Chapter 363 The Invisible Future
Little Fatty wants to borrow money?
The sun is really shining in the west.
Before he was reborn, only Li Yan had borrowed money from him. Although Xiaopang was not a top rich second generation, he was still qualified to join the "rich second generation" circle.
Co-author Now that Li Yan is richer than the rich second generation, is there a two-level reversal?
Although Li Yan never borrowed money from Lin Zhiyuan in his previous life, because he was relatively averse to borrowing money.
Asking others to borrow money will put a lot of pressure on him, and he always feels that unless there are some serious emergencies, borrowing money is a sign of his extremely poor financial management ability.
And the key is that his nervous mentality of feeling that he owes his creditor will also make the creditor uncomfortable.
In short, we cannot grasp the balance point in the middle.
He chose to save a little by himself and ensure that he had some savings, and would not borrow money from anyone unless absolutely necessary.
In the same way, he is not willing to lend money to others.
He would rather give.
The most embarrassing thing about borrowing money is that when someone actively repays the money, you have to thank them, as if it is a matter of course that you should be grateful; when someone accidentally forgets, you have to worry about how to remind them. , obviously he is a creditor, which makes him have one more trouble to worry about; others deliberately forget...
That can only comfort yourself when you lose money and recognize a person.
In short, the saying that it is the uncle who owes money has become a common saying, and there are indeed enough examples to support it.
Considering his relationship with Xiaopang, he can put it in the "special circumstances" column without having to worry too much.
“How much?”
“Two hundred thousand.”
To be honest, it’s not easy to stun Li Yan now.
Little fat man, you have something.
Li Yan made a call directly, and Xiaopang answered it instantly, and then immediately said:
"Wait a minute, Mr. Yan, I'm going to a place where no one is around."
"What the hell? , In debt?”
“No, no.”
It doesn’t sound like Lin Zhiyuan is panicking, at least he shouldn’t be involved in a pyramid scheme.
"I wasn't going to ask you what you want the money for, but two hundred thousand yuan doesn't sound like enough money to buy toys."
"... Mr. Yan, in your eyes, the only way I can spend money is to buy toys. "?"
"If you buy books and textbooks, even if it's a bookshelf, I believe your dad will fully support it."
Lin Zhiyuan was silent.
Li Yan couldn't help but frowned, "You guessed it right? Is this something you can't tell your dad?"
"Yeah."
Isn't it a matter of puppy love?
You boy, hurry up and say it, I’m not your father!
“What’s wrong?”
“Master Yan, do you have a girl you like?”
Oh, this is really the route.
“No.”
“You do, Sister Wei, stop lying.”
Why do you ask a trader when you have established facts in your mind? Forget it, for Xiaopang, it’s just a matter of finding an entry point and doing whatever he likes.
“Speak.”
"I also have a girl I like."
Li Yan remained silent.
“She is also very kind to me. Now her relative has had a car accident and her family doesn’t have much money. She has been in the ICU for a few days and can no longer bear it anymore. She is trying to collect the surgery fee, which is short of 200,000 yuan. ”
The reason is very simple, very direct and very clear.
But after Lin Zhiyuan said this, he was so weak that his voice was trembling.
"Zhiyuan." Li Yan said seriously, "Seriously, two hundred thousand is not a big money to me now. I treat you as a brother. I will naturally give it to you if you need it. You don't even have to pay it back, but I must know the real situation."
Lin Zhiyuan's breathing became rapid on the other end of the phone.
"I only need to know three pieces of information. What is the name of the girl you like, what is the relationship between her relatives who had an accident and what hospital she is in."
"No...you don't need to ask these questions. "Young Master Yan..."
There is something wrong in my heart.
Li Yan suddenly felt angry. You little chubby kid, are you still playing tricks on me?
"Say."
Lin Zhiyuan sighed longly, "I'm sorry, Mr. Yan, I'm really sorry. I didn't mean to lie to you, but I really... don't know what to say."< br>
"It's nothing to say, just tell the truth." Li Yan's tone has turned cold, "Either don't come to me, or tell the truth. I don't like people lying to me."
