Chapter 832 Let’s take a look at this pair of monarchs and ministers who are colluding with each other!
Zhu Yijun thought very well, thinking that everyone was planning the shipowner to successfully withstand the initial pressure.
When the sea was first opened, there were several pressures.
The first aspect is the opposition from the smuggling gentry from the south. The Ming Dynasty's ban on sea smuggling gentry had no binding force at all. Otherwise, Zhu Wan, who had suppressed the Japanese smuggling in Shuangyu, would not have committed suicide.
Everyone is the owner's plan and introduced the northern gentry as a balanced force to fight against the smuggling gentry in the south.
The northern aristocratic people can also eat this rice with a bite. This is Wang Chonggu’s proposal as the Jin Party, and it is also a balance between the north and the south.
The second pressure was mainly financial pressure. At that time, the court was so poor that it was so poor that it paid off the 110,000 silver owed by the imperial tomb in December of the first year of Wanli. At that time, Zhang Juzheng was poor and had his ideas on the emperor's gold and flowers. The wealthy businessmen led by Shanxi merchants in the north still had some money;
Wang Qian once said that if you use the silver to eat, the northern gentry of the Ming Dynasty jointly held a batch of shipyards. To this day, the five major shipyards that opened the sea, the northern gentry still had a strong influence, from shopkeepers, accounting, to big heads, ship craftsmen, and north and south.
The third pressure mainly comes from the court. Some stubborn and conservative scholars and officials have a kind of persistence in disregarding interests in the laws of their ancestors. These scholars and officials oppose opening the sea, and they are not even related to interests, but just think that everything about their ancestors is right.
Like Shen Li, they all think that the little emperor is making a fuss. In order to abdicate power, Zhang Juzheng satisfied the little emperor's selfish desire for rare treasures overseas.
The fourth aspect is that the northern aristocratic people cannot share the benefits of opening the sea, while the northern land annexation has been completed, and the excess money can only be placed in the pigpen. Wang Chonggu developed a shipowner plan, so that the northern aristocratic people are willing to give it a try.
Excellent investment projects are rare in any era and at any time. Whether it is profitable for overseas trade or not, as we all know, it was just that in the past, it was impossible to intervene in it due to regional reasons.
Basically speaking, Wang Chonggu's plan back then united the majority and finally laid the glory of today's achievements in opening up the sea.
When Yanxinglou Trading Bank completed its historical mission, it seemed to be a good choice. Moreover, many literati and officials in the court in the court were extremely disliked by this trading bank. It was simply a demon cave of the evil spirit of pursuing the foundation and pursuing the bottom and seeking profit.
Zhu Yijun thought that as long as Yanxinglou came up with a stable closing policy, it would not directly refusal like Felipe, and would not cause too much trouble.
But both the emperor and Wang Qian were wrong. Wang Qian's memorial request to close Yanxinglou. After he walked from Tongzhengsi to the cabinet, it aroused opposition from the cabinet ministers, the Six-Corporate Corridor and the Six-Corporate Ministers, the Censor of the Censorate, and the Six-Secret Ministers. Moreover, this wave of opposition soon spread to the entire capital.
The ministers in the court did not dare to act and refute power. If they make trouble on weekdays, they would be chaotic. When a widespread opposition was formed, they would be rebellion.
In the end, the scholars and officials came up with a good idea and asked Zhang Juzheng to persuade His Majesty.
The scholars and officials were sadly aware that they could still find Zhang Juzheng. If Zhang Juzheng was gone, who would I ask to persuade Your Majesty in such a matter?
Zhang Juzheng felt that he might be slight and could not convince His Majesty. The emperor had grown up and had his own ideas. Now, relying on the achievements of reform, Zhang Juzheng frequently obstructed His Majesty's decree, which would arouse His Majesty's disgust. He put Wang Chonggu on, and was afraid that the scene would get out of control. He called Shen Li again. The big zombie is now a panacea, and the big zombie can be called, at least the scene can be harmonious.
