Chapter 196 Passed the Fund Review and Prepared for Construction
Reports were reported layer by layer, and notifications were made layer by layer. The time it took to complete the procedures made Chen Xing wait until noon.
It was approaching lunch time. In order to entertain this "big benefactor", Fan Zhenhua naturally couldn't just order takeout to cope with it. He could only ask someone to go to a star-rated hotel to package it back.
It doesn't matter what Chen Xing eats. Now he just wants to know if the 10 billion can be loaned. In order to increase his bargaining chip, he brought all the technology patents.
10 billion commercial loan, looking at the two decades before and after Longguo, no company can borrow so much in a single time. In fact, he doesn't have much confidence, so he can only try his luck.
Of course.
He also has a bottom line amount.
If you can borrow 10 billion, it would be best. If not, 5 billion is okay, but if it is less than 5 billion, it is not necessary.
Because if it is less than 5 billion, it will not be enough to support Longxing Technology's mass production of machines. Moreover, he has to consider the Southeast Asian market situation and the upcoming price war, so 5 billion is the bottom line. If not, Chen Xing needs to consider luring the wolf into the house and looking for venture capital institutions.
“Mr. Chen, try this plain-cut chicken. It is made from authentic free-range chicken from northern Guangdong. The meat is firm and the bones are tender and the meat is cooked. It is not comparable to feed chicken. It is said that the chef is still a white swan. out.”
"There is also this boiled shrimp."
"This roast goose is also delicious, Mr. Chen, you should eat more, and please forgive me for the poor hospitality."
Fan Zhenhua accompanies with a smile.
His office used to be intolerable to the slightest bit of food smell, but now he thinks it is acceptable.
As long as Chen Xing doesn't leave and as long as the superiors are still following the procedures, then he can hope to complete the entire year's performance in one day.
It’s only February, and after completing the performance for the next ten months, no part-time worker should be able to refuse this temptation, right?
It is no exaggeration to say that even if Chen Xing poops in his office now, he would give a thumbs up and say, "It's really stylish!"
......
Chen Xing looked at the table full of delicacies and was not polite. After waiting for almost three hours, he was really hungry. He took a piece of roast goose and put it into his mouth. The aroma of the meat burst out instantly. come out.
I have to say that although the food in the star-rated hotel is not as good as the hidden old store, the heat and taste are basically not disappointing.
After eating a piece of meat, he found Fan Zhenhua still standing next to him, and immediately greeted him: "President Fan, please stop standing and come and eat."
"Then I'm not welcome."
Fan Zhenhua also took his seat.
The two chatted while eating, and both were waiting for a reply from the commercial head office.
In addition to Chen Xing and Fan Zhenhua, Ma Tiansheng was also waiting anxiously. When he received the news, it was still being reviewed and approved. The National Bank also held a seminar for internal voting.
10 billion loan limit, if this can really be done.
The quarterly bonus, performance bonus, and year-end bonus in 2015 are basically gone. Employees from their head office to Shencheng branch will have zero pressure in the next ten months. Now everyone hopes that Chen Xing can get it smoothly. Approval accordingly.
......
Huangtian paid off. While Ma Tiansheng was waiting anxiously, the president personally walked into the office and informed: "The Bank of China has voted to allow patent mortgage lending, you go Inform Fan Zhenhua that the quota can be increased again this time.”
“Is it still going up?”
Ma Tiansheng was shocked.
10 billion is not the upper limit. How much money will be paid to Chen Xing?
Now it is no longer a matter of whether the debt is bad or not, but he needs to know the maximum loan limit.
"Add another 2 billion to Chen Xing. This year, we have also completed the bank quota given by the Bank of China."
Ma Tiansheng: "..."
Good guy!
He now seriously doubts that the 2 billion was a private decision made by their president!
However, he did not dare to ask his own leader if he was a senior official. He could only nod and replied: "I will inform Fan Zhenhua immediately."
"Yes."
< br>After the notification, the general manager of the commercial bank left the office.
It is true that he has selfish motives for borrowing an extra 2 billion yuan. Leaders are human beings too, and they will also worry about performance. Now that there is a "financier", and he is a big funder who is extremely short of money, his operation will not only gain goodwill, It can also accomplish personal achievements, which can be described as killing two birds with one stone.
The other side.
Shenzhen Commercial Bank.
Fan Zhenhua is still having dinner with Chen Xing, chatting about home affairs, and getting closer to each other.
Next second.
The phone’s built-in system ringtone rings.
He quickly took it out. When he saw the name in the note, he immediately looked at Chen Xing and said, "Mr. Chen, there is news."
"Take it."
Chen Xing He put down his chopsticks.
Fan Zhenhua did not hesitate, immediately pressed the answer button and said: "President Ma, is there any follow-up on the loan matter?"
"The Bank of China's procedures have all been passed. You can use your words and lend him an extra 2 billion. The interest will be calculated according to the most favorable rate. That's it. Hang up. I'll treat you to dinner later."
