Chapter 106 Appreciation from the Bank Boss
After the agreement is signed, three days later, Citibank of the United States will send a check to Hong Kong. This is also the basic bank transfer model of this era.
Robert and Robin were also in a good mood. Although they came here for the distribution rights in Europe and Japan, in fact, before they came, they were not very sure that they would be able to obtain the distribution rights in the Americas. Not bad.
Before getting on the plane at Kai Tak Airport, Robert said to Yang Wendong: "Eric, I hope you can increase production capacity as soon as possible. Outside of California and Nevada, many of our customers have already given feedback. They are eager to We need more sticky notes. Don’t delay such a good opportunity because of insufficient production capacity.”
“Don’t worry, I will definitely increase production capacity as soon as possible.” Yang Wendong nodded.
He also wants to increase production capacity as soon as possible. After all, the greater the production capacity, the more he will earn. It will be easy to become a wealthy family in Hong Kong.
It’s just that, in the original history of this popular product, even 3M experienced a period of insufficient production capacity, and his funds were not very sufficient. What he could do in the early months It's also very limited.
However, the funds now exchanged from the American market are enough to make up for many problems and quickly increase production capacity.
You know, he could have used the same method to find potential dealers in Europe, but he gave up because of insufficient production capacity. If the production capacity in the American market is met, then the European market will also It's a huge market.
Robert said again: "This transaction is considered completed. Eric, your other request requires your people or yourself to go to the United States. The factory in New York State is still there. If you leave it open normally, you can still see the production process.”
Yang Wendong nodded and said: "Okay, I will prepare this as soon as possible."
After the two American ghost guys left, Wei Zetao said with a smile: "Yang Sheng, this is a big harvest, 500,000 The U.S. dollar funds, coupled with our recent relationship with Liao Chong Hing Bank, are enough for us to acquire a large piece of land and build our own factory."
Yang Wendong nodded and said, "Yes, we must build our own factory. , otherwise even large warehouses cannot satisfy us.”
Large factories are basically self-built. This is common everywhere, even for factories with relatively simple products. You can design the layout of the new factory according to your own needs before building it yourself, thereby increasing production efficiency.
And renting a house is not possible, it is the other way around, the layout of your factory needs to match the house.
Wei Zetao said: "Yes, the area we require is too large. There is no such factory building on the Hong Kong market. If you rent multiple locations, it will seriously affect efficiency and make quality problems more likely to occur.
How many factories can you build yourself? Industrial buildings that are built together are the most efficient."
Yang Wendong thought for a while and asked: "The factories on Hong Kong Island are mainly multi-storey, but there are relatively few on the Kowloon Peninsula. ?”
The simplest example is that the Hongxing Plastic Factory he purchased did not have a second floor and was purely a factory on the ground.
"Yes, because the land price on Hong Kong Island is much more expensive, it is more cost-effective to build multiple floors." After Wei Zetao finished speaking, he also understood what the boss meant, so he asked: "What Yang Sheng means, Are we going to build a large single-storey factory here on the Wharf Peninsula? ”
"Anyway, the land price is cheap, wouldn't it be more cost-effective to build a large area?" Yang Wendong asked rhetorically.
Although the land price in Hong Kong in the late 1950s was a drop in the bucket compared to a few decades later, the land price on Hong Kong Island was still a bit expensive, so industrial land was mainly built with several floors. Generally, small light industrial factories can utilize the same piece of land on multiple levels to reduce land costs.
But there is no such thing here on the Kowloon Peninsula. Now, except for some town centers, around the piers or some special places, other places may only be a little better than wasteland.
In a place like this, it is not cost-effective to buy a small area of land and then build a high-rise industrial building. It is better to buy more cheap land and build one, two or three floors.
Yang Wendong has not had much interest in real estate speculation in recent years, but now he also needs land when developing his own industry. When buying land by the way, he naturally thinks that the bigger the better.
Even if it is industrial land now, it will be cost-effective to look for opportunities to convert it into commercial land in the future.
Wei Zetao said: "Yang Sheng, this multi-story factory is actually not just because of the land price. For ordinary light industrial factories, having elevators going straight up and down will greatly improve efficiency.
< br>Although land prices are cheap in Kowloon, such large areas of flat land are basically unavailable. Reclamation or flattening of land is required, and the cost is higher than building high-rise buildings.
Our money currently is. It still needs to be used wisely. The cost of purchasing equipment later may be higher than the cost of building the factory. "Yes, such flat land has already been developed for real estate." Yang Wendong nodded. I also felt that I had not thought it through well, so I said: "I didn't expect this, so let's build a high-rise building."
