Chapter 424: Space brought about by changes in the world line
As the saying goes, if things go smoothly for a long time, things will go wrong, and if things go wrong for a long time, things will go smoothly.
A common saying said by Li Yan.
In fact, he is already considered a very worried person. From his previous life, he has been saying every day that "every gain must have a loss, and every loss must have a gain" to balance gains and losses.
Don’t lose confidence if you have been frustrated for a long time, and don’t become complacent if you are very proud. It is very stable.
It is indeed a good philosophy of life. Over time, you can develop a mentality of being unfazed by favors and disgrace.
Of course, he must not have practiced enough in his previous life, otherwise there would be no chance of rebirth.
The results of the last two negotiations were good, which made Li Yan feel inexplicably stressed about today's meeting.
Especially when Wang Zi came back to buy lunch for him at noon as usual, she tripped on the carpet and lost her balance and threw the meal out.
Fortunately, Wang Zi was not injured. She apologized and quickly cleaned up, and was about to call someone from the Ministry of Internal Affairs to buy food. Li Yan stopped her and said that she would just go downstairs to eat.
What happened was that I ordered fried rice and fish ball and seaweed soup. The fried rice was not served for a long time, but the soup was served as fish fillet and green vegetable soup...
I couldn't bear it.
But it’s a bit of a bad sign.
Until before going out in the afternoon, Li Yan was still laughing at himself, saying that superstitious metaphysics was not advisable.
In fact, it was just a magnification of some things that were usually laughed off. Wang Zi tripped and fell, mainly because he moved the position of the chair this morning, causing the carpet to be pulled and slightly raised.
He went downstairs and chose a small restaurant that he seldom went to but had good reviews. Such small restaurants often had poor service and were prone to all kinds of weird problems.
Everything has a scientific explanation.
The Provincial Government Courtyard... everyone knows what it is like, so I won’t write about it.
The appointed time was two-thirty in the afternoon, and Li Yan chose to arrive at two-fifteen. As a result, when he entered the venue to wait, only Senior Official Zhang was not present.
I take it seriously, which is a good sign.
At first glance, Li Yan was a little face-blind.
Deputy Mayor Ren, two department directors and four bank presidents, except for one who is so fat that his belly protrudes, they all have the same style.
The clothes are all the same, the height, shortness, fatness and thickness are all the same. They even wear the same style of gold-rimmed glasses.
Especially Gao Ting and the four bank presidents, sitting in a row, all wearing black suits, had exactly the same expressions when talking and laughing. They looked very confident, capable, and talked a lot.
This gave Li Yan a bad premonition.
Normally, top leaders don't have such a temperament. They tend to be much calmer, and even when they chat, it's like making friends.
As expected, everyone greeted Li Yan enthusiastically and completed a round of self-introduction under the auspices of Ren Jiangfeng.
All deputy.
Gao Ding is the deputy director. As expected by Li Yan, Ren Jiangfeng and Zuo Yuming, who are in charge of him, are also his deputies.
As long as the content is correct, Li Yan doesn't care who is the deputy. Most of the time, the deputy understands the situation better.
But the person from the bank is also the vice president, so it might be a bit overwhelming.
Based on Li Yan’s understanding, today’s meeting will probably not get a formal response, and it will most likely end with something like “let’s go back and ask the president for instructions.”
Senior official Zhang arrived at the spot. He was shorter and fatter than the others, and his face was fierce. He seemed to be a strong leader.
He is also the deputy, but after all, the level is there, and he seems to be much more stable than the vice presidents.
Li Yan still wore a light-colored haute couture suit today, with a slicked back hair, a watch and brown leather shoes. He looked very out of place and out of place.
Being out of place is his purpose, creating a strong differentiation.
He wanted to slightly shatter part of the impression Linjiang leaders had about him - the impression that he would be bound by Linjiang.
The conference room is not big and it is convenient for everyone to communicate.
"Everyone knows each other, right?" Senior Officer Zhang spoke with a strong voice, which sounded very loud in the small conference room, "Li Yan, this is the first time we have met. How is the progress of Jiaolong Mobile Phone now?"< br>
“Senior Zhang has been steadily advancing the development of software and hardware. It can be said that there will definitely be no problem in building a mobile phone based on our self-developed system. Everything we do now is for the better. Well, it will directly become a world-leading work.”
"Very good. Since ancient times, heroes have emerged as young men. We in Linjiang should also support those who should be supported. Today we will have a simple meeting. Jiang Feng and Yu Ming have probably talked about it before. Let's see how many people think about the mobile payment proposed by Li Yan. , do you have any professional advice?" Senior official Zhang said.
