Chapter 181 Terms and New Life (5k)
"——"Betting Agreement"?!"
The vice president of the Bank of Gold, "Gonzalo Manston", the expression on his face suddenly became complicated, and his eyes were full of astonishment.
"Mr. Luo Xiu Carlos, why do you want to sign a "Betting Agreement" with us? I think you don't know what this agreement actually represents."
"Of course." Luo Xiu nodded and said, "I know very well."
In the Bank of El Dorado, there is a special "high-risk, high-reward" cooperation model between customers and the bank. The contract signed by it is called a "gambling agreement" in the industry.
The general model is that the bank or the customer will propose a certain goal. If the customer can achieve this goal, the bank will give the customer additional benefits that are much higher than the normal investment model; but if the customer fails to achieve the goal, There will be no income. On the contrary, the bank will "charge" a large amount of principal and interest.
It is essentially a kind of game, and the situations where "Betting Agreement" is usually used are usually emergency situations, such as facing bankruptcy and other life-or-death situations.
"...You know the meaning behind the Gambling Agreement, Mr. Luo Xiu."
Gonzalo said with a serious tone:
"As a friend and business partner, I would like to remind you that in contracts involving the Gambling Agreement, the 'Bank of El Dorado' will always be the winner. This is an unchanging rule."
"I know." Luo Xiu nodded, but his firm attitude did not weaken at all, "So, I said from the beginning that for you, that is absolutely a perfect contract."
"Now, then. Mr. Gonzalo, may I state my needs to you?"
"..."
"Of course, you are a distinguished guest, and I should listen to your appeal."
Gonzalo nodded, with an apologetic expression on his face, and said, "Sorry, I was so excited before that I didn't realize that you haven't told me what you thought."
"It's okay, Mr. Gonzalo." Luo Xiu smiled and said slowly:
"That's right, I want to sign a "Gambling Agreement" with you using my three investments in the bank as principal."
"The content of this agreement is that I believe that within a month's time, the total value of this investment will be more than double its current value. With this goal, I hope to make an equal amount to the bank's current value. loan."
"This is my appeal, and I also want to make another commitment - if my investment does achieve my expected return, then I will voluntarily transfer half of these investment properties to the bank's name and submit the request to the bank. Pay normal interest; on the contrary, if they fail to meet my expectations, all my invested assets will be transferred to the bank's name, and the difference will be paid to the bank, and double the normal interest will be paid."
"..." Gonzalo did not respond. Instead, he frowned and fell into deep thought.
After a brief silence, Gonzalo finally said: "My friend, to tell you the truth, the value of your three investments has increased by another 20% in the past three days. Now, They already have nearly 2.3 million shares."
"——Two million and three hundred thousand commercial securities! Do you know what this concept is? You are one of the earliest investors in these investment fields. Therefore, you can get dozens or even hundreds of times of returns like today. ! Their value will grow rapidly in the future, but... I still think that the "Gamble Agreement" you proposed is still too risky for you. "
"I know." Luo Xiu nodded, "But, Mr. Gonzalo, the person we are discussing with you now is a 'businessman' with a spirit of courage, so I don't think those secular and conservative ideas are , can limit my pace.”
"So, I am coming to you now and want to sign this "Betting Agreement" with you, precisely because I have other important business plans that require new funds and absolute confidence."
Luo Xiu's tone paused and said:
"In any case, I think the terms I proposed should be of great benefit to you and the Bank of Gold. Regardless of whether I achieve the goals I expected, both you and the bank will gain huge benefits from it. Profit, isn’t it?”
"..." Gonzalo was silent again.
After careful consideration, the worry in Gonzalo's eyes disappeared, replaced by the shrewdness and depth that a "big businessman" and "banker" should have. He gave people the impression that Becoming like a beast in a suit with a gun lapel.
"You are right, I should not say those words to a fellow businessman with free will."
Gonzalo nodded and said: "I apologize to you, Mr. Rossiu Carlos. Indeed, if from the perspective of the 'Golden Country Bank', this "Gambling Agreement" is harmless, your investment industries, they The possible growth value in the future is far more than what they embody today.”
"But, Mr. Rossiu Carlos, I think there is still room for further refinement regarding the terms you proposed. So I wonder if we can have a more detailed discussion here?"
"..."
When Gonzalo said this, Luo Xiu understood that the Vice President of the Bank of El Dorado, Mr. Gonzalo Manston, had already accepted the "Betting Agreement" he proposed.
"Okay." Luo Xiu nodded, he stretched out his hand, shook Gonzalo's hand heavily and said:
"Then, let's proceed to the next step of discussion."
…
The discussion between Luo Xiu and Gonzalo about the terms of the "Betting Agreement" continued until half a day later.
During this period, they first confirmed the amount of the loan, which was a total of 2.3 million commercial bonds, equivalent to 2,300 imperial platinum coins, and used the three investment assets owned by Luo Xiu as collateral. .
