Chapter 548 "Four Secrets of Wang Qian's Fortune"
Boomerangs are everywhere, and they are as powerful as Zhang Juzheng. He has also eaten many boomerangs, and even suffered numbness. The boomerangs can no longer deal with Zhang Juzheng. Sir caused harm.
Of course, for the West, this 'free' system may be somewhat advanced, but Ming Dynasty does not have to deliberately export it.
Because when it comes to the lack of great virtue and the indiscriminate killing of people, Tessie has England to learn from.
England's internal enclosure is a typical example of internal cruelty.
Indulging the aristocracy in enclosing land, and even the English Parliament personally presiding over the enclosing of land, this is feudalism that lacks great virtue, and the gentlemen of England are the most cruel local bureaucrats. They can obtain it without manual labor. Living a privileged life, he spends his days studying laws and how to protect his rights and interests at the legal level, while pirates with privateering licenses are warlords who condone private armed robbery.
Tessie has a ready-made model, the homeless people all over London, which is the price advantage of England's woolen cloth. It does not require expensive wool raw materials, does not need to pay excessive labor remuneration, and does not need to be provided to the people. Something to keep out the cold.
Spain's behavior towards England was quite shameful, but history is always like this, ruthlessness wins over brainlessness.
Does Ming still need to export? England has its own national conditions.
At the end of the court discussion, the Minister of Household Affairs asked about matters related to the Tax Inspection Institute.
The two tax collection bureaus in the north and south of the Ming Dynasty were both headed by Tishuai himself. Tax collection supervisors were set up in each government to take charge of the tax collection offices in each county. The tax collection collection offices had a number of archers who were responsible for public inspections. Or secretly collect intelligence, conduct comprehensive research and judgment on the intelligence, and after obtaining sufficient evidence, ask the other party to provide the land deed accounts for review, issue a reminder, and then start the reminder.
Thirty percent of the tax collected will be kept in the local area, and 70 percent will be escorted to the court. The Tax Collector's Office specializes in tax collection, and does not care about the rest.
"So, where do the funds for the tax office, tax supervisor and tax institute come from? Does it just rely on retaining 30% of the place?" Wang Guangguang asked with a frown.
“Not entirely.” Zhu Yijun explained: “They have intelligence advantages and are extremely keen on market information. They can also obtain more inside information. They don’t even need to directly buy and sell or speculate. They only need to provide people with information. With information, you can make a lot of money. If you are really short of money, you can use the information in your hands to blackmail wealthy businessmen. Qingliu and famous scholars attach great importance to reputation. If you catch a handle, you will open a rich mine. . ”
“Or simply use the intelligence to provide shelter for others, notify in advance before arresting, and during the arrest, deliberately indulge and send people overseas through the channels of the tax bureau to evade. Punished by law."
"If you are more crazy, you will use the intelligence advantage in your hands to set up a private market and smuggle goods. There are ready-made items of huge profits, such as tobacco, which is grown in large quantities in the Yuanxu Islands. The opium from the Yuanxu Islands was smuggled into the Ming Dynasty, and an opium ball weighing one pound cost two thousand taels of silver."
"This is still a tax collection court without justice, assassination, detention, and lynching. If these privileges are decentralized, I am afraid that the Taxation Yuan will become the most profitable government office in the Ming Dynasty."
The civil and military officials of the entire court were shocked to the point of speechlessness by His Majesty's words.
How can a person be so shameless relying on his privilege?
“This, this, this!” Wang Guoguang’s eyes suddenly widened and he stared blankly at His Majesty. He only knew that the Tax Inspection Institute was doing a good job, and then he realized that it was doing such a good job! No wonder the Tax Inspection Institute pays so much tax every year. That’s how it came about.
This is the horror of spy politics. They don't even need further privileges such as judicial assassination, detention and lynching to achieve this level. Zhu Yijun knew the situation in the Taxation Yuan very well, so after Zhang Juzheng returned to the court, Civilian supervision was added to the Taxation Court, mainly for the purpose of tripartite control between the tax collectors, the guarding eunuchs, and the civil servants in charge.