"Because I need to The one with the money is my dad.”
Li Yan's brows furrowed even more.
"Since half a year ago, he has often looked sad, and even my mother has become taciturn. Can you believe it, my mother is taciturn!"
Okay, from the emotion of this sentence Look, the little fat man told the truth.
Li Yan listened with peace of mind.
“Every time I go home on weekends, I feel very strange. When I ask him, he won’t tell me. My mother said that business is not as good as before and I make less money. I studied better during that time. It can be considered as dissolving some of their unhappiness. Alas, Mr. Yan, this is why I seldom see you during this period. Every family has its own difficulties.”
"What about the two hundred thousand?"
"We haven't talked about that yet. You are busy doing big things this summer, so I didn't dare to disturb you and went back to Lincheng by myself. But my dad said he wanted to stay in New Taipei 'Do something'. According to my mother, he is going to make a comeback."
Li Yan's brows that had just relaxed wrinkled up again.
“It sounds like we are lucky. There is a girl in our class who has a business similar to that of my dad, which is engaged in ceramic products. My dad’s company suddenly broke off cooperation with two big customers, and all of a sudden It's a vicious cycle. He keeps saying that as long as there are customers, everything can be restored at any time."
"Are we talking about cooperation?"
"Yes, and we are going to participate in the exhibition together and open up overseas sales channels." Lin Zhiyuan was actually a little excited when he said this, but he looked so decadent at the beginning.
“Then it requires a lot of initial investment, and your dad has been operating poorly for half a year... Well, um, it’s a capital turnover problem, so he’s a little passive?”
“Young master Yan, you deserve it. He is the one who will become the boss!" Lin Zhiyuan couldn't help but said loudly, "That's what happened. Last time I heard my dad talking about the increasing pressure on early investment. I told my mom in the kitchen that after participating in the exhibition, The first batch of goods delivered is still short of 200,000 yuan..."
"So you want to lend me a loan to help your father make a comeback, and you want to take care of his self-esteem, so you don't tell me the truth?"< br>
"...Yes." Lin Zhiyuan's voice trailed off again, "I'm sorry, Mr. Yan, I really didn't mean to lie to you. My dad has a strong self-esteem, and you two know each other. I told him that the money was If I ask for it for other reasons, it might be easier for him to accept it.”
"If you need help from others, what's wrong with your self-respect? I'm really proud, and I can prove it by making a comeback." Li Yan sighed, "If you say that, I feel better. You have a conscience."
< br>Lin Zhiyuan chuckled twice.
"But..." Li Yan suddenly changed the topic, and Xiaopang's heart was raised, "How much money did your dad invest in the early stage of this so-called cooperation? How come you can't get out even 200,000? ?"
"I'm not sure about this..." Lin Zhiyuan groaned for a long time, "I probably heard that one million was invested, and the first batch of products was included in the exhibition. Their cooperation has corresponding The investment ratio from my dad’s side is probably not that good.”
“I can help, but I hope it’s done openly, okay?”
The little fat man immediately became entangled, "I'm afraid my dad won't accept it, and then he will scold me for making my own decisions..."
Do you have such a strong self-esteem, bro?
The big industrial boss can’t get even 200,000 even if he invests one million, so don’t worry about your self-esteem.
But if what Lin Zhiyuan said is true and Lin Qidong suddenly lost two big customers and failed to adjust the production scale in time... the healthy capital chain has been out of control for half a year, and the cash flow may indeed be wiped out. Eighty-eight. This can be regarded as a pain point for many big bosses who look glamorous on the surface. They say they are worth a certain amount, but in fact all their money is on their own assembly lines and equipment, and they cannot sell it. As long as they can create value, they are still considered elites. Once their blood is cut off, they will all Dumbfounded.
