Chapter 502 I haven't gotten in the car yet
I checked the information all night, and Qian Xiwen had blood in his eyes, but he was extremely excited!
Confirmed.
Jiahe had long suspected that there was an abnormality in A San's agricultural explosion and made preparations for it.
What can I do?
It was pitch black outside the window. As a Shanghai drifter, Qian Xiwen still felt insecure even though he had a balance of nearly two million in his stock account.
In this international metropolis, you can’t buy a house for two million yuan, so you can only pay a part of the down payment and then take on a heavy loan, and it will be difficult for you to make a comeback within decades.
However, now he felt that there was a chance in front of him.
If you grasp it, your wealth can once again greatly increase your value.
If you miss it, you may regret it for life.
But what exactly should be done?
Sell the stocks of Jiahua? He is very resistant to this choice. Jiahua is a high-quality stock. Although it has risen seven or eight times, he feels that there is still great potential.
Selling may not be worth the money.
Let someone borrow money? Who should I borrow it from? He is used to being alone, has no habit of borrowing money, and does not want the people around him to know that he is trading stocks.
Sitting in front of the computer and thinking for the middle of the night, Qian Xiwen made up his mind to pledge the Jiahua stocks he held on the off-market.
Then use this to buy a few tickets you are promising.
What about the risks you need to take? It means that the position will eventually be liquidated, and the wealth will shrink significantly or even return to zero!
But looking at the speeches about A San Agriculture on Jiahe’s official website and the Internet, Qian Xiwen asked for sick leave from his boss after dawn and finally appeared in the bank’s hall.
"Hello, I want to apply for a stock pledge loan."
Qian Xiwen concisely expressed his wish. Last night, he had screened which banks allowed individuals to pledge stocks. Apply for a loan.
The first bank you choose has the highest probability of success.
Zhu Yanni, a well-dressed bank counter clerk, looked at the man in front of her. She was wearing a thick down jacket, her hair was curled up in mess, and her eyes were covered with blood, looking like a gambling man on her head.
But her professional qualities just made her ask expressionlessly: "Did you bring the materials? How much do you want to borrow? What is the purpose of the loan?"
Qian Xiwen said: "I brought the materials with them." , prepare to borrow 1.2 million yuan. If it can be more, it is better. The purpose is to plan to invest. "
Zhu Yanni was stunned for a moment and said in surprise: "The amount is not small, you need to carefully evaluate your For pledges and credit, let me see the materials first.”
Qian Xiwen handed in the prepared stock account information, loan purpose description, identity certificate and other materials.
Zhu Yanni didn't look at anything else, and she flipped through the stock account information.
Stock pledge loans, the first thing you look at is the stock components you hold. If it is a small-cap stock, ST stock, or a personal loan, the bank will not even look at it.
But after Zhu Yanni saw Qian Xiwen's shareholding information, her pupils slightly opened and her mouth slightly opened.
Qian Xiwen's stock account information is simple and clear, with only one stock: Magic City Home, with a market value of 1.98 million.
Jiahua is a star stock in A-shares in the past two years. Zhu Yanni, who works in the financial industry of Magic City, knows the value of Jiahua very well. She herself is also a loyal customer of Jiahua.
And home improvement is far from reaching the upper limit.
In other words, banks sometimes even hope that the pledgee will not pay the loan and then take the Jiahua stock for their own possession.
Zhu Yanni looked up and changed her face. Her smile from the bottom of her heart makes people feel like spring breeze.
"Mr. Qian, I took a preliminary look. The information you provided initially meets our requirements, but needs further evaluation."
Qian Xiwen nodded and said, "Please be as soon as possible. I will use the money. I will borrow from any bank that lends money quickly."
Zhu Yanni's face changed and she said, "Okay, Mr. Qian." , please move to the VIP customer room here, and have a dedicated person to serve you."
In one day, Qian Xiwen was traveling around major banks and witnessed the changes in the faces of the counter staff.
In addition, Jiahua's stocks are truly high-quality.
Basically, every time he goes to a bank, as long as he reveals the Jiahua stocks he holds in the account, the bank manager will smile.
His first reaction was that the potential of home transformation was indeed very high, and he was generally optimistic in the financial system of the Magic City, which also strengthened his confidence in pledge.
The next day, Qian Xiwen returned to the company to work normally. The supervisor also asked about his condition, and others still thought he was Little Transparent.
He was originally engaged in technical work and did not communicate much with his colleagues.
Two days later, the bank called him, and Qian Xiwen asked for leave again to the bank, and Zhu Yanni was the one who received him.
"Mr. Qian, your loan application has been approved. You only need to sign a few words and you can lend you a loan today."
"Okay."
