Chapter 450 I drive this way
When Qiao Wanjin heard Zhu Zaijing’s summons, he immediately put down what he was doing and followed the person who summoned him to Prince Yu’s palace without stopping.
At this moment, Zhu Zaijing was also checking Qiao Wanjin's work records at Northern Construction Bank in recent years.
By the time Qiao Wanjin arrived, Zhu Zaijing had almost finished reading.
Qiao Wanjin carefully entered the small courtyard of Zhu Zaijing's study. After getting Zhu Zaijing's permission, he bowed and came to the study with a respectful attitude.
"Qiao Wanjin, President of Northern Construction Bank, pays homage to the prince."
Qiao Wanjin saluted respectfully. Zhu Zaijing looked up at Qiao Wanjin who was bowing on the ground, and his voice was very light, "Get up. President Qiao.”
“Thank you, Lord.”
Qiao Wanjin stood up respectfully and stood in the open space opposite Zhu Zaijing.
Zhu Zaijing said: "I just took a look at your work records in the past few years. You have indeed done a good job. I am very pleased."
Qiao Wanjin immediately replied: "It's all thanks to the trust of the prince that I have the opportunity to show off my skills now."
Zhu Zaijing smiled and said: "Not bad, not bad, I like your sincerity. It doesn’t look like some people always like to say humble things, thinking that I think they are very sensible. But in fact, my time is precious, and I don’t have so much free time to talk about it.”
"Is the performance of Northern Construction Bank good in recent years? How is it? In addition to what you know in your mind, I can also learn more about it through other channels. Therefore, I am very happy that you can express yourself so honestly."
After Qiao Wanjin heard Zhu Zaijing's words, he immediately became excited. He immediately said: "Thank you for the compliment, Your Majesty. I will definitely continue to work hard to live up to His Majesty's expectations."
< br>What Qiao Wanjin said is true. You must know that a few years ago, he was just an ordinary shopkeeper with a white body. Although he was the largest shopkeeper of Shanxi Merchant Bank, to put it bluntly, he still worked for his employer. Just a long-term worker.
But after the establishment of the Ming Dynasty Federal Reserve, all this changed dramatically.
Although he is still a representative promoted by Shanxi business owners, because of the important position he currently holds, he has been treated on an equal footing with his own owners.
Now Qiao Wanjin not only performs the duties of president of Northern Construction Bank, but also occupies a position of director representative in the Ming Dynasty Federal Reserve, which can be said to be unparalleled.
Zhu Zaijing looked at the excited Qiao Wanjin and continued: "I have seen that your main work at Northern Construction Bank in the past few years has been very effective, and I am very satisfied with it. So this time I have called you here for another major event.”
“The construction of cement plants in the north is also reaching a saturation state, and there are also many walled houses and houses that were destroyed due to earthquakes in the early years. Without enough building materials, I believe that the construction and business of cement plants in the north will definitely encounter the market reality of oversupply. ”
"At that time, the money that Northern Construction Bank lends to various cement plants will definitely be affected by the downturn in their business. Although Northern Construction Bank has other loan customers besides them, it can continue to serve them, but if the cement plants When the cement produced cannot be digested in time, resulting in some difficult to digest economic problems, this will still have a significant impact on the economic development of the entire northern region."
"Therefore, I will also help you think of it. I came up with a new idea that can help you solve the future operating crisis of Northern Construction Bank."
After Qiao Wanjin heard Zhu Zaijing's words, his heart trembled. He had never said that. I have never thought about the problem of overproduction in cement plants.
Now that Zhu Zaijing pointed it out like this, Qiao Wanjin was also frightened and broke into a cold sweat.
You must know that the largest loan customers of Northern Construction Bank are these cement plants built by powerful landowners from all over the world. If there is really a problem with the operation of their cement plants, then Northern Construction Bank will have to It's dangerous. Not only will there be no credit, but the shareholders behind Northern Construction Bank will definitely pursue all the blame on him.
So now that he heard Zhu Zaijing say that there was a way to help him solve these problems, Qiao Wanjin must have been so excited that he seemed to have grasped a life-saving straw. He immediately knelt down and said, "Please give me some advice!"