"El Dorado Bank" has a professional asset appraisal team. They carefully evaluated the investment assets under the name of "Index Carlos" and believed that they indeed have huge potential, which is enough to serve as collateral for this huge loan. qualifications.
At the same time, the evaluation team believes that according to the expectation of "doubling the total investment" proposed by Rossiu Carlos, there is an 18.7% probability of achieving this, which is in line with the interest and risk model constructed by the team.
In addition, Gonzalo and Luo Xiu jointly confirmed the interest rate of the "loan". "Interest calculated on a monthly basis, one per hundred" means that Luo Xiu must pay interest on approximately 2,200 imperial gold coins to the bank every month until the loan is paid off.
Although this interest seems very scary, it can be paid with Luo Xiu's expanded share of investment assets. Therefore, Luo Xiu is not worried about being chased by the "Golden Country Bank". The interest generated will be automatically deducted from the investment profits. .
…
In the evening, when Gonzalo's secretary walked into Gonzalo's office holding a thick stack of contract pages, Gonzalo stood up from his seat, solemnly extended his hand to Luo Xiu again, and said: < br/>“We have once again signed a perfect contract. Mr. Rossio Carlos, I would like to extend my most sincere salute to your free businessman spirit.”
"No, it should be me, expressing my sincere thanks for your understanding."
Rossiu Carlos and Gonzalo Manston held hands tightly again. Gonzalo's secretary next to them took out a photo camera from somewhere and captured this precious scene for them.
"So, Mr. Luo Xiu, when do you want to take away the money? The staff responsible for counting will have it ready by tomorrow morning at the latest."
"I'll come back tomorrow morning." Luo Xiu said with a smile, "Then it's time for me to say goodbye."
"Goodbye, my friend."
A gentle and friendly smile also appeared on Gonzalo's face, and he said:
"The Bank of El Dorado will always welcome you."
…
After leaving the Golden State Bank in Songyuan City and walking on the bustling "Golden Street", Luo Xiu's heavy thoughts that were originally squeezed in his heart slowly dissipated with the formal signing of the "Gambling Agreement" contract.
Luo Xiu understood deeply that he could only use this method of fishing almost completely.
But this time, he happened to be at the center of the storm that could truly ensure a "stable win."
What only Luo Xiu himself knows is that one month from now, due to the impact of the "September Plague" and "October Famine", in the corresponding investment fields in the previous life, their overall industry share will increase by three. Times - tripled in just one month!
This is exactly what gave Luo Xiu the courage to propose that "gambling agreement".
However, the expected goal he gave was only to double, which Gonzalo thought was a radical expectation, but Luo Xiu was actually conservative. He was also worried about creating an unnecessary "butterfly effect" and leaving himself in the gutter. Roll over.
In fact, before going to the Bank of El Dorado to actually agree on the "Betting Agreement" with Gonzalo, Luo Xiu's only worry was whether Gonzalo would accept his proposal.
Because in Luo Xiu's own imagination, his only proof of assets in the Bank of El Dorado were those three investments, and if Gonzalo rejected him on the grounds of unknown risks, Luo Xiu could only think of another way out. Therefore, Luo Xiu chose the proposal to transfer investment assets to the "Golden Country Bank". This is more tempting than cold money, because any businessman or banker can see that there are endless possibilities behind these assets. potential.
Just like a stock that is expected to continue to rise and currently sells for 100 gold coins, its actual value far exceeds the real 100 gold coins.
In the eyes of big businessmen and bankers like Gonzalo, the real value of investment assets "worth two million" is actually far more than that two million, and they should have longer-term returns.
Therefore, Luo Xiu is also betting, but what he is betting on is not the content of the "Betting Agreement" itself, but whether Gonzalo agrees that there is higher potential and value behind those investment assets - as long as he can agree, then he There is no reason to reject Luo Xiu's "Betting Agreement" proposal, because it does have huge benefits for Gonzalo and even the entire "Golden Country Bank". It is from an important investment field and at a lower cost. way, a rare opportunity to reclaim assets from the holders of these assets.
Luo Xiu won the bet.
He used this to solve the problem of how to pay all the money to the "Black Sword Mansion" in the future.
"……call."
Luo Xiu breathed a long sigh of relief as he walked on the Golden Street.
To be honest, Luo Xiu had originally planned that if Gonzalo Manston rejected his proposal, he would return to his old profession as the "Fourth Natural Disaster" and follow the memory of several big dogs in Songyuan City. position, doing some feats of "robbing the rich and giving to the poor".
But it seems that there is no need for it now...those golden turtles waiting to be slaughtered can still be kept free for a while.
Luo Xiu thought with some joy as he took Intis back to the "Wolfhound Tavern".
…
Wolfhound Tavern.
"Knight of the Throne" Isaac, who had just finished a game of chess, happened to be walking out of the tavern carrying a bench. He saw the figures of Luo Xiu and Intis in the distance, walking towards the tavern in a leisurely manner.