You can't argue in Wenhua Hall. After all, Wenhua Hall is also in public, which makes Your Majesty unable to come to Taiwan. Your Majesty will only continue to implement it firmly until it finally gets a mess. The emperor will not change it for his own face, which will be detrimental to the government.
After all the time, as a minister, Zhang Juzheng could no longer stop His Majesty because he was young and ignorant.
"Sit down and say, I have read all the memorials of all the ministers." Zhu Yijun signaled the three ministers to sit down and talk, and he said helplessly: "I have read all the officials and say, and I have thought about it and weighed the pros and cons before making a choice."
The court officials submitted memorials to discuss this matter. There are three main opposition opinions, all of which make sense.
The most mainstream objection is that when the Yanxinglou trading bank was there, the trading bank was gone, and the Ming Dynasty was full of private trading banks. At that time, no matter how strong the court is, it will press down on the gourd and float up. Those trading banks that have no supervision will probably do whatever they want.
The Yanxinglou Trading Bank is ugly, and it can push Wang Qian out to calm the public anger and make adjustments. It is closed and the business is blooming everywhere, and even a scapegoat cannot be found.
Secondly, Yanxinglou Trading Bank is located in some emerging industries, such as the popular mushroom factories in the country recently, which require continuous capital investment to survive the most difficult time.
These fungi factories involve brewing and fermenting industries, such as yeast, vinegar, soy sauce, wine, medicine, fresh salt, yogurt, fermented black beans, fermented bean curd, etc.
The emergence of this fungus plant is an important project for taming microorganisms after humans tame plants and animals. It requires continuous investment of silver. The Ming Dynasty court was indeed rich, but the money of the court was not endless, they were all useful, so everyone needed to invest it.
For example, the cashmere, duck down, dodo bird down that the imperial court recently made, all require a lot of investment.
Finally, the ministers all believed that closing the Yanxing Building transactions would not only not be justified or unhealthy, but the court would lose an important means to control the direction of profits.
Profits have great power, and they can drive people to all profitable places. Yanxinglou Trading Bank is undoubtedly an important place to control the direction of profits.
In other words, the Yanxinglou trading bank is completely in the hands of the court, which means it has the power to interpret the scriptures. Just like the Shang king interprets the cracks on the turtle shell, the emperor and the court cannot give up.
In addition to the above three reasons, there are also sluggish production, market disorder, vicious inflation, violent price fluctuations, and silver that has lost its constraints is like an evil dragon without constraints, which will cause trouble in the market, making the already riddled market even worse;
And Yanxinglou can be said to be a furnace that restricts the evil of human nature. With such a thing, morality seems to be extremely precious.
There is no morality in the trading bank, only interests.
"Since Your Majesty has read it, my intentions are consistent with the opinions of the ministers." Zhang Juzheng breathed a sigh of relief. Your Majesty could just discuss it. If Your Majesty said that the saint's will has been decided, I am afraid that the three of them will come here in vain today. "What the ministers said makes sense, but it makes sense that I will shut it down." Zhu Yijun said very clearly: "We can't go on like this. I see that too many people regard the trading business as a gambling shop, even after Wang Qian successively introduced the strictest Nine Prohibitions, and then they couldn't help but short, wanting to standardize the market."
"The ministers' reasons are correct, but Yanxing Tower cannot be turned into a gambling shop. If it becomes a gambling shop, they must close it."
"We look at the problem, but we cannot look at it from the false point of view. The court is too far away from most people, whether it is lifestyle, life distance or ideas."
All reasons for opposition are considered from the perspective of the court, but Zhu Yijun has not seen the harm of the Yanxinglou trading bank from the perspective of the people. He has reduced the lives of the whole family and the young and old to the money shop to borrow money. How many families have been destroyed? Zhu Yijun has heard such stories too many times. "The water of the boat is the tears of the people, and you will not know until it flows across the river." Zhu Yijun adjusted his sitting posture and summarized his views again.
