Chapter 563 Jieyou Loan (please vote for me!)
Spring and Autumn Washington Mansion.
Rooftop garden.
“Here.”
Jiang Chen took out a Swarovski bracelet, which he brought back from Korea. To be more precise, it was an asset of the former Zhushi Club.
Zhushi Club is involved in a variety of industries, and jewelry reselling is one of them.
Li Shurui did not say thank you, but silently raised Haoru Ningzhi's wrist.
Jiang Chen was considerate and took the initiative to put it on, raised his hand and admired it under the beautiful moonlight, "It's so beautiful."
Girls need to be coaxed.
Perhaps the relationship between the two no longer needs a gift to maintain their relationship, but what the girl cares about is the feeling of being taken into consideration.
As expected, even Li Shurui, who is cold and aloof, is not exempt from vulgarity. Looking at the exquisitely carved bracelet, a sweet smile appeared on her face unconsciously.
“Why are you taking it out now?”
“I took it out just now, and your good sister will probably have to chatter about it again.”
Jiang Chen sighed with emotion.
“Jingjing doesn’t treat others like this,”
Li Shurui seemed to be smiling but not smiling.
Jiang Chen looked at her, dumbfounded, "Don't you think she...I don't care, but it's not good for you to slander a good sister."
"I'm just telling the truth. Tell the truth."
Li Shurui lowered her head to admire the bracelet and said, "Think about it for yourself, even if she treats Luo Peng, she doesn't seem to be so targeted."
Jiang Chen has nothing to say. , shook his head, changed the subject, and tentatively asked: "Did something happen to Guo Ran recently?"
"Why do you ask?"
Li Shurui looked up.
Jiang Chen hesitated for a moment, "When I was eating just now, I went to the bathroom, and she found me and asked me to borrow money."
"Borrow money?"
Li Shurui looked surprised.
“You don’t know?”
Li Shurui shook her head.
"I thought you asked her to find me."
"How is that possible? If I knew, I would tell you myself."
No Continuing to admire the bracelet, Li Shurui put down her hand and asked, "How much money did she borrow from you?"
"Half a million."
"Half a million?"
"You really don't know at all?" Jiang Chen confirmed.
For him now, half a million is not a drop in the bucket, it can only be said that it is not worth mentioning, but for a college student, it is definitely not a small amount of money.
And Guo Ran is not the kind of girl who spends money lavishly. Among the four people in the dormitory, she should be considered the most frugal. It is obviously not normal to borrow so much money at once.
This is also the reason why Jiang Chen didn’t borrow money immediately.
He did not expect to be a saint who could save all sentient beings in the past, but Guo Ran was not only his school girl, but also Li Shurui's roommate. He could not turn a blind eye to both emotions and reasons.
"I only know that her boyfriend seems to have some problems with his investment, and she asked me not to tell Jingjing and the others."
Li Shurui frowned.
It’s true that they are roommates.
But Li Shurui never interfered with other people's feelings, so she didn't ask deeply at that time.
“She has a boyfriend?”
Jiang Chen was surprised.
"Yes, we met when we were in the dance club. The uncle of one of our students is still an uncle. Didn't I tell you about it?"
"Yes, maybe I forgot. "
Jiang Chen guessed: "So, she borrowed the money probably because of her boyfriend."
Li Shurui frowned.
“Her boyfriend’s investment failure has nothing to do with her?”
Jiang Chen laughed.
"Why is there no relationship? We are lovers and we should be in the same boat, shouldn't we?"
"But..."
Li Shurui hesitated to speak, and finally stopped, "No, I have to call her."
Jiang Chen stopped her, "Okay, she It should be in the dormitory at that time. Do you want to make Zheng Jingjing and the others know about it?"
Li Shurui stopped.
Indeed.
This is really nothing to show off.
"Half a million is not a small amount of money. Why doesn't her boyfriend figure it out on his own? He has to let Guo Ran..."
"Maybe it was Guo Ran's own decision? Maybe it was Guo Ran's own decision? She really likes that boyfriend of hers," Jiang Chen analyzed objectively.
Li Shurui looked at him.
“What if she meets a liar?”
Jiang Chen was startled, then smiled bitterly and said: "It's impossible. There are so many liars, and Guo Ran is not a child anymore, so it's impossible that he doesn't have this ability to distinguish."
"A woman in love , always blind."
Li Shurui answered.
Jiang Chen smiled.
“Can you not think so bad of our male compatriots?”
“I just don’t want Guo Ran to be hurt.”
“I know.”
