Chapter 36 036 [Buying a House]
Kowloon Bay at Night
It is the winter in Hong Kong in January, sometimes cold and sometimes hot. The temperature at night is slightly lower, about ten degrees Celsius. The indoor temperature is a little more comfortable.
The Luo family sat together neatly, but the atmosphere was a bit weird.
"As you know, a printing equipment has just been added to the house, and the deposit of more than 100,000 yuan is gone. Where will the money come from to buy you a house." Lin Ya said angrily.
Luo Qixing and Zhang Wenqi have known each other for nearly half a year. Luo Qixing is an impatient person. When he mentioned the marriage to Zhang Wenqi, Zhang Wenqi wanted to buy a commercial house and live in Hong Kong Island instead of staying in Kowloon Bay.
People in this era want to live in Hong Kong Island or Yau Tsim Mong District. It may be vanity, but it seems reasonable.
Who doesn’t want to live in a place with a developed economy and prosperous neighborhoods, but a house there costs hundreds of thousands of yuan. Even if you can make a down payment first and then get a loan, it is difficult for ordinary families to afford it.
Luo Qixing lowered his head. He also knew that this was very difficult for his parents, but he really liked Zhang Wenqi and wanted to marry her.
Luo Qihong originally wanted to calm things down and see Zhang Wenqi's reaction before helping. However, seeing Luo Qixing's unsatisfied look, he suddenly felt that maybe he shouldn't test Zhang Wenqi.
This is a matter between the two of them. If they think too complicatedly, they will often not have good results.
"Brother, do you really want to marry Zhang Huanqi?" Luo Qihong asked.
Luo Qixing looked up at his brother, nodded and then lowered his head.
Lin Ya said hurriedly, "Buying a house is none of your business. This is our business as parents."
"Zhang Yuqi's request is not excessive, and I can understand it. But you Have you discussed the loan repayment and work matters? "Luo Qihong is still more concerned about the follow-up issues of the house. He cannot help pay the full amount because he does not really believe that Zhang Yuqi will stop when enough is enough.
"As I said, she will come back with me to do printing in the future, and we will repay the loan together." Luo Qi said excitedly.
Luo Qihong thought it was okay, but just asked for a down payment, "How about buying a house in North Point?"
"As long as it is on Hong Kong Island, it will work." Luo Qixing added, "New or old It doesn’t matter, it can’t be less than 700 square feet.”
“Do you plan to live by yourself? Or live with your parents?” Luo Qihong has no plans to buy a house yet. His plan is to buy a villa directly.
So, if I live by myself, I will rent a house for the time being.
"You live with your parents, do you want to live with us?" Luo Qixing's eyes were hesitant.
In Luo Qihong's opinion, Zhang Yuqi didn't really want to live with him, but thinking about it, it was reasonable and it was a bit embarrassing to live with his brother-in-law.
"No, if you move to North Point, I will rent a house next to you and not live with you." Luo Qihong became this evil person.
Lin Ya couldn't help it anymore, "If you want to live together as a family, what's the point of renting a house?"
"Mom, I also want to have a private space of my own. , and my business has grown, and I don’t have any time for socializing. Living alone will not affect your rest time." Luo Qihong smiled and said the reason.
However, Lin Ya was still reluctant to agree. Perhaps in her opinion, firstly, Zhang Huiqi, who had not yet entered the house, could not be allowed to say what she wanted, otherwise she would not have any dignity as a mother-in-law; secondly, she could not bear to part with her youngest son.
Luo Qihong persisted to the end, and finally agreed to let Lin Ya go home three days a week to drink soup, and then the matter was passed.
Luo Zegui was on the side. Although he didn't speak much, his face was not very good. It was obvious that he was not in favor of buying a house and living separately.
Luo Qihong asked Luo Qixing to discuss the time for viewing the house with Zhang Huanqi, so that he could arrange it easily.