This tripartite control method is usually used in conquests. Tax collection and counter-tax collection are low-intensity wars that were widespread in the Ming Dynasty.
"In fact, there is no need to be surprised. The Tax Inspection Institute also has problems of this kind and I don't think about it. But who made it common in Ming Dynasty not to pay taxes?" Zhu Yijun looked at the officials, the hard-nosed people, For example, Shen Li and Hai Rui were already ready to remonstrate, but Zhu Yijun's words stopped them.
If taxes could be collected normally, Zhu Yijun would not use such abnormal means. We cannot forget the embarrassment of huge financial losses in the Ming Dynasty now that the Ming Dynasty's financial resources are increasing day by day. In fact, it is also tax collection. The existence of such a monster as the court made the Ming Dynasty's powerful powerful officials, the right-wing rural virtuous gentry, fearful, and allowed tax collection to proceed normally.
The Taxation Yuan will definitely exist for a long time. It is an important tool for mediating tax conflicts.
"It's just a pain for Your Majesty." Wang Chonggu said with emotion.
Zhu Yijun frowned and said, "Why did Cifu say this?"
As the person involved, the Emperor of the Ming Dynasty didn't even know where to start from, so why did he suffer so much?
“The tax collection court is like a dense system, and non-wise rulers cannot use unrighteous methods.” Wang Chonggu bowed his head and said: “In the past during the Zhengde period, Emperor Wuzong used the eunuch Liu Jin. At first, Liu Jin was very respectful and did not dare to use it. Yue, I have reported all the details to your Majesty. It has been more than a few months since Liu Jin Quan stole the big deal, but he did not dare to be domineering, because all the general affairs were decided by the Lord."
"For several years, Emperor Wuzong was slacking off, and all departments were slack. Zhang Shuzhuo asked you to go to the province to decide, and asked Liu Jin: What should I do with you? Why bother me one by one? "
"Now castration is rampant, with power over the world, and power and fortune at will."
Zhu Yijun looked at Feng Bao, and Wang Chonggu was scolding the eunuch. When these two men ransacked their homes, you said they were eunuchs, and he said they were villains. The quarrel was as vindictive as that of a child, with no one willing to admit defeat.
As the leader of the eunuchs, Feng Bao did not speak. Liu Jin was very respectful at first, until he slowly discovered Emperor Wuzong's laziness and stole the big deal, but he still did not dare to do anything wrong until Emperor Wuzong stopped checking the memorials. .
Of course eunuchs have to fight to the death with civil servants and fight for power with all their might, but as the emperor's minions, exercising power on behalf of their masters is a bit too much.
Wang Chonggu said sincerely again: "The tax collection system, the dense system, and the irregular law, your majesty handles everything in detail, which is naturally hard work."
This kind of secret service is It is extremely fragile, because it is completely dependent on the existence of the imperial power. Without the imperial power, it is nothing. When the emperor is wise, this kind of secret service will not wreak havoc on the world. When the emperor is stupid, it will lead to chaos in the world. Disaster.
"That's what Wang Cifu means. It's not very hard. I just want to watch the fun and excitement." Zhu Yijun smiled and waved his hand and said: "If there is nothing else to do today, just come here. . ”
Flattery is all you need to do, in such a big circle!
I almost got Zhu Yijun in.
But what Wang Chonggu said is also true. Zhu Yijun is indeed in charge of all matters in the Tax Inspection Institute, and he must do everything personally. The boundaries of the Tax Inspection Institute's power are very clear, and he is not allowed to interfere with anything other than taxation.
It is very difficult to maintain this boundary, but Zhu Yijun has been working hard to restrict it. For example, the start of the reminder bill must be approved by the Tishuai of the North and South Houses before it can be invoiced, and it must be vigorously audited every year, etc.
Zhu Yijun returned to Tonghe Palace and found Queen Mother Li. Queen Mother Li and Queen Mother Chen were both taking care of their grandson.
Zhu Yijun calls Queen Mother Chen mother, so these children are nominally the grandchildren of Queen Mother Chen. Queen Mother Li and Queen Mother Chen have a very good relationship. The two of them take care of these children, talking and laughing. boring.