No, do leaders love to use the phrase "Since ancient times, heroes have emerged from youth"?
"Director Gao, why don't you tell me first?" said the vice president of Linjiang Branch of China Construction Bank.
"Okay," Gao Ting crossed his hands on the table and looked around everyone, "just like Senior Official Zhang said, for Li Yan and for future technology, we will definitely support it. Online Banks, in fact, everyone is doing it, but moving it to mobile phones will definitely involve some information security issues, as well as management rights issues. These involve technical aspects. Please give some suggestions from the bank. "
The presidents looked at each other and decided to let Mr. Huang, the oldest and fattest deputy president of Hua Xia Bank, speak.
"The high office is right. To put it bluntly, the main issues are: how to ensure information security, who is responsible for the management of the software, and the scandal ahead. If the mobile phone system is breached and various key information is leaked, who is responsible? But no one can afford it, and it won’t be a matter of who will be responsible.”
Lao Huang tapped his fingers on the table from time to time as he spoke.
“Security issues are of course the most critical issue,” Li Yan had already prepared for this. “All major banks have experience in developing online banking, and they should also have some experience in information security. Software will be developed by then. , I can cooperate with your technical department, and I will also build a security system based on the Hetu system. You are welcome to find an information security technology company for attack testing. If it is breached more than three times, I will quit directly.”
< br>Old Huang smiled and nodded, then looked at Gao Ting. Their technical department... whoever had the ability to develop it themselves, always found cooperative companies.
Information security is indeed very important, but it is not to the point of giving up eating due to choking, and the difficulty is far from being as exaggerated as the leaders say. It makes the world look like top hackers.
Therefore, information security must be an excuse, and Li Yan is not prepared to give them a chance to cover up.
As for the security of the software itself, let’s develop it together. You have all done online banking, so you don’t have to say that you have no technical ability at all, right?
As for the system problem, it is very simple. If I doubt the security of the Hetu system, I will attack you arbitrarily. If it succeeds, Mr. Li will have nothing to say, and if it fails, you will have nothing to say.
And where is the current mobile payment leader "Alipay", and you are all cooperating.
It is not appropriate to insist on talking about safety issues.
Obviously, Li Yan's words put the high office and the presidents in a bit of a dilemma. Several people took turns exchanging glances, but no one spoke up. Senior official Zhang was not in a hurry, he just looked at the documents in his hand.
Interesting...
Li Yan didn't say anything, and the awkward silence now was not a bad thing for him.
Senior Zhang and Director Gao emphasized their support when they came up. After Mr. Li said what needed to be said, he also gave a plan to resolve your concerns.
If you don't have any positive feedback, then you are just slapping yourself in the face.
Ren Jiangfeng is the leader of New Taipei City after all. The situation of the meeting was not clear enough, so he naturally did not speak.
Zuo Yuming is different. He is also from the province and is an old friend of Gao Ting. Senior official Zhang is also in charge of him. He is also responsible for the slap in the face.
So he broke the silence, "Li Yan, I am curious to ask, after the software is developed and operated on Jiaolong mobile phone, the management rights should belong to the bank itself, right?"
Li Yan answered instantly, "The permissions of the software can be formulated. The banking software belongs to the major banks themselves. We can provide technical support for maintenance and upgrades. As for the specific payment methods for orders such as takeout and online ride-hailing, we can continue to discuss."< br>
Lao Huang's eyes lit up, "According to what you said, the bank's own software should be fine. That's what you just mentioned, order payment, which means that when opened by other software, it can directly wake up our bank's software for electronic payment. ?”
Li Yan was about to say something when some special memories suddenly triggered in his mind.
That was the scene of him using his mobile phone. The shape was more technological than the Jiaolong mobile phone he planned to make, but...
"Scan the QR code offline to pay online..." Li Yan was so surprised that he spoke out in a daze.
This sentence caused an uproar. Not only Lao Huang's eyes widened, but also all the participants were shocked.
"Here, Li Yan, isn't the risk too great? What is a code?" Ren Jiangfeng quickly calmed down the situation, but Li Yan never told him about such a thing.
"Ahem," Li Yan came back to her senses, "It's just an idea, completely from the perspective of convenience, no need to consider it yet. Please rest assured that the data is safe."
"So I actually I just want to confirm something with Li Yan," Huang said in a loud voice, "Are you going to make all payments through our bank's software, or are you going to make your own payment software, like Alipay? "< br>
"Li Yan," Senior Officer Zhang spoke, "Do you know how to pay for money?"
"Yes." Li Yan nodded.
