Chapter 126 A bad debt (23)
"I'll find a way around the debt."
"You can keep the scholarship for yourself. Your father and I are not so bad that I need my son to pay for it."
Xu Xuejun's voice was muffled, and his expression was still the same black and half-dead face.
But the corners of Xu Qingshan's mouth curved slightly.
He knew that Xu Xuejun's psychological defense line had already retreated to the first line.
His words like this represent his attitude, agreeing to use the family as a united front to face this huge debt.
"dad."
Xu Qingshan called out again with emotion.
"I know that with your ability, there is no problem in solving this debt."
"But, as a son, I can't just watch you work hard alone. It's true that you are the backbone of the family, but I am an adult now."
"Animals are still fed by crows and lambs kneel to breastfeed. I, Xu Qingshan, am your son, Xu Xuejun. Am I the kind of person who doesn't know how to repay kindness?"
Xu Qingshan’s classic words are here again.
But no matter what, Xu Xuejun just did this.
The more Xu Qingshan talks about it, the more Xu Xuejun will benefit from it.
Xu Qingshan saw that Xu Xuejun's expression turned gloomy and his whole state was not as excited as when he came back just now, so he seized this window period and began to speak softly.
"Dad, if you ask me to speak objectively and fairly about this debt, I can actually tell the source. The source should be divided into four parts."
"Um?"
"ah?"
Xu Xuejun turned his head and looked at Xu Qingshan.
Even Lin Yuehua raised his head and looked at Xu Qingshan.
The words Xu Qingshan comforted Xu Xuejun just now also had an effect on Lin Yuehua. She no longer sheds tears, but she was still in a relatively uncomfortable and sad state.
Xu Qingshan felt his parents' puzzled gazes and slowly explained.
"Before I talk about the source, I still have to criticize my mother."
Xu Qingshan said to Lin Yuehua, who was a little confused but looked remorseful.
"Mom, you can do as many things as you have the ability."
"Some responsibilities are not something you can bear if you just want to bear them. Just like this financial account, do you think you are better able to keep interest to a minimum because you are a sports major, or do you think your dad is an accounting major? Can you keep the interest to the lowest level?”
"You can't hide the problem and not talk about it, because then it becomes your full responsibility."
"If you could hand over the problem to your father every time and let the more capable father solve it, you wouldn't have this debt today."
Lin Yuehua was about to speak but stopped, and Xu Xuejun's face turned pale.
Xu Qingshan took up the conversation again.
"Moreover, if you bring up the problem, if it's dad who doesn't deal with it, then it's his problem. Then it would be time to argue and resolve it, and there wouldn't be anything like today."
"Of course, I think a good and upright man like my dad will definitely not reject you, right? Dad."
How could Xu Qingshan not know Xu Xuejun's stinginess.
But what he wanted to say at this time made Xu Xuejun unable to deny it, and he was obviously belittling Lin Yuehua, but in fact he was trying to save him.
".Um."
Xu Xuejun reluctantly held back these words.
He is not an unreasonable person, nor is he a person who likes to confuse right and wrong, but his actions and words are often influenced by his emotions.
"The most fundamental reason for this debt is the lack of communication between your parents."
"We are financially independent of each other, but we don't communicate with each other. When we encounter problems, we solve them by ourselves. For example, my father's salary is five to six thousand a month, and my mother's monthly salary is only one thousand. How can you be financially independent from your father?"
"This money comes from four sources."
"The first source is my expenses."
"Speaking of which, it's my problem."
Xu Qingshan sighed and said in a very self-blaming tone.
"If I hadn't come to Longjiang to study and been bullied, we wouldn't have needed to buy a house outside. The cost of all this is not small."
Xu Qingshan looked up at Xu Xuejun and asked.
"Dad, I remember what you said at that time. You provided the bulk of the down payment for the house, and then other expenses. You took 50,000, and asked my mother to use the 50,000 to lend it to others, and then used the interest to pay for my living expenses. Right?"
"Well, it's fifty thousand."
Xu Xuejun nodded.
"Okay, but Dad, have you ever thought about it? Your plan is ideal, but in reality, the time when others give interest may not be stable, and our living expenses cannot always be one thousand yuan."
Xu Qingshan continued.
"You paid for my tuition, but the money for books, tuition and miscellaneous fees, some extracurricular and extracurricular things required by the school, and teaching aids may seem small, but they are not small."
"Then these funds, which are independent of living expenses, still have to be deducted from the principal."
Xu Qingshan said that he didn't really want to settle accounts with Xu Xuejun.
He knew very well that Lin Yuehua's account was a big bad debt, and it was so complicated that it was impossible to figure it out.
"In addition, at that time, the transfer of ownership, various procedures, and various expenses also came from the 50,000 yuan. The 50,000 yuan is not small, but it is not that big."