Qian Xiwen carefully checked the information, and finally chose to sign it, and a big stone fell in his heart.
Zhu Yanni sent Qian Xiwen out of the hall with a smile and asked what Qian Xiwen wanted to invest in loans.
The information says that Qian Xiwen plans to start a business, but Zhu Yanni doesn't believe it. She intuition tells him that Qian Xiwen should still want to invest in stocks.
But during the signing process, the bank and Qian Xiwen both kept silent because it was explicitly stipulated that equity pledge loans could no longer be used to invest in the stock market.
However, there are not many people who do this in private.
"Mr. Qian, I personally have to bother you when the loan is released."
When Qian Xiwen's face changed, Zhu Yanni was slightly unhappy, but she still said on her face : "Can you tell me which ticket you bought?"
Qian Xiwen frowned slightly and said, "Manager Zhu, the purpose of my loan is to start a business."
" Start a business? Which business to start? ”
At this moment, a sharp inquiry came from beside him. Qian Xiwen turned his head and looked at him, froze.
"Qian Gong, you just said you want to start a business. Is this the reason why you took leave every few days?"
Qian Xiwen looked at Zhu Yanni, then suddenly The colleague who appeared didn't know what to say for a moment, so he had to leave in a hurry.
"I have something to do, let's go first."
Before getting off work that day, the bank gave up the money. Qian Xiwen breathed a sigh of relief when he got the money. At night, he studied it again. Information for a night.
He has already optimistic about his goals: Guannong Co., Ltd., Yasheng Co., Ltd., Xinnong Development, Guoliang Tunhe, and Guangnong Sugar Industry.
Most of them are planting components related to the Jiahe system, and they are related to cotton and sugar.
The focus is Guannong Co., Ltd., whose main business is cotton and beets.
Once A-tertiary industry burst, Guannong Co., Ltd., which is now at the bottom of the valley, will have an instant reversal.
Qian Xiwen silently formulated a position building plan.
The next day he appeared in the company again, but before he could get to the work station, people greeted him one after another.
"Qiangong, I heard you are starting a business?"
"Qiangong, loan of 1.2 million yuan, is preparing to do a big deal!"
"Qiangong,"Qiangong," If you are rich and noble, don’t forget each other. Don’t forget that your brothers have worked in the same trenches in the future. "
" Qiangong, I heard that you have held Jiahua stocks for three or four years, and your assets Seven or eight times, you are so lucky! ”
After a while, Qian Xiwen's immediate boss Zhang Xian asked him to go to the office.
"Xiwen, when will you go? Why don't you say a word? I'll tell you, you have to leave me some time for recruitment!" "Mr. Zhang, I don't plan to leave!"< Qian Xiwen spoke sincerely, Zhang Xian raised his eyebrows and asked, "Is it you who went to the bank to make a mortgage loan?"
Qian Xiwen: " It's me."
Zhang Xian: "Is the loan used for investment and entrepreneurship?"
"Yes, hey... not." Qian Xiwen sighed and said, "That's just the reason for the loan I wrote, but in fact, it's another Useful."
"Is something wrong? I'm eager to use such a large sum of money?"
It's not that Zhang Xian is asking this question. It's really Qian Xiwen's usual style of life is very Simple, frugal, and a little stingy.
"No, everything is fine."
"Why?"
"I want to buy stocks."
Qian Xiwen sighed and explained a few simple words. He really didn't have the intention to leave, and investing and starting a business was just him. A casual reason.
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Zhang Xian was also stunned, "Stock trading is risky, and Big A is also a slaughterhouse! How should I say you are good?"
Qian Xiwen said, "It's all adults, you have your own choices, you have to take responsibility." Zhang Xian poured Qian Xiwen a glass of water and asked, "Sit down and say, what are you going to buy?" ”
After hesitating for a moment, Qian Xiwen still mentioned several votes such as Guannong, Xinnong Development, and Yasheng, but did not mention the logic of stock selection.
Zhang Xian crossed his legs and said curiously: "Xiwen, how much money did you make on this ticket in the Magic City Family?"
Qian Xiwen said: "Probably, probably It’s about 150,600,000,000, I didn’t look closely. Anyway, I bought a little if I have money. In fact, it’s not as much as they have, but it’s seven or eight times, at most five or six times.”
Zhang Xian's mouth twitched, at most five or six times, and it was really easy to say. "You go and do it first. Since you don't have the idea of resigning, then do it well."
A day and night, Qian Xiwen, who is usually low-key, has become a celebrity in the company. His story is even circulating throughout the office building.
Savvy and frugality to hold the Magic City Home War for several years, and took advantage of the development of Home War, and its assets increased by seven or eight times.
