Chapter 3 I took over the debt
Gao Laoming took a notebook and reported to Yang Yehui: "Mr. Yang, we found a total of 57 people who took the risk and entered the walled city to hide from debts. 9 of them One is because of bad gambling. The other 48 are because of stock trading. They owe a total of 51.3 million. "How much?" Yang Ye thought he heard it wrong.
“51.3 million, Hong Kong dollars!”
“Dui Lei Laomou actually owes so much.”
"These hanging hairs were all very proud in the first half of the year. They used rat spots to make fish balls and big cows to light cigarettes. Now they are in this bad state." Chui Shuiqiang said with a look of gloating on his face.
Gao Laoming said: "Some owe more, some owe less. The least one is called Tian Yaori, who owes more than 300,000. The most is called Zhan Zhonglong, who owes more than five million."< br>
Yang Ye nodded. If he only owed tens of thousands of yuan, there was no need to take risks and hide in the Kowloon Walled City.
He asked: "Who is Zhan Zhonglong?"
"He is!" Chui Shui pointed at a middle-aged man squatting in the corner.
Yang Ye took a look and saw that the guy was wearing a pair of glasses and his expression was very calm.
“Damn, he looks so gentle, he has a big gambling addiction. How could he owe so much money?”
“He mortgaged his house and company, Stud.”
“Holy shit! How much are these people’s stocks worth in total?” Calculate, it’s probably worth more than 40 million.”
"So much? Then if they sell the stocks, nothing will happen?"
"The first is that no one will take over now; the second is that many of them borrowed money from loan sharks. In fact, the principal It’s not that much, and I’m not willing to pay it back. Moreover, if it’s not repaid, it won’t take long for the interest to start rolling in again.” Yang Ye thought. I am listening to myths.
"It's not surprising. From last year to this year, the stock market has risen tenfold. The interest rate and compound interest rate are not that high. There are many people on Hong Kong Island who have committed suicide by jumping off buildings."
"That's awesome! ”
Yang Ye calculated it. Although he didn't know the specific trend of each stock, he knew that the Hong Kong stock market would reach its peak in the next few years, and the profit would be more than ten times that time. This transaction was worth doing.
Yang Ye said: "Bring them to the room, let me talk alone, let's start with Mr. Zhan Zhonglong."
...
"Mr. Zhan Yes, please drink tea!"
Zhan Zhonglong sat in front of Yang Ye and said calmly: "I heard that the Kowloon Walled City has its own rules. When we enter the Walled City, we are the people of the Walled City. Keep us safe. Master Yang does this..."
Yang Ye laughed dumbly: "Where do you think the Walled City is? It's just a lie to you fat sheep. Otherwise, how could you deliver the goods to your door! Drink tea!"
After listening to Yang Ye With these words, Zhan Zhonglong was no longer so calm, but he still barely suppressed his fear, pretended to be calm, picked up the teacup, and drank slowly.
Yang Ye's eyes were staring at Zhan Zhonglong, without any emotion, as if he was looking at a dead object.
Zhan Zhonglong couldn't help but feel a little embarrassed when he saw Yang Ye looking at him without saying a word.
He is beginning to regret it now. In order to avoid debts, he rushed into the Kowloon Walled City. He did not expect to face such a result.
He is now a lamb to be slaughtered, and the young man in front of him can do whatever he wants with him.
Yang Ye stared at Zhan Zhonglong for a few minutes, got Zhan Zhonglong's information, and said: "Mr. Zhan opened a clothing factory before stock trading. The business was pretty good and the family was happy. Now he is in debt. You've left your wife and five-year-old daughter outside with a lot of debt, aren't you worried about their safety?"
Zhan Zhonglong was shocked, but he didn't expect that the other party would investigate all his details. .
Children are the weakness of every parent. Zhan Zhonglong pleaded: "Young Master Yang, please don't mess with my wife and children. Please tell the Twelve Young Masters that I will definitely pay back the money."
In fact, he originally wanted to take his wife and daughter to the walled city to hide from debts, but this place was too dangerous, so he finally decided to send his wife and children back to their parents' home and hid in alone.
Yang Ye shook his head and said, "Don't misunderstand me. I want to make a deal with you. I wonder if you are interested?"
