Chen Xi sat there and flipped through the information, the expression on his face constantly changing.
At first glance, this project seems outrageous to the extreme, but it seems like I’ve seen something similar in my mailbox before.
Zhang Liheng's plan is very similar to the project in his previous life.
What is time bank? It is actually a creative savings plan, that is, a social mutual aid project.
Promote mutual aid cooperation within the community by storing and exchanging service hours, especially in the field of elderly care services.
Time bank is a volunteer service incentive and feedback mechanism that allows volunteers to provide services to the elderly and record and store service time according to certain rules.
When volunteers are old and need help, they can withdraw their time and exchange it for corresponding services.
This mutual-aid elderly care service model of "storing volunteer service time" can not only effectively reduce the pressure on children to support the elderly, but also improve the quality of life of the elderly, playing a positive role in enhancing family harmony and creating a happy society.
This project seems nonsense, but it seems that several people have done it in previous lives.
On the surface, it is completely unprofitable, but there is still a lot of potential value generated by their cooperation with the community.
To put it simply, this project is a collaboration with a certain fund, has a certain effect of attracting money, and is a good advertisement for external publicity.
After all, most people would want to know more about such an imaginative thing after hearing it.
Don’t underestimate the public welfare projects on the market, as there is a lot of money to be made behind them.
A certain HK rich man (called a Justice of the Peace in the past) appears in many movies and news.
This Justice of the Peace was originally related to the Security Council, which is to prevent prisoners in similar prisons from being treated unfairly or having their rights exploited.
Later, it evolved into a system, which is similar to the philanthropists of the upper class.
Philanthropists are basically businessmen who can make a lot of money. They not only want to increase their reputation, but also want to make further money.
As a result, public welfare funds continue to appear on the market.
This made Chen Xi think of the Young Returnees Association again.
When the association was first established, their purpose was similar to that of a time bank, that is, to help returnees and international students.
But everyone has selfish motives. It can be said that if you want to help, you can help, but if you are not in a good mood, you don’t want to help.
In order to encourage members of the association to work hard and contribute, a reward system was also born.
The emergence of turtle coins can be regarded as a kind of points.
Whether in ancient times or modern times, the profession of mercenaries has always existed.
Using people's money to eliminate disasters for others is the industry standard that mercenaries have always adhered to.
Since the Turtle Coin was issued, it has gradually been circulating illegally in the market.
It was originally the currency used within the association and between partners, but now there is a vague trend of being linked to virtual currencies.
If time bank is applied to the association, volunteers can convert the service time stored in the "time bank" into turtle coins for storage and appreciation.
When the exchange service is needed, the Turtle Coins will be converted back to the service time. This will provide volunteers with a more flexible and diverse way to store value.
In this way, the local returnee associations currently born across the country can be linked to the headquarters. And Turtle Coin will not become a virtual currency that will be boycotted by officials in the future.
As long as the liquidity of the currency is not as high as that of legal currency and it cannot become a commodity used for gray products, then there will be strong support from above.
Of course, this is just an idea, and implementation is still very difficult.
A few hours later.
"I'm not convinced!"
"I'm not convinced either!"
"My project is so good, why do you look down on it? Several previous rubbish projects have passed, why can't mine."
"Your company just wants to plagiarize my ideas. You deliberately did this today. After reading my plan, you want to do it privately."
When Chen Xi finished reading today's project and was thinking about what to eat for dinner, there was a noise at the door.
The group of guys who had been cheated did not leave in despair, but stood at the door trying to fight for it again.
They say they are fighting for it, but in fact they are resentful, and some feel that Chen Xi has ulterior motives for today's meeting.
"What are you arguing about, plagiarizing creativity and ideas? Let me tell you, in terms of investment, creativity and ideas are worthless, do you understand?
Investors not only look at whether the project is feasible, but more importantly, what role you can play in the project. To put it simply, if you take investors’ money, you are just a wage earner. As a boss, what I look at is your actual work ability, not your wild ideas.
Who wouldn't think about it?
What we want is people who do practical things.
When I was a kid, I wanted to build a spaceship.
If you think your business and ideas are useful, why don't you do it yourself and why do you still come here?
Hehe, you will definitely say that starting a business requires start-up capital, but you don’t have any money! ”
Chen Xi's words made the people at the door look pale.
Didn't they just come here because they have no money?
Looking around and seeing no one speaking, Chen Xi added: "You have a good idea but don't have the money to start it. This is actually an excuse. Don't you get a loan if you don't have the money? I'll teach you a way to get start-up capital. .
First, get a good individual business license and make some small money to open a store first. It doesn’t matter whether you make money or not, the important thing is to make your sales flow better.