From the perspective of the court, closing the Yanxing Building transaction will do more harm than good, but from the perspective of the people, whether the existence of Yanxing Building has affected the real lives of the people is a question that Zhu Yijun must consider.
"Your Majesty, Yanxinglou Trading Bank, no matter what you want to supervise it, Wang Qian will pay his job to you, and put it in the public?" Zhang Juzheng shook his head and said, "I heard from overseas merchants talking about Lombardy Street Bank in England. Since Minister William Cecil announced that he would not repay it, these bankers have become even more crazy."
"The result of letting them grow randomly is probably more harmful than the Yanxinglou Trading Bank."
Wang Chonggu and Shen Li looked at each other, and neither of them spoke. Tonghe Gong Yu's study was a little quiet. Recently, Zhang Juzheng and the emperor had a lot of differences, and it was also a bit big. This made the two people's concerns, and some names kept flashing in front of their eyes.
Shang Yang and King Huiwen of Qin, Fan Zhongyan and Emperor Renzong of Song, Wang Anshi and Emperor Shenzong of Song ended up being strangers.
Clash of interests, game between the monarch and the minister, ideals and reality are all the reasons for this phenomenon.
It seems that as the emperor grows bigger and bigger, the emperor and his ministers seem to have come to this point, which makes Wang Chonggu and Shen Li sincerely worry.
"What Mr. said is reasonable." Zhu Yijun thought for a while and said, "I just don't want to see the transaction bank become a gambling shop. Is there any good way for me?"
"I really have a way." When Zhang Juzheng heard that the emperor's attitude had changed, he immediately said, "Your Majesty clearly understands that Yanxing Tower does have the shape of a gambling house, but its roots are not in the trading itself, but in the flow of silver like a wild horse without a reincarnation. I once read "Salt and Iron Theory", Sang Hongyang said: If you make a profit, the country will use its best. If you abandon Yanxing Tower now, it will actually allow thousands of horses to run in the wilderness, which will make the gambling trend even more intense."
"What? Now I have a plan to relieve Your Majesty's worries."
The emperor closed the Yanxing Tower transaction, which is equivalent to the imperial power relaxing a rein for profit and power. Zhang Juzheng did not want to see this situation happen. After Your Majesty's attitude eased, Zhang Juzheng immediately began to check for omissions.
Zhang Juzheng handed the memorial that had been prepared long ago to His Majesty. The memorial was very long, but in the final analysis, it was just one sentence: Yanxinglou trading house became a gambling house, not the fault of the trading house, but the fault of those money houses.
The money bank knows where the usury loan was released, but in order to eat one fish and eat it three times, it doesn't care about where the money goes. It is the irregular business of the money bank, which leads to the transaction business. No matter how restricted it, it is futile.
After analyzing the problem, you will find that the money bank puts money, no matter where the money goes, or even whether the money can be recovered. From the beginning, the money bank is for the purpose of mortgage.
Many people think that the money bank has taken a fancy to his profits, but in fact, the money bank is focusing on his capital, in order to take over his ancestral property and home.
Zhang Juzheng smiled and said, "This method starts with limiting interest on money houses to collect taxes."
"The court must limit the interest on money houses. During the loan period, the annual interest shall not exceed 25% or be protected. That is to say, more than 25% of the yamen do not support the creditor in chasing interest. More than 25% of the yamen, the person who borrows money can sue the official and recover it."
"How to determine that the loan is protected by law? The borrower and lender must hold a loan contract and go to the yamen for review. After the approval is passed, the loan will be considered to be established."
"We need to distinguish it here. Loans of more than 5,000 taels must be approved by the government office, but loans of less than 5,000 taels can be purchased, posted on the contract, and printed on the seam to be considered as the loan is established."
"The tax should not be too high or too low, it should be 3/10,000."
Zhu Yijun's eyes lit up, and he looked at the memorial carefully, and said, "Sir, this method is wonderful! As long as there is tax, the tax auditing institute can apply taxes."