"What deal?"
"Put you in All your stocks and debts were transferred to me, and I accepted it. How about you, debt-free, go back to live with your wife and children?"
"Master Yang, my stocks..."
"You think you are just stuck and you still have a chance to get your money back, right? You borrowed a loan with a high interest rate. There are many young and Dangerous boys wandering around outside the walled city. If I hadn't stopped them, they would have come in in minutes. I’ll kill you, do you think you can wait until the price comes back?”
"I, I..."
"What are you doing? I have been very kind. I have also taken over your debt and can give you a free life." Yang Ye threatened and lured you, but Zhan Zhonglong finally couldn't stand it. He agreed to transfer all his stocks to Yang Ye.
Originally, he borrowed money from usury, and he didn’t know if these stocks could beat the interest rate.
It’s actually a good thing if someone takes over!
Yang Ye took advantage of Zhan Zhonglong's wife and five-year-old daughter to easily break through his defense. He agreed to exchange stocks with Yang Ye for his free life, and began to meet the second person...
Yang Ye followed the same pattern, and soon from These people got a lot of stock in their hands, but they also got a lot of debt.
If Yang Ye's methods were more sinister, he would actually not have to bear these debts. He would just kill people and get goods.
However, Yang Ye, as a good law-abiding citizen from the future, still cannot do such a thing.
And if these people are killed, their creditors will not let him go, which is a troublesome thing.
After all, if you kill the debtor, who will others ask to collect the debt?
So the best way is to take over the debts as well as the stocks.
These people transferred their stocks to Yang Ye in exchange for a free life. From now on, they no longer have to hide in the walled city and live in fear all day long.
Those outside societies don’t have to think of ways to collect debts from these people all day long, they can just go to Yang Ye directly.
For Yang Ye, this is equivalent to asking someone to borrow money to trade in the stock market. He can just pay off the debt after the stock appreciates, and he can still make a lot of money.
All three parties were delighted.
……
In a tea restaurant.
Yang Ye sat at the table, eating egg noodles with relish.
There were seven or eight horse boys sitting on the table behind him.
A few minutes later, a man with a sinewy face, short build, and a big gold chain around his neck walked in with a few horse boys.
As soon as the guy came in, he burst out laughing: "This must be Mr. Yang, I have admired his name for a long time."
Yang Ye stood up, and the two of them shook hands hypocritically, Yang Ye smiled and said: "This must be the famous Twelve Young Masters."
But in his heart, he thought, is this Tama Street Twelve Young Masters? I thought he was as handsome as Liu Hua.
“I don’t dare to bear it, I don’t dare to bear it! I don’t know what advice Mr. Yang has when he calls me here!”
"Please sit down first and order something to eat. You can order whatever you want to eat."
The Twelve Young Master ordered a bowl of wonton noodles and started to eat it with a splash.
Yang Ye said: "I heard that there is a man named Zhan Zhonglong who owes the Twelve Young Masters more than five million."
The Twelve Young Masters shook his head: "He doesn't owe me, but I owe it to the society. Mr. Yang wants to stand up for this Zhan Zhonglong?”
Yang Ye shook his head and said, “I want to take over this debt!”
The Twelve Shao didn't eat any more noodles, and his face changed: "You want to pay him back?"
Yang Ye smiled and said: "Yes, but your compound interest algorithm is too high. Before No matter how much you roll, I accept it. From now on, I will pay back the principal in two years at a daily interest rate of 50%.
Yang Ye smiled and said: "Actually, even if you kill him, you won't get the money back. Isn't it good to have someone to shoulder the debt for him now?"
"This Zhan Zhonglong, is he your relative?”
Yang Ye shook his head: "To be honest, I took over his debts and bought his stocks."
The Twelve Young Masters slapped the table and laughed: "I understand, Yang You are so generous, you are hoping that those stocks will rise and make a lot of money. To be honest, the risk is too high. Are you afraid that you will be hunted down by all the associations in Hong Kong and die on the streets?"
Yang Ye said with a smile: "Wealth is a risk. I will admit it if I really can't make it back. But even if I can't make it back, I can still afford to pay back the money."
"This matter I can't make the decision. I'll discuss it with the club and give you an answer in three days!"
"That's right."
(End of this chapter)