Chapter 140 Hong Kong’s business tycoons
“Hello, Mr. Liao.” Yang Wendong also greeted with a smile: “Congratulations to Liao Chong Hing Bank for acquiring a new headquarters building. I think your bank will soon become the No. 1 among Chinese-owned banks.”
In fact, if the run in 1961 had not occurred, this matter might have become a reality.
Although Liao Baoshan used funds to invest in real estate, his income from real estate was also very successful. In other words, this operating method that violated the conventional "banking law" was actually making continuous profits.
It’s just that opening a bank to invest in real estate and borrowing money to invest in real estate are two different things.
In the latter, even if you make huge losses on your real estate investment, the bank will not be able to force you to repay the debt immediately. Instead, they may try to avoid bankruptcy;
But in the former, even if you are operating normally and making huge profits, But once a rumor comes out and everyone runs on the bank, even a bank without any high-risk operations cannot handle it, because banks absolutely cannot refuse depositors' requests to withdraw funds.
Liao Liewen was obviously very happy when he heard this, but he still smiled modestly and said: "Yang Sheng praised him. Our Liao Chuang Hing Bank is still far behind Hang Seng; but Yang Sheng is now the king of sticky notes. The title is already well-known in Hong Kong and Kowloon. "Haha, thanks to Liao Chong Hing Bank," Yang Wendong said: "The media has basically dug up a lot. If it weren’t for Liao Chong Hing Bank’s 100-dollar account opening policy in the early days, even if I could still succeed today, it wouldn’t be so fast.”
Even with Elena’s help, if I didn’t have a bank account, If the government department has a slightly larger order, it is probably not his turn. This is the rule. If you can't even apply for a bank account, how can the government or a big company cooperate with you?
Liao Liewen said with a smile: "Yang Sheng is being humble. This kind of trivial matter will be a little troublesome at most, but it won't trouble you."
"But it can be regarded as a convenience." Yang Wendong said again.
"Of course that's good." Liao Liewen then said: "Yang Sheng, the reason for applying for a loan before was because it was difficult for our bank to raise so much funds in the short term, but it should be much better in the future. I hope If Yang Sheng still needs it next time, he will consider me. "
"Okay." Yang Wendong nodded and said, if it does not involve deposits, but only loans, then there is no problem. Anyway, it is borrowing wherever it is, and the interest rate is suitable. Even if there is a crisis in Liao Chuangxing Bank in the future, Loans are not affected.
As for deposits, he has opened accounts at three banks: Hang Seng, Standard Chartered, and HSBC, and will gradually transfer funds to these three banks in the future.
Liao Liewen smiled. He also knew that it was just a casual chat at the moment, and then said: "Then invite Yang Sheng inside. There are not many people inside at the moment, and there are also industrial entrepreneurs from Hong Kong who have come. Maybe, you can still Make more friends.”
“Okay.” Yang Wendong nodded. Apart from Dongsheng’s boss, he didn’t know anyone else among the big businessmen in Hong Kong.
Walking into the venue, Yang Wendong took a closer look. There were at least 30 tables in the venue. However, the tables only occupied half of the entire area. The rest of the place was empty. There were three or three people who seemed to know each other. Groups, just come together.
Outside the venue, there is a huge balcony with bright lights and several people standing outside chatting.
On the other side of the meeting hall, there were several tables. The people on the tables were all kinds of luxuriously packaged wines. Yang Wendong saw no one he knew, so he walked towards the wine table. .
After getting closer, he discovered that there were white and red colors on the wine table. Here, he also discovered Moutai, but the packaging was different from the previous life, and the head still had a cork, which made Yang Wendong a little curious. Its current taste was similar to that of Moutai. What difference will it make decades later?
"Sir, do you like Maotai liquor very much?" At this time, a voice came from behind. Yang Wendong looked back and saw that it was a middle-aged man about 35 years old.
The middle-aged man was a little surprised when he saw Yang Wendong's face, but he didn't say anything.
Yang Wendong also smiled politely and said: "That's right."