As a father, Zhu Yijun took care of his children and fulfilled his father's obligations, but in the end, he made the children cry.
"If you don't know how, just go to the imperial study to review the memorials. You are still young now and you can't stay up all night long. When you get older, you will regret it." Empress Dowager Li motioned to the emperor's side Go, looking after children is not the emperor's area of expertise.
"There are too many things, and we don't want to think about them." Zhu Yijun listened to Empress Dowager Li talking and could only say this. All affairs in the country and dynasty are extremely complicated.
Zhu Yijun told Empress Dowager Li that the outer court was going to build a glazed pagoda, including the actual purpose of the Ministry of Industry and Wang Cifu.
"A pagoda has already been built. If we build another such thing, the foreign ministers will chatter again." Upon hearing this, Queen Mother Li said very unhappy: "What are you wasting that money for? I heard The imperial court has been undergoing a major construction project recently, and it is necessary to build the capital and open up the Chi Road. It is urgently waiting for money. As the ruler of the world, it is better for the emperor to have the world in mind. "
Wasting money is the reason why Empress Dowager Li objects.
“But it is very profitable.” Zhu Yijun explained in detail the appearance of the advertisement. This glazed tower is a living sign of glass.
Empress Dowager Li still shook her head and said: "If you don't want to build it, you guys, you can do whatever you want, just don't build it in my name."
"Oh, sister, this is also the emperor's wish, anyway. In order to make money, it is not so legitimate in other names." Empress Dowager Chen persuaded Empress Dowager Li with a smile.
After the Empress Dowager Chen tried to persuade her, Empress Dowager Li was still reluctant. In the end, she still did not agree. She came from a bad background, and what she feared most was that she would be considered unworthy of virtue by the people. The more she lacked, the more she had to show off. What, the emperor has grown up and the Ming Dynasty is flourishing, how can a mother hold her son back?
As long as Zhu Yijun is still wise, he, the Queen Mother, will definitely be respected by others.
"You said it nicely, why don't I wish you a birthday." Empress Dowager Li said teasingly to Empress Dowager Chen while holding one-year-old Zhu Xuanshu.
“I can’t bear it!” Empress Dowager Chen immediately shook her head and said with a smile, “I just want a safe life.”
When Zhu Yijun came to the imperial study, Empress Dowager Li I still refuse to agree, but there is no need to rush, it will take some time to raise funds.
"Your Majesty, Wang Qian, the royal censor, is here and waiting outside the palace." Xiaohuangmen walked in and bowed his head.
"Xuan."
Wang Qian came. He walked into the imperial study room with his hands in hand and saluted respectfully.
"Why does Mr. Wang have time to hang around my place?" Zhu Yijun asked with a smile.
Wang Qian’s life creed is to enjoy, enjoy, and enjoy. He avoids the workaholic emperor like a mill, especially the mill, like a snake and a scorpion, and will kill him if he doesn’t come.
Wang Qian bowed his head and said: "Your Majesty, I have been at Yanxinglou Trading House for a long time and found some chaos. We, the people of the Ming Dynasty, whether they are powerful or powerful, are all joining in the fun and buying tickets. Listening to the wind is like rain. Today, if I say this is good, they rush over in a swarm. Tomorrow, if someone says that is good, they rush over again. They have no psychological expectations about how much the things they buy are worth, and they just go with the flow. "
"Oh? Mr. Wang has a lot to say about speculation?" Zhu Yijun was stunned and looked at Wang Qian. Can this dude actually extract experience from phenomena?
Wang Qian is not a drunkard. He is a serious person who passed the imperial examination and passed the imperial examination. He also likes arithmetic.
"I can't talk about high topics, but I have some understanding of investment. I just have some ideas. Your Majesty, let's see if this is the case." Wang Qian held up his hands, thought for a while and said: "To buy tickets, you must first Have a clear and definite judgment on the value of the ticket, instead of blindly following the trend, which is to be a leek in the trading house. "
"The value is higher than what you judge, and it is artificially high. , also sell, if the value is lower than your own judgment, buy it reasonably. This is the certainty of the trading house. If you enter the market blindly, you will definitely lose money."
