Chapter 161: Buying a house
Jiangbei is a small town. Something that may seem ordinary to the outside world may cause trouble and become a topic of conversation for citizens after dinner on the streets and alleys.
If it were just a real estate price reduction, no one would care about it, but it would be different if it was involved in maintenance.
Many people, including Chen Jingle and Liangcheng, have a mentality of watching the excitement and continue to pay attention to subsequent development.
If the matter is too big and the official mediation comes forward, it is possible to get some compensation, such as giving parking spaces, home appliances, and decoration.
Of course, you don’t have to think about checking out and refunding money, there is no hope.
I originally thought that the popularity of Biguiyuan would slowly be suppressed, and finally it was silent.
Because of this kind of thing, almost every place has been staged in the past two years, which has made Chen Jingle and the majority of netizens no longer surprising.
It was just that this time he happened to the city where he was, which made him feel a little sad.
As a result, Chen Xiuyun came over in the afternoon and also mentioned this.
The reason is that there is a teacher in their school who bought the house there and is now very popular. I wanted to go to the sales office to make a fuss to see if there was any compensation, but because of the teacher's identity, I couldn't go.
It is said that the owner group has begun to plan to organize more protest actions, such as seeking media help to expose them.
I also watched the related videos for Chen Jingle.
A female owner rolled around the sales office, crying loudly, which was heartbreaking.
Think about it, the house I just bought may have fallen by hundreds of thousands in less than a year, and the savings over the years have disappeared like this. No one can stand it.
However...
Suppose Chen Jingle said frankly that it is likely that no matter how much trouble it is, it will be useless.
Biguiyuan is now short of funds, so it is impossible to say that the difference will be refunded to the old owner. If Jiangbei is replenished, what should I do in other places?
The real estate market is like the stock market, with both rising and falling, so I'm willing to accept the loss.
Speaking of which, he had seen a video that was also crying heart-wrenchingly in the sales office, but it was just that the person who could not buy a house was crying in the first place in Rongcheng.
Compared with today, it is really ironic.
How could those people who were rushing to buy things crazy at the beginning think of the results today?
Chen Xiuyun said: "You should not have the intention to buy a house recently, right? If so, it is best not to buy it first. I feel that the housing prices in Jiangbei can no longer hold on and have to continue to fall."
"Do you think I look like a person who has money to buy a house?" Chen Jingle laughed in silence.
Chen Xiuyun smiled and said, "The down payment should be fine for you."
Chen Jingle rolled his eyes: "Hundreds of thousands are not cheap. I live well now, why should I move in the place? When the house becomes a bargain, I may buy it."
"I want to continue I believe it. It is unlikely to turn into a bargain price."
Chen Xiuyun's concept is still conservative.
Chen Jingle chuckled: "Don't say, it's really possible to see the current decline in the new population. Even if a city with a high population growth like Jiangbei is impossible, other cities may not be. It will definitely be more and more in the future. The more cities like Hegang Huizhou have severe population loss and no industrial advantages, what can I use to support high housing prices? "
"The problem is that it is impossible to buy a house in Hegang or Huizhou. Right? You don’t work there.” Chen Xiuyun frowned.
"I don't have a job now. The point is that as long as there is such a city, it is at least a way out for those who can't afford a house." Chen Jing laughed happily.
…
Once upon a time, Chen Jingle was eager to buy a house.
At that time, it was not necessarily unaffected by the general environment and the people around you.
When he graduated, the real estate market reached its peak. Everyone was rushing to buy it wildly, as if they didn’t buy it now, they wouldn’t be able to buy it in the future.
It was that year that the Biguiyuan property in Jiangbei began to be sold, with housing prices jumping directly from 5,000 to 7,000, and then rising to 9,000 or 10,000.
Just this, Chen Jingle felt that it was not worth mercy to die in the garden.
Every time during the holidays, relatives gather together, they will talk about the house. Some of them have bought a house recently, where to buy it, how much does it cost per square meter, and where will the child study in the future...
Some even borrowed money just to buy a house in the urban area.
In such an environment, it is easy for people to make blind judgments.
Chen Jingle at that time, since his income was still good, he was considering whether to save two or three years to pay a down payment.
I never thought about buying it in the provincial capital. After all, the housing prices in the provincial capital were already exaggerated and were hotly speculated. Even in areas far away from the city center, he was not a job as a worker. Get it.
His idea was to work in the provincial capital, and then buy a house in Jiangbei. He would have a place to stay during the holidays and keep the old house in the village.
This is also the ideas and practical operations of many Jiangbei people who work in the Pearl River Delta.
Unfortunately, housing prices rose too fast and before he could get on the bus, they had already risen to the sky. A blessing in disguise made him escape.
There are many classmates who bought a house two years ago, and now they have lost their scalp numbness. After all, there are more than one Biguiyuan that sells at a price cut.
There are even worse things. The house was unfinished and has not been able to hand over the house until now.
Chen Jingle now has no idea of buying a house.
After all, there is no comfortable living in a commercial housing as in his countryside single-family villa.