In his previous life, he didn't like drinking very much. He only drank a little under some special circumstances and had no interest in it. He was just interested in 21 Century's wines are limited to a few well-known brands.
Relatively speaking, he still likes Moutai more. When he has no choice but to drink, he often chooses Moutai. One is that it is famous, and the other is that he feels that the taste is better.
“I also like Maotai. Fortunately, domestic goods stores can now buy supplies from the mainland, otherwise it would be miserable.” The middle-aged man said with a smile.
Yang Wendong nodded and said: "Domestic product stores are indeed a lot more convenient for Hong Kong citizens."
The British ghosts were able to keep Hong Kong not because it was strong, but because the mainland deliberately wanted Hong Kong to become External windows, especially the need to earn foreign exchange.
After the 1950s, domestic goods stores were set up in Hong Kong to sell many materials from the mainland in exchange for foreign exchange. This is also the main business of China Resources Group, the most famous state-owned enterprise in the previous life, in Hong Kong.
From light industrial products, tea, wine, porcelain, wooden furniture, etc., everything is available, and the prices are also cheap. In this era, Hong Kong people can be regarded as enjoying the dividends of cheap supplies from the mainland, otherwise life would be even more tiring.
The middle-aged man smiled again and said: "My name is Chen Yunnan, and I am the boss of Yunnan Electronics Factory."
"My name is Yang Wendong, and I am the boss of Changxing Industrial." Yang Wendong did not hide it, Said directly.
The purpose of coming here is to get acquainted with high-end people in Hong Kong's business circle. Naturally, there is nothing to hide their names.
"Post-it King Yang Wendong?" Chen Yunnan was shocked, and then he seemed to understand something, and said: "Disrespectful, no wonder, just now I was wondering why such a young person came here."
Yang Wendong asked back: "Are all the business bosses here? Their children won't come?"
Sometimes, at some business banquets, wealthy groups sometimes bring their children to introduce them to some Elders, peers or enemies can be regarded as paving the way for them in the future.
Chen Yunnan shook his head and said: "No, this invitation only invited the bosses of various companies, or some people from the political and cultural circles. Liao Chuang Hing Bank held this banquet this time, in addition to Liao Baoshan's personal love, it was also I want to get back in touch with my partners."
"What do you mean by "pull back"? Yang Wendong asked curiously, guess what?
Chen Yunnan smiled, and then whispered: "Yang Sheng should know that Liao Chuang Hing Bank is using his own funds to develop real estate, right?"
"I know, this matter is not a secret." Yang Wendong nodded and said. Not to mention the rich group, ordinary people with some connections knew about this matter, and several newspapers even reported it.
Chen Yunnan said: "Because of this matter, many companies that cooperated with Liao Chong Hing Bank began to withdraw. We are not stupid about the risks of this thing.
Liao Baoshan won, we did not The good thing is that if we lose, our funds will be gone. Do you think the bosses of each company are fools? Especially those who are engaged in real estate here are considered competitors."
"That's right. "We are all smart people." Yang Wendong also understood.
Although they don’t know the future, they are all people who have been in the mall for decades. Your bank’s methods are not good for me, so why should I follow you and take risks?
Chen Yunnan added: "It's just that Liao Chuang Hing Bank's loan limit is much better than other banks, and Liao Baoshan's real estate business is also very big, so companies like ours are in an awkward position because they can't do without it. ”
“That’s it.” Yang Wendong smiled and asked: “Lu Sheng, your company is an electronics company, what does it do?”
Chen Yunnan shook his head. Said: "Actually, it's just a sign. It says it's electronics, but it actually produces flashlights."
"That's not bad. Counting home appliances, the market should be huge." Yang Wendong said with a smile, flashlights, It is also considered one of the home appliances. In the era of poverty, this thing can be said to be a treasure in the family. Otherwise, it would be so dark at night that nothing could be seen, and it would be a safety hazard if it was lit.