Zhu Yijun frowned. Said: "I understand what you said. Certainty and rationality in the trading house are precious, but how to judge the value of the ticket?"
"Discount of all future profits." Wang Qian did not beat around the bush, and directly explained the core of this theory. Value judgment is to discount all future benefits to today, and that is the standard of value.
Wang Qian thought for a while, and he thought of an example: "For example, my father wants to build a glazed pagoda for birthday celebrations. Is the value of the glazed pagoda just a sparkling building? No, when it is completed, In an instant, it will become a sign that continues to promote glass. This is its income, is it just that? We can hang some banners on this glazed tower to advertise some workshops and shops, which is also income. These promotion income and advertising revenue, all discounted to this day, are the criteria for judging whether to build the Liuli Pagoda. "And he also has other values that cannot be realized, such as his father's ambition, the Jin Party's obedience, and the Virgin Mary's joy, which cannot be realized." Value is not within the scope of discussion.”
"This is value judgment."
Zhu Yijun wrote the word "Pagoda" and drew a horizontal line. Based on the fact that Nanya Glazed Tower has been standing for nearly two hundred years, this horizontal line representing the future will Very long.
Above the horizontal line is what Wang Qian said was the realizable value of glass promotion, advertising revenue, etc., while below the horizontal line Zhu Yijun wrote the non-realizable value.
After discounting these value estimates and calculating them for Liuli Pagoda, it became very clear.
A similar analysis can actually be applied to Chidao. Chidao is losing money in the short term, and even the household department is heavily in debt due to Suiyuan Chidao. However, as the number of steam engines increases, The time to recover costs will decrease rapidly, and the realizable and non-realizable benefits it will bring are also very generous.
"This method is good!" Zhu Yijun quickly used this analysis method to analyze several things.
For example, the income from a ship ticket is ten to fifteen years. By then, the wooden-hulled ship will be scrapped, and the annual dividend will be two to three silvers. Then it is clear that the overall income is Between 20 silver and 30 silver, plus the risk of return rate, it can be bought if it is lower than 15 silver, and it is high risk if it is higher than 20 silver.
Now the Royal Ship Design Institute is studying the copper-clad wooden shell technology. Once a breakthrough is made, the life of the ship will be greatly improved. By then, the value of the ship's tickets will also appreciate, which is good news.
"It's interesting." Zhu Yijun tried it a few more times, and it was indeed very easy to use. He smiled and said, "Young Master Wang should make money."
Wang Qian holds a large number of Chidao Tickets and is considered the largest shareholder among the retail investors of Suiyuan Chidao in the Ming Dynasty. The largest shareholder is the national funds and internal funds of the Ministry of Revenue. Wang Qian is the first person to be optimistic about Chidao Tickets. First, Wang Qian was already very optimistic about it when it was just a concept.
With the continuous construction of Chidao, as well as the progress in the size, number and miniaturization of steam engines, and the improvement of the banknote drawing branch system, the price of Chidao tickets has increased.
Wang Qian’s own wealth also increased from one million silver to about 1.7 million silver.
It is worth noting that Suiyuan Chi Road has not yet been repaired. Once it is repaired and the Chaoguan Branch is established, it is conceivable that Wang Qian's personal wealth will soar.
"I have this memorial." Wang Qian took out the memorial from his sleeve. "Analysis of Valuable Notes" contains tens of thousands of words, all of which are analyzed around value.
"Leave this memorial here with me. I will study it carefully." Zhu Yijun read two lines and knew that he could not just read it hastily and give an answer.
“Your Majesty, many people regard investment as speculation, but investment is investment, not speculation. Speculation is an attempt to get rich overnight. There is no judgment at all about the value of the tickets in one’s hands and blind following the trend, which also leads to They lose money by entering the market." Wang Qian once again stated what he has always stood for.
Speculation is speculation, and investment is investment. If they are confused together and talk about the myth of getting rich overnight, it is all false.