Now I have mortgaged stock loans and are preparing to buy at the bottom. Even a few tickets for buying at the bottom have been posted. In a short period of time, many leeks lurking in A-shares were blown up, and there were a lot of discussions.
"Guannong Co., Ltd.'s weekly line has been dark for eight consecutive times, and the stop-fall is nowhere to be possible. How could Qian Xiwen like this kind of ticket?" "Most of them thought it was the end and wanted to buy at the bottom, but There is a risk of buying it halfway up the mountain! "
"I heard that Qian Xiwen won the homemade purchase, which increased by seven or eight times. I wanted to learn from it, but now I don't dare to buy it, so I dare not Buy."
"I also specially studied these checks, which are all highly related to cotton and sugar. Now is the global overcapacity cycle. A San's production capacity has not reached its peak, and it has reversed. The time is far from here! "
"Qian Xiwen is probably going to fall apart this time."
Qian Xiwen also heard about these discussions, and some people even discussed them directly with him, even persuaded him.
He never conceals his optimism about stocks such as Guannong, but he does not recommend stocks and is responsible for whether to buy or not.
On this day, he met Su An again. The person who advised him not to buy agricultural stocks, and at the same time recommended Jiahua to him, allowing him to come into contact with the Jiahe Group for the first time.
Su An said, "Brother, you are famous."
Qian Xiwen smiled bitterly and said, "Brother Su is the hidden boss. The first judgment that the family is ten times more powerful was It's almost done, Brother Su shouldn't have sold it, right? ”
Su An pulled Qian Xiwen to the corner and said, "It is impossible to sell the heirloom treasure. Jiahua's dividends are also very stable. The future shareholding and dividends will be good. Relying on dividends every year is enough for the family's expenses."
"I feel that Jiahe is not optimistic about the sustainability of A San agriculture."
Qian Xiwen feels grateful to Su An, so I said a few more words.
Su An hesitated after hearing this.
He is different from Qian Xiwen who is single. He has a beautiful family and is also the economic pillar of the family. He cannot be willful in mortgage and leverage.
If you want to increase your position in Guannong, you can only sell some stocks such as Jiahua.
Homeification is very stable. Even if the growth rate slows down, the existing dividend income is better than that of depositing banks, and there should be room for growth.
So, he doesn't want to sell it.
If you want to increase your position, you can only learn from Qian Xiwen. If you add to your position with off-market pledged stock loans, Su An was very confused for a while.
Hesitated for two days, when Su An heard the news about Qian Xiwen again, the rumor turned out to be Qian Xiwen's completion of building a position, but the situation was not good.
Stock stocks such as Guannong and Xinnong have fallen for two consecutive days, and international restrictions on Xinjiang cotton have become even worse.
The Good Cotton Development Association (BCI) suspends cotton certification in Xinjiang and becomes a direct driving force for brand boycotts.
H&M then issued an announcement statement, discontinuing Xinjiang cotton, not hiring Xinjiang provincial employees, and cooperating with Xinjiang provincial enterprises...
The attitudes of brands such as Nike, Adidas, and Uniqlo are also very ambiguous.
Domestic consumers have also launched a counterattack, boycotting foreign goods, supporting domestic goods, and Anta and other brands have taken advantage of the opportunity to seize market share.
But the impact on China Cotton is also real.
The cotton backlog at home and abroad is very serious, and upstream companies such as Guannong have a hard time. What's more, Guannong has a beet business, which can be said to be a bit worse.
Qian Xiwen still went to work as usual, and she kept the jokes behind her back and forth.
Su An was still hesitating.
On the day in early March, the sun was shining, the temperature began to warm up, and the A-shares opened normally.
The people in the office building were paying attention to several stocks in daily life, and then laughed, "Guannong fell again."
"Qian Xiwen lost tens of thousands of yuan. It's right."
"The horse lost its hooves!"
"Buy Zhongjiahua is lucky!"
While resting, Su An came to Qian Xiwen, "Brother, you have a good mentality."
"Because I Believe in Jiahe. "Qian Xiwen smiled and took Su An's cigarette and advised, "Brother, if you want to buy it, you may not have a chance to get on the bus if you drag it."
Su An shook his head, "Don't worry, wait and see."
Maybe it was destined, and Su An finished speaking, a scream came from the bathroom not far away, "Fuck, Guannong Co., Ltd. suddenly hit the daily limit!"
It was silent for a while, followed by surprises one after another.
"Damn, it really hit the daily limit!"
"Wori, what happened?"
"Not only Guannong, Qian Xiwen's other support stocks are also big. It's rising, damn, the new agricultural development has also hit the daily limit, it's so fierce! "
Su An looked at Qian Xiwen who was as calm as water, and only one thought was left in his mind. He was on the horse, I haven't gotten into the car yet ah!
(This chapter ends)