Chapter 660 Liu Gang’s thoughts
“Dad!”
“What do you think of this matter? Is this approach feasible?”
“We Did you borrow money or form a partnership with Zhao Dahai and Ding Xiaoxiang? "
Liu Lei explained in detail the suggestions made by Zhao Dahai and especially Ding Xiaoxiang during the meal. At first, he felt that it was quite similar to a partnership with Zhao Dahai and Ding Xiaoxiang. It's good, but after thinking about it carefully for a while, I felt a little hesitant.
"What do you think?"
Liu Gang looked at Liu Lei sitting on the sofa opposite him. He did not express his opinion, but asked Liu Lei what he thought.
"Dad!"
"I'm a little entangled in this matter."
"Both Zhao Dahai and Ding Xiaoxiang made it very clear that if we are short of funds on hand, , or if you feel it’s not enough, you can borrow money.”
"If you borrow money, the interest must be calculated according to industry regulations. This is a big burden."
Liu Lei frowned.
In places like Fishing Village, there are a lot of people who lend money to others or borrow money from others. The interest rate is definitely not the bank's interest rate, and it is not even a little bit higher. These are all established rules.
Don’t look at yourself. Liu Gang and himself have a very good relationship with Zhao Dahai and Ding Xiaoxiang, but once you borrow money, you must follow the rules. The more money you borrow, the heavier the interest burden will be.
“If we don’t borrow money, we can cooperate with Zhao Dahai and Ding Xiaoxiang to win the current building, including the surrounding land.”
"The advantage is that we don't have to spend so much money at once, we don't need to borrow money, and we don't have to pay interest."
"But we must make it clear which part belongs to us and which part belongs to Zhao." Dahai and Ding Xiaoxiang."
"If we need to use more places in the future, the rent will be the same as the market."
Liu Lei paused, a little hesitant. Let’s continue talking.
“There is no way around it. We didn’t spend so much money at once, so we don’t have to pay interest. If we want to use more space, we will definitely have to rent it.”
"Who are you renting from? You must pay for the rent."
"The key to the problem is that it may be controlled by others."
Liu Lei has a very headache. My father and I both feel that it is a good deal to buy the building where the restaurant is now, including some of the surrounding open space. Zhao Dahai and Ding Xiaoxiang had the same view. This deal is definitely a good deal, but I don’t have that much spare money on hand. I can buy it myself or cooperate with Zhao Dahai and Ding Xiaoxiang. Different methods have different advantages and disadvantages.
I have a good relationship with Zhao Dahai, and the relationship between Yang Qin and Ding Xiaoxiang is more like sisters, but when these interests are involved, you must think clearly from your own standpoint.
“Oh?”
"You really don't know how to choose?"
Liu Gang slowly brought the boiled water to make tea. He placed a cup in front of himself, and Liu Lei placed a cup in front of him. In the past few days, I have been hesitating about whether to buy the land of this building and the nearby vacant land.
It will cost a lot of money to take it down. In business, money begets money. If you have less working capital, the restaurant's business will most likely be affected.
If it is not taken down, as time goes by, the restaurant or the nearby land will most likely become more and more expensive. Not only will the price of taking it down will become higher, the key is It is very possible that others are not willing to sell it.
Liu Lei just said that Zhao Dahai and Ding Xiaozhong both felt that they had to take over the restaurant and the vacant land, which means they really felt that this investment was very cost-effective.
There is only one problem now, and that is to borrow money or cooperate with Zhao Dahai and Ding Xiaoxiang.
There is nothing wrong with Liu Lei’s analysis. Different approaches have different advantages and disadvantages.
“It’s useless to only be able to see that different approaches have different advantages and disadvantages. The most critical and important thing is to figure out how to make a decision.”
“No You may have taken advantage of everything, but you have to pay the price. It depends on your choice.”
Liu Gang picked up the tea cup in front of him and took a sip. The advantages and disadvantages are not the most important. The important thing is to see if we can find a solution and make the right decision.
"Dad!"
"I really can't make up my mind!"
Liu Lei was very distressed.
"Why is the business of our restaurant so good, especially in recent times?"
Liu Gang smiled, Liu Lei really hadn't turned around yet.
"Ah?"