If you can't get it with running water, use your brain. You can get merchant loans after a few months of opening a store. Now the government has said that it will support the small and micro economy, and the policy is still good. Most business loans require a house mortgage. For this, you can find a way to find a loan assistance company. Then you can go through all the major banks and you will have millions on hand. After you get these loans, you will have money on hand.
The second step is to transfer the ownership of a company with specialized and special qualifications and a certain scale of invoicing and tax payment. Spend a small amount of money to perform a traceless transfer. If not, wait a few more months. After the transfer is completed, use this company to make science and technology innovation loans. This is also a loan product supported by policies. The amount is almost several million.
Using the same trick, if you try all the banks that have Ke Chuang Loan, you will have at least 20 to 30 million on hand. Don’t you think your projects are awesome? If they really have commercial value, the money earned will definitely be able to offset the loan interest, so what are you afraid of?
The reason why you come to me is because you want to transfer the risk of your own loan to me.
If your project is really good, then I will invest in it and see what you have come up with, such as dream architects, personalized nutrition customization machines, environmentally adaptive clothing, taste memory restaurants, what the fuck is this? …”
Chen Xi's words made everyone present blush.
"Okay, I've taught you how to get start-up capital. If you really think your project is good, then go get it yourself." Chen Xi waved his hand and asked people to see him off.
After the group of people left, Yin Anwei immediately came over: "Brother Xi, is what you just said true?"
"Of course it's true. The cost is almost tens of thousands of yuan. You can get tens of millions, but it's not enough. These loans plus the service fee of the loan assistance company, plus the cost, the annualized rate is about 5%-7% , but it depends on how much money you plan to make. If you can't even offset this interest, it can't be considered a profitable project." Chen Xi smiled.
He had also been involved in the loan business before, and he was still very familiar with how to make money. This method would still be useful more than ten years later.
It is now 2011, and many businesses are making huge profits. It is not difficult to offset bank loan interest.
After more than ten years, the annualized cost will have almost reached 7%-12%, so investment is risky, so it is better to be cautious.
Feng Yun once said that a bank is like a pawn shop, and it is very difficult for ordinary people to get loans from it.
This sentence is actually correct or incorrect. Why is it correct or incorrect? He said that the banking model is old and has nothing wrong with it, but what he said later was to put money in his own face. And he was talking about people who had no loan experience at all.
In terms of formality and loan interest rates, bank products are actually the best. Of course, this does not include some special fees.
It is said that online loans have no barriers, but Feng Yun said that he can give everyone the opportunity to get money. But if you get a loan from him, you will find that the total fees are higher than those from banks. This is not just him, but the entire online loan industry.
In other words, Feng Yun’s products allow people without any financial knowledge to obtain loans, but knowledgeable people will not choose his products because of the high interest rates and unclear repayment plans. After all, Feng Yun uses bank money to lend money. If the interest rate is lower than that of the bank, he will still make a profit.
Night, Hilton Hotel.
"Mr. Chen, it's a pleasure to cooperate."
"Hahaha, happy to cooperate."
In the box, Chen Yifeng clinked glasses with the Xu family.
Of course, Chen Yifeng, who doesn’t drink alcohol, drank juice instead.
Even if such a big boss of the Xu family was here, he would not give him any face at all.
In Chen Xi's memory, there were only a handful of scenes where he saw his father drinking at the dinner table.
"Mr. Chen, the first cooperation ended perfectly. This proves that local entrepreneurs and foreign entrepreneurs can cooperate and achieve win-win results."
"Mr. Xu, the Tomorrow Square project has not been completed yet. The leader does not want us to build houses, but to revitalize the square. In other words, waste utilization can drive the nearby economy."
"I understand this, it's a university town. Wouldn't it be nice to have some projects for college students to spend money on."
"No, no, no, the leaders want to make Tomorrow Square the iconic commercial street of the entire district, thereby attracting investment in this area. College students have no spending power, so they can only bring popularity. In the future, there will not only be a university town here, but also Other schools, large residential areas..." Chen Yifeng explained like a teacher in front of the Xu family.
But how could the Xu family not know such a simple truth?
The Xu family has now discovered Chen Yifeng's character traits. If you ask him to show off his knowledge and gain a sense of superiority, it is just flattering. When Chen Yifeng is in a good mood, you may succeed in whatever you talk to him about.
Otherwise, it’s not unreasonable for the Xu family to make so much money.
He understands people's hearts very well and knows what others want.
After Chen Yifeng finished feeling satisfied, the Xu family finally spoke: "Mr. Chen, I have to remind you. After this year is over, life may not be so easy."
"What do you mean? Didn't you just come this year? You're just talking about next year." Chen Yifeng looked confused.