Zhu Zaijing raised Qiao Wanjin with his empty hand, "President Qiao, there is no need to be so excited. Even if a problem like this the king mentioned, it will take a few years to break out. There is no need to rush now." . ”
But now that Qiao Wanjin has been awakened by Zhu Zaijing to the new problems arising from overcapacity in the industry, he must be anxious, and naturally he does not want to see him spending all his efforts. He had just started running the largest bank in the north, but it would be torn apart by backlash one day in the future.
If this is the case, then he is the biggest sinner.
So, Qiao Wanjin was still very excited and knelt on the ground, "Please make it clear!"
Zhu Zaijing looked at Qiao Wanjin who was still so nervous, and was very satisfied with Qiao Wanjin's sense of responsibility in being prepared for danger in times of peace.
Zhu Zaijing said: "For today's plan, if you want to solve the loan problem caused by overcapacity in cement plants in the future, what you need to do now is to continue to expand the use and consumption of cement, and at the same time, consciously Stop new cement plant loan applications and find new business growth points for Northern Construction Bank.”
“If you can do these three points, you can not only solve the future crisis of Northern Construction Bank, but also You can become a new role model, so that when the candidate for the new Ming Dynasty Federal Reserve Chairman is recommended a year later, I will also focus on you."
When Zhu Zaijing said this. , Qiao Wanjin, who was still in fear, seemed to suddenly see the light again!
Although the rule set by the Ming Dynasty Federal Reserve Bank at the beginning was to let fifteen directors be elected to implement the system of taking turns to be the banker, but now the influence of the Ming Dynasty Federal Reserve Bank is getting bigger and bigger, and the court is also paying close attention to it. Here, these directors are actually thinking secretly in their hearts, whether the imperial court will tear up the agreement made by Prince Yu and directly appoint a new chairman through the imperial court appointment.
But now that Zhu Zaijing said these words, not only did Qiao Wanjin feel unprecedented excitement, but he also became more convinced in his heart that Prince Yu was a person who would not easily break the contract.
Qiao Wanjin said excitedly: "How capable I am, that I am so valued by the prince?"
Zhu Zaijing chuckled, "Whether you can continue to be valued by me depends on your acceptance. It depends on your performance in the next year. Otherwise, even if the king values you, but your ability cannot convince the other directors, it will be embarrassing if you are not elected.”
Qiao Wanjin immediately climbed up the pole and said: "With the prince helping me solve the crisis, I will definitely have no problem."
Zhu Zaijing laughed again when he heard this. These talented people with professional manager backgrounds , that is, different from officials in the imperial court.
The officials in the imperial court either talk about benevolence and righteousness, or they talk about morality and righteousness. They like to talk about things on wheels and do Tai Chi every day, but few of them dare to do anything.
But people like Qiao Wanjin are different. When they think they can do it, they will be straightforward. When they feel they need help, they will never hide it or twist it and let others take the initiative. Say something to help them.
So when dealing with professional managers like Qiao Wanjin, Zhu Zaijing doesn't need to use many brain cells, he just assigns tasks and promises benefits.
If you do well, you will be rewarded, but if you fail, you will be punished. It's not like those serious officials. Sometimes, even if those serious officials mess up things and are fined in the end, as long as they still have relationships and reputations, it won't take long for them to change their ways and come back to continue their work. official.
Although Zhu Zaijing also wanted to change this problem, this problem cannot be changed overnight.
After all, in order to become officials, these people are the lucky ones who have endured ten years of hardship. These people are born to stick together for common interests.
If Zhu Zaijing gives up the hope that they can come back after retreating, the world will be in chaos in a minute.
Just like when Wang Anshi wanted to eliminate redundant officials and soldiers, everyone knew that this was for the good of the Song Dynasty and to reduce the burden on the people of the Song Dynasty. It should be a good thing.
But when it comes to actual implementation, no one wants to be the redundant officer or soldier who is eliminated.
So when these people realized the danger and realized that their iron rice bowl was about to be smashed, the power they unleashed from joining together could not be stopped even by the emperor.
In the end, Wang Anshi failed to implement the economic reform that should have been completed first, and also made the already serious problem of redundant officials and soldiers in the Song Dynasty even more difficult, which made the later emperors Even if we wanted to further downsize, we would not be able to do so.
After all, the interests here are so great that it is terrifying, and it is not an exaggeration to say that it will shake the foundation.