Soon, they arrived in front of Isaac.
"……snort."
Isaac glanced at Luo Xiu deeply and said:
"I thought you were dead."
"..."
"Then I disappoint you." Luo Xiu responded with a smile.
"Last night, you didn't come back." Isaac ignored Luo Xiu's teasing, but said seriously, "Some of my friends, they told me that those insects from the 'Principality of Thieves' seem to be there again. Appeared."
The insects of the Principality of Thieves... Luo Xiu thought for a moment and quickly understood what Isaac meant.
"You mean, those 'black teeth'?" Luo Xiu asked.
"Yes." Isaac nodded, "Since you are a 'priest', I think there is no problem in letting you know some information."
"...I understand." Luo Xiu nodded and said, "I will pay attention."
Isaac said nothing more, and then he moved the bench and walked towards the end of the street.
Luo Xiu and Intis then entered the "Wolf Hunter Tavern" and returned to their room in the tavern.
Regarding Isaac's reminder, Luo Xiu probably understood that during the time when he went to the "Black Sword Mansion", the "Executioner" Koros probably asked the "Fallen Prophet" to perform divination for him again. .
This third wave of "Black Fang" has already sneaked into Songyuan City, and I, who had been staying in the mansion, was relatively safe at that time, so I didn't keep an eye on their divination at all times, and I didn't discover their traces at the first time. .
However, this was originally what Luo Xiu would do later. After returning to the room, he sat down on the edge of the bed, mobilized his spirituality, and communicated with Fenrir, the "Nightmare Wolf" who had been guarding the depths of his soul:
"...Fenrir. Give me the 'abnormal spirituality' captured in the past two days."
"——Ouch!" In Luo Xiu's ears, he seemed to have hallucinated a cheerful wolf howl. Then, a spiritual spirit mixed with cold breath was conveyed by Fenrir and touched Luo Xiu's fingertips. Condensation.
Luo Xiu took out the "Silver Dial Compass" from his bracelet and pressed the "abnormal spirituality" captured by Fenrir into the compass. The mercury on the compass that was originally deposited in the grooves like dead water suddenly became active. When I stood up, the pointer above gradually pointed in a certain clear direction.
That was different from the direction of the "dark hidden camp" that Luo Xiu expected, which showed that the enemy had indeed taken action and was now dormant in a corner of Songyuan City.
After doing this, Luo Xiu put away the compass, and his eyes immediately fell on Intis.
As soon as she entered the door, Intis consciously assumed the form of a "civet" and jumped directly onto the window sill, as if that was her territory and her lair.
After running around with Luo Xiu for a day as an attendant, Intis seemed to have become quite tired, but Luo Xiu knew that now was not the time for her to rest peacefully.
"...Intis." Luo Xiu called softly.
Hearing the voice of "Lord", Intis Cat, who was curled up on the windowsill and taking a nap, suddenly regained his energy.
Intis Cat jumped off the ground, and after a burst of blue mist filled the air, she transformed into a human again. She landed on one knee, showed a gesture of "dedication" to Luo Xiu, and said: "Please show me, Lord."
Luo Xiu nodded and said:
"Intis...seven days have passed. The shackles of the 'Double-faced Doll' on you have dissipated. Now, you can use it to restore your due 'Triple Destiny' strength."
It’s already the seventh day since I used the “Double-Sided Doll” for Intis to clean up! Let Intis return to her original combat power, which is also an extra preparation for the upcoming "Black Fangs"!
At that time, Intis, whom he has carefully cultivated, will be able to join the battle when facing those black teeth. By the way, she can also refresh her "Shadow of Killing" prerequisites, allowing her to continue to become stronger in battle after battle.
Hearing this, an expression of surprise appeared on Intis's face.
"...I understand, Lord." Intis said softly with determination on his face, "I am ready."
Luo Xiu nodded. He didn't say anything more. He just took out the "double-sided doll" from the bracelet, activated it, and said to Intis:
"Next, follow my instructions, Intis. Just like last time."
The double-sided doll began to emit a dim light, accompanied by Luo Xiu's deep voice: "Intis, imagine that your spirituality is gradually sharpening your claws... you will have to be faster, more sensitive, More powerful...you will penetrate the enemy's chest, seize the enemy's heart, and take down the enemy's head..."
…
Ten minutes passed.
When the deep light that filled the double-sided doll dissipated, Intis also completed her "washing" process.
In Luo Xiu's panel detection of Intis, "Body Destroyer" Intis, her two highest attributes, have changed back to agility and perception, followed by strength, wisdom and luck...
This is in line with Luo Xiu's plan for the development of Intis's combat power. At this time, Intis is still sinking in the pain of removing bones and marrow, but she will wake up soon.
Finally, when Intis slowly opened her eyes, a cheerful smile appeared on her face, and she murmured vaguely: "I feel it..."
"I feel...new."
…
There will be ovo in the evening
(End of this chapter)