Chapter 179 Young people want to start a business
The Winter Spirit Festival is getting closer and closer, the snow keeps falling, all farm work in the village has stopped except for the greenhouses, and the factory has also begun to pay the last month's salary. and this year's bonuses, businessmen began to get busy.
After Frederick and others made the clutch parts, they took a vacation with the carriage factory. The testing will wait until construction starts on January 5 next year.
The savings bank of Wesson Bank was full of people, and people lined up to deposit this year's savings into the bank.
Frederick specially took time to conduct on-site research for this purpose, and happened to encounter someone who jumped in line and got into a fight, so he queued up at the counter to get a number and quickly spread it in the banking system of Wesson.
Wesson Bank has also launched corporate transfer services to chambers of commerce and large businessmen. For large transfers, you no longer need to worry about carrying a large bag of gold coins. You only need to remit the money to the other party's account and the bank will issue a voucher with a tax stamp. After the payee passes, the bank can update the number in its savings book.
Old Birch was one of the top lumber merchants in Wesen in the past. In previous years, he would go to dozens of carpentry shops in the town one by one at the end of each year to collect money.
This year it is more convenient. You only need to ask the accountants in the chamber of commerce to check the payment amount with the carpenter shop, and ask the carpenters to go to the local Wesson Bank savings bank to remit the money to their own accounts.
On this day, Lao Huashu went to the bank to confirm the payment from the Chamber of Commerce, paid the money for next year to Wesson Accounting Firm, took out a little money to prepare some things for the family at the end of the year, and then went home with a meal. .
As soon as he got home, the smell of roasted pepper sausages made him feel energetic.
Nowadays, after Wessen's trade with the south has expanded, the price of pepper is 10 kreuz per kilogram, which means only 1 to 2 grams per meal, equivalent to one or two copper coins, which is acceptable to him.
In addition to his wife and two-year-old daughter, he now has his brother-in-law Hoffman, who is less than twenty years old, at home. As soon as he sat down, his wife said with a smile: "Everything we eat tonight is... "Hoffman bought it."
Old Birch glanced at the table. In addition to pepper sausages, there were also pumpkin bread, red ketchup, unicorn kidney soup, black crystal eggs mixed with apple cider vinegar, and cheese cakes. There was a large bottle of happy water next to it, and then I saw a brand new cotton hat on my daughter's head.
He frowned and said to Hoffman: "Why are you wasting money so much? Do you still want to save money to marry that big-assed girl in your village?"
Before Hoffman answered, , and his sister said proudly: "Hoffman is promising. Let alone the big-assed eldest sister in that family, it would be enough to marry both the big-breasted second sister and the big-assed and big-breasted third sister. ”
"Tsk tsk, 40 florins, that's about the amount you can earn throughout the year. He made it by using his brain."
Old Birch frowned even more tightly and looked at it. The wife, who was very proud of herself, looked at the shy Hoffman again and asked, "Tell me what's going on. I heard that the master has been at your carriage factory recently. Did he do something?" "The master gave me a reward?"
Hoffman said a little embarrassedly: "I recently came up with a small machine that can do the work of ten people, so the boss gave me a bonus of 20 florins. . ”
“Later, a gentleman from the university registered the patent for me and gave me 20 florins. Now only he and I can use this small machine. Anyone else who wants to use it must give me 20 florins. Luo Lin.”
Then he introduced the punch automatic feeder he invented to his brother-in-law.
The principle of this small machine is very simple. A right-angled "┐" rod is installed on the punch head. The vertical rod has right-angled saw teeth. It is tightened by a spring and can be opened a little outward. It is installed next to the table below. with a feeding machine. The feeding machine has a Jing wheel that can only move in one direction. When the punch is pressed down, the sawtooth bevel surface on the vertical rod does not drive the Jing wheel, and the short rod moves outward; when the punch rises, the vertical rod is moved by the spring. Pull back, and at the same time, the right-angled edge drives the teeth on the Jing wheel to rotate; the Jing wheel drives the two rubber rollers arranged up and down through the gears to rotate, and the steel bar in the middle of the roller will move forward a certain distance. Every time the punch of the punch press moves up and down, the steel bar will automatically advance a little. The worker only needs to adjust the distance of the feed and place the steel bars, and then press the switch to the bottom, and the punch machine can continuously punch out the steel bars by itself.