So after the development of the past dynasties, in addition to the obvious problem of land annexation, the problem of redundant officials and redundant soldiers is also very serious and cannot be solved at all. Once any stubborn emperor dares to destroy other people's jobs, The consequences would be devastating.
Maybe the crooked-neck tree on the hill behind the Forbidden City will take root and sprout in advance, allowing Zhu Zaicheng to hang his own southeastern branch.
Therefore, compared with serious officials who promise benefits but may not deliver any good results, Zhu Zaijing still likes professional managers like Qiao Wanjin who only have administrative treatment and can take it away at any time.
Because these people are self-aware, they are not like those officials who passed the imperial examination and thought that they would have a lifelong iron job if they became an official.
Zhu Zaijing looked at the excited Qiao Wanjin and said: "In fact, it is very simple to solve the overcapacity problem in the northern cement plants. It is to continue to expand the use of cement as I just said and consumption.”
“President Qiao has been in the capital for many years. You must have seen the changes in the capital, right? What do you think of the capital?”
Qiao Wanjin immediately replied: "The special zone in the capital has never been seen before. It is the first of its kind in a century. I am naturally amazed."
Zhu Zaijing chuckled and said: "You are right about this, and I think so too."
Then Zhu Zaijing said again: "What do you think of the roads and the new moat embankments in the Capital Special Administrative Region? How about it?"
Qiao Wanjin immediately replied: "The roads in the Capital Special Administrative Region are solid and smooth, and they were the first to innovate to curb the chaos. Now they are even more orderly, with clear left and right sides, which greatly facilitates the Capital. The daily travel of the people in the special zone and the convoy trade between the capital and the capital.”
“A beautiful riverside park has also been built along the moat. In daily life, not only the people like to stroll along the river bank, but also Even the literati who travel to and from the capital can't help but immerse themselves in it and write poems to praise it."
Zhu Zaijing said with a smile: "Yes, the roads in the special area of the capital will be hardened and smoothed again. After passing the new regulations of the left and right branches, it is indeed much better than the original disorderly road. It is also a great innovation to build a beautiful riverside park along the moat, but President Qiao knows how to do this. Arrived? ”
Qiao Wanjin said: "This is of course the prince's sage, pointing out a new direction for the special area of the capital."
Zhu Zaijing laughed and said: "It is true that it is the new direction pointed out by the king, but I want to achieve it These still require a lot of other assistance, and the biggest assistance is the use of construction materials such as cement and stones.” Wang estimated that judging from the past situation, whenever it rains, there will be muddy roads everywhere in the capital."
"But after the ground is hardened by cement, this situation will be greatly affected. It has been alleviated and eliminated. Even if people have urgent matters and go out on rainy days, they don’t have to worry about other accidents caused by the muddy ground.” There are so many cement plants built in 2018. After their production capacity meets the needs of local construction, can they use the excess production capacity to harden the ground on official roads between various places? ”
"If official roads in various places can use cement to create hardened floors, will the problem of overproduction of cement in the north be solved in the future?"
As soon as Zhu Zaijing said these words, Qiao Wan Jin also had a sudden enlightenment. If this is really possible, then there is really no need to worry about other serious problems caused by excess cement.
But after Qiao Wanjin got excited, he immediately thought of a very serious question.
Qiao Wanjin said cautiously: "Your Majesty, cement can be used to harden official roads everywhere, but what about the money and other expenses used to harden official road cement?"
Zhu Zaijing smiled and said: "That must cost money. Hardening the official roads is just a new idea. It does not really harden the original official roads. We can use the cement to build new ones. A new road connecting all places. ”
"As a new travel demand, new roads are definitely not free if you want to take this more convenient and faster road. So, doesn't the money for road construction have a source?"
After Qiao Wanjin heard Zhu Zaijing’s words, he couldn’t help but be shocked. He asked cautiously: “What do you mean, the prince, is toll driving on the new road?”
Zhu Zaijing did not shy away from it. He nodded and said: "Of course!"
Hearing Zhu Zaijing's unabashed admission, Qiao Wanjin was even more shocked. Isn't this the bandit who stopped the robbery? Can the imperial court do such a thing?
This really subverts Qiao Wanjin’s cognition. In Qiao Wanjin's simple understanding, building roads and bridges are all good deeds done by good people out of their own pockets. How can we talk about money?
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Asking for a monthly ticket
(End of this chapter)