"Your Majesty, this is what I mean." Zhang Juzheng bowed his head and said.
Wang Chonggu and Shen Li looked at each other again, and their previous worries were not valid at all. Let’s take a look at this pair of monarchs and ministers who are colluding with each other!
The Ming Dynasty wanted to be a heroic and powerful local gentry. What kind of evil did they do before they met this pair of kings and ministers. It can be said that they had been suffering for eighteen lifetimes. The old and young foxes had their eyes turned and they were just an idea!
The system design here is actually to introduce powerful yamen such as the Taxation Institute, and the rest are all fake!
Without the intervention of the powerful yamen, no matter how good the system design is, it will be useless. With the intervention of the powerful yamen, no matter how superficial the system design is, it can be improved through continuous practice.
For the people, they may never deal with taxes in their entire lives, but the loan contracts signed by these money houses, large loan contracts of more than 5,000 taels must be approved by the court, and small loan contracts of less than 5,000 taels must also be purchased from the tax court to append tax invoices on the contract, otherwise they will be considered tax evasion by the tax court.
If you are targeted by the taxation institute, you have to peel off even if you don’t die. The taxation institute’s ticket urgency is the real death talisman.
In this way, the money bank can no longer hold the IOU and do whatever he wants. In the past, the reason why the money bank could focus on the property and capital of these people was because the profit was extremely high. As long as the interest could not be paid, the principal and interest would be paid to the money bank.
According to Zhang Juzheng's method, now, some people are lying to the debtor, and the money house can only take the loan contract and go to the yamen to sue. Otherwise, the ancestral home and land mu will still be the borrower, because the memorial clearly mentioned that the ownership of these houses and land mu will be changed, and the large amount of more than 5,000 taels must be approved by the yamen, and less than 5,000 taels, and now there is a tax invoice required!
Otherwise, the households and houses in various prefectures, prefectures, counties and governments will not change their ownership rights. Whoever is written on the land deed is who.
When the money bank returns to its original appearance and can only rely on interest to make a living, then you must become cautious. After all, if you cannot get the capital back, you have to take the IOU to go to the yamen to file a lawsuit. If you win the lawsuit, it will take an extremely long time, and the cost of time is also a cost.
"Your Majesty, the standardized operation of a money house cannot be completed overnight. It takes some time and some system improvement. It can take three years to form a prototype, and it is expected to be promoted in five years, so it will start from the capital." Zhang Juzheng talked about the process of forming the government order.
A decree must be implemented at least five years before it can be effective, because it must be constantly revised in practice.
The most new ⊥小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小小
Zhang Juzheng did not pat his chest to ensure that this decree would change the status quo in the short term, but what he could do was to make the money house standardized and continuously implement it.
Zhang Juzheng's method is stamp duty. He stamps stamps or sets tax invoices on statutory securities, securities, contracts, loan contracts and other documents to indicate tax payment. The contract contract has legal effect.
The Ming Dynasty Constitutional Code has been revised and the tax law is attached to the Ming Dynasty Constitutional Code, which does not mean that the tax law will not be further improved. "Then follow what the teacher said." Zhu Yijun agreed to this approach and said with a smile: "What do you think, the two Ming Gongs?" "Your Majesty is wise." Wang Chonggu and Shen Li bowed their heads and said, and they followed Zhang Juzheng to Tonghe Palace, but they did not say a word about the closure of Yanxing Building, because what they wanted to say had been written in the memorial. His Majesty had carefully read the memorial and still had to close it after comprehensively combining the opinions of all parties.
This is already the scope of my intention.
Wang Chonggu talked about the situation of Wang Jiaping's promotion of trade unions in the official factory after he returned to Beijing. The situation was more optimistic than expected. The problem of the official factory was actually too closed. This basic background will make the trade unions rapidly alienate.
Ask the water is so clear, because there is a source of fresh water. Since Wang Jiaping led the official factory and started a new round of elimination and acceptance, the official factory has become more dynamic.