Zhu Yijun left a memorial from Wang Qian. Wang Qian heard about the placement of Shen Aniang. Shen Aniang and her son and daughter were properly resettled. These two were the only ones left with Guo Youzhang’s bloodline in the hinterland of the Ming Dynasty, but they The surname is Shen, not Guo. The more troublesome thing is the attention. This matter is too big. For Shen Anniang, the more attention means the more harm, there is no way, we can only wait for time. It has settled, and these concerns are more caring than abusive.
Guo Youzhang is such a scumbag.
"Your Majesty, I don't understand why the Southwest War does not even require money and food from the capital, but no one in the court is worried about the possibility of converting the southwest vassal town? Isn't this out of the court's control?" Wang Qian asked in confusion. .
Zhu Yijun also said with a puzzled look on his face: "Because the Duke of Guizhou is originally a vassal town. It is a vassal town. Why should we worry about becoming a vassal town?"
"Huh?"
"That's it, isn't it? Do you think it's a good thing that Yongzhen Southwest is a good thing? That place is a poor place with poor mountains and rivers. Guarding in the southwest is more than just suffering." Zhu Yijun said with a smile: "What is enfeoffment? It's a rough road. Living in the wild grass, trekking through the mountains and forests to serve the emperor. "
The southwest was originally a feudal system of the Ming Dynasty, and it was originally a vassal town.
There is no need to worry about breaking away from the control of the imperial court, because the Duke of Guizhou needs the support of the imperial court when facing the growing seedlings in Yunnan. Only with the Ming Dynasty can the Duke of Guizhou survive.
As far as the southwest is concerned, even if the first industrial revolution started with the steam engine, it would take at least a hundred years to develop it, which is very difficult. If the Duke of Guizhou had a choice, he would definitely go to Nanya or Beiya to enjoy peace.
Zhu Yijun thought for a while and waved his hand and said: "No, I made a mistake. It should be Fanli, not Fanzhen. Fanzhen has a strong derogatory connotation, and Fanli is better."
"Then I have no doubts." At this point, Wang Qian suddenly realized that he had a clearer understanding of the current war in the southwest. It was the Ming Dynasty's fence that was fighting against Toungu, including the old port governor's palace.
"I retire." Wang Qian left the imperial study. When he left, he glanced at the Zhongshu room and the eunuch who were hurriedly walking in the imperial study room. He sighed heavily. Your Majesty is serious. Diligence makes the eunuchs who are talented in writing extremely busy.
According to the eunuch report, the eunuchs only existed during the Xuande period. A generation of bad governance was actually the reason for the opening of the Xuan Temple.
But in fact, eunuchs with pens have been around since the end of Yongle. For example, "Ming Tongjian" has a statement in July of the first year of Xuande: under the seal of the Secretary of Ceremony, eunuchs with pens are the most important, and those played by foreign officials Except for several copies of the documents that were personally approved by the imperial pen, all the documents were marked with vermilion pen by the internal officials according to the wording drawn up in the pavilion's invoices, thus establishing contacts with the foreign court.
So this is the method established by the Yongle ancestors.
In the first year of Xuande, Emperor Xuanzong was busy personally conquering the Han Dynasty to quell the rebellion.
Zhu Yijun opened Wang Qian's analysis of valuable notes. The more he read it, the more he liked it. He even commented a few sentences himself and said to Feng Bao: "Let Sanjing Factory engrave and engrave this analysis. This analysis is very good. Solved many problems. "
If Wang Qian was just a dude, Zhu Yijun would not be so fond of him. He is very talented, but because his father is the minister of the Ministry of Punishment, he can only live in this world. Under the shadow of his biological father.
Wang Qian’s ideal in life is that when others mention him, the first thing they think of is Wang Qian, not his father.
Although it is hard work, you will only get gold after blowing all the sand.
Wang Qian's analysis is destined to occupy a pivotal position in the history of investment, because for the first time, the method of measuring value has such an intuitive standard.
The entire memorial talks about four things.
The margin of safety, don’t invest outside your own cognition, otherwise you will definitely be harvested by the information gap. If you are not outside your own cognition, you will not panic, and you will remain motionless in the face of public opinion.
