According to the information provided by Citibank, there are many startups around the world who apply for loans or investment applications.
Banks can lend money. For certain projects that are not accurate, or if the entrepreneurial team lacks collateral and is willing to sell shares, the bank will also help them find angel investors.
A like Lin Sanqi, who holds a lot of cash in his hand and has the desire to invest, becomes the best angel investor.
Lin Sanqi saw the name of the company on the list and sneered, because he didn't know the companies on the list, and he was completely disgusted.
If you invest in a startup company, you will be called an angel investor. If you fail, you will be a complete sucker.
If you waste your own money, you will get a bunch of useless shares. You will never wait for others to go public and make money for you. Maybe what you are waiting for is the company going bankrupt and the shareholders will bear the corresponding debt responsibility.
He didn't travel to 2000. If he had been in that era, he would have been willing to be an angel investor and invest in various famous unicorn companies in later generations.
Yin Lianyi was also looking at this investment list, and she also shook her head after reading it.
"Mr. Waters, we have no intention to become angel investors yet. Maybe there will be one in the future, but we can set up a special investment company and do a good job of memorizing the investigation and investing. Now it is completely blind investment. This is a big taboo for capital."
Woster saw that the two young people were very clear-headed, so he stopped persuading him.
Anyway, as long as the customer spends money, he can get a commission no matter what he invests, so he is not in a hurry.
"Lin Sheng, Miss Yin, what projects do you prefer to invest in? My colleagues and I can help you with reference."
Lin Sanqi took out his iPhone 6 and waved it. Waving and laughing, "Mr. Woster, you Citibank should have your own securities department, right?" Manager Woster was very smart and immediately realized:
"Lin Sheng, do you mean you are going to invest in US stocks? For example, Apple?"
Lin Sanqi nodded:
"Yes, I have studied the market value of Apple, and we are far away from it. Let’s not talk about it, just say that in 2010, Apple’s market value was US$200 billion. But by 2014 this year, Apple’s market value had tripled to more than US$600 billion.
Less than 4 In the past year, the market value has increased by 3 times, which is equivalent to investors' assets also increased by 3 times. And I have also noticed the love of young people for Apple products, just like my sister, who is willing to choose Apple when buying mobile phones and tablets.
So I think investing in Apple's stocks is a good choice. I graduated from a medical student. Although my girlfriend is a major in finance, she is still young and lacks the vision of an investor, so I would rather do it. some conservative investments.”
Worst himself is an American and is no stranger to this old technology company.
"Lin Sheng, if you invest conservatively, your advice is good, but investing in high-tech stocks also has considerable risks.
For example, from March 7, 2000 to October 2002 On the 8th, after about 950 days, the stock market crash of high-tech stocks in 31 months, the Dow Jones Index fell by 78%, and the Nasdaq Index also plummeted by 75%.
For example, your domestic NetEase Company, it The stock price fell from US$15.5 at the time of listing, and fell to US$0.48 at the lowest point, a drop of 97%. NetEase's market value also fell from US$470 million at the time of listing to less than US$20 million.
So invest in stocks and Not an ideal conservative investment. If you want to be more conservative, I think you can buy various financial management and funds from our Citibank."
Lin Sanqi laughed out loud when he heard this: "Warst, what you see is a stock market crash, but what I see is an opportunity. If I eat a lot when NetEase's stock price is only 0.48 US dollars, Then I am just a billionaire for tens of billions of dollars now. "
Worst quickly explained: "No, no, Lin Sheng, I mean the rise of US stocks The decline is very terrible. A terrible stock market crash can clear your wealth."
Yin Lianyi, as the financial department manager, also has this concern:
"Sanqi, you have to invest billions of dollars in the US stock market. Isn't this too risky? Maybe you can spread the funds and buy more other US stocks so that you won't put the eggs on the same blueprint "
West obviously also agreed with Yin Lianyi's suggestion: "Yes, Lin Sheng, stock trading is risky, investment should be cautious."
However, Lin Sanqi has extremely confident in Apple. Instead of investing in other unfamiliar stocks, it is better to rush into a potential stock that you are optimistic about.
So he gently shook his girlfriend's hand:
"Don't worry, this $5 billion is an ill-gotten fortune. Besides, it's probably okay to sell the antiques in my warehouse for tens of billions of dollars, not to mention that I have so many natural medicinal materials and jade.