"Does this need to be said? That is during our Chinese New Year period, the restaurants sell all local fish, shrimps and crabs!"
"Dad !”
“Why are you asking this now?”
Liu Lei answered Liu Gang’s question without hesitation, but it was very strange why he asked this at this time.
"Where do our fish, shrimps and crabs come from? Especially where do the groupers or other valuable fish sold in our restaurants come from?"
Liu Gang did not After paying attention to Liu Lei's question, he continued to ask the second question.
“Brother Dahai!”
“Some of the fish, shrimps and crabs sold in our restaurant come from Ding Xiaoxiang’s father, Ding Chongshan. But the grouper sold in the restaurant or Most of the other valuable fish were collected from Brother Dahai!"
Liu Lei was even more confused.
"Without Zhao Dahai and Ding Xiaoxiang, will our restaurant's business be greatly affected?"
Liu Gang continued to ask.
Liu Lei nodded heavily without hesitation.
If you don’t have those fish, shrimps and crabs from Ding Chongshan, you can still buy them from other places, but if you don’t have those groupers or other fish caught by Zhao Dahai, you will have to buy them from other places. It's a bit difficult to get enough goods. The business will definitely be affected, and it is even possible that if a competitor takes those groupers from Zhao Dahai, the impact will be very big.
“Ah!”
"Dad!"
"Do you mean that we did not borrow money but cooperated with Zhao Dahai, Ding Xiaoxiang and others to take over this restaurant, except for the first floor and other places, including the surrounding open spaces?"
Liu Lei had a flash of inspiration.
“Oh?”
“Why do you say that?”
Liu Gang's face remained expressionless, but he nodded secretly in his heart. Although Liu Lei didn't think this matter through clearly at the beginning, he just asked a few questions and came to an understanding of how to make this decision, which was pretty good.
“We partnered with Zhao Dahai and Ding Xiaoxiang to take over the restaurant and the surrounding open space. The biggest problem is that if we develop faster and bigger in the future, we want to use more of the restaurant and the surrounding open space. It's a bit controlled by others."
"But our restaurant's business has been greatly affected by Zhao Dahai."
"There is no difference between one more influence and one less influence." "But through this kind of partnership business, our relationship with Zhao Dahai and Ding Xiaoxiang will become closer."
"In any case, the advantages to us outweigh the disadvantages."
"There is no reason to borrow money instead of cooperating with Zhao Dahai and Ding Xiaoxiang."
Liu Lei was a little bit at the beginning I haven’t figured it out clearly, but the more I talk about it, the clearer my mind becomes.
“Yeah!”
“That’s right!”
"That's indeed the case!"
"If Zhao Dahai and Ding Xiaoxiang don't have the idea of partnering, we have nothing to say. We just need to figure out whether to borrow money. But if they have the idea of a partnership, we It must be a partnership, not a loan."
Liu Gang put down the tea cup in his hand. There is nothing to say about this matter. It is very simple and straightforward. As long as Zhao Dahai and Ding Xiaoxiang are willing to partner. , I must choose partnership, it is impossible to choose to borrow money.
Liu Gang told Liu Lei that he would settle the matter with Zhao Dahai and Ding Xiaoxiang and seize the time to take over the restaurant and the surrounding open space.
Zhao Dahai and Ding Xiaoxiang left Hongyun Restaurant and went directly to the bank in the town. Within ten minutes, the two of them left.
"Xiaoxiang."
"Are you really so sure that Liu Gang will partner with us?"
Zhao Dahai just transferred five million to Ding Xiaoxiang, and the things on the property include building a house. Ding Xiaoxiang will have to deal with the matter next. The other thing is that after he goes to sea, Zhong Shizhu, Liu Bin and Lei Dayou, including his grandmother and grandfather Zhao Shi, if they need money, they will all have to ask Ding Xiaoxiang. , Ding Xiaoxiang has money, but it will definitely not be too much. Once something happens, it will be very inconvenient. If she can't spend money on her own family affairs, Ding Xiaoxiang will have to ask her father, Ding Chongshan, or something.
Zhao Dahai originally wanted to transfer all the money to Ding Xiaoxiang, but Ding Xiaoxiang disagreed, saying that some money should be left in the account. Women have to take care of men’s money, but not in men’s pockets. No money.