In the 1950s and 1960s, it was estimated that most people around the world did not have electricity in their homes. It is enough to imagine how big the market would be for electrical appliances that could bring lighting.
Chen Yunnan said: "The market is indeed big, but all you earn is hard-earned money. There are too many manufacturers making flashlights, not only in Hong Kong, but also in other places. This thing has a simple structure and anyone with a little money can make it.
Also, Hong Kong’s trading houses control export channels. We also sell our goods to a few large foreign companies, and we still need to bid internally, so life is not easy."
"It is really difficult to do it without channels." Yang Wendong nodded. It is not just a matter of saying that channels are king. , Hong Kong's factories in this era can only earn some hard-earned money. Chen Yunnan smiled and said: "It's not as good as Yang Sheng, who can directly contact overseas dealers."
"The product is just special." Yang Wendong didn't talk about himself anymore, but asked : "How many electronics companies are there in Hong Kong now? I looked at the customs export data and the ratio of electronic products is very small, less than 0.5%."
"It's not a lot, and they are all the simplest electrical appliances, like our flashlights and switches. We can't make more complicated ones," Chen Yunnan said.
Yang Wendong asked again: "What about the radio?"
Chen Yunnan shook his head and said: "The radio cannot be made, but I heard that there is a big company in Japan that is planning to build a radio factory in Hong Kong, but the specifics are I don't know the situation."
"Oh, thank you for letting me know." Yang Wendong also knows. It seems that Japan is preparing to invest in Hong Kong in order to enter the Commonwealth market.
It was the continuous investment of small Japanese electronics companies that drove the development of Hong Kong's electronics industry. Although they later left, after the seeds were planted, Hong Kong's electronics industry could take root and sprout on its own.
Chen Yunnan asked curiously: "Yang Sheng is interested in the electronics industry?"
"No, just asking. I think Hong Kong industry should not be limited to low-end products with the least technology." Yang Wendong smiled He said with a smile: "Looking at countries such as Europe, the United States and Japan, they are all moving from low-end to high-end, and the electronics industry is the top priority.
So Lu Sheng should also seize the opportunity to upgrade and do more. Advanced electronic products, as long as Once you make something, you can hope to get rid of the control of foreign companies, and if you do it a little bit more, you can make more money."
"Haha~" Chen Yunnan smiled and said, "It's simple, I still want to make it. I have a car, but I don’t have the ability. I’d better find a way to do my current business.”
“That’s right.” Yang Wendong didn’t say anything more. Not everyone wants to run a business. Getting bigger and bigger, never ending.
Most of them have reached a certain level and are limited by their capabilities and ambitions, so they have almost stopped because the risks are too great. Let’s take the most famous chip research and development in the past life, which is Huawei, and several other mobile phone companies have invested tens of billions. Not even a splash was seen.
Chen Yunnan did not ask any more questions, then took out a business card and said: "Yang Sheng, I am very happy to meet you today. This is my business card. If you are free, you can come to my factory to visit. I The factory is in North Point."
"Okay." Yang Wendong took the business card, and then took out one of his own business cards and said, "Similarly, Mr. Lu, come and sit here when you have time."
"OK. "Chen Yunnan smiled, then said hello and left.
Yang Wendong saw that Chen Yunnan was looking for someone else again. It seemed that he wanted to take advantage of the opportunity here to get acquainted with people in the Hong Kong circle.
In fact, he also has this idea, but he doesn't want to get to know them one by one. He will get to know them later.
After half an hour like this, Yang Wendong also had more than a dozen business cards in his hand. Everyone got to know each other while chatting, and they learned that Yang Wendong is the "Post-it Note King" who has been in the limelight recently. Many people also quickly made friends.
After a while, Liao Liewen seemed to come in from the door. Maybe it was because it was almost time and everyone who was supposed to come had arrived. However, there was another person with him, one Yang Wendong had never seen before, but he Familiar people.