5 billion US dollars is just a corner of my little wealth. Even if I lose all of it, I can afford it. At worst, I can continue to sell antiques. After the antiques are sold out, I will buy them again. How much effort is it? ”
In 1961, Lin Sanqi just cleared the cultural relics stores in Peking, but across the country, every province and city has its own cultural relics stores. For example, the Shanghai Cultural Relics Store, Nanjing Cultural Relics Store, Guangzhou Cultural Relics Store, Shenyang Cultural Relics Store, Xi'an Cultural Relics Store, etc. The antiques in these stores are definitely no less than those in Peking.
So Lin Sanqi's money is like the strong wind.
Seeing that the boss was determined, Worst and Yin Lianyi stopped persuading him.
"Then Lin Sheng, how many Apple stocks are you going to buy? I can ask the head of the securities department to connect with you."
Lin Sanqi thought for a while and decided: >
"Buy it in the name of an offshore company. Buy me $4.8 billion first, and leave $200 million for emergency response."
Woster also decisively: "OK, I'll arrange securities immediately The department head followed up. ”
There are tricks to buy stocks. If 4.8 billion US dollars are poured in at one go, the stock price will soar directly, which is not conducive to the interests of buyers, so it is definitely necessary to slowly absorb funds in batches.
Apple's market value is more than 600 billion US dollars, and US$4.8 billion is purchased in 20 accounts, which will not attract too many people's attention at all.
Lin Sanqi also has $1 billion in Apple stock in another account.
Not mentioning it, let’s say that the $5.8 billion Apple stock alone may double in ten years to reach $30 billion.
No mistakes, one poem, one post, one content, one in 6, one book, one bar, one read!
Is there any better investment than this?
The key is that stocks can be sold and cashed out at any time, and they are well liquid.
If you buy domestic real estate, you can make a lot of money in ten years, but what if a sales restriction policy locks you up?
Even if you successfully clear out all the properties of billions or hundreds of billions and receive so much RMB, it is even more difficult to exchange it for US dollars. You are not Li Huanggua.
If money cannot be paid, it will be dead money, and it may be hunted by some domestic capital.
Even if no one comes to touch your money, and you have tens of billions of yuan in your hands, Lin Sanqi eats noodles and shrimp dumplings every day, how much can he eat until he dies?
When Yin Lianyi came out of Citibank, she was still a little dizzy, looking at her boyfriend next to her was completely unreal.
"At thirteen o'clock, are you becoming a billionaire?"
Lin Sanqi shaved his girlfriend's nose:
"Yes," , You are the billionaire wife immediately. Are you happy or not? Haha, your mother will never say that I am a disgraceful man in Shilou Village, right? ”
Yin Lianyi glanced at her boyfriend: "Everyone said that men will become bad if they have money. You'd better be honest, otherwise I'll let you be a eunuch for the rest of your life, hum." Lin Sanqi smiled sly and said in his girlfriend's ear: "It's okay to want me to guard you all my life, but you have to cooperate,..."
Yin Lianyi's face instantly It became popular, chasing her boyfriend while beating and scolding:
"Bah, vulgar, Lin Sanqi, are you experienced? Humph!"
Lin Sanqi hugged his girlfriend and said happily:
"Let's go, brother will take you to Xiangjianglang After a while, we are all so rich, and our consumption level is still at the level of college students. Let's take you to Lizhi Bay Resort for a few days."
"Where is Lizhi Wan? I haven't heard of it before Oh, I have only heard of Liyuan. "
"I'll know when I go."
An hour later, the taxi sent Lin Sanqi and Yin Lianyi to Lizhiwan Village.
Lin Sanqi was full of joy and thought that he could finally see the Lizhiwo Resort Hotel 50 years later. As a result, there was no big hotel in his eyes. It was clearly a small fishing village.
Lin Sanqi was stunned for a moment and laughed silently, knowing that this was another bug in a parallel world.
Yin Lianyi was a little surprised: "Why did you find such a small fishing village? Let alone a resort hotel here, there is a convenience store and an isolated bus license plate at the entrance of the village?"
Lin San Qi took out a SLR camera and smiled:
"We will also take the literary youth route today. Come on, I will take a few sets of photos for you, and I will wear clothes..." (End of this chapter)