Chapter 79 Young Owner (Update added)
Saturday, June 16th.
Kang Qirui took Zhu Wanling to the Hefu Real Estate Company early in the morning according to the address in the newspaper. As soon as he entered the door, a female agent in uniform came forward and greeted: "Welcome, two of us. This way, please take a seat." He led Kang Qirui and Zhu Wanling to sit down in the discussion room, and after pouring tea, he introduced himself: "My surname is Su, and I am the sales manager here. What are your names?"
The real estate agency, the manager per capita, is indeed well-deserved. Kang Qirui does not think that the manager Su in front of him is the talker here, but it doesn't matter, as long as he can get things done. He said politely: "My surname is Kang, and this is my wife."
"Kang, Mrs. Kang." Manager Su said hello first, and then said: "Do you two have any houses you like? What? If you don’t have one yet, you can tell us what you need and we can help recommend it.”
Kang Qirui took out yesterday's newspaper, pointed at the four circled targets and said: "We want all four of these houses. Are they still available? Can we view the houses today?"
Manager Su I was shocked when I heard it, and then I was overjoyed. This is a big customer. She asked uncertainly: "Kang Sheng, do you mean you want all four sets?"
Kang Qirui nodded, and Manager Su was immediately overjoyed, "Wait a moment, you two, I'll check it out. After saying that, he hurriedly went out, and came back after a while and said: "Kang Sheng, Kang Tai, I just asked our colleagues. We all have keys to the three houses. You can go directly to see the one you two like." We don’t have the key to the shop, but we have already notified the owner. Do you think it’s ok? Let’s go see the three houses first, and then the shop.” . Manager Su quickly arranged things and applied for a special car. He took Kang Qirui and Zhu Wanling to Jinyan Garden as the first step. Manager Su took the key and opened the door and began to introduce them.
“You two should have seen it when you came in just now. The supporting facilities in the community here include a children’s park, a pavilion in the community park, etc., which are relatively sound. Moreover, the green area reaches 35%, and there are security guards on duty 24 hours a day. . Our apartment has two bedrooms, one living room, one kitchen and one bathroom. It was delivered last year. The owner’s decoration is relatively simple. You two can take a look.”
"Oh, by the way, I heard that the northern branch of Metro Line 3 will pass through here. There is a bus stop at the door, and the transportation is very convenient."
Hearing Manager Su's introduction, Kang Qirui thought to himself: Yantang Just stand. However, he said: "It's just a rumor. Who can guarantee that it will pass, right?"
After a brief look, Kang Qirui asked Manager Su to check out the next set. He had no intention of moving here. He came to see the house mainly to check out the apartment type and community environment, so that he would not know what the house he wanted to buy would look like or how much it would cost to rent it out.
"This is Huakang Community. Look, you two, there is the university over there, the hospital over there, and the primary and secondary schools and kindergartens over here. Two large shopping malls are also being built over there." Arriving at Huakang In Kang Community, as soon as Manager Su got off the car, he started pointing to the surrounding area and introducing it to Kang Qirui and Zhu Wanling.
“This is an apartment with two bedrooms, two living rooms, one kitchen and one bathroom. It is well decorated. We are on the 4th floor and the middle floor has good lighting.”
Kang Qirui was noncommittal and signaled Manager Su to continue looking at the third set of Tianhui Pavilion on Tianhe East Road. This set was almost the same as the second set. After watching it for a few minutes, Kang Qirui heard Manager Su receiving a call saying that the owner of the shop was already waiting there. Kang Qirui asked Manager Su to take them directly. It's over.
“This is Mr. Li, the landlord of this shop.”
“These two are Mr. Kang and Mrs. Kang. We just made an appointment to see the shop.”
As soon as they met, Manager Su began to introduce the two parties. Kang Qirui heard that Manager Su was speaking Mandarin and asked, "Isn't Mr. Li from Guangfu?"
Mr. Li smiled and said: "No. I'm from the Northeast. I used to run a supermarket. I bought it directly from the supermarket and the shop. As soon as it was sold, construction started everywhere in the area. There were originally few people in the suburbs, so they were so As soon as I started, the flow of people got even worse, I was losing money every month, I couldn’t continue the business, and the supermarket was closed, so I thought about selling it.”
Mr. Li is still an honest person. When he came up, he said that the flow of people was not good. Manager Su next to me was so anxious that she was afraid that Kang Qirui wouldn't buy it after hearing this. Kang Qirui didn't care about the flow of people. He asked directly: "Can we talk about the price?"
Mr. Li was stunned and said directly: "Hey, brother is still a cheerful person. Brother, I should be more cheerful. Aren’t you Guangfu people talking about good luck? Let’s be more lucky, how about 118,000?”
Kang Qirui nodded, it’s within the budget. He smiled at Manager Su and said, "Thank you, Manager Su, please go through the formalities." Manager Su suddenly became happy and welcomed a few people into the car and returned to the Hefu Real Estate office. First, we took care of the store matters, which took more than half an hour to complete. The two parties signed a contract of intent, and Kang Qirui paid. This shop officially belongs to Kang Qirui.