Liao Liewen stepped forward and said to Yang Wendong: "Yang Sheng, let me introduce you. This is Li Sheng from Cheung Kong Industries. He was dubbed the King of Plastic Flowers by the media two years ago;
Li Sheng, this is Yang Sheng, the sticky note king who is in the limelight recently.”
Li Jiacheng took the initiative to shake hands and said with a smile: "Hello Yang Sheng, I have admired your name for a long time."
"I am the one who has admired Li Sheng for a long time." Yang Wendong also returned the greeting.
Regardless of what Li Jiacheng did in the next few decades, just look at this era, he is still very powerful. A plastic flower detonated the Hong Kong market, and then exported it on a large scale, making him worth The multi-millionaire also led other plastic factories in Hong Kong to transform and start making plastic flowers.
Liao Liewen said with a smile: "Yang Sheng, I just met Li Sheng at the door. I accidentally said that you were here, and then he asked me to come and introduce him."
"If it were me, it would be the same." Yang Wendong nodded and said, of course this was just to give everyone face.
If you meet people like Li Jiacheng and Bao Yugang, it doesn't matter if you get to know each other, but it's different if you ask him to take the initiative. He is too lazy to go, and there is nothing to cooperate with. Even if he does shipping or real estate one day, it will be a big deal. Probability is also a competitor.
Liao Liewen said again: "The two 'kings' will have a good chat. I have something else to do, so I will leave first."
"Okay." Yang Wendong also replied politely, and then looked at Looking at Li Jiacheng, I suddenly realized that there seemed to be nothing to say.
Li Jiacheng seemed to have discovered this problem as well, but he calmly took out a business card and said, "Yang Sheng, this business card is mine. If there are any opportunities for cooperation in the future, You can come to me."
"Okay." Naturally, Yang Wendong would not give up, and then gave his business card to Li Jiacheng and said with a smile: "The span of our industries seems a bit big. .”
Li Jiacheng said: "It's okay. Everyone chooses a different direction when they start a business, but it's hard to say in the future. Hong Kong is so big, maybe there will be opportunities."
"Also. " Yang Wendong nodded and said.
The industries of the two people currently have nothing to do with each other. Basically, they do not see the possibility of cooperation, and it is even difficult to think of hostility.
As far as Yang Wendong knows, Li Jiacheng will soon enter the real estate industry, but he has always kept a very low profile and specializes in acquiring properties in marginal areas.
I will also enter the real estate industry in the future. Although there will be competition, there will be no conflict for a long time, because the primary opponent is naturally the British capital. Only after defeating the British capital can we They are rivals, but this will have to wait at least for a long time.
Li Jiacheng then said: "Come on, Yang Sheng, this must be your first time attending such a banquet, and you have just started your own business. Let me introduce to you everyone present."
"Everyone "Is this necessary?" Yang Wendong asked, there seemed to be more than a hundred people in this place, and he couldn't remember them all.
Li Jiacheng said with a smile: "Yang Sheng, maybe I didn't make it clear. I don't want to take you there, but I want to point you out here. If you are interested, you can go and make friends. "
"Okay." Upon hearing this, Yang Wendong also thought this was a good method.
Otherwise, it would be too abrupt to just run over and ask for acquaintance. It’s not that he can’t do such a thing. It was normal to do sales in his previous life, but there is no need to do so now.
His business has little to do with the people present. If you come here, you can find a few people worth making friends with, and it's enough to get to know them and leave an impression.
Li Jiacheng continued: "Well, that is Li Qingsheng, the boss of Qingsheng Industrial. His factory mainly produces socks and gloves; the one over there is Wang Yuewen of Ganghe Industrial. His factory mainly produces socks and gloves. Produces plastic clothes hangers, that person over there is..."
Li Jiacheng stood beside Yang Wendong and introduced him one by one.
Yang Wendong also listened one by one. Basically, they are factories with low technical content, but some are really large in scale, and many have six to seven hundred employees.
Suddenly, Li Jiacheng said to a man about 30 years old: "Yang Sheng, you don't know that man, but you must have heard of his name. He is Jin Yong."
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(End of this chapter)