Unless it is said that children want to change to a better school for their children in the future.
The problem is that he doesn't even have a girlfriend now, so how could he consider the fact that his children will study so long in the future.
About all, don't buy it!
…
Chen Jingle doesn’t want to buy it, but Chen Xiuyun is a little thinking about it.
She said: "Before, Lin Yaoheng said she wanted to buy a small apartment and moved out to live there, but fortunately she held it back. I feel that it is not the time to buy a house, at least wait for the second half of next year."
< br>Chen Jingle was surprised: "How did you think of buying a house? It feels uncomfortable to live with your parents-in-law and sister-in-law?"
No mistakes, one song, one content, one in one 6, one 9, one book, one look!
"I didn't say I felt uncomfortable, although there were a lot of people in my family..."
Chen Xiuyun held his chin: "It's because he was afraid that I would feel uncomfortable living, so he wanted a small space. After all, his elder brother and sister-in-law planned to have a child next year, and the house would be even more lively by then. It would be a bit inconvenient to live with the child. But he My parents don’t want the family to be separated, so they are a little confused. "
Chen Jingle smiled and said, "You two have a salary together. As long as it is not a villa or a large flat floor, you can buy it casually, but now it is indeed not the time to enter the market. .”
Shut paused and added: "Maybe 2026 or 2027 will be better."
Chen Xiuyun was stunned: "Do you have to wait another two or three years?" She thought next year seven August is almost done.
Chen Jingle nodded: "Yes, with the current economic situation, do you think it's so easy to get better? Referring to the financial crisis in 2008, we paid for Xida, and it lasted for four or five times. The year is over. Now we are not paying for Xida. In the state of wrestling with each other, do you think the duration will be less than four or five years? ”
The 4 trillion yuan that year helped us and Xida to successfully get out of the crisis, resulting in a series of problems such as inflation, overcapacity, soaring housing prices, bad bank debts, huge local debts, and missing the best time for industrial structure adjustment.
Nevertheless, these problems have not been resolved.
It can be seen that the impact is far-reaching. "Then, what should I do now? Wait until the housing prices continue to drop?" Chen Xiuyun was a little confused.
After all, her master's degree is agricultural science, and she can only have a slight understanding of other fields of knowledge. Unlike Chen Jingle, he likes to pay attention to various current affairs hot topics.
Chen Jingle nodded: "Yes, it's going to fall! Just like the stock market crash and the bank run, at that time, everyone is running and knowing that it's over. Even if the country comes forward to urge everyone not to panic, it's just technical adjustments, and it's useless. . Because panic has already happened, no one is willing to bet on their luck, and they will not be the one who took over the market in the end.
There is now that the public is gradually cancelled, whether it is a first-tier city or below Many new properties now have housing rates of more than 100%, and some exaggerated ones can even reach 130%. An 88-square-meter house can make you four bedrooms and two bathrooms. In this case, buy the previous public housing market. What's the point of setting up a house that exceeds 20% or even 30%? "
"130% house rate?!" Chen Xiuyun was stunned. She really didn't know.
This year, she has been busy graduating, taking the civil service exam, and joining the company, so she has no time to pay attention to other things.
Lin Yaoheng talked to her once when buying a house before she told Chen Jingle.
A small place like Jiangbei is still in the public era, and the property with the best housing rate is only 90%, Yuhu Villa in the north of the city. And they were all houses from more than ten years ago, and real estate developers were still a little conscientious at that time.
The 130% room rate is a fantasy for her.
If the public is completely cancelled, there is really no need to buy it now. There were too many new properties in Jiangbei before, and no new properties were released this year, and there were no communities with a housing rate of more than 100%.
Chen Jingle nodded: "So, it is not recommended to buy it unless necessary. I will wait for two years before talking about it."
"But I heard that money cannot escape inflation when placed in the bank." Chen Xiuyun hesitated.
Chen Jingle asked back: "If you don't let the bank go, where are you going to put it? Funds? Stock market? Real estate market? Gold?"
Chen Xiuyun choked.
She doesn't understand the fund stock market, and the real estate market is now plummeting. Gold has soared, and the problem is that the price is already very high now, and it feels not suitable to buy it, and the price of gold fluctuates significantly.
It seems that nothing else is reliable except for the bank.
"What we ordinary people can do when facing this level of financial depression. My advice is to eat and drink, and then save more money." Chen Jingle smiled indifferently and smiled indifferently. : "As for inflation, I can only say that as long as development does not stagnate, inflation will exist, it is nothing more or less. If the bread has not risen to 500,000 yuan per person, there is no need to worry so much.
Many times the media The so-called doubled prices of vegetables and fruits promoted are actually seasonal. With the speed of saving money, you can definitely offset the depreciation speed caused by inflation. But at this stage, it is best to reduce large amounts of consumption, and it is best to make full payments. ”
Liability is a terrible thing, especially large amounts of debt.
Like those mortgages that pay 810,000 yuan a month, once the crisis comes, the unemployment wave comes, and there is no job guarantee, which can make a family with a good income in minutes.
(This chapter ends)