Even in Wang Chonggu's view, letting the official factory be eliminated and admitted new is more important than to establishing a trade union in the official factory.
Shen Li introduced the plans for the Wan National Congress of Guangzhou Prefecture and Songjiang Prefecture. "The idea of this National Congress is very good. Do more and take a look at all kinds of strange things." Zhu Yijun frowned and said, "As for what Li Yashi said, I have no good idea about eating alone in the Ming Dynasty. I can't farm and plant the Ming Dynasty. It's not the Ming Dynasty."
Li Yashi said that the Ming Dynasty was doing business and eating alone. Sometimes, it's not the Ming Dynasty, they were not good at it.
When Wan Shihe was still alive, he tried to classify countries in the world, which was the time when he discussed the global division of labor.
He planned to transfer some industries that were not available in the Ming Dynasty, low-profit and intensive labor-intensive industries to overseas.
High value-added commodity processing and innovation can be done in the hinterland of the Ming Dynasty; low value-added commodity processing can be handed over to the overseas Governor's Office; primary processing and raw material supply can be handed over to overseas foreign countries; high-risk work such as miners, etc., to the barbarians.
The four classification standards are such as hinterland, four directions, six directions, and eight deserts.
In Wan Shihe's plan, it is best to farm and raise the Ming Dynasty. Overseas, there is no force that can threaten the Ming Dynasty.
But in the end, Wan Shihe gave up this plan and became the way to eat alone today.
Wan Shihe found that even Taixi, most people didn't understand the farming and it was difficult to take on this planning division of labor. Anyway, there were many people in the Ming Dynasty, so they just did it all by themselves.
The emperor took back the order to close Yanxing Tower, and everyone in the capital cheered. Countless scholars and officials regarded it as a huge victory, and stopped the emperor's little willfulness.
When Wang Qian was scolded for another round, it was obvious that he was incompetent and insisted on lobbying His Majesty to close Yanxing Tower, which was simply because his father was doing something wrong!
Of course, the hard days of money houses came suddenly. As a pilot of stamp duty, the capital is no different from the sky falling for money houses.
As Shen Li said, the wealthy businessmen and giants who entered the historical stage cut off the society again. The court could not control the people of the Ming Dynasty, nor could it control these wealthy businessmen and giants?
The owners of the money house, when they heard that the loan contract did not include tax invoices, they would be kicked by the tax institute. They started to inspect the loan from June 1st, and were so scared that they were completely lost and immediately began to learn the new tax law.
The standardized operation of the emperor and the Taifu is actually to make money by relying on money by relying on money by making profits, rather than letting money by relying on copying other people's property to make profits.
The inspection only started on June 1st, and before June 1st, there were old things and old methods, and after June 1st, there were new things and new methods, giving a period of adjustment to adapt to policies.
Political continued to grope forward while stumbling, and the Ming Dynasty's sixth global sailing caravan arrived at Naha Port in the Ryukyu Governor's Office.
Today, Naha Port is no longer the small fishing village of the past. There are 730,000 people in Dingkou in the entire Shuri Prefecture, while Naha Port has more than 400,000 Dingkou in the first place.
Naha Port with 400,000 people is a large county even in the Ming Dynasty. Almost all merchant ships heading to the Ming Dynasty must stop at the Hailiang of the Wanguo, the sailing ships from Thailand, the three-masted clamp ships heading to Japan, the slave ships heading to the Ming or Luzon from Japan, and the cargo ships heading to the Ming Dynasty from South China Sea. All ships must stop at the Naha Port.
Liu Ji was wearing a cloak, standing at the bow of the ship, looking at the port, feeling a lot of emotion. The first time he arrived at Naba Port was in the fifth year of Wanli. He was from Mizhou, Shandong, and a desperate man. To be precise, he was a fourteen-year-old horse.
The fourteen-year-old Xiangma is a bit ridiculous, but Shandong under the Confucius Mansion in Yanzhou will die if it doesn’t make a Xiangma.