As for the down payment for the house, it is about 150,000 yuan. Luo Zegui and his wife can come up with 50,000 yuan, while Luo Qixing only has 10,000 yuan, and Luo Qihong makes up the difference. Central is bustling with traffic in the morning, but there are very few traffic jams in such a prosperous place. White-collar workers holding coffee in their hands and rushing to work can be seen everywhere.
Luo Qihong took a taxi to Huoduoli Company and found Liang Botao who had just started working.
"Luo Sheng, I haven't seen you for a while. You have become much more handsome." Liang Botao said politely.
"Really? But you are still not handsome enough, Liang Sheng." Luo Qihong smiled and said a kind word in return.
Liang Botao invited Luo Qihong in, "I heard from Zhang Taotao that Luo Sheng has made a lot of profits in the stock market, and now he plans to acquire listed companies. Please take good care of me in the future."
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"Liang Sheng deserves the award. I just want to understand the situation first, and may not necessarily acquire it. But if it is an acquisition, I will definitely ask Liang Sheng for your assistance." Luo Qihong immediately expressed his position.
In the small reception room, Liang Botao brought a stack of documents, all of which were listed companies on the verge of bankruptcy and liquidation. "There are 26 listed companies that meet the requirements, half of which are real estate companies."
"I have selected some relatively high-quality companies and put them on it. There are too many companies. Let me introduce the first 5 companies to Luo Sheng. Luo Sheng can go back and study the remaining 21 companies slowly."
"Okay! Liang Sheng, let's start." Luo Qihong nodded.
“The first company was Gide Real Estate Co., Ltd., which was listed in 1972. It currently owns a large number of industrial building properties and a small number of office rooms and shops. The debt ratio is 71%”
"The highlight of this company is that it has one floor of office property in Central and two shops in Yau Tsim Mong District. As long as it can be solved, a lot of funds can be recovered to clear the debt."
"The second company is Baile Most of the properties owned by Men Entertainment Co., Ltd. are restaurants, and some of the properties are teahouses."
"The fifth company is Jingsheng Real Estate Company."
Liang Botao is very professional and introduced this Five companies spent nearly 2 hours talking, and the talk was very detailed.
I wanted to invite Liang Botao to have lunch, but unfortunately Liang Botao had other guests to entertain, so he could wait for the next opportunity.
A restaurant in Central
Luo Qihong felt that he had been working too hard recently and wanted to have a good meal to replenish his energy, so he chose a relatively high-end restaurant nearby and walked to the window seat under the guidance of the waiter. .
"Ah Hong! Why are you in Central?" A familiar voice sounded in my ears.
Luo Qihong turned around and saw Lin Luoqi and a noble lady. He subconsciously guessed that this woman was Lin Luoqi's mother, Xu Jiawen. However, in order to avoid embarrassment, he still had to ask, "In I was working nearby and was too lazy to find a place to eat, so I randomly chose this restaurant. "Is this my aunt?" "Yes! She is my mommy," Lin Luoqi introduced Luo Qihong again. Mentioned the collaboration between the two.
"How about having dinner together?" Xu Jiawen took the initiative to invite Luo Qihong, not only to give face to her son, but also to inspect Luo Qihong.
"I won't disturb you, right?" Luo Qihong didn't really want to sit down, but considering the cooperation between the two on the property sale of Yiren Real Estate Company, he still reluctantly sat down.
"No! We are all acquaintances, why bother?" Xu Jiawen pursed her lips and smiled.
Luo Qihong ordered a 7-mature steak and a pasta. He didn’t really care about other people’s opinions on the meal. As long as he ate well, was full, and practiced basic table manners, the rest was casual. Just some.
"Ah Hong. You don't mind if I call you that." Seeing that Luo Qihong didn't mind, Xu Jiawen continued, "I heard Rocky say that you taught him the method of reorganizing Yiren Real Estate's debts and assets. Have you ever worked in securities finance, or have you studied specifically? ”
(End of this chapter)