Wei Zetao nodded and said: "Yes, we can choose an intermediate state. The area should be larger, but the floors do not need to be as high as those on Hong Kong Island."
"Okay." Yang Wendong also said: "The glue factory The cost is not low, and I need to hire a specialized person, which is also difficult. If I can’t find it later, I will have to rely entirely on the people from 3M.”
This is what makes Yang Wendong very helpless. , If you cannot recruit professional talents, then the entire industry will not be able to start. Although 3M promises to provide technical assistance, it still needs knowledgeable talents on its side.
Wei Zetao thought for a while and said, "Actually, it's not like there are no people in this area at all."
"What do you mean?" Yang Wendong asked doubtfully.
Wei Zetao said: "I contacted an international headhunting company before and asked him to find a Chinese expert in this field. He found one and he replied that he could consider coming to Hong Kong.
But his asking price was quite expensive. , it’s almost 600 US dollars a month, and he said he would bring a few other people with him. The price of these people is a little lower, but it’s still two to three hundred US dollars.”
“I’m sure they have this. Ability?" Yang Wendong asked.
In this era, the average annual income of Americans is less than 2,000 U.S. dollars. High-skilled people have a relatively higher income. 600 U.S. dollars a month is a lot, but Yang Wendong can still afford it, as long as he As long as you have this ability.
Wei Zetao said: "The headhunting company has made a promise. These people work for Dow Chemical in the United States. They are also responsible for glue, but they are a bit biased towards industrial glue. The gap should not be big."
"If you are really capable, then this salary is no problem." Yang Wendong thought for a while and said, "In this way, send someone to the United States to communicate with them, and then ask another investigation company to conduct background checks on these people. We need detailed information and see if the headhunting company you are dealing with has deceived us."
Wei Zetao agreed, "Okay, no problem, but it will cost a lot of money."
“You still have to spend what you should spend.” Yang Wendong said: “The most important thing right now, in addition to increasing the production capacity of sticky notes and mouse sticky pads, is to build this glue factory. This will be our future production capacity. Sufficient guarantee.
If it succeeds, the cost reduction we can achieve in the future will be far greater than what we spend today. ”
3M will bring in a lot of money. , will soon be turned into factories and equipment, and sticky notes will also be continuously produced. The demand for glue and paper will soon become extremely large. Today's Hong Kong is not the Mainland in a few decades. Many things here need to be imported. Even when plastic flowers were popular, regular things like plastic particles were out of stock. So when you need a lot of glue in the future, you will It’s hard to say whether the same thing will happen. Maybe these traders will increase their prices.
The most important thing is to reduce costs. Cost is the lifeline of an enterprise. So many plastic companies in Hong Kong are actually just working for many traders and the international chemical giants behind them. Yang Wendong is not the same. Allow yourself to be robbed of the property you worked so hard for.
Three days later, Liao Chong Hing Bank Headquarters:
"Ms. Lin, this is a registered letter from the United States." A man in a green uniform came to the 8th floor of the bank In the office, he handed a letter to the recipient in person and said: "This is an urgent airmail, from the United States."
"Let me take a look." Miss Lin heard that it was from the United States. It was urgent, so I immediately put down what I was doing. After receiving the letter, I saw the English on the envelope and said with a smile: "Thank you very much."
"You're welcome." The messenger left politely.
Miss Lin then greeted a little girl opposite and said, "Ah Zhen, come and take a look. There is a registered letter here from the United States. It should be a bank draft."
A Seeing the leader's call, Zhen immediately pulled her seat to the side of the leader and said with a smile: "Sister Lin is so awesome. She knew it was a money order even before she opened it."
"You have forgotten what you learned before. ? The registered letters sent by foreign banks are so thin, they are basically only money orders. "Sister Lin taught: "You must remember what you have learned in the future, not every time someone will teach you." br>
“Oh, okay.” Azhen nodded, and then said: “Then open it and take a look.”
"This kind of money order is usually the settlement fund for export factories in Hong Kong, and the amount is usually not very large." Sister Lin said, and then carefully tore open the envelope so as not to damage the contents inside.
Ah Zhen curiously asked: "There are quite a lot of big companies in Hong Kong, why are they usually not very big?"
Sister Lin just tore open the envelope and said with a smile: "Are there big companies in Hong Kong?" Few, but these are all cooperated with big banks, and we, Liao Chuangxing, are a little bit behind."
"Oh, oh, yes. But in recent years, after the big boss launched the policy of opening an account with 100 yuan, I think Our bank is getting bigger and bigger, and we are planning to build a new headquarters building in Central." As she spoke, Ah Zhen suddenly noticed that Sister Lin's face and eyes had changed. She quickly shut up what she had said before and asked: "Sister Lin, What's wrong with you?"
