Chapter 224: Each has their own plans
To be honest, Chen Feng and Cai Zhixin are not very familiar with each other. They had crossed paths before because of buying and selling houses. Now he actually said that he would lend 20 million to Tsai Chi-shin, and everyone present was deceived.
It’s understandable to make money by working on projects together, but everyone couldn’t understand just lending him 20 million.
Cai Zhixin was also stunned for a moment, forgetting to react.
Tao Yaoyang was the first to come to his senses and asked with a smile: "You are really brave. But how to borrow the 20 million? How much is the interest?"
Chen Feng looked at Cai Zhixin calmly and asked: "It depends on how long Zhixin will borrow it?"
Cai Zhixin finally came to his senses and said quickly: "It is best to borrow it for one year. You all know this. For official projects, sometimes the payment will be slower.”
Chen Feng nodded and said: "One year is no problem, and my interest is not excessive. As long as you pay me back 25 million after one year, how about it?"
Two thousand If you borrow 10,000 yuan, the interest of 5 million yuan a year is really not much. For the public, this is already considered a low interest rate.
Tao Yaoyang asked with a smile: "Do you want any mortgage?"
Chen Feng shook his head and said, "No mortgage is required. As long as you, Brother Tao, be a witness in the loan contract."
Tao Yaoyang glanced at Cai Zhixin and saw the pleading look on his face, so he nodded with a smile. : "Okay. I will be the witness."
"Thank you, Brother Tao! Thank you Chen Feng! I am determined to be your friend. If anything happens later, just call me."
Cai Zhixin looked happy and poured himself a glass of juice. He stood up and made a toast to Chen Feng and said, "Chen Feng, I am. I’ll toast you with this glass of juice and thank you again.”
After that, he drank the full glass of juice in one go.
They hadn't ordered any wine before, so there was only the juice brewed by this restaurant on the table, which was sour, sweet and delicious.
Chen Feng didn't take the big one. When he saw this, he picked up the juice in front of him, stood up and said with a smile: "You're welcome. I didn't lend it to you for free, it was calculated with interest. I I’m done.”
After finishing the glass of juice, Chen Feng didn’t say anything else and sat down. His attitude made Cai Zhixin even more satisfied and grateful.
He was at the end of his rope this time. After his divorce, his father basically cut off his financial supply and left him to fend for himself, relying only on some of his previous savings and real estate.
Coupled with several times of tossing in the stock market and the rapid shrinkage of his assets, he shamelessly asked Tao Yaoyang, the boss of the dock, to find a profitable project, and then spent all his money to sell it. Collect money to buy a house.
But Tao Yaoyang had already told him that he could find projects for him, but he had to figure out the operating funds himself. Therefore, after seeking Tao Yaoyang's consent, he planned to bring Chen Feng, a big financial backer, into the game.
Tao Yaoyang sold the house before just as a matter of course, and of course it was also to test Chen Feng's financial strength.
Seeing that Chen Feng bought his house without blinking an eye, of course proved that he had strong funds, and since he was an outsider with no foundation, of course the two of them were willing to bring him in. Come within your own circle.
They did not intend to trick Chen Feng. After all, this society now emphasizes win-win cooperation, not eating alone.
Particularly when one cannot find out the true details of the other party, cooperation is in everyone’s best interest. As for those who eat alone, how many of them have a good ending in the end?
Furthermore, Chen Feng has abundant funds. Even if he doesn’t have any foundation on the surface, who knows if there is a powerful person behind it?
Anyone who is truly rich these days does not have many powerful relatives, friends or backers behind him.
So, for such a big benefactor, it is of course best not to offend him.
What's more, after all, he is not a fool, nor is he easy to cheat. In addition, Tao Yaoyang is still thinking about raising funds for his fund. Chen Feng, the big financier, definitely doesn't want to offend him for the time being. .
So, Tao Yaoyang also planned to use the opportunity of helping Cai Zhixin to take over the project, and by the way, let Chen Feng get some benefits, and at the same time, let Chen Feng see some of his own energy.
After Chen Feng tasted the sweetness this time, he owed him a favor, so it would be much easier to get him to invest in his fund company next time.
This was Tao Yaoyang’s plan from the beginning.
As a second generation, he has accumulated so much wealth from "self-made" over the years, not only by relying on his family connections, but the most important thing is that he has the ability to be bold and careful in calculations. At the same time, he is not Very greedy and understands the principle of sharing benefits.
In this way, his business can be long-term and stable, and he will not make enemies everywhere.