"Ah. ...Huh? "
Fan Zhenhua was confused.
They came to lend 10 billion, which is already an astronomical amount. Do you want him, Kalami, to persuade them to lend another 2 billion?
Okay, okay!
We all want to achieve results, right?
“Dududu——”
There was a hang-up sound on the phone, and Fan Zhenhua didn’t know how to talk to Chen Xing.
He felt like a nurse in a blood donation van. People obviously only wanted to donate 200, but after inserting the needle, they persuaded them to donate 400. The main thing is that performance is king.
Chen Xing looked at Fan Zhenhua's confused expression and hesitated to speak. He couldn't help but frowned secretly and said, "What did the head office say? President Fan just said it."
"Just...how to put it." Fan Zhenhua organized his thoughts and said with some difficulty: "The higher-up...has approved a quota of 12 billion. Mr. Chen, please see...if you can help me."
Chen Xing : "..."
That's it?
He thought he wouldn’t approve it!
As long as the quota can be released, let alone 12 billion, he will accept 24 billion. Now the more money, the better for Longxing Technology.
Money is bullets, and no one knows how many bullets it will take to open up the Southeast Asian market, but as long as Chen Xing establishes a foothold, all the money will be withdrawn in an instant, breaking the joint stranglehold of Western gangsters.
However, as a qualified entrepreneur, happiness and anger will naturally not show up on his face, because he is still on the negotiation table.
The interest rate on a 12 billion loan is an unimaginable astronomical figure, and he must try to keep it as low as possible.
"President Fan, you are..."
Chen Xing looked embarrassed and started to act.
Seeing Chen Xing's expression, Fan Zhenhua had already greeted Ma Tiansheng. You really don't treat your subordinates as human beings!
"I know this is difficult to handle, but Mr. Chen, please help me. I will give you as low an interest rate as possible and extend the repayment period."
Fan Zhenhua said with a grimace.
This is what Chen Xing wanted. He was already happy in his heart, but his tone was still slightly reluctant: "Alas! President Fan has to give you face, so let's lend an extra 2 billion. Just think of it as help between friends.”
Bridge the distance with a few words, and don’t forget to mention that friends are helping.
Fan Zhenhua also understood that he owed Chen Xing a favor this time, and said with tears of gratitude: "Thank you, Mr. Chen, for being willing to sell me this face. I will tell you when it will be useful in the future. I can still speak for Shencheng." "The last two sentences."
"Then I'll remember it,"
Chen Xing said with a faint smile.
......
After confirming the loan of 12 billion, Fan Zhenhua also tried his best to help Chen Xing save money. The repayment period was extended to fifteen years, and the interest rate was also reduced to 4%, which is higher than the previous year. The 1.5 billion in subprime mortgages was 0.5% less!
Don’t underestimate this 0.5%, 0.5% interest on 12 billion. The money saved is measured in hundreds of millions, and the repayment period is fifteen years. Based on the current inflation rate, the money saved is far more than of interest. "There is indeed a discount on interest, this old fox." Chen Xing complained silently in his heart.
At first Fan Zhenhua said that 4.5% was the lowest, but now he can still calculate 4%. Sure enough, everyone has an abacus in his heart.
But 4% is acceptable. After all, the repayment cycle is 15 years. If you repay once a year, you need to repay 1.06 billion every year. Compared with the 12 billion loan, this repayment amount is already acceptable. After all, The annual interest rate is lower than that of a home loan.
After signing the contract, Fan Zhenhua also went back and forth to apply.
Half an hour later.
He walked back in with a contract.
"We've got it all done, Mr. Chen. You sign here to confirm it and keep the contract information. The loan can be released within seven working days at the latest."
"Okay."< br>
Chen Xing confirmed quickly.
This is not his first time taking out a loan, so he is still very familiar with the process.
After signing, he also handed the briefcase to Fan Zhenhua and said: "Then these patent documents will be handed over to your bank for safekeeping."
Because the patent principles have already been disclosed, these are only It's just a certificate, and it has no actual value even if it is leaked.
If you want to check the principle, you can look it up online, so Chen Xing has no worries.
Fan Zhenhua took the briefcase, nodded and said: "I will hand over the patent certificate documents to the headquarters for safekeeping. Don't worry, Mr. Chen."
"Well, I'll leave first."< br>
Chen Xing didn’t want to stay too long. He had been waiting all morning.
Seeing that Chen Xing was in a hurry to leave, Fan Zhenhua did not try to persuade him to stay. Instead, he quickly came to his desk, opened the drawer, grabbed a large handful, touched about ten or twenty oil cards and said:
"These 3,000 yuan gas cards are exclusive to large customers for business. Mr. Chen, please don't be polite. It's my compliment."
"Then I won't be polite."
Chen Xing was not polite. He took out a 12 billion loan, not to mention a gas card, and a few laptops were not too much.
Because just to repay the interest in the future, he will have to pay back several billions. He deserves these things and there is no psychological burden.
