Chapter 9 First set? Second set?
This house also has a sealed balcony. Zhang Qiyuan is confident that he can deduce how many floors it has based on the shape and layout of the balcony when he goes to the site. But now that he is about to eat, there is no need to make a special trip to the fourth phase. , he asked Sister Piao for a property bill for the fourth phase of Blue Sky International.
He had run through the Phase 4 listings before and knew that the buildings next to the playground of Phase 4 should be Building 5 and Building 6. Building 5 is a high-rise and Building 6 is a small high-rise. He found the building list of 1 unit in Building 5. Zhang Qiyuan found the phone number of the owner of Room 302.
After the call was made, the call was answered quickly. However, the owner lived in his own house and had no plans to sell it.
Zhang Qiyuan continued to dial 402.
"Hello, is this Mr. Wan from Blue Sky International Phase 4?"
"Who are you?"
"Hello, I am an agent of Shijia Real Estate. Is your house for sale?" Zhang Qiyuan said loudly.
"Yes, do you have any customers?" Mr. Wan was very polite.
"Mr. Wan, I have a prospective client here who wants to buy a 97-square-meter house in Blue Sky International. However, you also know the current market situation, plus the client's budget is limited, and yours is on the fourth floor, and the birth certificate has not yet been completed. This price……"
"The price can be negotiated."
"Then can you give me a price that I can sincerely sell at? This way I can have confidence and negotiate with customers."
After a moment of silence, the other end of the phone said, "My base price is 1.65 million."
"Okay, then how do you view this house?"
Zhang Qiyuan did not argue with the owner about the price. He asked first how to view the house, and then negotiated the price after the customer liked it.
"It's a bit inconvenient to look at the property. You have to contact the tenant." Mr. Wan said.
"If this is not the case, I will add you on WeChat first. You can give me the tenant's phone number or WeChat, and I will contact the tenant."
"Can."
“Is this number your WeChat number?”
"Um!"
"Then I'll add you right away and you can pass."
After hanging up the phone, Zhang Qiyuan immediately added the owner's WeChat account, and soon the owner pushed a WeChat business card over.
After adding the tenant's WeChat account, Zhang Qiyuan chatted with the tenant again and learned that they would only have time after six o'clock in the evening.
After securing the tenant, Zhang Qiyuan went to the owner to ask for the birth certificate and ID card, and then entered the house into the system of Shijia Real Estate. Then he found a house in the same building in the system for comparison. When I got it, I called the client over to see a house, but the price was a little high, the listing price was 1.9 million.
Then Zhang Qiyuan sent a WeChat message to Li Wei.
"Sister, I just made an appointment with the owner. You can view the apartments after six o'clock. Both apartments are in the fourth phase of Blue Sky International. One is on the 4th floor and the other is on the 10th floor. They are not close to the expressway, and there is an 11th-floor small building in front of them. The high-rise building has no impact on lighting at all. The owner of the apartment on the fourth floor has a price of 1.76 million, and the property certificate is less than 2,000 yuan. However, the owner is very sincere in selling, and there should be room for negotiation on the price. The other one on the 10th floor has a property certificate of 2,000 yuan or more, and the price is Slightly more expensive.”
"Okay, I'll come over and take a look after get off work." Li Wei quickly replied.
"I'll pick you up then."
"No, I'm not far from Blue Sky International Phase 4. We can just meet at the gate of the community at six o'clock." "Okay!"
After making an appointment with the client, Zhang Qiyuan told the tenants on the fourth floor that the apartment on the 10th floor was vacant. If he wanted to see the apartment, he would need to borrow the key from Lianjia at the entrance of the community.
After Zhang Qiyuan communicated with both parties, Huang Yi also came back with the ordered meals.
"It's time to eat, pay the God of Gamblers." Huang Yicheng shouted upstairs.
"Coming!"
After Fu Qiang came down, everyone in the store gathered around the small round table in front to eat.
Looking at Fu Qiang, Zhang Qiyuan's heart moved, and he suddenly remembered that Fu Qiang was in charge of the post-production period of second-hand houses. After a slight pause with his hands unpacking the lunch box, he asked: "Mr. Fu, this customer here, she and her husband have not obtained the certificate. But there is a house in Hannan, and her name is on the real estate certificate. However, her husband has been repaying the loan. I checked on her mobile phone and found that she has a house in her name. If she buys a house, is it her first or second house? "
"Didn't I say that at noon? This must be a second set. Do you not believe in my eight years of experience?" Xiong Wei, who was picking up food, suddenly said displeased.
"I'm just asking." Zhang Qiyuan said sarcastically.
"There is one apartment in my name, so it must be the second apartment. Xiao Zhang, isn't this common sense?" Huang Yi also said.
Fu Qiang thought for a moment and said, "That's not necessarily true. If you are just confirming the loan for the first and second homes, the bank's review will still be the main thing. This customer did not get the certificate from her husband, and he did not participate in the repayment of the loan. The real estate certificate says With her name, it can actually be regarded as a gift from her husband, so let me call you and ask. "
After saying that, he put down his chopsticks and went out to make a phone call.
After a while, Fu Qiang walked in and said to Zhang Qiyuan: "I just asked, and the bank manager over there said that as long as your client's credit flow and work are OK, he has the opportunity to get the first bank loan. However, At that time, you may be asked to purchase their bank’s financial products.”
"What financial product? Is it expensive?"
"It's nothing. It should be the kind of 1-gram gold banknote, which is estimated to be eight or nine hundred yuan. But don't be too sure with your client. Just say that there is a chance that it can be made into a first set. If not, We can only execute the second set," Fu Qiang said with a smile.
"There is still such an operation, it is better to pay the God of Gamblers professionally." Dong Hui glanced at Xiong Wei and praised.
Xiong Wei felt a burning sensation on his face. He was slapped in the face by Fu Qiang, but he couldn't get angry and could only keep eating in a muffled voice.
After listening to Fu Qiang's words, Zhang Qiyuan suddenly felt reassured. He believed that Li Wei would be very happy if he knew the news. After all, there is still a big difference between the first house and the second house. First, the down payment has been reduced a lot, and secondly, The interest rates are also different, and the interest payments will be less.
At about half past twelve, Fu Qiang's friends came over, and Fu Qiang led them directly to the chess and card room next to them.
When it was time to go to work in the afternoon, Xiong Wei seemed to have been fed by gunpowder. He didn't like anyone. Wang Yong couldn't bear the arrangements, so he took Zhang Qiyuan to the entrance of the primary school to display.
"You see what he can do, but those who don't know think he is the leader? If it weren't for the God of Gamblers who likes to play mahjong, and Dong Hui is relatively lazy, it would be his turn to take the position of store manager." As soon as he went out, Wang Yong started to complain about Xiong Wei.
"Maybe I'm in a bad mood because I haven't done much shopping in the store recently." Zhang Qiyuan said vaguely.
"We also did two to three hundred thousand yuan at the end of last year, okay? Besides, now not only our store has not opened orders, but other stores here have also not opened orders. It is good that we can sit in the store. Other stores Everyone went fishing and there was no one around," Wang Yong said angrily.
"I see, the God of Gamblers just slapped him in the face, and he took it out on us. Xiao Zhang, please be a good boy. If you encounter this kind of thing in the future, just hold the display card and display it." Out of sight, out of mind.”
(End of chapter)