Cai Zhixin didn't know that Tao Yaoyang wanted to attract funds from Chen Feng to invest in his fund. He always thought that his elder brother was just helping him this time, and he was very grateful.
As for whether Tao Yaoyang would lend him 20 million like Chen Feng, Cai Zhixin didn't really care. Because this project mainly involves a relatively large initial investment and requires a lot of funds to be advanced, but in the later stages, it actually does not require much funds.
But in the later stage, when money was really scarce, would Tao Yaoyang, as the introducer, middleman and beneficiary behind the scenes, just stand by and watch? Definitely not.
At that time, when he had a legitimate reason, if he really wanted to ask the old man for help, the old man would definitely help. After all, he was the old man's biological son.
And Chen Feng did not hesitate to ask Tao Yaoyang if he also lent 20 million to Cai Zhixin.
The reason is very simple. He, an outsider, lent 20 million to Tsai Chi-sin. As Tsai Chi-sin's eldest brother, wouldn't Tao Yaoyang also lend it? Not to mention, he just earned 22 million from selling a house.
It can be said that the guests and hosts enjoy the meal till this point.
At least Tao Yaoyang and Cai Zhixin are very satisfied.
It is already evening now, and the bank is already closed, making it difficult to handle large transfers.
So Chen Feng and Cai Zhixin agreed to meet at the bank tomorrow morning.
The meal lasted until almost nine o'clock in the evening.
Finally, when he was about to leave, the owner of this private restaurant came over to greet him personally. Tao Yaoyang, who was very good at being a good person, acted as an introducer and applied for a membership card for Chen Feng.
To apply for a membership card here, you must be introduced by an existing member, and the number of places is limited.
The annual membership fee starts at 200,000. 200,000 for ordinary members and 500,000 for VIP members. Ordinary members can only book banquets here one week in advance, VIP members can book three days in advance, and Supreme members can book at any time. Tao Yaoyang is the supreme member here, and now there is no quota for supreme members here.
Chen Feng was very critical of the membership system here. However, after eating the food here, I went to eat food from other places. Not only is the quality different, but the taste is also the same.
Moreover, I heard that this ancient building courtyard was once the residence of a prince. It is a cultural relic protection unit and cannot be entered by ordinary people. This is style and class.
Coupled with the special ingredients and ancestral Xiuzhou cuisine cooking skills, it is no wonder that some wealthy people come to patronize. More importantly, this place is private and quiet enough, making it convenient for wealthy people to bring people with special status here to spend money, talk things, and enhance friendship.
Chen Feng does not have such a need, but the food here is indeed the best he has ever tasted. Chen Feng was not short of money, and Tao Yaoyang was kind enough to be his introducer, so he didn't hesitate much and directly swiped one million to apply for a VIP card here, of which 500,000 was the one-year membership fee. The other 500,000 is money paid in advance.
In this way, Chen Feng can be regarded as experiencing the real consumption of the rich.
After leaving this ancient building, they went their separate ways.
Wu Mengting was driving, while Chen Feng and Sun Xiaorui were sitting in the back seat.
"Brother, are you really going to lend that person 20 million?"
Not long after the car drove out, Wu Mengting, who had been holding back for a long time, asked.
Chen Feng nodded and said: "Of course, we have agreed. Besides, you can earn five million in interest a year, why not earn it?"
"You are not afraid of them. Are they going to join forces to cheat you? What will you do if the other party doesn't pay back?" Wu Mengting asked worriedly.
Chen Feng smiled confidently and said, "They really didn't mean to trick me this time. The project they talked about should be true. By then Cai Zhixin had made money, and he himself said that he could give me at least 20 to 30 million yuan. Five million? What’s more, it’s impossible for him to renege on the loan contract written in black and white. I can definitely go to court to sue him.”
“Are they really so kind? "Wu Mengting still doesn't believe it.
Chen Feng smiled and nodded and said, "It's true."
Chen Feng also suspected that this was a trap at first, and that the other two wanted to trap him. But then, he immediately thought of his mysterious sixth sense that now gave him "pre-warning".
At that time, his sixth sense did not warn him at all, but gave him a vague feeling that this project was really profitable.
It's just that Chen Feng is really not very interested in this money-making project. Instead of working hard to participate in this project, wouldn't it be fun to just speculate in stocks easily?
However, the other party has good intentions after all. If I don't appreciate it, I will really offend these two local snakes.