"It's nothing. Things are changing in the business world. The leader can let us build Tomorrow Square this time, and next time he can let us do other things. In front of the leader, we naturally have to obey the instructions, but we businessmen must also have their own interests. I will consider it..." The Xu family said vaguely, and Chen Yifeng couldn't understand it even more.
But if you don’t understand, you still don’t understand. You still have to pretend to understand in front of others.
People like Chen Yifeng, who likes to pretend, can't avoid it. He nodded as if he agreed with what the other party said.
"Mr. Chen, this Yang Dingtian has a feud with Chen Shubao, and you have a feud with Shi Danai. As a special character, I am sandwiched between you..."
"Hmph, I don't take Shi Danai seriously at all. He came to Xinlu to make a fool of himself. I heard that he is now running into some oil fields. Is this something he can do? It's a game and it's Counterfeit medicines and health wines, I don’t know what he is doing, how does he look like an entrepreneur..."
Check out the 16-9 book bar and see the correct version!
"Haha, um... look at the building our Hengxiao Group has in Xinlu..." The Xu family smiled and brought the topic to the city's new landmark.
"Let's not talk about it for now. I heard that your daughter is also studying abroad, and she is back now. You said that this foreign country is so good, why do these children come back? In recent years, many rich people have chosen to immigrate. Money It's not safe to live a casual life outside the country. Isn't it great? My unsatisfactory son actually said that in the future, only poor people will go abroad. Rich people will live well wherever they live, so there is no need to go abroad. It is simply ridiculous how much money he has spent on going abroad for so many years. Can poor people have money to go abroad? ”
"There is no way. Today's young people just want to come back and work hard. They think they are capable. Without help from their families, in fact they are not as good as ordinary people. Think about when I was poor before..."
The Xu family and Chen Yifeng used to be poor, that is, born from the grassroots, and achieved class leaps by relying on rich women. They sneer at the children of wealthy families, including their own.
The two successful counterattackers deliberately concealed the history of their fortunes from women. Chen Yifeng and Xu Jia kept bragging about their abilities and how they had made money with little cleverness in the past. How much money was spent? The more we chatted, the more excited we became.
"I think Chen Xi is also a talented person. The last time he spoke on TV, his words were sonorous and powerful, and he was not inferior to other bosses at all. My daughter is pretty good-looking and has a good personality, so why not..." The Xu family chatted. I want to get married.
Although the Xu family loved his daughter very much, they were only satisfied on a material level. If his daughter could complete a business marriage and bring Hengxiao Group to a higher level, then he would fully support it.
"I couldn't control the one in my family. I asked him not to return to China, but he ran back on his own. Oh, it's so troublesome..." Chen Yifeng said pretending to be helpless.
He had no idea what the other person was thinking.
Between two old foxes, either you cheat me or I cheat you. How can there be any peaceful marriage?
One month later, Huajing.
"This situation reminds me of the last financial conference."
"Haha, Mr. Feng doesn't know what big news he will announce this time."
Feng Yun stood at the door of the venue and shook hands with Chen Xi.
"To be honest, I no longer regard you as a young man, because young people are not as brave as you and dare to tell the truth in meetings." Feng Yun stared at Chen Xi.
This is not nonsense. They say that young people are brave, but when they should be bold, they shrink back, and when they shouldn't be bold, they rush forward like a brainless person. But the young man in front of him is completely different.
"I was also impulsive. I didn't dare to say anything at first, but seeing Mr. Feng bravely stand up, I felt that I still had to say a few words. Otherwise, everyone would tell lies and this meeting would still be necessary. "?" Chen Xi sent a flattery at the right time.
"Yes, that's what I thought. This is similar to the court. Loyal ministers must come out to give advice. If you blindly tell lies to fool the superiors, sooner or later everyone will be ruined."
Feng Yun was upright, as if things were true.
However, Chen Xi knew that telling the truth was on the one hand, and on the other hand, it was actually to create a character. In other words, winning the favor of the people at the bottom on the TV and telling them what they like to hear will increase their support for Abba and himself. It can be regarded as a kind of advertising.
During this period, Feng Yun liked to use this method and constantly appeared on the TV screen. On the other hand, other entrepreneurs are a bit reluctant to let go and feel that it is not good to be in the public eye.
But this phenomenon has undergone tremendous changes more than ten years later. Many bosses have shown themselves on certain channels, using Feng Yun’s method to expand the company’s publicity, which also shows that it is becoming increasingly difficult for companies to do business. The boss must show up to save the company's predicament.
Compared with a eloquent person like Feng Yun, other bosses seem a bit dumb. So what should we do?
These people then took the funny route. Think about a big boss showing a natural look in front of others, which can easily arouse others' favor.
The audience will think that this boss is approachable, and although his gestures may seem dull, he can make them laugh.
