to exchange the US dollars in Dongling Hi-Tech.
"President Hu was joking!"
Kim Jong-Luo's face returned to normal, and he said with gratitude to Hu Zixian, "There is an old saying in mainland China, true feelings are revealed in times of adversity!
At this critical moment, Dongling Hi-Tech can repay the loan with US dollars. Youli Bank thanks Dongling Hi-Tech for its support! ”
No matter how much it loses, at this time, Youli Bank had to break its teeth and swallow it into its stomach. It also had to say "thank you" to Dongling Hi-Tech for saving its life.
Hu Zixian narrowed her eyes and looked at Kim Jong-Luo's face. The stick in front of her could bend and stretch, which was indeed a character.
No mistakes, one song, one content, one in 6, one book, one bar, one reading!
However, if Kim Jong-Luo had no ability, Hu Zixian would not have come here in person. He came here this time not just to repay the loan.
"According to the current Korean won exchange rate, Dongling Hi-Tech should repay Youli Bank with 120 million US dollars!"
Hu Zixian said to Kim Jong-Luo that he borrowed 800 million US dollars and returned 120 million US dollars, which directly shrank by 680 million US dollars. He knew that the Korean won't have fallen against the US dollar now, which is almost a terrible sight.
Kim Jong-Luo also felt a pain. Before Dongling Hi-Tech, he exchanged all the Korean won he borrowed for US dollars and cashed out. After a while, the money he lost was calculated in the accounts of Youli Bank. Go up.
Kim Jong-Luo didn't know how much money he would lose if Youli Bank survived this crisis. At that time, someone would have to take the blame.
"In addition to this incident, there are two other things that require the support of Youli Bank and President Jin. I wonder what President Jin wants!"
"Please say!" Jin Zhongluo mentioned the god and said.
"Dongling Hi-Tech Rod subsidiary is being reorganized. I hope to hire President Jin to serve as honorary consultant of Dongling Hi-Tech Rod subsidiary, with an advisory fee of US$1.5 million per year. In addition, if a transaction is completed, there will be some transaction commission fees! ”
Kim Jong-Luo was stunned for a moment. He didn't expect that Hu Zixian would make such a request.
Now the annual salary of a small bank president is only more than 300,000 US dollars. Kim Jong-Luo's salary is higher, but the salary on the surface cannot be much higher. As for private income, it depends on the gold. Zhong Luo wants to get how much money he wants.
But as an advisor to Dongling Hi-Tech Base Company, Kim Jong-Luo can get this consulting fee openly and openly.
Not to mention the stick that is short of US dollars in the next few years. This consulting fee will allow Kim Jong-Luo's life to go directly to the next level!
Kim Jong-Luo himself works in a bank, so he doesn’t know where he has some money. It’s easy to get when he takes it, but when he pays it back, it’s not that easy. Interest can crush people to death.
"If I serve as an advisor to Dongling Hi-Tech Base Company, what do I need to do?" Jin Zhongluo hesitated for a moment and asked.
"It's very simple!"
Hu Zixian smiled and said, "In the future, Dongling Hi-Tech Base Company, President Jin provides some consultation and necessary support in Bangzi's business.
Dongling Hi-Tech Base Company is preparing to purchase some office buildings, equipment, production lines and other facilities in Bangzi.
In addition, Dongfang Optoelectronics, a subsidiary of Dongling Hi-Tech, is negotiating a deal to acquire the Hyundai LCD panel production line with Hyundai. We also hope that President Jin can provide some support for this transaction! ”
(This chapter ends)