Of course he knows that mobile payment is not a very new thing. After all, online shopping has been around for many years, and some online payment methods are always needed. Alipay is the payment platform of Taohao.com, the largest online shopping site.
And in 2008, before Li Yan even talked about making a mobile phone, Alipay had already released a mobile e-commerce strategy and was preparing to launch a wireless payment service.
In early 2009, they also established an independent and professional wireless payment team, and had developed a mobile payment client that supported several major systems that were popular at the time.
However, the world line has bifurcated since Li Yan announced that he would develop a self-developed system.
The Alipay team invested a lot of effort in developing software adapted to different systems. However, with the rise of Robert System, they realized that the mobile phone system did not yet have an overlord, and the newly completed client might soon be To be abandoned.
Then they waited until Li Yan announced his self-developed system, and saw that Li Yan received a lot of support.
This caused some confusion within the Alipay team. After hesitation, the time to exit the Robert System client was a full two months later than the timeline of Li Yan's previous life.
When Li Yan announced the success of core development, they were also entangled in whether they should take the initiative to eat the cake of Jiaolong mobile phone.
Nowadays, the market is flooded with countless copycat machines, and all kinds of messy systems - especially the Robert variant, have greatly reduced the stability of their clients.
Alibaba still mainly relies on Taohao.com’s online payment, and is still far away from the “life together” strategy they proposed at the end of 2010.
It happened that at this time, they knew that Li Yan was planning to create a super life circle.
Already ready to extend an olive branch to Li Yan, Alipay retracted his hand.
They definitely don’t want Alipay to be able to “pay” in the end. They want to integrate life resources and make a large-scale life circle client themselves.
Then he and Li Yan are obvious rivals. If they reach a cooperation with Li Yan, I am afraid that it will help Li Yan promote his life circle and even his mobile phone. At that time, Li Yan will develop a payment software to replace the payment. It is obvious whether it is easier to use Qianbao or to use Alipay to replace the super life circle with other things.
I don’t know if the butterfly effect of Li Yan’s rebirth is superimposed. The current development progress of Alipay is much slower than that of his previous life. In addition to being the dominant player in the field of online shopping-mainly because of Taobao. Net is the dominant player, but the number and growth trends of other users are not encouraging.
Li Yan had an idea. Maybe everyone's expectations for him were much higher than imagined. After all, the influence of the "domestic self-developed system" is there. For the Chinese nation, the patriotic sentiment is really beyond imagination. strength.
Because of this, the public's expectations for other things have been lowered, and there is a feeling of "I'll wait and see what Li Yan can do", just like when some people endured a broken mobile phone just to wait for Chuangzu W8 It took a year.
Of course this idea was too ideal, and Li Yan just passed it by.
Everything is subject to sales volume.
At this time, Alipay has not yet launched quick payment. Except for Taohao.com, other cooperation is basically just one of the payment methods. There are many third-party payment platforms on the Internet, and mobile phone systems Still in a state of disorder and chaos.
Even the country has not yet designated these platforms, and the trust between users and platforms is in a fragile balance.
Li Yan knows all this, so he has a very bold judgment. The Taobao platform is not invincible. Alipay has also given him the opportunity to overtake in corners.
“So,” Senior Officer Zhang said, “Are you ready to cooperate with Alipay?”
“No.” Li Yan said, “I’m going to make a simple payment platform myself. "
This answer is expected. If Li Yan was prepared to cooperate, today's meeting would not be held.
So at the beginning, everyone had a tacit understanding not to mention Alipay. All the four major banks have cooperation with them, although it is not in depth.
“Alipay relies on Taohao.com and has developed for so many years and has so many users. Now you make one yourself without cooperating with them. What are the prospects?” Gao Ding asked.
“Everything is still disordered now, and anyone can easily overthrow another. JD Mall, which is fighting against Taohuo, has expressed its intention to give up cooperation with Alipay. The chaotic situation is changing rapidly. Yes, as long as it is convenient and worry-free, the masses can vote with their feet to create or destroy myths in just a moment," Li Yan said.
"Then I won't talk to you about the user base first. Alipay's technical accumulation is there. It's not long before the launch time you promised. Can we still make a new one? "Gao Ting continued to ask.
Li Yan smiled, "Technological accumulation... Dear leaders, how many years of accumulation and manpower investment did it take to develop this self-developed system abroad? In China, before me, in addition to the win that was grafted by the founder, there were also Is there any? Their team of dozens of people can build a payment platform from scratch, which is not difficult for me.”
The words sounded crazy, but when Li Yan asked himself, what he said was all dry truth and hard reality.
The Shabo who went to Beijing to study by himself, I must cue when I seize the opportunity.
(End of this chapter)