Think about it, you go to work for several hours every day, get scolded by your boss at the company, and come home as tired as a dog. When you turn on your phone and see a boss talking like a comedian in front of you, will you feel better?
"So what exciting things will Mr. Feng prepare this time?" Chen Xi asked.
"How exciting? It must be more exciting than last time." Feng Yun looked around, covered his mouth with his hand and replied.
"Oh? We really have to wait and see. By the way, didn't Mr. Feng stay with our president before? Why are you here alone today?"
"Don't mention it, I just said it. Today's young people are too timid. He said he had something to do today, but I know that was an excuse. He was just timid inside, afraid that what I said would affect the Returned Association, so he deliberately Make excuses to stay away from me.”
"Mr. Feng, I advise you not to speak too much. Although you are a big boss now, there are always people you can't offend. Don't speak too directly. You can express what you want to express in another way. . Don’t try to make everyone understand what you mean. Anyone who understands will understand. What if a stupid person understands? ”
"You said this as if you were a big leader. Just now I praised you for being brave, but now it seems that it is nothing more than that."
Many people think that Feng Yun has a high emotional intelligence, but Chen Xi, who has dealt with him a lot, thinks this is not the case. This is a manifestation of high emotional intelligence, making others comfortable and yourself comfortable. But Feng Yun has more enemies than friends in the business world, which is obviously not a sign of high emotional intelligence.
At most, he is the same as Chen Yifeng, that is, he feels that he is strong and no one takes him seriously. When you meet someone who is better than you, you can only bow your head.
"Hey, I know what you are going to say. I advise you to change your speech."
"You know what I'm going to say? Hahaha, do you think you are a prophet?"
Hearing this, Feng Yun smiled disdainfully.
After Chen Xi left, he murmured to himself: "You know what I am going to say, young people today are just self-righteous."
"Hey, isn't this Mr. Feng, standing here waiting for someone?" Suddenly, Feng Yun was tapped on the shoulder. He turned around and saw that it was Chen Yifeng.
Although he had just finished chatting with Chen Xi, he did not disclose it. Instead, he greeted the other party with a smile: "Mr. Chen, you have never been present at this conference. Why are you interested in coming today?"
< br>
"I see you guys go up and say a few words every time, and I can't help it, hahaha." Chen Yifeng said while secretly taking a look at the speech he had hidden in his clothes.
"Hey, Mr. Chen is on stage to speak, so I have to say hello to my friends and cheer you up."
"No, no need. I just want to say a few words casually to enjoy myself. Mr. Feng, what I saw you said at the meeting last time was so offensive. I advise you to restrain yourself this time. This is Huajing, not your martial arts world. You have to be measured in your words. Otherwise, anyone from above can make you... Hey, there is a saying that if a tree is beautiful in the forest, the wind will destroy it!"
< br>
After being complained about by father and son continuously, Feng Yun became even more unconvinced.
After hearing what Chen Xi said, he originally planned to change his speech. But now that Chen Yifeng said a few words, he immediately changed his mind.
What's wrong with Huajing? I'm now the leading e-commerce company in the country. What else can't I say?
Although Feng Yun felt unhappy, he still kept a smile on his face: "Haha, Mr. Chen. I just saw that your son is here, and he wants to go on stage to say a few words. This young man must be sharper than the rest of us. , you should worry about him.”
Chen Yifeng immediately turned cold upon hearing this and looked around, but he couldn't even see Chen Xi's shadow.
"He has already entered." Feng Yun pointed at the venue with a smirk.
Seeing this, Chen Yifeng nodded and walked inside.
"These father and son are exactly the same. Who do they think they are? And they came here to educate me..." Looking at the leaving man, Feng Yun shook his head.
PARKING LOT.
A Mercedes-Benz SUV stopped slowly, and a man in his forties stepped out.
Compared with the bosses who came this time, he didn't look like a businessman at all.
The executive jacket, leather shoes, badge, and briefcase seemed to indicate his identity.
It's a bit unusual to wear an executive jacket and drive a Mercedes-Benz, and the car is a GLE.
But in Huajing, anything can happen.
The bosses near the parking lot glanced at this man inadvertently, thinking he was a stranger, so they invariably looked away.
"Boss, why did you drive here by yourself? For such a big party, someone should pick you up." At this time, a young man trotted up to the man.
What he means is that driving this car here seems to have a bad impact.
But the man waved his hand and said, as he usually said, my family has money, so I can buy whatever car I want.
"What's wrong with driving here by yourself? Hurry up. If you wait so long, you won't even know what time it is when you come to the meeting."
Looking at the man in front of him, the young man didn't know what to say for a moment.
It is said that there are thousands of leaders in Huajing, but it is rare to see one sitting in this position at such a young age. (End of chapter)