Chapter 359 Real Estate Development
On a per capita basis, the medical and educational resources enjoyed by naturalized citizens in the Victory Port area were much higher than those in the Ming Dynasty and other empires of the same era, and the economic cost for naturalized citizens to enjoy these benefits was very low, even almost free. This is This also reduces the living costs of local naturalized people in a disguised way, allowing them to use their salary income for other aspects that improve their living standards. Some naturalized residents with higher positions, stable incomes, and a certain amount of savings have begun to subscribe to affordable housing specifically built for naturalized residents.
Since the construction of affordable housing organized by the Ministry of Construction began at the beginning of the year, hundreds of units have been completed. This includes the Tongzilou apartments that were sold internally to the Chuangzi Tower. After several rounds of house lottery selections, most of the hundreds of Chuanzilou who stayed in Shengli Port have moved from prefabricated houses to new apartments in batches. In order to avoid unnecessary trouble, members' welfare rooms are all finely decorated with uniform standards, and all indoor furniture and sanitary ware are customized in large quantities. The building has hot water and electricity supply, and the indoor lighting is all installed with LED lamps purchased before crossing. These long-life lamps can be used until the crossing group is able to produce incandescent lamps on its own in the future.
Although the internal space of these apartments is limited, each household only has a usable area of more than 20 square meters, and hot water and electricity are supplied for a limited time every day, it allows members to re-experience the familiar feeling of living in a cement box before traveling through time. It feels like the privacy of each room is much better than the previous dormitories where multiple people lived together. Although it is still far from the wealthy environment that everyone expected in a deep house compound, it has been greatly improved compared to the prefabricated house where I lived for a year. Besides, even the high-ranking executive committee members also live in this kind of dormitory building, so the members really have nothing to complain about.
Real estate projects have been in the planning of the Ministry of Construction from a long time ago. Tao Donglai, as a former real estate developer and now leader of the executive committee and top leader of the Ministry of Construction, knows that meeting the people’s rigid demand for housing will help maintain the Social and economic stability, so he attaches no less importance to real estate projects than military construction. In addition to the welfare houses built to improve the living environment of members, Tao Donglai will naturally not miss the opportunity to sell real estate projects to ordinary people.
The Executive Committee has implemented a strict collective land ownership system in the areas under its jurisdiction. Therefore, it is basically impossible for local naturalized residents to purchase land and build houses on their own. Their existing houses also belong to the Executive Committee and its subordinate units. , the people themselves do not own their property rights. Under such a background environment, the only way for naturalized residents to obtain their own real estate in this area is to purchase officially launched commercial real estate.
In July, the Ministry of Construction experimentally launched two low-income houses with a total of 80 households to local naturalized residents, which immediately triggered a rush to buy. This kind of affordable housing for naturalized residents looks almost the same in appearance as the popular welfare housing. It is also a two-story building with 40 households each, and has a masonry and cement structure. However, the interior is just a simplified version of a welfare house. There is no supply of hot water, electricity, etc., no independent bathroom space, no flat floor tiles, and no painted walls. It basically looks like a rough house in later generations.
But these are not a big problem for naturalized residents. There is no hot water, but everyone has long been accustomed to collective bathhouses, and they are free, so there is nothing wrong with them. If there is no toilet, putting a toilet in the house can solve the problem. As for high-end toilets, ordinary naturalized people will definitely not be able to use them. Electricity is of no use to naturalized citizens, and electric lamps are not needed for lighting. At present, the lighting equipment for naturalized citizens is still mainly kerosene lamps. Those with better conditions can use glass-covered horse lanterns. Some naturalized citizen cadres even The Ministry of Industry has just begun to produce carbide lamps that are still in internal trial status.
Carbide lamps are not high-tech gadgets. Simply put, calcium carbide reacts with water to generate flammable acetylene gas, which relies on the combustion of acetylene to emit light. This kind of lamp was widely used in the 20th century when power resources were not yet developed. The lamps hung on the old rickshaws were carbide lamps. Even in the 21st century, because of its combustion principle and its flame color changes that provide a warning of lack of oxygen, it is still used as a must-have for miners and cavers. The principle of luminescence is very simple, and the process of making pig iron carbide lamps is not complicated. At present, calcium carbide can be prepared during the coking process, and the raw materials are fully guaranteed. This thing has basically no shortcomings except for a slight smell when burning. However, as long as the indoor ventilation conditions are good, this is not a big problem. The brightness of its lighting completely exceeds that of oil lamps and candles. The Ministry of Industry plans to use this for civilian use in the next step. New products are mass-produced and exported as top products.
Regardless of these differences in objective conditions, just being able to live in the same house as the Haihan leaders is enough to make the naturalized residents excited. Those who have the financial means to apply for affordable housing are basically the cadre class among the naturalized people. As vested interests in the development of Haihan, this class has almost all become Haihan culture after a long period of consciousness indoctrination and brainwashing. The die-hard elements regard Haihan leaders as omnipotent beings and imitate the living habits of their bosses intentionally or unintentionally.