Business is the main business, don’t listen to those brokers, they are all liars, getting rich overnight never exists in this world, and any myth of wealth is just a myth.
Market first, respect market rules, at least understand financial statements, and be able to extract information from public financial statements, including competitiveness, industry structure and development prospects, etc., only In this way, you will not be deceived by the story, and you will not even be able to do basic value analysis. Being blind will only lead to bankruptcy.
The price fluctuates around the value. Suddenly the price of a worthless ticket greatly exceeds the value. A piece of stinky dog shit will always be stinky dog shit. If it is blown to the sky, it will still be smelly dog shit. A pair of socks cannot be sold for a ship. The price of a five-masted transoceanic ship is not worth the price of one produced by Huangzhuang.
"After the engraving is printed, it is placed in Yanxinglou Trading House. When buying tickets, let the brokers and compradors have a copy. The boss's money does not fall from the sky. It will not matter if they follow the instructions. Yes, they should stop doing this." Zhu Yijun loves the analysis of valuable notes.
Feng Bao shook his head helplessly and said: "As for the gang of jealous guys in the trading house, they all have their eyes high and think that they are the smartest ones in the world. They are willing to "Read this book?"
Zhu Yijun said with a smile: "In this case, don't call this book "Analysis of Valuable Tickets". It would be weird if they would read it. If you do this, change the name to "Wang Qian" "Four Secrets of Making a Fortune", if you choose a name like this, they will read it."
"Huh?" Feng Bao was stunned and said, "Your Majesty is really good at naming."
< br>Zhu Yijun said with a smile: "As long as they open the first page, they will not put it down. This is the first classic book in the field of investment in the Ming Dynasty. For many economic compradors who are drifting in the sea of hardships, it is like a beacon, shining on their progress." Road."
"I obey the decree."
Feng Baozhen changed it to this name and put it for sale in Yanxing Building.
Wang Qian was very excited when he saw this book on the counter of Yanxinglou Trading House. After all, his memorial had been annotated word for word by His Majesty himself. When he walked over with great excitement, The moment I saw the name, my whole body felt bad, and my life became gloomy.
In that brief moment, Wang Qiandu had the urge to go to Huangjimen Fukue!
Don’t be such a bully! After all, he, Wang Qian, was also a serious Jinshi in the Ming Dynasty, and he was a dignified fourth-rank censor of Qiandu! How could the Emperor of Ming be so bullying!
But such an explosive title helps the circulation of information. In the end, Wang Qian, an admirer of authority, put aside his thoughts. At least the subtitle is still "Analysis of Valuable Tickets".
After Wang Qian returned home in despair, he met his father.
"You're back? Did you hear that the book written by my son became a bestseller in Beijing? Wow, "Four Secrets of Wang Qian's Fortune", wow, I didn't know you had such a secret!" Wang Chonggu said Said with a smile on his face.
Wang Qian became angry and said loudly: "Dad! Next time I will write "The Unknown Side of My Second Assistant's Father" and see if you can still laugh!"
"You traitor! Eat my ring-headed sword!" Wang Chonggu was so angry that he felt dizzy. He immediately took off the seven-star ring-headed sword from the knife holder and started chasing him.
The traditional drama of Daming Jingtang, Wang Cifu's murder of his son, was staged again. This time Wang Chonggu chased him for four streets. He was really old and strong, but in the end he failed to catch up with his son.
Wang Qian had to wait for his father's anger to subside before he could go back, so he wandered to Taibai Tower, intending to use the pocket money given by his father to send ten flower baskets to the girl he liked. As a result, as soon as he walked into Taibai Tower, he was chased and asked about the best sellers. About the book, Wang Qian returned home in numbness.
"Dad, go ahead and chop it, I won't run away!" Wang Qian stood in the main hall in despair. The name of the book was really a bit too shameful.
Wang Chonggu said cheerfully: "Actually, I have read your book. It is very well written. It is a combination of theory and practice. It is meaningful and reasonable. Although the name is a bit shameful, it is a good book." Isn’t it for publicity?”
“That’s good, what parents want most is not to worry about their children’s future.”
(End of this chapter)
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