Jiang Chen said: "Okay, it's useless for us to guess here. Find a time to invite Guo Ran out and have a good chat with her. If you really need help, you are friends and you can do whatever you can to help. Just help."
Li Shurui nodded and slowly leaned on his shoulder.
The two admired the moon together, leaving shadows cuddling in the garden.
————
“Senior Jiang.”
Opposite the East University.
Cafe.
Guo Ran grabbed his hand and approached nervously.
“Sit down.”
Jiang Chen smiled peacefully: “What would you like to drink?”
“Let’s have a cappuccino.”
Guo Ran was reserved. sat down opposite.
“A cappuccino, thank you.”
"Okay, please wait."
The waiter left.
Jiang Chen took out a bank card, put it on the table and pushed it over under Guo Ran's gaze.
"There are five hundred thousand inside, and the password is on the back."
Guo Ran looked up, nervous, surprised, grateful... just to name a few.
“I heard from Shu Rui that your boyfriend encountered some difficulties in his business?”
Jiang Chen said gently.
The reason why Li Shurui didn't come was to take care of Guo Ran's face.
Guo Ran should also know that the two must have had a discussion. He bit his lip and nodded slowly without rushing to get the money.
“So this money is for your boyfriend?”
Jiang Chen asked, and then added, "If you don't want to, you don't have to say it, but Shurui is worried that you will be deceived."
Jiang Chen smiled and said, "She always feels that she is better than you They are all smart."
Guo Ran couldn't help but laugh, and Jiang Chen instantly brought the two of them closer together with a joke.
"...I know Shurui cares about me."
Jiang Chen picked up the coffee and tasted it silently.
Guo Ran looked at him.
“Senior Jiang, don’t get me wrong, my boyfriend is not that kind of person, I just want to help him.”
Jiang Chen’s face was expressionless and he asked calmly: “ Does he know about you borrowing money?"
Guo Ran shook his head quickly.
“He doesn’t know!”
"Although I have never met him, I believe that you will not see the wrong person. But how are you going to explain to him the origin of your money? You are just a student, and even if you work in a dance club, your income is not high. , or are you planning to lie to him and say you borrowed it from your family?"
Jiang Chen put down the coffee cup, "If you say so, will he accept the money?" "I just said I borrowed it online? Yes, he will believe it.”
There are endless loan software, but borrowing five hundred thousand?
How could a current student have such a high credit limit?
Guo Ran clenched his hands and said, "I have borrowed 50,000 yuan online before, but it was not enough. I had no other choice, so I came to you, Senior Jiang. Don't worry, Senior Jiang, I will definitely do it." I gave it back to you!”
“Have you ever borrowed money?”
“Well, I also heard that the software can lend money, so I tried it, but the interest rate was too high. It's high. If I don't pay the money back, they will call my home and come to the school to find me. But if I want to continue to borrow money, they have to take... photos as proof. "
Guo Ran said painfully.
Although what she said was a bit unclear, Jiang Chen generally understood it.
To put it simply, in order to save her boyfriend, Guo Ran borrowed a sum of money from a loan software.
The number is not large, only fifty thousand.
But the 50,000 yuan should not be enough to solve her boyfriend's problem, and because of the high interest rate, she got herself involved, and she had no choice but to come to her for help.
“Can you show me the loan software?”
Jiang Chen asked, before he finished speaking, Guo Ran’s cell phone rang.
Guo Ran took out his mobile phone and saw a trace of fear on his face when he saw Laixian, but he still answered the call.
I couldn't hear what was said over there, I just heard Guo Ran say: "I will pay the money back right away."
Jiang Chen kept quiet and waited for her to finish the phone call before speaking. : "You borrowed fifty thousand from it, how much do you have to pay back?"
"Sixty thousand."
Although he knew that the interest rate was unusual, Jiang Chen was still surprised when he heard this.
"How long have you borrowed the money?"
"Less than twenty days."
Guo Ran probably began to suffer from this torture after borrowing the money. His brows and eyes were filled with anxiety, pain and exhaustion.
Less than twenty days.
Fifty thousand turned into sixty thousand.
Blatant loan sharking.
No wonder he forced such a quiet girl to speak to him.
“Show me that software.”
Jiang Chen spoke again.
Guo Ran opened his phone, clicked on the loan app, and handed it to Jiang Chen.
"This is it."
The name of the software is Jieyoudai.
Jiang Chen took the phone: "Who told you about this software?"
"It's a friend of mine who is also from the school. Because the limit is high and the procedure is simple, many people are here I borrowed money from there, but I didn’t know that the interest rate was so high.”