It is indeed nothing new for many big bosses who blindly expand production scale. When major customers leave or the industry suddenly blows a cold wind, their capital chain is broken and they are unable to turn around. They cannot maintain operations for several months and go bankrupt and go to work.
Maybe the real estate that Li Yan reminded Xiaopang will be sold before it reaches the top to recover the blood.
“Come on, I am not a student now. My social identity is first and foremost a talker on future science and technology. Leaders of provincial departments, academicians, and CEOs of various technology companies all treat me equally. Your father still treats me as a minor. What do people do?"
"That makes sense..."
"I'll talk to him later"
"This, this..."
"Leave it to me, mother-in-law."
"Okay!"
The moment Li Yan hung up the phone, some belongings The memory of the "past future" suddenly awakens.
It’s about Xiaopang.
This made Li Yan stunned and his eyes widened, as if he had been tapped on an acupuncture point.
That happened when Li Yan was in her second year of high school in her previous life.
Li Yan, who was in a period of confusion, suddenly fell from a genius in junior high school to a poor student in high school, and she felt very uncomfortable in her heart.
It is difficult to get along with my classmates, and I also think of Lin Zhiyuan, whose contact has become increasingly weak since he started high school.
Thinking about chatting with Lin Zhiyuan, Xiaopang has been getting better and better since he started studying seriously in junior high school. He was admitted to a good school in New Taipei to high school. Li Yan was thinking about Xiaopang’s results at that time. Maybe he is better than me.
As a result, Xiaopang came up and said, "I have fallen into a low point in life, and everything around me is darkness," which confused Li Yan.
The two were miserable with each other and chatted for more than an hour until they ran out of money.
Li Yan also learned that Lin Qidong, Lin Zhiyuan's father, had gone from an asset of tens of millions to a liability of tens of millions due to poor management and wrong investments.
And during this period, Xiaopang also met a girl and was so fascinated that when Lin Qidong still had some money in his hand, he believed the girl's words and supported her with a hundred thousand yuan to treat her who was hit by a car. Mother.
Paradoxically, it was the girl's uncle who led Lin Qidong to invest.
After making Lin Qidong stupid, Silly Fatty didn't realize that he was being tricked, so he ran to beg the girl whose "mother has recovered" to give him back 100,000 yuan.
I found out that I have been blocked.
Not to mention Lin Zhiyuan's mental state at the time, just when Li Yan heard it - no, just when Li Yan recalled it now, he felt that his heart beat was out of rhythm.
Li Yan also remembered this evil girl’s name because it was so distinctive.
Lu Ming——Yo yo, the deer roars, eating apples from the wild.
Fresh name, vicious person.
As a result, starting from the sale of real estate, Lin Zhiyuan could not afford the high sponsored high school tuition fees in the end, and the Lin family was forced to leave New Taipei.
After this chat, Li Yan was constrained by her own confusion and did not know more about Xiaopang's situation.
It wasn’t until he graduated from high school that he wanted to contact Xiaopang again, only to find that “your gray avatar would no longer jump” and the phone could no longer be reached.
Even their home in Lincheng was covered with IOUs, and the building was empty early.
The memory stopped abruptly, and Li Yan felt a little heavy.
No wonder I have never been able to think of Xiaopang’s future after high school. I co-authored Xiaopang... there is no future.
Although after rebirth, Li Yan changed a lot of things and the fate of many people because of changing his own destiny. He did come to New Taipei to go to school with Xiaopang. Lin Zhiyuan's current study situation is indeed better than Better memories from past lives.
But...will Lin Qidong still follow the same path?
Poor management has begun to appear. Could it be that the wrong investment of this proud boss was driven by an overly strong desire to "make a comeback"?
Li Yan does have money now, so there is no problem in helping his good brother out of a crisis.
After all, Lin Zhiyuan also gave him a lot of help when he was in primary school.
They are one of the few friends that Li Yan deserves to cherish.
But in the end, there will still be a hole of tens of millions of debts. Unless Li Yan's mobile phone is a big success, it will be a huge headache.