Cutting your hair and changing clothes, learning some propaganda slogans, these are very superficial things, and they can be imitated even without the status of a cadre. They are not enough to reflect the difference and superiority. However, not everyone can buy this kind of residence that is exactly the same as that of their bosses. This is a symbol of status and class within the system. If you use the words of Haihan leaders, this is the real style! Living in a place like this is completely different from living in a boat-shaped house with a bamboo and wood structure. Judging from the current social differentiation in Sanya, it can be said that this affordable housing is the most intuitive and effective social system. status symbol.
Of course, this kind of house is not without its shortcomings. From a traditional Chinese perspective, it must have a courtyard to feel like a home. The living space for one household in this Anju House is really too small. If there are two generations, , living seems a bit crowded, and we must consider dividing households. But the problem now is not the size of the house, but that there is no option to build one's own house in the area under Haihan rule.
Although outside merchants can enclose the land and build houses, the land still belongs to the executive committee and is only used on a lease basis. To put it bluntly, it is difficult to say who owns the house. However, the affordable housing sold by the Ministry of Construction has property rights that are coveted by outsiders but cannot be obtained. They can be transferred and inherited. They are real family property and have a property certificate signed and sealed by the executive committee. This is an extremely valuable property for ordinary people. Endorsed by prestige.
The Ministry of Construction also has a threshold that cannot be ignored when selling this batch of affordable housing, that is, there are clear restrictions on the identity of those who apply for real estate. They must have been naturalized citizens for more than one year, and their labor grade must not be lower than level three. Only people can be eligible to apply for this affordable housing. This is basically an official explanation of the status of affordable housing - those who are qualified to apply for it are basically the upper class of the local naturalized society, which is enough to make ordinary people feel envious.
Of course, not everyone can afford the financial expenses required to obtain this fixed asset. Or to be more precise, judging from the income level of naturalized citizens, most people are unable to pay off the official price of housing in one lump sum.
The Ministry of Construction has priced affordable housing at 200 yuan per household. If this price is used as an analogy, it has actually far exceeded the price level of real estate in Yacheng. The yard originally purchased by the Yazhao Office only cost 260 yuan. Two silver dollars, that's more than 500 square meters, with seven main houses in the courtyard. However, this money can't even buy two affordable houses in Shengli Port. The gap is huge. Of course, even a naturalized citizen with such financial resources would never exchange the circulation coupons on hand for money to buy a house in Yacheng - even if you can buy a larger house there, it is almost impossible to find it here in Victory Port It is even less likely that there are official positions such as "cadres" that are not under the Ming Dynasty system.
Two hundred yuan per household may not seem high, but it is definitely not an amount that ordinary naturalized citizens can easily afford. Even senior naturalized cadres like Yu Dashan and Zhang Tiangui have an average monthly income of only ten to ten yuan. Between fifteen yuan, and taking into account living expenses and daily consumption, it is difficult for them to pay off the house in one go with their savings for a year.
However, Zhang Tiangui finally defeated his old rival Yu Dashan in this competition and became the first local naturalized citizen to successfully apply for the property, and he bought two houses at once. This is also due to the fact that there are enough children in his family. Five sons plus himself have a total of six laborers, and the monthly income is quite considerable. Yu Dashan, like other applicants, chose the low-interest home purchase loan provided by Haihan Bank. Since these people do not have any actual assets that can be used as collateral, the nature of the final collateral is somewhat special - their personal labor grade points. If they are unable to repay the loan on time and in amount, their personal labor points will be deducted according to the corresponding proportion, and the labor grade may be reduced due to insufficient points. In extreme cases, "Haihan Bank" may even come forward. Take back the safe house.
Of course, Yu Dashan and others dared to boldly choose loans to buy houses, mainly due to the credit of "Haihan Bank" and the low interest rates it announced. In the eyes of naturalized citizens of Yu Dashan's class, the annual loan interest rate of 10% is considered kind. You must know that the monthly interest they received when borrowing money from some wealthy households in the past far exceeded that of "Haihan Bank" annual interest level. Calculated based on the income of fourth-level laborers and naturalized civilian cadres, as long as they live a little frugally, it is not difficult to pay off a modest loan within one or two years. Therefore, home buyers sign and pledge on the loan contract. Seems stress-free at all times.
According to statistics from the civil affairs department, there were more than 30 fourth-class workers and more than 270 third-class workers among the naturalized citizens at that time, and more than 300 people were qualified to apply for the subscription. Most of the people in the middle have gone through the purchase procedures, so the first batch of 80 houses withdrawn by the Ministry of Construction were ordered without any suspense. After the fourth-level workers completed the house selection, for the sake of fairness, they even had to pay for the many houses. A lottery ceremony was held for third-level workers to determine the lucky ones who are qualified to live in affordable housing.
This wave of home buying has become so popular that it has even attracted the attention of the outside world. Wei Ping and Luo Shengdong, two well-informed people, specifically visited Tao Dong several times, trying to get the executive committee to open up the threshold for selling houses so that they could also have the opportunity to participate in the purchase of real estate.