"Besides, I have gained weight in the past few years and have eaten a lot. Otherwise, I would not be able to maintain my outstanding height. I also need clothes and shoes. Even if I save more, it will still cost several thousand yuan after so many years, right?"
"So, Dad, you have to understand that the perception of consumption is different between those who run a household and those who do not run a household."
"It can be said that my mother loves me too much and doesn't want me to be wronged, so she overdraws her spending power."
"But if I am really wrong, then I have to bear the blame because the real profiteer is me."
After Xu Qingshan finished speaking, Lin Yuehua nodded, and Xu Xuejun fell into depression again. "Now for the second source."
"It's grandma's medical and surgical expenses."
"After all, the source of this is still me."
Xu Qingshan is not taking the blame for Lin Yuehua, but he really thinks so.
"I won't say more about the situation at that time. To say too much would hurt my feelings."
"Dad, let me ask you a question."
"You know my mother's character. If it were my mother who came to cook for me, there would be no reward or any benefits. But let me be disrespectful, if my mother also got cancer, do you think my mother would be unwilling to help? This money?”
"When people live in this world, they repay kindness and kindness. If grandma paid for me like this, she would replace the supervision and care responsibilities of the two of you, but she would end up with a disease without medical treatment."
Xu Qingshan said this, his voice a little low.
Like a whisper from the abyss, like an echo in the air.
"Then will you trust me with your old age?"
Xu Xuejun was speechless for a moment.
He felt something was strange, but he had to admit that what Xu Qingshan said was right.
"So I still have to settle this account."
"First and second, they all stem from me. I am at least the source of most of this million-dollar bad debt."
"Third, it's human nature."
What Xu Qingshan said next was relatively clear and direct.
"The people in Yunzhang County are sophisticated. Dad, I think you are also very familiar with the local tax."
"Today, this family will give you 400 yuan for your wedding, tomorrow, that family will give you 280 yuan for the death of a relative, and the day after tomorrow, that family will give you 600 yuan for your child to go to college."
"A few of my cousins are going to school, and you paid 1,200 for each of them."
After Xu Qingshan finished speaking, Xu Xuejun's expression changed a little.
"That's what it should be."
"I didn't say it shouldn't be."
Seeing that Xu Xuejun was a little nervous because he mentioned his brother and nephew, Xu Qingshan immediately suppressed Xu Xuejun's words.
"It's just that you also know that these worldly things are unavoidable. Your monthly salary is five to six thousand, and you feel it is difficult."
"There are more than 100 teachers in my mother's school, and things like this happen every day, 365 days a year. Even if my mother chooses to participate, what do you think, her one thousand yuan salary? Is it enough?”
Xu Qingshan did not argue with Xu Xuejun on this issue for too long.
He just laid out the problem in front of Xu Xuejun and let him think about it on his own.
"Fourth is the problem of relatives borrowing money."
"Dad, I said, don't worry yet."
"The eldest uncle's family borrowed 100,000 yuan from our family without interest and has not paid it back. The second uncle's family borrowed 50,000 yuan, the eldest sister-in-law's family 150,000 yuan, and the sister-in-law's family 100,000 yuan, all of which have not been paid back without interest."
"You go to the mountains to visit grandma every week whenever you have time, and you give her eight hundred every month."
"And when many things in my hometown broke, you spent money to buy new ones. My uncle from my hometown contracted the mountain with you. It cost tens of thousands at the time. Later, you were more generous and gave the mountain directly to the uncle. After so many years, I think one hundred thousand is not too much."
"And the money you lent to a few good friends and you didn't get back, I won't give it to you."
"That"
"You also said that you neither took advantage of others nor took bribes."
"Dad, do the math for yourself, how much your salary has been since you started working."
"Where did you get these five hundred thousand?"
"You can save so much money, but your home is never short of things or supplies. Where do those things and supplies come from?"
Xu Qingshan still did not give a direct answer.
This kind of answer that is ready to come out will be more meaningful if the parties concerned think clearly about it themselves.
He has given the process completely.
Xu Xuejun's face was uncertain and changing constantly.
He loves face.
So he didn't want his son to point out the debts of relatives and friends.
It's just that due to Xu Qingshan's words before, he couldn't vent his sudden emotions at this time.
Because he loves face.
Xu Qingshan paused and stopped Lin Yuehua with his eyes, who was about to say a few words.
If Lin Yuehua opened his mouth and said a few words at this time, his efforts would be in vain.
"But these are not the reasons for my mother and I to blame you."
"And we won't blame you for your handling of money."
"It's just, Dad, you have to know that money like this goes in the left pocket and comes out of the right pocket. Mom needs to pay too much."
"She pays for your treat."
"Do you think this bad debt can be settled?"
Xu Qingshan finished.
Xu Xuejun took a few deep breaths, exhaled heavily, and shook his head.
"Well, I can't figure it out."
pyA new book from a friend, if you like games, you can read it
(End of this chapter)