“Hmm!”
"Liu Lei may not be able to see clearly yet, but Gang Liu has very rich experience in doing business and will definitely partner with us."
Ding Xiaoxiang nodded. It's really possible that Liu Lei can't see the key here, but a business veteran like Liu Gang can definitely see it.
"The building of Hongyun Restaurant occupies the center of the entire town. It is indeed very good. There are some open spaces around it."
"Liu Gang definitely wants to take it down together. ”
“It is impossible for Liu Gang to have no money if he only owns this building.”
As Zhao Dahai spoke, he carefully considered the area around the building of Hongyun Restaurant. There was indeed an open space behind the building.
"The open space behind the building of Hongyun Restaurant is about 5,000 square meters."
Ding Xiaoxiang often brings fish, shrimps and crabs to Hongyun Restaurant. The situation around Hongyun Restaurant is very familiar.
“Huh?”
“Is it such a big place?”
Zhao Dahai was stunned for a moment.
There is indeed an open space behind the building of the restaurant, but it is not so big in my memory.
Could it be that I remembered it wrong?
Ding Xiaoxiang told Zhao Dahai that the pure open space behind the building of Hongyun Restaurant was not that big, but there were several short buildings or tile-roofed houses in that area. If they were not added together, it would definitely not be possible. Less than 5,000 square meters.
But the business people must have reached an agreement. The area cannot just be staring at Hongyun Restaurant. The restaurant must include the small piece of open space behind Hongyun Restaurant.
Zhao Dahai's eyes suddenly lit up.
As for the building of Hongyun Restaurant alone, my interest is not too big. Cooperation with Liu Gang, Liu Lei and the others is just a small investment. It doesn’t matter whether it is there or not. If If it's nearly 5,000 square meters or even more than 5,000 square meters, that's a different story.
No wonder Liu Gang's business is doing very well, but the funds on hand are a bit insufficient or a bit tight.
“Xiaoxiang.”
“For such a big place, the five million you have may not be enough!”
Zhao Dahai really didn't know about this situation. If he really knew, he didn't just transfer five million just now.
“Hey!”
“The sea!”
“How can we spend so much money? This is not a town, even if this land is somewhere else, The location in the center of the town is not very valuable."
"We have already given out five million, but Liu Gang will have to give out three million, right?" br>
"Together, this amount is eight million."
"Enough to take over the restaurant including the surrounding open spaces!"
Ding Xiaoxiang has already calculated such a sum of money, and it must be It's enough, and it doesn't matter if it's really not enough.
Without thinking, Zhao Dahai pulled Ding Xiaoxiang into the bank and transferred another three million.
“Hey!”
"What do you think of you? You already have enough money, but you have to transfer another amount. I told you that you have to keep some money in your pocket!"
Ding Xiaoxiang walked out of the bank. When he came, he reached out and patted Zhao Dahai. He really didn't need so much money, but he was still very happy in his heart. Giving him so much money meant that Zhao Dahai trusted him very much.
“Ha!”
“What’s the use of keeping money in my hands? I am a person who goes to sea all day long and has no home.”
“ Don’t you still have to deal with all the big and small things at home? What’s the difference between you and me?”
Zhao Dahai waved his hand. It really doesn't matter whether the money is with him or with Ding Xiaoxiang. Normally, it doesn't matter, but now if he wants to win this piece of land in the center of the town, he must have more money in his hand, which will be more convenient. OK, with a little more room for maneuver.
“Xiaoxiang.”
“My idea is that in the restaurant building, if Liu Lei and the others want to take more shares, let them take more shares. Our main target is the open space. "
What Zhao Dahai really wants to take is the open space behind the restaurant. The building of the restaurant is not too important.
“Hmm!”
"I have the same view."
"The building has been built, and it is well built. If we take it down, we can't knock it down and rebuild it again, right?"
"If the land is vacant, We can build whatever we want and do whatever we want. This is more suitable for us.”
Ding Xiaoxiang’s idea is exactly the same as Zhao Dahai’s, to take as much open space as possible and less share of the building. .
Zhao Dahai walked to the fish market while discussing this matter with Ding Xiaoxiang.
(End of this chapter)