Since these two guys became the spokespersons of Haihan with all their heart, their income has been rising steadily, and they also have some extra money on hand. The two of them had long hoped to buy a house in Victory Port, but the land policy here made them feel that renting land to build a house was a bit unreliable. People could make money by building commercial facilities, but if It is not cost-effective to build a courtyard, and the land is not your own. Now that the affordable housing policy came out, the two of them immediately smelled the commercial smell and came to find it on their own. Two hundred yuan per household may not seem like a small amount to naturalized residents, and it may even require borrowing money to complete it, but in the eyes of Luo Shengdong and Wei Ping, two people who became rich through speculation, it is not a problem at all. If the executive committee is willing to sell, they even thought about the two of them raising funds to buy eight or ten units in one go, and then slowly reselling them at higher prices later. Of course, this is completely impossible. Even naturalized citizens have their own family basis. Strict purchase restrictions are imposed on the number of people, and high surtaxes are also levied on the resale of properties.
Regarding the development of commercial real estate, Tao Donglai has already given comprehensive consideration. The affordable housing launched for naturalized residents will not be sold to outsiders. Therefore, even if the two people talk about it, Tao Donglai will not It means to let go.
However, Tao Donglai pointed out another way for them - in the Sanya New City area centered on Sanya Xingang, the Ministry of Construction and "Qiong Lianfa" will jointly launch high-end real estate properties specifically for sale to non-naturalized people. If they want to buy real estate in Sanya, it is best to buy this local property.
When "Qiong Lianfa" was first established, Schneider had already revealed to shareholders how the real estate project operated. However, because the construction team under the Ministry of Construction is limited in size and has been busy with the construction of internal welfare housing and affordable housing, the "Qiong Lianfa" project has been shelved. It was not until summer, under the urging of Qionglianfa shareholders, that the Ministry of Construction finally came up with a development plan and submitted it to the executive committee for approval.
Shareholders are not in a hurry to make money from this project. Currently, "Qiong Lianfa" has more than ten projects underway or preparing to proceed. The fastest will be to see benefits before the end of the year. Relatively speaking, the benefits are not. In fact, not many people are optimistic about real estate, which is not fast, and even many shareholders are still doubting the profit prospects of this project. However, with the overall development of the Sanya area, shareholders have also realized that the development future of this area is bright, and they have gradually begun to have the desire to buy property locally. It is definitely not possible to rent land and build a house. If you want to build, you have to build a house in Sanya. It is built on its own land, but this conflicts with Haihan's collective land ownership.
The solution proposed by the Executive Committee is for the Ministry of Construction and "Qiong Lianfa" to jointly develop real estate projects. In this way, shareholders and wealthy businessmen can obtain land ownership by purchasing real estate - you cannot You can buy land alone, but you can buy commercial properties on the land to obtain ownership of the land. This is also a policy change. Of course, the Executive Committee and the Ministry of Construction will clarify the use nature of the land in the purchase contract, and the land ownership cannot be transferred at will. Home buyers do not expect to use this flexible method to buy dozens of acres of land and then develop it on their own.
In early August, during the period when militia groups were attacking Hoi'an across the sea in South Vietnam, the Ministry of Construction launched the first commercial real estate "Sanya Garden" for foreigners on the banks of the Linchun River in Sanya New Town. The main body of this real estate project is divided into two parts: villa area and garden house. Home buyers can obtain property rights recognized by the Haihan Executive Committee, including ownership of the corresponding land.
The garden house is a three-story building with four households on each floor and a total of twelve households in each building. Except for the lack of electricity supply, other hot water, bathrooms, and interior decoration are all available, and it is equipped with locally produced glass windows. Its living conditions are almost the same as those of many welfare houses, and the unit size is several times larger. Of course, the corresponding price is not cheap. The price of each unit starts from 1,500 taels, and varies depending on the floor and orientation. The main sales targets of this kind of house are Luo Shengdong, Wei Ping and some foreign businessmen who are resident in Sanya area, to satisfy their desire to buy a property here without spending too much money.
If this price were two years ago, it would be enough to scare Luo Shengdong, Wei Ping and others away, because there is no property at this price in Yacheng, let alone a building without an independent courtyard. Even in Guangzhou, this money is enough to buy a small courtyard with good quality. If someone had been selling such a nondescript property at such a price, everyone would have thought he was crazy.
But today is different from the past. It is now possible to buy a property at such a price on the Haihan people's territory. Although the price is a bit expensive, quite a few people still express the intention to buy it. Maritime merchants bought a shipload of Haihan goods in Victory Port and sold them back to the mainland. The profit earned was enough to buy a property here. Luo Shengdong is currently the largest salt dealer in Qiongzhou Island, and one thousand five hundred taels of silver is no longer a big sum for him. If Yacheng's father-in-law hadn't been against it, he would have even thought of spending a lot of money to buy a villa here.
(End of chapter)