After Manager Su sent Mr. Li away, he returned to the conference room and said to Kang Qirui: "Mr. Kang, it will take some time to get the three certificates. Don't worry, it's all clearly stated in our contract. , I'll send it to your home when it's done?"
"Okay, it's okay. Just let me know when the certificate is ready," Kang Qirui said.
Manager Su asked again: "Are you two satisfied with the three apartments?" Kang Qirui looked at Zhu Wanling, who shook her head. She agreed yesterday. She didn't live in it herself, so there was nothing she was dissatisfied with. Kang Qirui said to Manager Su: "It's still the same as what I told you, we want these three houses. But we don't pay in full for these three houses, we take loans, and we pay the down payment." At this time, there is no purchase restriction policy. .
"No problem, do you two have housing provident funds?" Manager Su asked. Nowadays, real estate agencies provide one-stop services and directly arrange loans.
Guangfu was the first city in the country to launch the second-hand housing mortgage business. At the same time, it promulgated the Implementation Measures for Housing Provident Fund Individual Housing Mortgages in 1999 and took the lead in implementing housing reform. At this time, housing reform has been commercialized. , buying and selling commercial houses and buying houses with mortgage loans have become topics of discussion in every household in Guangfu. Manager Su is already familiar with these. All the residential transactions she has handled in the past year or so have been through loans.
"I work at a university and my wife works at a hospital. We both have housing money." Kang Qirui was fully prepared and took out the housing money book for both of them.
"Okay, okay, please wait a moment, I will check the procedures."
In the end, it took until about five o'clock in the afternoon to complete all the procedures. Mainly because after the purchase and sale procedures were completed, Kang Qirui entrusted Hefu Real Estate to help him rent out the three houses and the shop, and the entrustment procedures took a long time.
On the way back, Zhu Wanling said: "I didn't expect that the monthly payment was quite low. I thought we would have to live frugally after buying these houses." The total price of the three houses was 800,000, deducting After spending money on their housing, they took out a provident fund loan with a down payment of 290,000 yuan. The monthly payment was only 1,430 yuan, and Zhu Wanling's salary was enough to cover it.
Kang Qirui smiled and said: "So the house is cheap now. When we have money, we will continue to buy hahaha." Today they are bleeding heavily. Thirty-three people returned from the previous B-share investment All the ten thousand yuan has been spent, and more than half of the dividends from the clothing store have been used. Now the entire net worth is only tens of thousands of dollars in A shares.
When the two returned to Kang's house, they saw the second sister-in-law and the boss talking in low voices, and the others also looked like they were gossiping. When the second sister-in-law saw Kang Qirui and Zhu Wanling coming back, she stopped the two of them and said, "Uncle Yao is the most knowledgeable. Do you think you should see a doctor if you have a problem? Mental illness is very common nowadays, right?" br>
Kang Qirui was confused and wondered: "What are you talking about, second sister-in-law?"
Zhu Wanling also asked with concern: "Who has mental illness? This is indeed very common now, second sister-in-law said Yes, you need to see a doctor in an emergency.”
Big Brother Guang said with a look of helplessness: “You heard what A-chan said. She took Xiao Wanzi out to play today, and she will be sick when she comes back. It’s unreasonable to say that people are abnormal.”
“That silly girl pointed at those buildings today and said that they are my properties. They are also my properties.” That is my five-star home, as well as those high-end villa areas. She also said that she has properties, and she pointed out many places. Isn’t she crazy?” The second sister-in-law vividly recounted how she took care of the child today. The scene of Maruko going out to play.
“Actually, Xiaowanzi really comes from a young rich woman, one of those young property owners mentioned in the newspaper. Her father said that the property will be given to his daughter sooner or later, so it’s better to just use her name to buy the property now. , you won’t have to pay any inheritance tax in the future,” Daguang explained.
"Is this okay?" the second sister-in-law said thoughtfully.
Kang Qirui thought for a while and said to the second sister-in-law: "Actually, you can also use Tianxiu's name when buying a house."
The second sister-in-law was still stunned and did not answer the call. , but the second brother said: "We live well here, why should we buy a house?"
"House prices are cheap now, and they will definitely rise sharply in the future. Buying a house is an investment." Kang Qirui Continue to persuade.
The second guy was not interested in buying a house, but he was interested in investing. He quickly asked: "Can it really rise?"
Kang Qirui nodded and directly used himself as an example: "We are going to buy a house today." This is more effective than anything else. Kang Qirui bought all of them himself. Isn't it more reliable than those stock market experts who recommended a bunch of stocks that he didn't buy a single share of?
For various reasons, housing prices in Guangfu in 2001 were actually considered the year when they hit the bottom. It was not until 2002 that the full implementation of monetary allocation of housing and the entry of "housing reform housing" into the market fully stimulated the residential consumer market, and housing prices began to take off, maintaining a monthly increase of more than 10% for four or five consecutive years.
Thank you for your company
(End of this chapter)