Compared with the crude method of using money to directly repair the hole after the Dongchuang incident, Li Yan certainly has a better solution.
Lin Qidong has a lot of business in New Taipei. With Li Yan's current influence, he can easily contact him without going through Lin Zhiyuan.
However, they really had little business communication. Li Yan thought for a long time before he came up with the idea of a ceramic back cover for mobile phones - but he was not prepared to make a ceramic back cover from the beginning to the end.
In order to take care of Lin Qidong's inexplicably outstanding self-esteem, Li Yan also went around a circle and asked two or three intermediaries to introduce Lin Qidong to him through the theme of "exchanging mobile phone shell materials".
The phone then rang:
"Hello? Good afternoon, Uncle Dong. Good afternoon, my name is Li Yan, Xiao Li."
"Oh oh oh, you are still Xiao Li, Mr. Li, Mr. Li, I know what you have been doing recently, it really makes me feel ashamed."
Lin Qidong's voice still sounded full of energy, not quite like Looking like he's behind bars.
But Boss Lin's words of shame are really... he has too high demands on himself.
“That’s right, didn’t I communicate with some bosses here in New Taipei before? When we talked about mobile phone casing materials, someone mentioned ceramics, so I thought about finding some ceramic manufacturers to learn more. Someone introduced You, I just suddenly remembered that I would like to give you a call and have a chat."
Lin Qidong suddenly said "Oh", then waved his hands and laughed, "That may disappoint you. Hey, Mr. Li, I only deal with large ceramics here, and I really can’t make delicate things like mobile phone casings.”
"That's a bit of a pity." Li Yan smiled, "It's okay, let's just chat. I was too busy this summer and didn't even go back with Zhiyuan."
"Don't waste time following him. Your time is precious now. Hey, haven't your parents come to New Taipei yet?"
"No, they are not used to it. Maybe they will be willing to come here after I finish my work here."< br>
"Okay, okay," Lin Qidong sighed with emotion, "Having a son like you is a blessing from my previous life."
"Uncle Dong, how is your business lately? It's okay. Do you want to do it?”
You have done your best to be kind and righteous, little fat guy, Mr. Li has been circuitous enough!
"It's okay. It's not as good as before. The main reason is that two big customers suddenly stopped cooperating, which is also strange." Lin Qidong sighed heavily, "To be honest, it made me confused all of a sudden. I'm a little flustered. I just built a factory in Changheng, and the plan is completely messed up."
"Is it possible that it's a competitor?"
Lin Qidong laughed, "No. Accurate, but I was really taken advantage of by my colleagues.”
“Oh?”
"I have to thank Zhiyuan for this. I was thinking about whether to close Chang Heng's factory. If I lose the initial investment, I will lose money, which is better than snowballing later. Suddenly I heard him say that there are classmates in his class who also make ceramics at home. I I asked for my contact information and asked them if they wanted to take over Chang Heng's factory. As a result, they talked about it and agreed to cooperate. They took the online route, saying that they would first produce a batch of top-notch products together and participate in a solo exhibition. Sold abroad. "
It's exactly what Xiaopang said... but Li Yan always felt a little strange.
"You agreed, right?"
"Yes, I think it would be a good thing to have such an opportunity to use their online channels to consume inventory."
"Is it effective so far?"
"There are still some, there is indeed a big order."
Eh? Things are different here.
Li Yan hurriedly asked, "Uncle Dong, is it quite expensive to invest in the early stage?"
"It makes you laugh, I was once short of 200,000 yuan to fill the hole. I was wondering who I should borrow from. I didn’t expect that Lao Lu’s family also ran a financial fund, so I transferred a small amount and just made up for it. Sometimes the noble people in life just come..."
“What’s your last name?”
"Lu, Lu from the land."
Li Yan was stunned, "Then do you know the name of that classmate Lin Zhiyuan?"
"It seems to be Lu Ming, do you know him too?"
Grass.
(End of this chapter)