"Nothing." Sister Lin paused, immediately put away the letter in her hand, and then said, "Go back to your post first."
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"Oh, okay." Ah Zhen was a little strange. She was very curious about the amount on the letter, but now it seemed that it should be quite big, so big that she couldn't even see it
See Sister Lin put the money order into an envelope, then stood up immediately and disappeared from her sight after a while.
An hour later, a $500,000 money order appeared in the chairman's office of Liao Chong Hing Bank's headquarters building:
A tall man who looked about fifty years old The middle-aged man held the money order in his hand and said with a smile: "I am Liao Bao. It has been more than ten years since I opened Shan Bank. To be honest, I have rarely seen a $500,000 money order.” Money order, it’s incredible,” a man about 30 years old also said.
The assets of Liao Chong Hing Bank, of course, far exceed one million U.S. dollars, and even tens of millions of U.S. dollars can easily exceed that.
But these are all data obtained by absorbing a large amount of retail investors' funds; while Hong Kong's large companies and wealthy people all like to put their money in British banks, and there are very few Chinese banks. There is such a big business.
Generally, the big customers of Chinese banks, besides real estate, are some export factories, but they are generally small-scale.
Not to mention a transaction of US$500,000, there are probably only a handful of Chinese factories in Hong Kong that export more than US$500,000 a year, and once the Chinese factories have a lot of scale, they will also rush to choose from. HSBC and other major British banks.
Liao Baoshan looked at the collection account information and asked: "Li Wen, this account is Changxing Industrial, which borrowed 800,000 Hong Kong dollars before, right? There is no collateral, only a contract with a large company in the United States. ?”
"Yes, it is that company. The $500,000 money order this time was also sent by 3M Company in the United States." Liao Liewen explained: "I checked the information of this 3M company last time. It is a top-notch company in the United States. Industrial giant, larger than Jardine Matheson and HSBC combined It's much bigger."
"It is indeed a big company in the United States." Liao Baoshan nodded and asked: "I don't remember that the recent data shows that Changxing Industrial's account has a record of large transactions. Company, why did it suddenly send me a note of US$500,000? Money order?"
Liao Liewen shook his head and said: "It's not clear yet. Our bank can't fully understand the transactions between customers, and they won't take the initiative to tell us;
But this The money order is real, I just called in person I went to the United States to confirm, and there were people at the bank there at night, and it has been confirmed that it is true.”
For such a large transaction, even if there is no problem with the process, they still need to confirm by phone. If such a large amount of funds is to be issued, If things go wrong, ordinary small banks will have to go to heaven where they are.
"Well, but we still need to inquire about it. This will make it easier for us to cooperate with it in the future." Liao Baoshan thought for a while and said.
Liao Liewen asked: "Dad seems to be very optimistic about this company."
"There are 500,000 US dollars here, can you not be optimistic about it?" Liao Baoshan said with a smile: "I remember last time According to the information, this person has only been in business for one year, right? With such achievements, there is probably no such rising youngster in the entire history of Hong Kong."
Liao Liewen nodded and said: " Indeed, I have never heard of it. However, we still don’t know what the $500,000 bill of exchange is. It may not necessarily be a payment for goods, but may be a loan.”
“If it is a loan, that would be even more clear. This Changxing Industrial has a very valuable thing in its hands." Liao Baoshan smiled and said: "It should be this sticky note. I find this thing convenient to use, especially as I have become older in recent years. It’s not very good either. This thing is really good.”
"Dad is still young." Liao Liewen said with a smile.
"Forget it, you don't need to flatter me, my heart is not very good, you also know." Liao Baoshan sighed and said: "I just hope that you can inherit the family business as soon as possible, and then Take good care of your brothers and sisters, and I will feel at ease."
"I will definitely work hard," Liao Liewen said.
“Effort is one thing, but the more important thing is connections.” After a moment, Liao Baoshan said: “I have introduced you to all my business friends, but these people are the same as me. You still need to make friends with people of your own generation."
Liao Liewen asked: "Dad, do you mean to make friends with this Yang Wendong?"
"Big American companies are so optimistic about him, so of course I am the same." Liao Baoshan smiled and said, "Well, you can go there in person, tell him about this, build a relationship, and get to know him first."< br>
"Okay, I'll go immediately." Liao Liewen did not hesitate. People with 500,000 US dollars in cash, whether it is their own money or borrowed, are already counted. They are the top people in Hong Kong. Yes, it’s worth making friends with.
(End of this chapter)