Chapter 146: Cali Bank’s style has changed dramatically
After reading this document, Su Cheng sat down and thought about it.
Is it worth spending 10 million pounds to buy such a bank?
Ten million pounds is not a small amount. If converted into Hong Kong dollars, it would reach 90 million Hong Kong dollars.
According to intelligence data, the price of 10 million pounds is actually not too outrageous.
Even though Wandehan Bank seems to have had all its funds withdrawn and still owes more than 2.2 million pounds in user deposits, this bank should not be worth anything.
In fact, in addition to the Wandehan Bank headquarters building worth hundreds of thousands of pounds, the bank currently has about 3.3 million pounds of loans that have not yet been recovered.
This is also the reason why the boss of Wandehan Bank dared to offer this price.
In other words, if all these loans are recovered, Sioux City will actually spend only about 6 million pounds.
In addition, there is another very important thing, which is a bank license.
It is not easy for non-British businessmen to apply for a banking license in the UK. Banking licenses from the Bank of England are not issued casually.
Wandehan Bank has a history of more than 50 years in the UK and is considered a well-known bank locally.
If Wandehan Bank cashes out all the funds stored in users this time, it will not have much negative impact, which will also be very conducive to the development of business after the acquisition.
Moreover, private banking, one of the core businesses of Wandehan Bank, coincides with the planned development direction of Sioux City after its previous acquisition of Clearbank.
From this point of view, acquiring this bank is still a good choice.
However, some conditions need to be modified.
Thinking of this, Su Cheng made another phone call and went back to the general manager's office of Su Group's European branch.
Yu Xing waited in the office for more than half an hour, thinking that Su Cheng had forgotten to call back. At this time, when he saw that Su Cheng's transoceanic call finally came, he couldn't help but breathed a sigh of relief.
"Boss, how are you?" Yu Xing asked.
"In this case, I am somewhat interested in this bank. If nothing else happens, I will send a negotiation team to the UK to conduct acquisition negotiations with them. You can disclose this matter to Wandehan Bank first. The boss." Su Cheng said directly.
"Okay, I will talk to them over there. In addition, I can assist your negotiation team, boss. When they come to the UK, just contact me." Yu Xing said with a smile.
Although the acquisition of a bank had nothing to do with him, Yu Xing also wanted to show off in front of Su Cheng.
The European branch has great potential in the future. He hopes that he can continue working on this platform and in this position. Therefore, it is very important to have a good relationship with the big boss.
"Well, thank you for your hard work, Mr. Yu." Su Cheng said.
"This is what I should do. It is my honor to serve the boss." Yu Xing replied.
After the two hung up the phone with each other, Su Cheng came to the terrace on the third floor.
At this time, Guan Jiahui was under a sun umbrella, drinking iced milk tea and enjoying the sea breeze comfortably.
She knew that Su Cheng was busy with something, so she didn’t disturb him or eavesdrop on anything.
When she was a child, her mother's education had a great impact on her, teaching her how to be a lady. Unfortunately, after her parents divorced, her personality began to change. Despite this, she was also a very good woman. A girl who does things according to circumstances.
"Huihui, I have to go out to do something later. You stay at home and I will be back early." Su Cheng said to her with a smile. "Okay, Brother Su Cheng, I'll wait for you." After what happened last night, Guan Jiahui looked at Su Cheng with eyes full of affection.
She also knows that Su Cheng is the big boss and has many things to do.
But now that it is inconvenient for me to walk, I will not follow suit and embarrass Brother Su Cheng.
Then, Sioux City asked the driver to drive directly to the Cleary Bank in Tsim Sha Tsui, Kowloon.
Arrived here, Su Cheng found that the Bank of California had changed a lot at this time.
The exterior decoration style of the entire bank building has been completely changed. Looking at the headquarters building of Cali Bank from the outside, it looks very luxurious.
Today, Calibank is no longer positioned as an ordinary public bank, but as a more sophisticated private bank with high thresholds.
So, if we still maintain the simple style before, it will definitely not work.
When Su Cheng walked into the bank, the bank staff quickly recognized Su Cheng.
In Xiangjiang, there are not many people who don’t know Sioux City.
Nowadays, who in the bank doesn’t know that Su Cheng is their boss!
Su Cheng glanced at the decoration of the lobby. It had indeed changed a lot. It was completely different from the last time he came here.
The decoration style is somewhat similar to the style of private banks in Europe.
When you walk into the exquisite door, you can see the 5 to 6 meter wide front desk. Fresh flower baskets are placed on both sides of the desk. I am used to the hustle and bustle of bank branches. If it were not for the display board With the words Heung Kong Jiali Private Bank written on it, the environment here is hardly reminiscent of a bank. Perhaps it would be more appropriate to say it is a multinational company.
Through the carpeted corridor, you can reach the room where business is discussed. It is obvious that in order to meet the privacy and environmental preferences of customers, Clear Bank has different decorations in different rooms, which are simple and simple. It has a literati style, and also has a magnificent international style room, with soft sofa seats for two people to discuss business, as well as multi-person seats that can satisfy family discussions.
It is obviously easier to communicate in an environment that matches the customer's identity.
In the lobby, there are several well-dressed customers who are talking to the staff. It is obvious that these people are either rich or noble.
"Boss, are you here to see the general manager?" Seeing Su Cheng standing in the lobby to inspect the decoration style, a young female bank staff asked respectfully.
"Well, I have something to do with him. Is General Manager Ouyang at the bank?" Su Cheng asked.
"Yes, boss, do you want me to take you there?" The female bank staff member spoke a little tremblingly, but still asked calmly.
Who is this person in front of me? He is not just the boss of this bank, he is also one of the richest men in Hong Kong, with a net worth of tens of billions.
"Has there been any changes in his office?" Su Cheng asked with a smile, looking at the nervous look of the girl in front of him.
"The general manager's office has not changed." The female staff member hurriedly replied.
"Well, I know the road, I can just go by myself." Su Cheng nodded.
Getting on the elevator, Su Cheng quickly arrived at the second floor of the bank, where the office of Ouyang Hai, general manager of Jiali Bank, was.
Different from when Su Cheng came here before, in addition to the general manager's office, now there are also some private rooms for business discussions on the second floor. The decoration style is similar to that on the first floor, and it is still extremely luxurious.
Through the translucent glass door, Su Cheng also noticed that there were customers and bank staff doing business in several private rooms on the second floor.
It seems that during this period, Cali Bank has been upgraded very well and has begun to successfully transform.
(End of this chapter)