After getting the gas card, Chen Xing left Shencheng Commercial Bank with Fan Zhenhua and two lobby managers seeing him off.
As soon as he walked away, Fan Zhenhua couldn't hold back the corner of his mouth and laughed: "Our bank's loan tasks have been exceeded this year."
"President, Mr. Chen, he How much did you borrow?" a lobby manager asked curiously.
"Yes, yes, I also want to know how much he borrowed, but he actually had to review it for three hours." Another lobby manager agreed.
Fan Zhenhua glanced at them, gave them a vague figure and said: "Let's put it this way, based on your monthly salary, even if you start working as a caveman, you may not be able to earn an amount."
Two lobby managers: "..."
Although they are telling the truth, why is it so hurtful?
During the caveman period, Chen Xing could not earn enough money even if he started working tens of thousands of years ago. How much did Chen Xing borrow? ? ?
……
At the same time.
When he learned that the entire area of Paogouling, tens of thousands of acres of land, had been granted to Longxing Technology, Lei Bing took a special leave and came to the headquarters of Longxing Technology to visit Chen Xing.
Telephone notification and face-to-face notification are not equal in sincerity.
This is the same as picking up something with one hand and picking up something with both hands. It is the same as picking up something, and picking it up with both hands is obviously more favorable.
As soon as I walked into the rented office building of Longxing Technology, the girl at the front desk immediately greeted me: "Hello, how can I help you?"
Don't look at her watching Korean dramas all day long. I fantasize about Mary Sue-style love, but I still have the ability to recognize people as a front desk person.
Lei Bing doesn’t talk about his age, but just talks about his administrative jacket and party badge. No one can tell who he is.
“I’m looking for Chen Xing, Mr. Chen.”
“Our Mr. Chen hasn’t come back to the company today. How about I help you contact our vice president and ask him to contact you? ”
"That's okay."
"I'll call and ask first."
The girl at the front desk called Zhang Heting and briefly explained the situation.
At first he didn't think so, but when he heard the word "not simple", he immediately came to the front desk on the first floor, planning to meet this extraordinary person.
The moment he and Lei Bing looked at each other, he only felt an inexplicable sense of familiarity.
"Is this the vice president?"
The next second after Lei Bing spoke, Zhang Heting's eyes widened with a familiar tone and he said: "You...are you Director Lei of the Land Bureau? "
"You know me?"
"I must have known you. I went to the Land Bureau some time ago and passed by the door of your office, and I met you once."
"That's it."
Lei Bing suddenly realized.
"Bureau Lei came to our company to find our president?" Zhang Heting is also a good person, so this is an opportunity to make friends with big bosses.
"Yes, I specially sent him documents, but I didn't expect him to go out." Lei Bing raised his hand, revealing his black leather bag.
Good guy!
The director personally delivered it!
Zhang Heting secretly marveled at how deep Chen Xing's network was that he could bother Lei Bing Dajia, but he realized what he was doing and said quickly: "Then I'll give him a call."
" Don't be in a hurry, maybe he is busy. It's not good to interrupt him rashly. What are you doing at the Land Bureau?"
The meaning behind Lei Bing's seemingly asking was obvious.
Zhang Heting was not a fool. He immediately realized that he was going to get involved with Chen Xingguang and quickly invited him: "Let's go up to the office and have a chat. It's not a big deal."
"Okay, let's go up and have a chat. .”
The two of them went to the vice president's office to discuss in detail.
……
The other side.
After Chen Xing completed the loan, he immediately approached Lin Tian to discuss the photolithography factory and inquired about related construction matters.
Although Lin Tian lives and drinks all day long, he secretly wants to get involved.
When Chen Xing asked about the preparations, he took out the drawings he drew and said: "This is the prototype drawing of the photolithography factory."
Hearing this, Chen Xing looked at the drawings, This is an oval-shaped building, somewhat similar to a stadium track.
The internal structure is divided into two layers. The outer layer is the photolithography area, and the innermost layer is the electron acceleration track.
Chen Xing has a very good memory. He still remembers what Lin Tian said at the time that electrons accelerating will emit electromagnetic waves, and electrons are restrained by magnetic fields in the accelerator, which will cause the electrons to rotate in the ring memory to form acceleration. Movement, radiating electromagnetic waves.
After seeing the design drawings, he roughly understood the principles of the photolithography factory.
The inner ring area allows electrons to accelerate, which is equivalent to a runway. When it reaches a certain speed and radiates the required electromagnetic wave band, the outer ring area can be used for photolithography.
"The president knows the principle. You should roughly understand it after looking at the design drawing, right?"
Lin Tian asked.
Chen Xing: "I generally understand."
After learning that he understood it, Lin Tian picked up several other design drawings and said: "Building a lithography factory requires more than just a particle accelerator. There are also laser modulators, long pulse injection systems, linear induction accelerators..."
After listing the remaining equipment, he added: "These equipments will be available in the Institute of Physics of the Dragon Academy of Sciences. It shouldn’t be difficult to get it based on the president’s connections.”
(End of Chapter)