After hearing this, Old Birch nodded and pretended to understand. He ate two slices of bread with sausages and said, "This is an unexpected income, and I may not be able to get it again in the future. With this money, you can settle down your family, buy a house and marry a wife, and you will still have to work in the future."
"Also, if I know that you are gambling with the money, see if I don't break your legs."
Old Birch has been out buying your wood all year round and selling it back. Along the way, he encountered many monsters and bandits, and he had the lives of several bandits on his hands. When he finally became strict, Hoffman was frightened. Cold sweat. Hoffman filled his brother-in-law's cup with happy water and said flatteringly: "This is the drink the master gave me, please try it."
The old birch tree saw that he was asking for something, and after taking a sip of happy water, he asked with a smile: "What, what can I do? Do you want me to introduce you to a girl from the city?"
Huo Fuman blushed and shook his head, and said, "I have an idea that I would like to ask you. If you agree, I would also like to ask for your help."
Old Huashu squinted at his brother-in-law and said in a deep voice. Said: "If you ask me to help you find a house and find a girl to live in, we are a family. If it is related to money and you want to do business with me, I will treat you as a business partner. You don't want your sister and your niece either. Go begging on the streets from now on.”
He thought that Hoffman wanted to start a business with him because he had some capital, but there were too many accidents in the shopping mall, among other things, there were people who lost their entire fortune because of a fire. Quite a few, some things need to be said clearly first.
Hoffman scratched his head and said cautiously: "Actually, I want to rent a shop and buy a punch machine to do it myself."
Old Huashu glanced at him in surprise, and then said: "I don't know the business you are talking about. I only know that when doing business, you must first see what you know, then see if others are doing it, and then think about the customers." Why don't you buy things from others instead of buying them here? Have you thought about this?"
Hoffman immediately replied: "I mentioned this to the Duke and the gentlemen at the university? They think this business can be done, and no one else is doing it.”
“I want to use machines to make hinges on boxes and doors and windows. These are currently made by blacksmiths, and they can’t do much in a day. If I use a punch machine, I can do it very quickly. I can do more in one day than they can in a year." After hearing this, the Duke said that he could do it. The gentlemen also said that they could help me design the mold for the punch machine. Plus the first set of molds costs 30 florins.”
“I’ve thought about it, and I’ll use 2 florins to rent a craftsman’s shop for the remaining 10 florins, and buy some materials at the beginning.”
At this point, he became embarrassed, and then his voice became a little lower: "But punching machines are very expensive, and I don't have that much money. Wesson Bank can provide a loan, but I am from the Principality of Franconia and need a local person as a guarantee. ”
Speaking of this, Lao Huashu understood what his brother-in-law meant, that he wanted to be the guarantor.
He had heard about the loan policy of Wesson Bank. There was no need to pay cash for the loan to buy the machine. If the machine was not repaid, the machine would be taken back, and there would also be depreciation fees and arrears of interest.
He also heard what his brother-in-law didn't say. He sells wood himself and knows many carpenters. Carpenters need a lot of hinges to make cabinets, doors and windows, so there is a market.
And there are many merchants in Weissenburg City now, and there will be more in the future. As long as the goods are good enough and cheap enough, you won’t have to worry about selling them.
Old Birch did not answer immediately, and ate his dinner quietly while thinking about the feasibility.
Hoffman was nervous and courteous, taking over all the tasks that his sister had done in the past, such as pouring drinks and ladling soup.
When the dinner was over, Old Birch said to Hoffman: "Okay, I will support you this time, and I can lend you another sum of money without charging you interest."
< br>"But let's make it clear first that if the business doesn't work out this time, don't think about asking me to borrow money from you in the future. Unless your family member is sick and needs money, I won't give you a copper plate."
< br>(End of this chapter)