Especially for Tao Yaoyang, a boss-level figure. Although Chen Feng did not know his specific family background, Cai Zhixin, a well-known local second-generation rich man, kept himself humble in front of him. Can Villa No. 8 in Shanghongshu Bay be simple?
Chen Feng is not afraid of this person, but there is no need to offend him. What's more, they have always been polite to him, selling him Villa No. 8 at a low price, and even treating him to dinner.
So, Chen Feng came up with this way to borrow money. Firstly, since he felt that this project was profitable, he would not worry about the other party not paying back the money when he lent money to Cai Zhixin, but could earn a sum of interest; secondly, he had made friends with two local gangsters. Regardless of whether it will be useful in the future, it is definitely better to be friends than enemies.
Of course, the most important thing is that Chen Feng now takes money very lightly, only 20 million. What's more, if he lends it out, he gets interest and doesn't suffer any loss.
“I still don’t believe that the other party can be so kind.” Wu Mengting was a little stubborn and didn’t believe it. “If this project is really going to be so profitable, and you are not related to them, why would they want you to join them? "
Chen Feng explained patiently: "This is actually very simple. Cai Zhixin is short of money and Tao Yao. It's not easy for me to get involved directly because I'm rich and I'm an outsider. To put it simply, if I find someone else to partner with, one of them will definitely get a share of the benefits. . It will be different if I change it. For example, if they partner with others, they will be divided into five pieces under the same conditions. The profits are earned, and we and the others only need to give up 30% or even less of the profits.”
Sun Xiaorui reminded you, “That Cai Zhixin told you before that we would get half the profit.”
Chen Feng smiled and said: "What he said at the time may be true. After all, he was eager to get me to join the gang. But people's hearts are unpredictable. , when I actually invested money, I didn't understand the project, and I couldn't keep an eye on it. He had many ways to trick me, such as over-calculating the cost and under-calculating the profit. In addition, I think he meant that I had to pay at least. Only 70% to 80% of the capital can be split half with him. It would not be so easy to spend with other partners.”
Only then did the two women become a little enlightened.
Wu Mengting said a little unfairly: "I knew they were not so kind. They just thought you were rich and easy to handle, so they planned to recruit you. In addition, there may be other calculations. That Tao Yaoyang is just one of them. He looks insidious and cunning. It would be better for us to have less contact with this kind of person in the future."
Chen Feng agreed with a smile: "You read that right. At first glance, Yaoyang seems to be a calculating master. However, this kind of person has an extraordinary background, is good at calculating people, is handsome, and is rich. He is really the darling of God, unlike me, the son of a farmer. It’s only through hard work and good luck that I have achieved this little success.”
“Is it hard for you to make money now?” Wu Mengting couldn’t help complaining.
Sun Xiaorui didn’t say anything, but she believed it in her heart. It is really easy for Chen Feng to make money now.
"It's very hard. Do you think it's easy to make money by stock trading? Every time I choose stocks, I have to expend countless brain cells. In addition, I have to secretly establish some ulterior relationships. This is also very hard and troublesome."
"Okay, okay. You've worked hard."
After Wu Mengting said a perfunctory sentence, she stopped talking and drove the car silently.
In the blink of an eye, the next day, at around nine o'clock in the morning, Chen Feng went to the nearest bank as scheduled, signed a loan contract under the witness of his lawyer and Tao Yaoyang, and transferred 20 million to Cai Zhixin.
After receiving the money, Cai Zhixin immediately happily expressed his intention to treat him, but Chen Feng finally refused.
Tao Yaoyang also sent an invitation to Chen Feng with a smile, saying that there would be a high-end party in their circle tomorrow, and that there would be some business leaders attending, as well as some celebrities and socialites. If Chen Feng goes, he will have someone send him an invitation later.
As a result, Chen Feng said directly that he was not interested in this kind of gathering and stopped going.
Although Tao Yaoyang was mentally prepared, he couldn't help but be surprised. He made it clear that this was a high-end party, but it was attended by business tycoons, celebrities and socialites, but Chen Feng still refused to go.
Tao Yaoyang could only smile bitterly and said: "Chen Feng, you can't do this. You are also a wealthy person now, so you can't stay at home and be a homebody every day, right? Attend more such gatherings and get to know more energetic people. A person can only do you good and not bad."
Chen Feng said frankly: "I don't like to make friends with too many people. I just want to live my own life. I appreciate your kindness. ”
Tao Yaoyang was so convinced that he could only shake his head slightly with a complicated expression, then waved to him and turned to leave.
Thanks to: Young and frivolous‰ for voting 2 monthly votes!
(End of this chapter)