What a girl, her eyes were filled with red bloodshot eyes at this time. You can imagine how much mental pressure she has endured during this period.
If this continues, I'm afraid it will collapse.
Jiang Chen saw that Guo Ran still had a quota of 100,000 "to be activated" inside.
The so-called activation method should be Guo Ran’s indecent photos of himself that he didn’t say clearly just now.
This one hundred thousand was more than enough to repay the previous loan, but fortunately Guo Ran was sober enough and did not sink step by step.
“Can boys borrow money there?”
Jiang Chen asked.
“I don’t know.”
Jiang Chen returned the phone.
He had heard of similar software before. Under the guise of providing emergency relief, in fact it was doing unscrupulous things, specifically targeting women, especially female college students, using high interest rates to force them to Users who can't pay back the money take indecent photos or even indecent videos, and then use them as threats to force users to sink step by step, or even go to extremes.
He thought it was just something in the news before, but he didn't expect it to happen to him now.
A gentleman loves money and gets it wisely.
He couldn't imagine what kind of despicable person he was to do such a business.
"Okay, keep the money and pay it back as soon as possible. Use the remaining money to help your boyfriend. If he asks you, I can explain it to you."
Jiang Chen Be considerate and considerate.
Guo Ran, such a quiet girl, was even moved to tears for a moment, her eyes were red, and she looked at Jiang Chen with sobs in her eyes: "Senior Jiang, thank you..."
"Why are you crying."
Jiang Chen smiled, "Even if it's not for Shu Rui's sake, I am still your senior. Do I have to watch you jump off the building after being forced by these bad guys?"
"Pfft."
Guo Ran burst into tears and smiled.
Don’t say it.
If she really allowed such rapid gains to continue, she might become hot-headed and go to extremes in the heat of the moment.
"Okay, wipe it off. When others see it, they think I did something to you."
Jiang Chen took out a tissue and handed it over.
Guo Ran took it and wiped his eyes.
"Senior Jiang, when my boyfriend comes over, I will pay you back the money immediately."
Jiang Chen smiled.
"Don't worry, you know, I'm not short of money."
Guo Ran pinched the tissue and was amused again.
She could finally understand why Shurui, whose eyes were higher than her head, was unable to extricate herself from the other party.
Guo Ran left and took the five hundred thousand card.
Jiang Chen picked up the coffee.
Girls nowadays are indeed a bit snobbish and realistic, but it is undeniable that there are still many good girls.
“Ding dong.”
WeChat rang.
Jiang Chen picked up his phone.
It's Li Shurui.
"How was the chat?"
He dialed directly.
"Guo Rang just left, and I gave her the money."
Jiang Chen narrated the conversation just now concisely.
“Jieyoudai, have you heard of it?”
He asked.
“No.”
Same.
Li Shurui has never been short of money. Before she got together with him, she was also an anchor. Supporting her daily expenses should not be a problem, and she also has suitors like Grandmaster Sun, the prince of Fuli Group. , where you need to borrow money.
But just because she is like this doesn't mean that other girls are like this too.
According to Guo Ran's description, at least in Dongdali, there should be a lot of girls borrowing money on this software.
After all, girls love vanity and love to compare, so the expenses will naturally not be small.
"Isn't this a loan shark? Why didn't Guo Ran tell me, it's only fifty thousand yuan..."
"It's true that you are friends, but doesn't she need face? If she hadn't been I couldn't help it, and she wouldn't come to me."
"Fortunately, she's not that stupid. If she really took that kind of photo, her life would be ruined."
" You don’t need to ask her anything after she returns.”
“I understand.”
Li Shurui said softly, “Thank you.” br>She knew that with Jiang Chen's current achievements, if it weren't for her, he wouldn't have bothered with such a "little thing".
"Are we still so polite between us?"
Jiang Chen chuckled, "Okay, let's hang up now."
Guo Ran was undoubtedly lucky and stepped back from the brink in time, but other girls Woolen cloth?
They may not be as sensible as Guo Ran, but more importantly, do they have friends like him around them?
Jiang Chen put down his cell phone, thoughtfully.
Jieyoudai.
He has never flaunted how noble his moral character is, but at this moment, he always feels that he cannot pretend that he has never heard anything.
It was like the news he had seen before, which still remains in his memory.
A journalist exposed the black industry chain of gutter oil regardless of his own life safety.
Don't meddle in other people's business.
Nearly everyone has heard this admonition.
But this world really needs some nosy people.
Jiang Chen picked up his phone again.
“Help me check the Jieyoudai software.”
(End of this chapter)