The closer you get to Lingshan, the more hell it is.
When the Maritime Academy was founded, he was admitted to the maritime school because of his good water quality. He became the first batch of sailors in the Maritime Academy and came to Ryukyu.
At that time, the Shimazu family in Kyushu Island, Japan aggressively asked the Ryukyu royal family to send a proton to the Shimazu family as hostage, and also asked the old king's son-in-law to succeed the throne, so that the brother of Nagaku would not let his brother go to the end.
After repeated measurements, Shang Jiu went to Daming and became an offline king.
Shangjiu left Ryukyu, and Ryukyu officially established the Governor's Office. After Shangjiu left, Ryukyu ushered in a new life.
More than ten years ago, Naba Port was a fishing village, with no berths on the coast, and it was full of fishing nets that fishermen had sunburned.
Today, the Naha Port is now covered by countless sails, and the cast iron crane arm several meters high pierces the morning mist, and the arc-shaped breakwater poured by cement extends to the east and west, like a giant whale guarding the harbor.
Six granite berths extend into the blue waves, and two fast sailboats parked next to Pier 3.
One was honking its whistle. It was the fast sailboat with four Shengping 4 iron horses and propellers. The white steam ejected from the chimney shocked flocks of seabirds. The other was a warship sent to the old port governor of the Coconut Haicheng Military Port. The three-layer plywood and dense cannons made people chill.
There is also a very special ship at the port, which is driven by a barge. This is a stargazing ship that has just returned from the central part of the New World, responsible for the feasibility survey of the New Ri Canal.
The result is not good, and it can be said that it is very poor. With the Ming Dynasty's technology, it is difficult to succeed. Even if it is a fifty-year construction period, the gate-type canal is still too challenging for the Ming Dynasty. However, the plane-type canal is feasible, but it will take a lot of force to work.
This will bring suffering another hardship to the reputation of His Majesty the Emperor.
After the port, there are dozens of streets, with very neat and wide streets, with endless traffic and endless streams. This is all for serving the shops of large ships to the port, with a wide range of shops, and there are many brothels here. Due to the different regions, they are divided into different style streets, even red-haired and golden-haired.
As far as Liu Ji knows, the brothels here and the owners behind them are all Ming merchants from Zhejiang and Fujian.
During this long voyage, Liu Ji sowed a lot of seeds and set up the Mingguan that His Majesty needed in many ports. The Mingguan was established very smoothly. You only need to bribe the local governor or the city lord, and you can directly buy a house and set up a Mingguan.
The reason why the Ming Hall was established was not because the city lords were not afraid of the Ming Dynasty, nor because the city lords felt that the Ming Dynasty was harmless, but because more and more Da Guangming scholars in the city. Even if these city lords opposed it, the Ming Global Trade Fleet could still use the influence of the Da Guangming scholar to set up secretly.
There are seven Mingguans, which are built on the House of Wise Man of the Great Light Cult, and are active as the Holy Fire Envoy of the Great Light Cult.
The Holy Fire Envoy is the subordinate of the left and right envoy of the Light. It is an honorary position specially established by the Great Light Cult for the Great Ming Envoy. It does not participate in the sectarian affairs of the Great Light Cult. In the structure of the Great Light Cult, the left and right envoy of the Light Cult is on the same level as the Patriarch, while the Holy Fire Envoy is on the same level as the Archbishop. However, in actual operation, it is not affiliated with each other and does not affect each other. It can only be said to be the same camp.
Naba Port is now like the Mingguan in the future, and Liu Ji sincerely looks forward to it.
Liu Ji has led the Ming fleet to trade globally six times. As the number of voyages gradually increases, he knows more and more clearly the fact that if the Ming Dynasty does not occupy the vast ocean, the red-haired and golden-haired animals will occupy it.
In this competition for the great voyage, the Ming Dynasty must win, no matter what method is adopted or what price it pays.
The winner will not be judged, at most there will be moral accusations, and the loser will only sink into endless hell.
(This chapter ends)